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Long Valley #1

Accounting for Love

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Is she the answer to his dreams…or the person who will be forced to destroy them?

He’s a farmer, dammit, not a bookkeeper

When Stetson Miller inherits his father’s farm in Idaho, he’s too focused on crops and yields to pay attention to the financial side of things. The next thing he knows, he’s got a stack of unpaid bills, the bank is threatening to foreclose…and the auditor who’s come to examine his accounts is the sexiest thing he’s ever laid eyes on.

But she’s a city girl, just like the last one who left him at the altar. He'll guard his heart – but he can't help wanting her.

She’s checking him out, in more ways than one…

Jennifer Kendall doesn’t mind a tough job, but the handsome Stetson is trouble of a different kind. When he isn’t making her mad, he’s filling her head with all sorts of forbidden fantasies.

The sparks between them fly even faster when the road washes out and Jennifer has to spend the night on the farm. But passion alone won’t pay the bills. Can Jennifer find a way for Stetson to save his farm?

And if she can’t, will he ever forgive her?

Accounting for Love is the first novel in the Long Valley series, although all books in the Long Valley world can be read as standalones. It has some strong language, and oh my, sexy times. Enjoy!


In March of 2018, this book was rewritten, reimagined, redone, and every other re-word you can imagine, all based on the original version that was released in October of 2016. I hope you love this reworked version as much as I do. ~Erin Wright


First published October 1, 2016

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About the author

Erin Wright

42 books350 followers
USA Today Bestselling author Erin Wright has worked every job under the sun, including library director, barista, teacher, website designer, and ranch hand helping brand cattle, before settling into the career she’s always dreamed about: Author.

She still loves coffee, doesn’t love the smell of cow flesh burning, and is currently living out her own love story in a tiny town in rural Idaho.

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5 stars
1,231 (39%)
4 stars
989 (32%)
3 stars
616 (19%)
2 stars
171 (5%)
1 star
80 (2%)
Displaying 1 - 29 of 391 reviews
Profile Image for Janja.
859 reviews11 followers
July 5, 2017
Short,insta lust-love and one hot cowboy and a pretty city girl.
Profile Image for Krista.
181 reviews
December 5, 2017
Oh god. Do you ever read a book to the end because you honestly can't imagine how much worse it will get? This was one of those. It was a fast read, if it were longer it would have been a DNF.

Honestly, I liked the premise and I liked the potential of the characters, but it was all so shallowly executed. So much potential wasted. Both characters were kind of two dimensional and little time was spent trying to flesh them out. They know each other all of two three days then they split and there's crying, and a week later he's proposing and she's moving in? I still don't know if they've ever actually spoken to one another more than an 'oh, that's what you do?' There is about ) development of their relationship. I still have no idea what they saw in one another. Their motivations are entirely driven by plot, rather than serving the plot. There is a whole subplot of brothers who dislike one another, which would have been fine, but there was no point to adding it in other than to add length and it wasn't even resolved or addressed in the end.

Like I said, I just kept reading because I kind of wanted to see just where it would go. It is the kind of book that makes me want to re-write it because it is ripe for all sorts of UST and pining and glances. Instead we get chemistry-less insta-fucking. *le sigh*
Profile Image for SA Krishnan.
Author 35 books174 followers
July 31, 2020
Jennifer is an accountant and she is looking into Stetson’s account after he missed a payment on his farm loan. The tension between Stetson and Jennifer was very aptly dealt with Carmelita, who is the housekeeper of Stetson’s house.
Carmelita is a wonderful character and one that stays in my mind long after the book is over.
Overall, the way the two characters got together was great fun. But it seemed a little hurried.
But nonetheless, it was enjoyable all the way through.
Lovely romance.
Profile Image for Bonnie.
95 reviews
February 14, 2023
This book made me laugh out loud because it was a bit stupid at times. Also, any book that ends with them getting married after like 2 weeks always makes me laugh as well. The lovebirds themselves were a bit dull; didn't care a thing for either of them. Carmelita, the housemaid, deserved better than taking care of the main guy Stetson. Also, a cowboy/farmer name Stetson... c'mon now.
Profile Image for Eve.
591 reviews13 followers
February 3, 2020
Oh no, that was so so so so dumb. Okay, they’d barely bad two whole conversations by 40%, they were in love by 60%, the big drama came at like 97% and they were married and pregnant by the end??? No. This is even worse when you consider that this happened in a span of around a week or two (the engagement, not the wedding). Ugh, it’s so dumb. Not to mention they had absolutely no chemistry. They’d just met each other, he was a dick and apparently hated her, but all that time that could have been spend with them actually getting to know each other was instead spend on them pining and denying with absolutely nothing to back up their reasons to do so.

