Jump to ratings and reviews
Rate this book

Personal Finance in Your 20s & 30s For Dummies (For Dummies

Rate this book
Create a solid pathway for financial success Millennials often confront greater difficulties—including economic uncertainty and student debt—than those who came before them. This new financial responsibility can be intimidating, and many people are unsure where to begin. Personal Finance in Your 20s & 30s For Dummies will help Millennials to be confident about managing their finances and get on a clear path toward financial security. Inside, trusted financial advisor Eric Tyson shows students and recent grads how to make smart financial decisions in order to pay off student loans, avoid any additional debt, and create a solid plan to ensure their financial success. From avoiding common money mistakes to making informed investment choices, Personal Finance in Your 20s & 30s For Dummies covers it all! Get ready to forge your own path to financial security!

450 pages, Kindle Edition

Published October 27, 2017

120 people are currently reading
216 people want to read

About the author

Eric Tyson

103 books73 followers

Ratings & Reviews

What do you think?
Rate this book

Friends & Following

Create a free account to discover what your friends think of this book!

Community Reviews

5 stars
31 (21%)
4 stars
59 (41%)
3 stars
43 (30%)
2 stars
8 (5%)
1 star
1 (<1%)
Displaying 1 - 18 of 18 reviews
Profile Image for Mo Gardner.
38 reviews
Read
July 14, 2025
technically this is a book i read im logging it whatever mind your business
yes my mommy bought it for me whatever
Profile Image for Robert Hensley.
12 reviews12 followers
April 1, 2020
As a 21 year old with literally no financial experience and about to graduate college, Eric Tyson's Personal Finance guide was a pretty good into to this stuff. It shines at providing pointers to financial topics young people should start thinking about like saving, credit cards, retirement, etc. It's a pretty broad overview of various topics, but a good starting place.

The author is pretty credible, offers decent advice / sources and best of all doesn't make any weird generalizations about Millennials / Gen Zer's that a lot books like these do. I don't think he's an absolute saint by any means; he did plug his website / services a few too many times, but that doesn't invalidate the advice given in this book.

For a dummies book, I kind of feel like the author made some assumptions about the reader's understanding of financial topics. For example, the author doesn't fully explain how credit cards works; he just explains when they are better to use or not. This happens a couple of times throughout the book, but it didn't detract from the reading experience too much.

Overall I feel like this book really helped me ask a lot of financial questions I should as a young adult. It definitely helped me build confidence in making my own financial decisions.
Profile Image for Angela Martinez.
19 reviews4 followers
October 2, 2020
Good overal general information about a variety of financial topics. Great for someone interested in an overview and general knowledge, or someone who is just starting to learn about personal finances. Picking up a book like this is great to get you to start thinking about how you can become financially responsible earlier in life.

If you're interested in a more indepth analysis on a particular topic, you can start reading the relevant section in this book, but then find more indepth reliable content on the particular topic of interest.
Profile Image for Billy Coffin.
60 reviews
June 15, 2020
Great tips on making basic personal finance moves early in your professional life. Great chapters on using credit, buying a house, a car, insurance, and creating a financial portfolio.
Profile Image for Chase Wilde.
37 reviews
February 28, 2023
The first few chapters and the last few chapters contain common sense advice that can be skipped so long as you graduated from high school. But the middle chapters have some really good nuggets.
336 reviews
October 1, 2023
This book is a great starter for those new to personal finance, or just need a refresher. This book can be read in its entirety, or to reference a chapter. I would be curious to see what an update of this book will look like, considering the many changes that have occurred since its publication. This book has great information, but I did find myself becoming glassy-eyed when the author went into detail at certain sections (e.g., investing).
Profile Image for Lori Sara.
136 reviews
August 15, 2024
I read the parts I was curious about and skimmed the rest. It's straightforward and a good resource but I do prefer the other PF books I listened to that have more of a storytelling feel to it. It was complimentary to other PF books.
7 reviews
August 23, 2024
A lot of the things in this book are common sense. Good for people who don’t have a basic grounding in personal finance.

Most interesting parts to me were about insurance, renting vs owning, credit card debt, and tax free ways to increase wealth
Profile Image for Jonathan.
8 reviews
June 21, 2023
Information is not bad, but the book is boring and basic.

Great introduction for someone with close to zero personal finance knowledge and is trying to figure out their plan.
Profile Image for Kelsey.
77 reviews1 follower
Read
December 17, 2024
Not a fun read, but finished it nonetheless. Literally took me a year to finish
Profile Image for Manu Gómez.
36 reviews
March 16, 2023
Tal vez sería un 2.5

Lo porque escuché buena recomendación de los libros para dummies. El argumento de la recomendación fue que era un experto que te pasaba todo el conocimiento en un libro donde ya todo está listo para que lo aprendas de la manera más fácil. El problema es que honestamente no sentí que fuera un libro que realmente te ayudara a aprender sobre finanzas. Si te dice cómo hacer ciertas compras y tomar ciertas decisiones respecto a tu vida financiera. No te habla de porcentajes y de cómo poder dividir tus ganancias. Aunque si habla mucho sobre cómo valorar en costo/beneficio las cosas que vas a adquirir. Me gusta que hablar sobre inversiones. Lastimosamente no vivo en Estados Unidos y la mitad de ejemplos que dio sobre impuestos no me sirvieron para nada más que para perder el tiempo. Aun así creo que para alguien que de verdad tiene un 0 en conocimiento de finanzas puede ayudar.
284 reviews1 follower
March 22, 2023
3.5 stars, rounded down.

For the same reasons as the previous book I read on personal Finance, I gave this one the same rating. It isn't a bad book by any means, gives plenty of useful information that was relatively easy to understand, even as someone who is completely finance illiterate. However, I feel like it's a primer, so you have to actually seek out more books that specifically pertain to the subject you want to learn more about (in my case, investing and retirement accounts). I think it would benefit from even more examples than the ones that were provided, particularly in how to set up these kinds of accounts and possibly what to expect from them, but that might be out of the wheelhouse of the author.
154 reviews4 followers
July 12, 2018
It is your standard personal finance book for those who have retirement a long way off. I have read a number of them recently and they all sound about the same, giving some good advice about how to get started. These all will require additional research on individual topics, but is a great start for those who are new to personal finance. Nothing really sticks out about this book, and that is probably as much an indication that reading more of this style won't offer any new or additional insights, as it is a comment on this particular book.
Profile Image for Daniel.
23 reviews7 followers
February 1, 2022
Gotta start somewhere!

Overall a solid book running through the basics of budgeting, paying down debt, investing, and insurance. A great starting place on each of the topics.

Pros: comprehensive, direct advice on investing/insurance, wisdom on how to seek professional help

Cons: some of the chapters were unnecessary such as dieting tips
314 reviews9 followers
March 30, 2022
It was what it promised-- an overview of finances from a very basic level. It broke down each aspect of finances and gave solid advice/resources for people to examine.

Displaying 1 - 18 of 18 reviews

Can't find what you're looking for?

Get help and learn more about the design.