Goodreads helps you keep track of books you want to read.
Start by marking “Love and Payne (THIRDS Universe, #1)” as Want to Read:
Love and Payne (THIRDS Universe, #1)
Enlarge cover
Rate this book
Clear rating
Open Preview

Love and Payne

(THIRDS Universe #1)

4.32  ·  Rating details ·  507 Ratings  ·  97 Reviews
Austen Payne, THIRDS Squadron Specialist Agent (SSA) for Destructive Delta and TIN operative, has seen the worst the world has to offer, faced lethal killers, and helped bring down dangerous organizations. But nothing terrifies him more than falling in love. After years of undercover work, Austen is a master at defending himself and protecting his heart… until he meets Osm ...more
ebook, 200 pages
Published September 4th 2018 by Dreamspinner Press
More Details... edit details

Friend Reviews

To see what your friends thought of this book, please sign up.

Reader Q&A

To ask other readers questions about Love and Payne, please sign up.
Popular Answered Questions
Charlie Cochet Hi, Darlene! Absolutely! It's available in paperback through Amazon, Dreamspinner Press, and most third-party booksellers. It might take a few sites a…moreHi, Darlene! Absolutely! It's available in paperback through Amazon, Dreamspinner Press, and most third-party booksellers. It might take a few sites a little longer to get the paperback up, but yes. <3(less)

Community Reviews

(showing 1-30)
Rating details
Sort: Default
4stars.png (1200×348)

I have had a small crush on Austen, since his first appearance in "Thirds". Ever since that moment I wanted to read his story... and now the time has finally come !!

And who would be better for Austen than our vey own Yogi Bear...Zach !! That "cheesy doodles scene" with Dex in Hell & High Water, made me laugh my ass off...I will never forget it ;)

Like I said.. I have really been looking forward to reading Austen and Zach's story and I am glad to say that I enjoyed it very much ;)

Now we've bee
Charlie Cochet
Sep 03, 2018 added it  ·  (Review from the author)
Shelves: my-own-books
**** Love and Payne is not a continuation of the THIRDS series. The original THIRDS series is 10 books with the final book being Tried & True. Love and Payne is the first book of several side books in the THIRDS Universe. It is also not a new series. It's a standalone novel.

It is not necessary to read the whole THIRDS series to enjoy Love and Payne. If you have, awesome! It enhances the reading experience, but you shouldn't be lost if you haven't.
R * A Reader Obsessed *
4 Stars!!

Ahhhhh, there’s the Cochet I know and love!

Zach is my favorite kind of MC and that’s nice and BIG. Ha! At 7’4”, 310 pounds, this wonderous package of pure manly man is basically the poster child of gentle giant to the max. Unf. All he wants to do is love on Austen. Yes please!

Now, Austen’s one lucky bastard to garner the attention of such a teddy bear, but he’s a little bit prickly. He’s had a shit deal dealt to him and no one has ever cared about Austen nor thought him deserving of su
4.5 Stars

Austen Payne is a top three THIRDS character for me so my expectations going into this long (long) awaited story were really high. Thankfully – seriously, thank Christall my hopes and wishes for this particular installment were met in glorious fashion and I couldn’t be happier with the results.

As long-time readers of the series will be well aware, TIN super spy Austen Payne has been denying his feelings for THIRDS agent Osmond “Zach” Zachary for years. There’s been something simmeri
Anne Boleyn's Ghost

So I thought that the THIRDS series went off the rails from time to time, but certain things saved it. Humor, for one. It was fun. And most of the couples had unwavering love and loyalty for each other.

Unfortunately, the things that I enjoyed about the THIRDS series were absent here. Likewise, the things that I disliked were present. I had a few problems with Love and Payne, and my biggest problem likely won’t be shared by other readers. But since I became invested in Austen and Zach severa
Aug 13, 2018 rated it really liked it
4.5 stars rounded down because Austen!!!! I've been waiting forever for this one and...well, now I'ma happy, happy girl. I love Austen even that's possible! Full review to follow soonish!

It's Austen's story and I couldn't be happier!!!

I've been wanting and waiting for Austen's story since he first graced the pages of the THIRDS series.

Austen was that dark mysterious character who shows up when you least expect him and is enigmatic and somewhere along the line you discover that they
Richard Derus
Sep 10, 2018 rated it really liked it  ·  review of another edition
Shelves: kindled
Real Rating: 3.75* of five

Five w-bombs. More later.
Six too many w-bombs. Really annoying.

Good tale of Austen's final descent into loving couplehood, and sets up a neat new dynamic for him vis-a-vis THIRDS daddies Sloane and Dex.