It also felt like there was a lot of underlying sexism in this. When was Stenton not raging on about that darn woman coming in and ruining things. Just, everything about this felt so cheap and dirty and it just wasn’t great. The only reason it gets 2 stars is because I didn’t absolutely hate it. Yikes.
This entire review has been hidden because of spoilers.
Profile Image for Cali Jewel.
4,821 reviews29 followers
January 5, 2017
Emotional Roller-coaster does not begin to describe the sparks flying between these two. This story of love found when you are so not looking for it was both entertaining and engaging all five senses at the same time kinda read.

One head strong rancher with two brothers that have moved on with their own ranches but still see him as the baby of the family. (I was an unexpected late baby too) One strong minded city dwelling female with a calculator that she is not scared to use .. (Crazy ex-boyfriend that has problems understanding the word "No" to boot) with a Boss that has his own not so nice plans for the ranch in question. A Family Ranch that is generations old hanging in the balance.

This all makes for one exciting, actively fun, entertaining read. Looking forward to the next Long Valley Visit.
Profile Image for Ambersreading.
157 reviews1 follower
January 28, 2020
How to make me happy: give me a really good love story ❤ definitely want to read more of these
Profile Image for Lisa Tetting.
Author 4 books65 followers
April 28, 2017
I give this book 3.5 stars and since I always round up, it get last a 4.

The book started out a little slow and it took me a while to get into the story. The gist of it was Stetson was a rancher whose land is in danger of being taken by a bank because he was unable to make a payment on a loan. He had to take out the loan when his father turned ill. Cancer treatment was expensive, causing Stetson to make the choice to try and save his father's life. He couldn't afford the treatment and the bank payment so he was in default.

Jennifer is a forensic accountant hired by the bank to audit the financials at the ranch. She sees her job as a way to help people find a way to pay their loan, whereas her boss just wants her to see the property owners unfit and foreclose.

Once Jennifer and Stetson stop arguing, on it was all Stetson and his stubbornness, they get together and burn he sheets up. Eventually, Jennifer finds a way to save the ranch, but Stetson refuses causing a riff between the lovers. They eventually get their HEA.
Profile Image for Laronda.
723 reviews3 followers
May 18, 2022

This book had a longer version available but I opted for the shorter one thinking I could always read the longer one if I wanted more. Nah, I am good. Skimmed about half of this one.
Profile Image for Rellim.
1,603 reviews30 followers
Want to read
December 11, 2021
12/11/2021 - ebook is free & audio is 99¢ on Kobo (I think ebook is free all the places…)
Profile Image for Curly Bibliophagist .
369 reviews2 followers
May 5, 2020
This book is a rewrite of Erin Wright's original Accounting For Love. I love her books and her writing skills have grown since she wrote the original version if this book. Doing this rewrite was a great opportunity to make Accounting For Love even better.

Stetson is raises cattle and is a row crop farmer. He also has a big chip on his shoulders. Stetson inherited the farm when his father died. Stetson is the youngest of threee sons. Typically, the farm would pass to the oldest son, hus brother Wyatt. When Stetson inherited the farm, his brother was not happy about it. Wyatt always held a grudge against Stetson, even though his father signed for the financing on Wyatt's farm, enabling him to have his own farm, long before his father passed. Stetson was an oops baby, coming along years after Wyatt and their other brother, Declan. Stetson and his dad were very close. Needless to say, Wyatt was a little jealous.

Fast forward to a year or so after his father passed. Stetson is struggling. He has missed the yearly payment on the farm's operating loan. The bank is threatening forclosure and has reason to want to forclose over Stetson making the payment. Unfortunately for the bank, the loan calls for an audit of the farm to see if forclosure is really necessary. That's where Jennifer comes in. She is an accountant, tasked with going through the farm's books. When she arrives, Stetson is not happy that she is there and doesn't hesitate to let Jennifer know it. There is a lot of tension there, buffeted by Stetson's wonderful housekeeper, Carmelita.

As the story plays out, we learn a lot about both Stetson's and Jennifer's past. We see the relationship grow. It becomes a race against time for Jennifer to finish tge audit and find a way to save the ranch that has been in Stetson's family for over 100 years. Will the ranch be saved? Will Stetson and Jennifer have a happily ever after? Can Carmelita be an even more awesome character?

I received a copy of this rewritten book and I am providing this review by my choice. I also purchased this book.

