老後破産:長寿という悪夢

by NHK Special Shuzai-han, ＮＨＫスペシャル取材班

年金だけでは暮らしていけない!平均的な年金支給、自宅を所有、ある程度の預貯金…それでも「老後破産」は防げない!なぜ起きるのか、その実態はどうなっているのか、予防策は?「予備軍」も含め、驚くべき現状を追った衝撃のルポ!

240 pages, Tankobon Softcover

First published July 10, 2015

Reviews

[Hazel P · Rating 3 out of 5]

This is the first non-fiction book I have read that focuses on the financial stability of retirees. Adapted from a documentary aired on the Japanese media outlet NHK in 2016, it shares poignant stories of Japan's elderly who are struggling with financial security and teetering on the edge of bankruptcy. The book leverages real-life examples to critique the government's failure to effectively promote and implement elderly welfare policies, revealing that a significant portion of the elderly population does not know they qualify for government assistance, and as a result, struggle to meet basic needs including food security. Additionally, the book points out that government policies further marginalize an already vulnerable group by imposing restrictive eligibility criteria for assistance, such as requiring that an individual's savings fall below a specific threshold (approximately $500 AUD), which unsurprisingly breeds distrust and discourages them from applying.

As it is adapted from a documentary, the book reads more like a collection of real-life stories. I'd like to explore more in-depth non-fiction works that address issues related to the aging population and welfare systems.

[Yapei Zhang · Rating 5 out of 5]

日本所经历的正是中国将要经历的。而由于中国庞大的人口基数，不健全的社会福利体系，和独生子女政策，老龄化问题在中国只会有过之而无不及。老后破产的问题也将会集中在失独老人，无房产或全家只有一处房产，和农村空巢老人之中。独生子女一代的生产力能否同时支撑自己未来的老年生活和父母的养老，中国老人是否能够接受reverse mortgage，零积蓄，都是解决老龄化问题的挑战。

[鸳鸯奶茶热蛋挞 · Rating 5 out of 5]

2021#42

[Atino · Rating 5 out of 5]

可以考虑买实体书，重复读，值得思考，找一下对应的纪录片看看，日本的过去可能是中国的未来

[Keith Goh · Rating 4 out of 5]

年轻工作时候要积极存（ 超过通膨的 ） 钱。
老的时候没有收入
生病
看医生
请看护

[Zeitgeist · Rating 4 out of 5]

中国也在老龄化，日本的超老龄化已经出现了许多问题，未来中国都会一一遇到，而且不一定处理地能比日本政府更好

[Martin L · Rating 3 out of 5]

很具体的描述了社会现状，确知能感觉到老人后面那种无助与痛苦。虽然说经济周期可能让这种情况不可避免，但是放在个人身上还是让人难以接受。不会书中并没有提及解决的想法或者一些可能的改变。