The Journey of FinTech: Fintellectual Minds Exploring FinTech Through Gen AI Lens

by Vivek Dubey, Sudeesh Pillai Ashish Jain, Saumya Ranjan Pradhan Geetha Raghuraj

The Journey of A Blueprint for the Future of Finance, Banking, and Technological Disruption

Are you ready for the $7 Trillion revolution reshaping money, banking, and global economics?

The financial world is undergoing its greatest transformation in a century. By 2030, embedded finance is projected to unlock $7 trillion, voice payments will hit $164 billion, and fintech solutions will bring 1.4 billion unbanked individuals into the global economy. This isn't a distant future; it's happening now. Giants like Apple, Google, and Amazon are becoming de facto banks, while traditional finance scrambles to adapt. Understanding the forces at play isn't just advantageous; it's essential for survival and success.

The Journey of FinTech is not just another book on financial technology. It is your definitive guide and strategic blueprint, authored by top industry experts from Bloomberg, Lloyds, and Capgemini, led by Vivek Dubey, and published by India's largest and most prestigious publisher, Notion Press. This authoritative text moves beyond theory to provide actionable insights into the concepts that are defining the new financial era.

Inside this essential FinTech book, you will

The Collision of Analyze the high-stakes battle between Big Tech (TechFins) and traditional banks. Learn who is positioned to win and what it means for the future of financial services.

The Embedded Finance Gold Unpack why embedded finance is the most significant economic opportunity since the internet and how you can capitalize on this multi-trillion dollar shift.

The Future of Money Explore how cutting-edge technologies like AI (Artificial Intelligence), blockchain, Web3, NFTs, and the Metaverse are fundamentally redefining the concept of value and currency.

The Two Waves of Understand the back-to-back technological the current wave of Generative AI and the coming wave of Quantum computing, and how to prepare for both.

Secrets of Innovation Learn the proven strategies and frameworks used by top innovators to build novel ideas, create powerful IP empires, and drive digital transformation in banking and finance.

Fintech for See how financial technology is being leveraged to create inclusive prosperity, lifting marginalized groups from refugees to female entrepreneurs, into the economic mainstream.

Who is this book for?

Banking Professionals and Financial Analysts seeking to understand digital disruption.

Tech Entrepreneurs and Startup Founders looking to build the next big thing in FinTech.

Investors and Venture Capitalists are scouting for the next major opportunity in Web3 and embedded finance.

Students and educators in finance, economics, and technology.

222 pages, Paperback

Published July 18, 2025

About the author

Vivek Dubey is a renowned Author, innovator, and FinTech Ideator, having filed four patents in the cutting-edge technology stack of Artificial Intelligence, Machine Learning, Internet of Things, Augmented Reality, and Virtual Reality across various domains. Hold 4 patent grants and 2 patents in the process. His simple approach helps solve bigger and complex business problems by interweaving Business, Experience, and Technology, which readers can find in his books.

Vivek had authored 14+ FinTech White papers and research papers in International SCOPUS journals and three Fintech books, The Journey of FinTech, The Journey of RegTech (among the top 20 best Fintech recommended books), and The Journey of Algorithmic Trading. His books have been cited by industry experts and recommended in the MBA FinTech curriculum in many prestigious universities in India. He regularly blogs on LinkedIn and Finextra.

Reviews

[Abigail L. · Rating 5 out of 5]

The Journey of FinTech is an authoritative and timely blueprint that expertly demystifies the seismic shifts transforming the global financial landscape. Authored by industry leaders and refined by a seasoned editorial team, this book provides readers with critical insights into the convergence of Big Tech and traditional finance, the explosive growth of embedded finance, and the revolutionary potential of AI, blockchain, and Web3 technologies. With clear explanations of emerging markets—such as voice payments and embedded insurance—and a focus on financial inclusion, the book equips professionals, investors, and innovators alike with the knowledge to capitalize on the multi-trillion-dollar opportunities ahead. A great read for anyone seeking to understand and participate in the future of finance.

[Sue · Rating 5 out of 5]

The Journey of FinTech offers an eye-opening snapshot of the massive changes reshaping how we handle money today and in the near future. From embedded finance to blockchain and voice payments, this book breaks down complex trends into digestible insights without overwhelming you with jargon. I especially enjoyed how it highlighted the real-world impact fintech can have on marginalized groups, which made the futuristic concepts feel very relevant and human. It’s a fascinating read that kept me engaged because it doesn’t just talk about technology—it shows why it matters for everyone’s financial future.

[Vivek · Rating 5 out of 5]

"The Journey of Fintech" book truly lives up to its title. It features unique industry collaborations from authors at Bloomberg, Capgemini, and Lloyds, making it a great read for industry professionals.

[Paige Turner · Rating 5 out of 5]

From piggy banks to quantum banks—your future wallet starts here.

The Journey of FinTech is like strapping into a rocket headed straight for the future of money—fast, flashy, and full of “OMG, I didn’t know that!” moments that’ll make you want to cash in on the ride.

[Besiri · Rating 5 out of 5]

This book is an excellent blueprint for understanding the intersection of finance and technology in the AI era. The authors blend deep research with practical insights, making it a valuable resource for professionals, academics, and innovators in the financial sector

[Francis Dry · Rating 5 out of 5]

I loved how easy this book was to follow despite tackling big topics like AI and fintech. It felt like having a conversation with experts who know how to explain things clearly. Definitely recommend it if you want to stay ahead of the curve.

[Harlan Brown · Rating 5 out of 5]

As a founder in the startup space, this book gave me a lot of fresh ideas about where finance is heading. It’s packed with insights on AI, digital banking, and disruption that every entrepreneur should know about.

[Ashley Lashbrook · Rating 5 out of 5]

Fascinating read! It captures how generative AI is revolutionizing the financial world. The balance between technical depth and readability makes it perfect for tech enthusiasts who want to understand the economic impact of innovation

[Nancy Hall · Rating 5 out of 5]

This book is not just informative but also educational. It simplifies complex concepts without oversimplifying them. A fantastic resource for students and anyone teaching about fintech, AI, or global economics.

[Wilbert Houghtaling · Rating 5 out of 5]

What impressed me most was how the book connects the dots between finance, technology, and society. It doesn’t just talk about fintech trends, it shows their global impact and why this $7 trillion shift matters to all of us.

[Ronald Randle · Rating 5 out of 5]

The Journey of FinTech delivers a comprehensive overview of today’s financial revolution. While it covers blockchain, AI, and digital banking, it also raises important questions about ethics, trust, and regulation. It’s both thought-provoking and practical.

[Luis Bynum · Rating 5 out of 5]

A smart and engaging look into how fintech and AI are transforming money, banking, and global economics. Clear, insightful, and full of future-focused ideas.

[Charles Mitchell · Rating 5 out of 5]

This isn’t just a book about fintech it’s a vision of the future. It left me feeling inspired about the possibilities AI brings to finance and how we can shape innovation responsibly.

[Jonathan Fields · Rating 5 out of 5]

Smart. Insightful. Future-ready. A must-read for anyone curious about the powerful role AI and fintech will play in reshaping money and banking.