I received a free copy of this book via Booksprout and am voluntarily leaving a review.
861 reviews2 followers
October 24, 2019
This is my review on the first part of the book. I’m really close to stopping and not finishing it. Ooh this story and that’s not entirely ooh in a good way. The first part of it frustrated me to no end. It was slow so I felt like I had been reading forever only to find out that I was only a quarter of the way in. I liked Stetson but did the author have to make him dumb. I mean really how very naive of him to think that he could run any business and not do paperwork. He repeatedly kept saying that everyone knows that you don’t do paperwork. How ridiculous is that. The author wrote a hot cowboy with nothing upstairs. Jennifer isn’t must better. Who quits an entire profession that you worked hard to complete for a man? Couldn’t she move and find another nursing job? Then to incur more student loan debt to learn a completely different profession. It seems to me that she has created unnecessary problems because of a man. Ok I’m more than half way through and it is boring. The blurb was interesting and it lead me to believe that I was in for a trick. I feel hoodwinked because it wasn’t bad just boring therefore I can’t even give it a 1 review.
December 18, 2018
Great Romantic Read

This was a great romantic read. Characters are well developed and engaging. Stetson has inherited his father's farm, never one to pay attention to paper work and paying bills. He gets a letter saying they will foreclose i 31 days. The bank informs him they will be sending out an auditor to look at his books and he is not too happy about someone being in his space until he meets her. When the roads flood out and she is forced to stay overnight sparks fly between the two. Jennifer needs to find a way to save the farm, or lose everything, including the relationship building between her and stetson. I loved this love story. Highly recommended.
Profile Image for Angala Fox.
662 reviews14 followers
February 1, 2017
I received a free copy of this book from the author and voluntarily chose to review.
This was a great cowboy romance with interesting characters and a wonderful story. Erin Wright did a great job writing this book. I am looking forward to reading the next book in the series. If you like hot cowboys and tough girls, pick up a copy.
77 reviews1 follower
May 23, 2020
Five Stars.
Absolutely loved it.
Well crafted story and scenes.
The sensual scenes really flowed with the story and really worked for me.
Great work Erin Wright.
I will be purchasing more of your stories.
I acquired this story in a large collection of "small town" stories called Hometown Hope. I recommend the whole collection. This was among the best of the stories.
Profile Image for Jo Hurst.
582 reviews3 followers
September 1, 2017
Terrible book. Plot line could have been great but failed dismally. The characters had no substance and were sex starved clearly. This tried to be 50 shades of cowboy and was simply awful. More sex ( and not even nicely written sex) then storyline. Wasted my last day on holiday with this sadly.
254 reviews
March 8, 2020
A very good read

I very much enjoyed Accounting for Love. It was fast enough for keeping me immersed but leave me behind. I would enjoy more of her stories but I am limited financially to the kindle free books. Thanks for writing it.
Profile Image for Emily Pennington.
17.4k reviews242 followers
March 18, 2018
Stetson Miller looked around at the extensive clutter in his deceased father’s office. He need to get this organized if he intended to save the farm! He had been given 31 days to bring the loan current or the bank would foreclose. Mumbling about what he would do to the low-down banker/thief who was coming, he ignored his housekeeper’s throat-clearing and finally turned around. Behind her was a woman sent by the bank, so he verbally attacked her too for her cowardly boss not coming here himself! In anger, he gave her a list of requirements on how this audit would be done, the hours, one sandwich for lunch, etc. He made it plain she was not getting any hospitality. He was so rude that Carmelita, the housekeeper, made it a point to reprimand him that evening.

Jennifer Kendall began organizing the mass of papers into something that made sense as she began her audit. Stetson continued to be brusque, although Carmelita’s words helped a great deal. Jennifer asked him about the large amounts of money going into his personal checking account, and he told her it was to pay for his father’s chemo. The last treatment was why he didn’t have the money to make the loan payment. He ran out of the office, angry with himself for revealing so much to her. But it made Jennifer resolve to find a way to save his farm!

At the end of the day, her boss called her, angry that she didn’t have a recommendation yet. He wanted that foreclosure to happen! He screamed that the Board wanted options – was foreclosure still an option? She responded, “Foreclosure is always an option,” just as Stetson stepped up on the porch and heard her! Devastated and angry, he stormed past her and even yelled at Carmelita. In tears, Jennifer ran to her car and – as she sped off in the blinding rain and slick mud – she didn’t feel how her little car was sliding recklessly. And then she lost control as she went off the road!

