Written by two experience credit consultants, The Fix Your Credit Workbook offers a step-by-step way to organize cash flow and repair bad credit. With charts, to-do lists, form letters, and quotes from credit and debt collections laws, it teaches you how
-Prioritize your debts from most to least important -Negotiate payment schedules with creditors -Settle income tax debts with the IRS -Choose between bankruptcy and other strategies for overcoming substantial debt -Understand your rights in disputes with creditors, collectors, and credit reporting agencies -Develop new practices to ensure a lifetime of great credit