Far too little attention paid to the political subplot, so the ending was a whirlwind of telling not showing so that the set piece would work. Like every other book in the series, it's compulsively readable, and its universe (while exceedingly improbable) is th
Sep 07, 2018 rated it really liked it
Austin & Zac - nothing short of adorable ❤ Austin has fought his attraction to Zac for years, thinking he wasn’t enough and determined that his lifestyle meant he would forever be alone. An terrible accident occurs that almost kills Zac and Austin realizes it’s time to step up- mind you he didn’t realize this would mean having the whole Bear clan involved. Like peeling layers off an onion, Austin slowly warmed to the idea of a family and a partner. I’ve been waiting for these two for a while ...more
Sep 02, 2018 rated it really liked it
Thank you Charlie, for finally giving me sweet, sweet Austen's happily ever after - no one deserves it more than he does!

Lots of time spent getting to know Zach's family, which is fun. There's also a sexy little scene at the start of the story which gets interrupted (though I sure wish it hadn't!).

The mystery isn't spectacular, but the book is short so it works.

My only issue is there's a ton of name dropping of characters from the other stories, and while this isn't really a problem for me I thi
4.25 stars!

I've been waiting what seems like forever for Austen and Zach's book. They have been my most anticipated romantic couple in this whole universe aside from any new books coming out with Dex and Sloane.

I was so so excited to be able to delve into their story and how they get to their own happily ever after.

Let's just say, it was a hard one, one of the hardest (except for Hudson and Seb...) journey's to get there, mainly because of Austen and his past and because of it how hard it is f
To say I liked this would be an understatement. I thoroughly thoroughly enjoyed everything about it.

Zac was such a sweetheart and I absolutely adored him. I loved the way he refused to give up on Austen through it all. Usually people like Zac (who keep pushing even when the one they love is being silly) annoy me but for some funny reason, I couldn't get enough of him here. *happy sigh*

As usual, Austen was our guarded, prickly, distrustful TIN agent with a very deeply hidden heart of gold. It rea
Joyfully Jay
Sep 04, 2018 rated it really liked it
Shelves: jay
A Joyfully Jay review.

4.5 stars

Love and Payne takes place in Charlie Cochet’s fabulous THIRDS universe and reunites us with two side characters from the main series. You could probably read this one without having read the THIRDS books as the main Destructive Delta team doesn’t appear here. However, it will obviously be a richer reading experience if you are at least familiar with that other series (also this does have some spoilers for the end of that series). I have been intrigued by Austen f
Sep 05, 2018 rated it it was amazing
Awwwww. I need a Zach in my life!!!
My god. So sweet and adorable and kind....
I was really waiting for Austen story from the moment he was introduced in the THIRDS series and I am happy to say that I am NOT disappointed!


Too short though but it's just me being greedy with these characters...!

So Austen. Agent for THIRDS,Spy for TIN, Complete Badass, Cheetah Therian. With walls around his feelings and his heart larger and higher than anything that exists!
Austen is hard and tough and he is also so
DNF 29%

Not buying this "epic love" Austen has for Zach.
this is somewhat difficult to rate for me because one, I waited forever for this book and two I love this series.
but till now I had the experience that all books with the main couple, Dex and Sloane, are great and I loved them .. and the books with secondary characters turned MCs are ... good but not on the same level

so I was a bit unsure when I started it. but let me say, on the whole I loved it! the relationship between Austin and Zach is well done, although Austin is very unsure of himself an
Diane Dannenfeldt
Sep 05, 2018 rated it it was amazing
Why did the book have to end? I love Zach and Austin - RTC
Sep 06, 2018 rated it really liked it
4.5 stars
Sep 06, 2018 rated it it was amazing  ·  review of another edition
I’ve been waiting for Austen’s story since we first met him and I had no idea if we’d ever get it! But here we are!

We got to know Austen when he was there for Sloane and helped him. It seemed that he was there all the time, but now we get a glimpse of who he really is and how his life has been. And it hasn’t been easy.

On the other hand we have Zach, or Osmond Zachary (I got confused there because people were calling him either Zach or Ozzy). He is one of the 96 people in his family. His family
4.5 Stars ~ I have loved snarky, foul-mouthed Austen from the first moment he appeared in a THIRDS novel, so since I consider myself a genuine THIRDS nerd, I have been desperately anticipating his story. Austen needs love just as much as all the other guys did and I couldn’t wait to see him find it. Of course, the fact that it was Dex and Sloane’s matchmaking that put Zach in Austen’s path didn’t hurt my desire to see it play out as I love those two men.

“If Austen didn’t put an end to this once
Sep 09, 2018 rated it it was amazing
Shelves: 2018, 05-mm-read
I think this has been one of my favorites in the whole series.
I love Austen.
This book centers on Austen protecting Zach after he is injured in the line of duty.
We get to meet Zach's hugh bear family and the interactions between them are funny.
After waiting for such a long time, Zach and Austen finally get their HEA.
Sep 08, 2018 rated it it was amazing
This is everything I wanted from Austen and Zach’s story. A little heat, a little action, a little bittersweet all in a big story about admitting that the heart requires love.