This book is a rewrite of the original story of the same name. The author did a fine job fleshing it out and matching it to her current writing style. The characters were very realistic and believable. Stetson had a great deal of pressure on him to be successful as the youngest of three sons. He didn’t want to go to his brothers for help, but he had been funding his dad’s treatments before his death and did not stay on top of his loan payment. His failure angered him and he took it out on Jennifer. The bank wanted the land for its own purposes and was pushing for foreclosure. Fortunately, Jennifer is an honest, caring person who is good at her job. She wants to find a way to make things right. But is it enough to save the farm? The reader will enjoy following this story line with its twists and turns. Don’t miss this one!!
Profile Image for Tea, And My Book.
149 reviews1 follower
April 15, 2018
What can I say? I have a weakness for broody cowboys with huge "chips" on their shoulders and a rocking hot bod to go with it. Stetson was so hot, rude and he knew how to get his hands dirty. Stetson is a livestock rancher who is in default on his loan. The bank's last attempt to get their money comes in the form of Lindsay, an auditor for the bank. Lindsay's job is to audit the farm's records to see if there are any stones left unturned where money is concerned. Stetson hates Lindsay's guts from the jump and he does not want some "woman" in his life or his farm rummaging through his things. I loved his relationship with his housekeeper and the respect that he had for her.

The family dynamic was intense with Stetson and his older brothers. I felt every emotion that these brothers were feeling and when they had a that big fight…I had to grab me some popcorn because I was right in the room with them. I have to give the author props on her writing style. It was lively, raw, and complex with a dash of heat to keep me in the story. The characters were well developed and I was able to get to know the characters and their personalities. The pacing was perfect and I was not taken out of the story once. It flowed like the sound on an angel's harp. Was that too much? Well….I wanted to say "flow like water", but that phrase is so over used.

Anyways, the chemistry between Stetson and Lindsay was undeniable electric, and their personalities bounced off of each other. They started off hating each other, but eventually the line between love and hate became quite blurry. And when I say the cowboy fell hard, I mean he fell hard and it was so endearing and adorable. The tougher they are, the harder they fall and I, myself, enjoyed every word on the page.

There is this weird thing about this story were it feels like the author is building up to something but nothing happens. I know it's weird, but I was really waiting for the other shoe to drop with Lindsay and her boss, but to no avail. The set up was there along with the touch of suspense, but nothing happened. In contrary, I loved the ending and I laughed and cried in the same breath.
Profile Image for Vera mallard.
458 reviews11 followers
September 7, 2017
Wright created an intense romance which includes family, emotion, and an attraction that that will not be denied. Stetson can't keep his mind off the pretty little accountant in her skirt and heels; her eyes, her hair, her legs, well you get the drift. However, with preconceived ideas of city women, he's determined to overcome his attraction. Furthermore, hurts from the past color his view of Jennifer. You will love Stetson; strong, determined, and manly, his fight for his way of life will grab your heart strings.

Jennifer comparison of herself to a 15 year old with the hots for the prettiest boy in the school's hilarious. The attractions immediate and intense. Her boss is rushing the audit, for reasons Wright held close to her chest until the last moment. Jennifer's determined to find a way to save the ranch even though Stetson doesn't believe her.

Adding Carmelita's character as a surrogate mother to a 12 yr old boy when his mother died, added much sensitivity and feeling to the story-line. Wright included family dynamics of jealousy and resentment, as she developed her story-line. With well-developed characters, pacing which is in line with the length of the book, and prose easy to follow, Accounting For Love entertains from start to finish.