There’s a good deal of social commentary about the fictional world that vividly mirrors our own and Charlie Cochet pulls no punches and for this alone I’ll sing her praises. But mix in a really engaging love/action/paranormal story and, well...

...5 stars.
So glad Austen and Zach got their own HEA. Just imagine the shenanigans now that (view spoiler).

Loved the Osmond clan, although there is no doubt that having 96 relatives around at any one time would be positively mind-blowing 😲.
Sep 11, 2018 rated it it was amazing
I'm so happy for Austen and Zack. *sigh* Their story was so sweet but oh So hot! I can't wait for all the others books to come out.
Sep 05, 2018 rated it it was amazing  ·  review of another edition
Outstanding. I couldn't have asked for more. The THIRDS had something going for it, I don't know if I've experienced before, every single book is 5 stars for me. I LOVE Charlie's writing and the world she build for her beautiful characters and as I've loved reading of Sloane and Dex, I SO enjoyed getting FINALLY Austen Payne's story. He has been a constant even if in the background and he deserved to get his story told. Not only that he deserved to not only find his HEA with Zach but get his own ...more
Sep 05, 2018 rated it it was amazing
a 4.5 star review for The Blogger Girls

I admit, I was a little concerned when I’d realized that Love and Payne was a part of the THIRDS universe, but not necessarily the THIRDS. However, Zach has been along for the ride since the beginning, after chasing Dex through the halls on his first day on the job for snagging the last bag of cheezy doodles. And Austen, oh man, Austen has owned a piece of my heart since his debut and his initial crush on Sloane. You just knew that boy was trouble and you k
Jacqueleen ♡
Like many THIRDS fans, Austen has been on our radar and sneaking into our hearts every time he appears. I have been not so patiently awaiting his happily every after, not to mention any tidbit of info I could gleam about this mysterious man.

Austen does not believe in happy endings. Life has taught him that it's never fair and true good is hard to find if it even exists at all. That is until he meets Zach. Zach is an anomaly to Austen. No matter how hard he tries to antagonize or push his button
JustJen "Miss Conduct"
Sep 07, 2018 rated it it was amazing
Shelves: ebook, mm, paranormal, lbr

4.5 stars - I really don’t want this series to ever end. Every installment is as good as the ones before it, even though the storyline is evolving and going in different directions. And I thought I was a tiger Therian fan, but I believe the bears have taken the lead! Zach and his supersized family are wonderful, and who wouldn’t want to be in the middle of that big bear bunch?

Austen is the mysterious agent I’ve always wanted to know more about. He has a thing for Zach and has been keeping an eye
Sep 19, 2018 rated it really liked it
Ormai è stato stabilito che sono in fissa con questa serie. E devo dire che aspettavo con trepidazione questo libro da mesi, diciamo più o meno da quando avevo conosciuto i due personaggi e li avevo visti interagire tra di loro (anche se ammetto che ci sono altri romanzi di questa serie che aspetto di più).

Nel complesso questa storia non mi ha per nulla deluso.
A differenza della serie di cui è uno spin-off, quello che si può definire il “caso” è presente principalmente all’inizio e alla fine del
True rating ... 4.25 glorious stars :-) <33333333!! More thoughts to come this month :-) ... !!
« previous 1 3 4 5 6 7 8 9 next »
There are no discussion topics on this book yet. Be the first to start one »
Charlie Cochet is the international bestselling author of the THIRDS series. Born in Cuba and raised in the US, Charlie enjoys the best of both worlds, from her daily Cuban latte to her passion for classic rock.

Currently residing in Central Florida, Charlie is at the beck and call of a rascally Doxiepoo bent on world domination. When she isn’t writing, she can usually be found devouring a book, re

Romance Deals

  • Party Girl
    $4.49 $1.99
  • The Confounding Case Of The Carisbrook Emeralds (The Casebook of Barnaby Adair 6)
    $6.99 $1.99
  • Paris (International Guy #1)
    $2.99 $0.99
  • Shame on Him (Fool Me Once, #3)
    $4.99 $0.99
  • Out of Breath (Breathing, #3)
    $5.49 $1.99
  • Off Base (Out of Uniform, #1)
    $4.99 $1.99
  • Barely Breathing (Breathing, #2)
    $5.49 $1.99
  • Reason to Breathe (Breathing, #1)
    $4.99 $1.99
  • Second Chance Summer (Cedar Ridge, #1)
    $5.99 $2.99
  • Married By Morning (The Hathaways, #4)
    $7.99 $2.99
  • Playing It Safe
    $3.99 $0.99
  • Beneath Copper Falls (Rock Harbor #6)
    $8.99 $1.99
  • Tight
    $4.99 $2.49
  • A Year of Weddings: Twelve Love Stories (A Year of Weddings Novella)
    $12.99 $3.99
  • The Curse Keepers (The Curse Keepers #1)
    $4.99 $1.99
  • Feral Sins (The Phoenix Pack, #1)
    $4.99 $1.99
  • How to Tame a Beast in Seven Days (The Embraced #1)
    $7.99 $2.99
  • Shame on You (Fool Me Once, #1)
    $4.99 $0.99
  • Shame on Me (Fool Me Once, #2)
    $4.99 $0.99
  • The Curse Breakers (The Curse Keepers #2)
    $4.99 $1.99
  • Dirty Exes (Liars, Inc., #1)
    $3.99 $1.99
  • Shadow's Edge (Night Prowler, #1)
    $4.99 $1.99
  • First Drop of Crimson (Night Huntress World, #1)
    $4.99 $1.99
  • A Taste of Magic (Magic, # 1)
    $3.99 $0.99
  • Where the Road Takes Me
    $3.99 $1.99
  • New York (International Guy #2)
    $2.99 $0.99
  • Sin With Me (Bad Habit, #3)
    $4.99 $0.99
  • The Memory of You
    $8.99 $1.99
  • One Foot in the Grave (Night Huntress, #2)
    $4.99 $1.99
  • Wicked Cravings (The Phoenix Pack, #2)
    $4.99 $1.99
  • Good Guys Love Dogs
    $5.99 $1.99
  • Camino Beach
    $3.99 $1.99
  • Embrace the Night (Vampire Romance #1)
    $3.99 $0.99
  • The Shell Seekers
    $9.99 $2.99
  • Wicked White (Wicked White Series Book 1)
    $3.99 $0.99
  • All the Little Lights
    $4.99 $1.99
  • Carnal Secrets (The Phoenix Pack, #3)
    $4.99 $1.99
  • Scream For Me: A Novel of the Night Hunter (For Me, #3)
    $3.99 $1.99
  • When Life Happened
    $3.99 $1.49
  • Cheater (Curious Liaisons, #1)
    $4.99 $1.99
  • Cheater's Regret (Curious Liaisons, #2)
    $4.99 $1.99
  • The Hunting Grounds (Hidden Sins, #2)
    $3.99 $1.99
  • The Consequence of Revenge (Consequence, #2)
    $4.99 $1.99
  • The Consequence of Seduction (Consequence #3)
    $3.99 $1.99
  • The Story of Us
    $3.99 $1.99
  • The Consequence of Loving Colton (Consequence, #1)
    $4.99 $1.99
  • No More Masquerade (Secrets of Stone Series Book 2)
    $6.99 $1.99
  • Dunaway's Crossing
    $3.99 $1.99
  • Twisted Truths (Blood Brothers, #3)
    $5.99 $2.99
  • The Curse Defiers (The Curse Keepers, #3)
    $4.99 $1.99
  • The Roommate 'dis'Agreement
    $2.99 $1.49
  • The Rules of Regret
    $3.99 $0.99
  • Cry Baby
    $3.99 $1.49
  • Matchmaking for Beginners
    $5.99 $2.99
  • Hollywood Dirt (Hollywood Dirt, #1)
    $4.99 $2.49
  • Threat of Danger (Mission Recovery, #2)
    $4.99 $1.99
  • Copenhagen (International Guy #3)
    $2.99 $0.99
  • Don't Hex with Texas (Enchanted, Inc., #4)
    $4.99 $1.99
  • Windfallen
    $10.74 $1.99
  • Wild Hunger (The Phoenix Pack, #7)
    $4.99 $1.99
  • Archer's Voice
    $4.99 $1.99
  • Wicked Intentions (Maiden Lane, #1)
    $5.99 $1.99
  • The Billionaire's Touch (The Sinclairs, #3)
    $4.99 $0.99
  • No Ordinary Billionaire (The Sinclairs, #1)
    $3.99 $0.99
  • You and Me, Always
    $14.99 $2.99
  • Rescuing Sadie (Delta Force Heroes #7.5; Masters & Mercenaries Crossover Collection)
    $2.99 $0.99
  • The Forbidden Billionaire (The Sinclairs, #2)
    $4.99 $0.99
  • No Turning Back (Kathleen Turner #1)
    $3.99 $1.99
  • The Surviving Girls (Hidden Sins, #3)
    $4.99 $1.99
  • The Dirt on Ninth Grave (Charley Davidson, #9)
    $7.99 $2.99
  • Dark Instincts (The Phoenix Pack, #4)
    $4.99 $1.99
  • Every Little Kiss (Sequoia Lake, #2)
    $4.99 $0.99
  • The Girls of Mischief Bay (Mischief Bay, #1)
    $7.99 $2.99
  • Devil's Cut (The Bourbon Kings, #3)
    $7.99 $1.99