With cruder language than a clean read, if damn, a-- instead of behind, or son of ---, offend you, this book may be a skip as Stetson uses language of the rural country farmer. Also, the love scenes are intense and descriptive, however, not erotic. An entertaining romance the reader will love.
Profile Image for Tisa.
928 reviews3 followers
November 22, 2020
Stetson Miller was going to lose his farm. Due to using all the savings to take care of his father dying of cancer. Now the bank wants to send an auditor to find how they can make up the back payments of the farm or lose it.
Jennifer is the auditor that the bank has sent to find out what is possible for them to get a payment or foreclose the farm. What the bank supervisor doesn't inform Jennifer is that he wants the farm to be reported as a foreclosure. To let developers take over the farm & build a highway.
Jennifer is taking this position after she has caught her Dr. Boyfriend has cheated on her for the last time in 3 years. He has nothing but degraded, insults, trashed her looks, body during that time. She has no self-confidence in herself. All she knows is how to do ledgers, reports.
Why is Jennifer letting the arrogant, angry cowboy get under her skin. She is just doing her job. Because she finds Stetson Miller hot, sexy and would love to get him between the sheets.
Stetson doesn't know how to trust, after being used by his fiance. He is doing everything he can to hate the auditor Jennifer sent by the bank who wants his farm. But under neither his attitude is a burning desire to have Jennifer.
What happens when they finally have it out & open up. Do they give in to desire, or do they allow insecurities, lack of trust to control them from finding love.
Read the story & don't forget the love scenes from their desires they have to give into.
Profile Image for Elaine .
422 reviews3 followers
March 6, 2018
Accounting for Love is a very good start to the Long Valley series of books about life and love in small-town Idaho. With this new rewrite the book is even better!. Erin adds her signature humor and fun throughout the book, but there are serious subjects like the trials and tribulations of family and the baggage that ex-boyfriends and girlfriends can bring to a relationship. Erin also tackles the topic of body-shaming and how disastrous it can be to a person's self esteem and confidence in bed. The sexual tension builds as Jennifer, an accountant who is auditing Stetson's records when he misses a bank payment on his farm loan, knows that she should not fall for the sexy and volatile client Stetson. But their chemistry and sexual attraction cannot be denied. There are some steamy scenes to follow. I always love the character of Carmelita, the feisty housekeeper that we would all love to have, who shows up in future books as well. Carmelita is the glue that holds the cantankerous 3 Miller brothers barely in check. I love the fact that families have issues and rivalries, but Erin shows that they come together when things get tough. And her portrayal of life in a small Western town are perfect. What a great start to a wonderful series of books. Each stands on its own but you will want to read them all!
36 reviews
October 8, 2018
Great way to start this series off.
Stetson and Jennifer
Jennifer is sent to audit Stetson’s farm as he’s fallen behind in payments to the bank after putting all the money he had into paying for cancer treatments for his father.
Jennifer doesn’t get the warmest of welcomes when she arrives but quickly gets to work since this is an everyday occurrence in her job.
Usually an audit takes a couple of weeks but Jennifer’s boss is on her back more than normal about getting this particular report and is practically forcing her to come to the conclusion of foreclosure.
Stetson and Jennifer grow closer after breaking down each other’s walls and Jennifer is now more determined to find a way to save the farm.
Thinking that she’s found a way but Stetson doesn’t take Jennifer’s findings well and leaves her no choice but to recommend the foreclosure go through.

This was a great story to read that had believable characters and a quick romance that I quite enjoyed.
Carmelita the housekeeper who was more like a second mother to Stetson, was a great lovable and very nurturing character.
I also think I fell in love with Nudges. There was no mention of how that played out, I think I’ll play it out in my head that they saved him and he’s happily grazing in the paddock lol.
I liked the sound of Stetson’s brothers and I’m excited to jump into the next book in this series.
Profile Image for Jenny.
1,756 reviews59 followers
December 27, 2021
Accounting for Love is book one in the Long Valley series by Ering Wright. When Stetson Miller inherited his father's farm, he did not think about the amount of paperwork until the bank sent an auditor to go over his books. The auditor Jennifer Kendall came from the city, and Stetson did not trust city girls. However, for both Jennifer and Stetson, when they are together, their bodies betray them. The readers of Accounting for Love will continue to follow Stetson and Jennifer to find out what happens.

Accounting for Love is the first book I have read by Erin Wright, and enjoyable sweet romance. If you need to read a book to forget about a bad day, Accounting for Love is for you. I did not have any trouble engaging with this book's plot. I love Erin Wright's portrayal of the characters of this book and how they interact with each other throughout this book. Accounting for Love is well written and researched by Erin Wright. I like Erin Wright description of the settings of Accounting for Love that complimented the book's plot.

The readers of Accounting for Love will learn about the role of Bank Auditors in regards to mortgagees. Also, the readers of Accounting for Love will understand that you can not put labels on people, and everyone is different.

I recommend this book.
239 reviews2 followers
July 14, 2017
Stetson Miller has a big problem. As the youngest Miller son he has aways been the baby of the family and his two older brothers do not respect him. Add to that, he was the only inheritor of the family farm and you have a scenario for trouble. To make things worse, even-though, Stetson is a very hard worker and knows how to run the farm, but he is no bookkeeper. He has managed to miss a very important balloon payment on a substantial loan to the bank.

Jennifer Kendall is forensic accountant. She has been sent by the bank so see if she can find the money necessary to paid the loan and prevent foreclosure. Stetson misinterprets her purpose for the audit and takes an instant aversion to Jennifer. It is hate a first sight or is it? It would seem that there is major chemistry between our two antagonists. Jennifer would like nothing better than to save Stetson's farm and keep the bank from foreclosing but Jennifer's boss has another agenda and is pushing her to recommend foreclosure.

Erin Wright has written a well thought out plot with believable characters who have real life problems to solve. This story is so much more than a simple romance and as such it is a thought provoking read that I found to be a real attention grabber. This is one book you are going to want to read.
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