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Calculated Risk

4.13  ·  Rating details ·  56 ratings  ·  32 reviews
Whoever said opposites attract was right, of course...but no one ever said what they attract.

Jilted by the latest of her father’s choices of “real men,” Cisney Baldwin rashly accepts an invitation to spend Thanksgiving weekend with a sympathetic colleague and his family. Nick LeCrone is a man too much her opposite to interest her and too mild-mannered to make her overbeari
Paperback, 278 pages
Published November 21st 2014 by Pelican Book Group
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Average rating 4.13  · 
Rating details
 ·  56 ratings  ·  32 reviews

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Oct 10, 2017 rated it it was amazing
When I saw the cover on this book in Netgalley I knew I had to read it. It looked like it would be a fun and entertaining read. I can honestly say that it did not let me down. This book was awesome. It was such a heartfelt, funny book. A Rom-Com like the movie with Sandra Bullock “The Proposal”.

In this story Cinsey Baldwin has just been dumped by her boyfriend over the phone. Yes! I said over the phone. What a jerk!! Well Cinsey is devastated and her co-worker Nick LeCrone invites her to spend


When I first picked this book up, I had no idea that it was a Christian romance novel. Not that this genre is a bad but I just prefer to not read them. I enjoy a well placed f-word and based on the previous Christian romance books that I've read in the past, they are just very slow paced and everyone is sugary sweet and almost unrealistic.

Unfortunately, that's what I found with this one as well. The characters were ... okay. I didn't find myself drawn to either character because I wasn't intere
Nov 21, 2014 rated it it was amazing
What happens when your future isn’t what you thought it would be? Can the sticky note queen be worth the risk of falling in love? These characters felt like family members. I didn’t want to leave them at the end of the story. Looking forward to many more books by Zoe McCarthy!

Cisney Baldwin and Nick LeCrone work together. She is a marketing rep who loves her sticky notes and he is an actuary who loves his numbers. When Cisney’s boyfriend jilts her right before Thanksgiving, Nick invites her to
Randy Tramp
Jun 03, 2019 rated it it was amazing
Cisney Baldwin accepts an invitation to spend a Thanksgiving weekend with Nick LeCrone. (Father's choice.)

This book is filled with Christianity, personality, and fun. The characters can get on each other's nerves or fall for each other.

I'm an eavesdropper. While sitting in Olive Garden I noted the people sitting across from my wife and me. A man and woman in their forties, sitting next to each other, obviously waiting for someone or someones. They were constantly looking at the front entrance. T
Suzy Parish
Jun 10, 2019 rated it it was amazing  ·  review of another edition
Every-girl Cisney Baldwin is thrust into the middle of a family Thanksgiving with a family she doesn't even know, except for co-worker Nick LeCrone. Nick invited Cisney on a spur-of-the-moment bit of empathy, which he quickly regrets. Cisney is the exact opposite of his ex-girlfriend. Nick has no romantic plans for Cisney, just rescue her out of a sad holiday alone, as her boyfriend has also dumped her. The friction between the two is well-written and the chapters propel you forward, making you ...more
Jan Lenz
Apr 24, 2019 rated it really liked it  ·  review of another edition
Fun characters and good story lines.

Even if Cisney disappoints her father by losing boyfriends, she still tries to always please him. When the last jerk of a guy that Dad approved drops her, she learns to stand up for herself and ends up falling for a guy that her dad tries to dismiss. She learns to appreciate the type of man he is, and learns that they are not all the same. Good story!
Oct 15, 2017 rated it it was amazing
I did not realize this was a Christian romance book, but I loved this story! I had a hard time putting the book down to go to work. It was a fun book to read & I really enjoyed the main characters!
Nov 10, 2017 rated it liked it
This is my first book by Zoe M. McCarthy.

What I liked:
The writing style

I had a hard time staying interested in this book.
I voluntarily received an ARC from NetGalley.
May 26, 2017 rated it it was amazing
Shelves: 2017-challenge
This story was so much fun. I enjoyed the family dynamics. I appreciated the spiritual truths woven throughout the story.
Katie Hansen
Jan 04, 2019 rated it it was amazing
It was a great book that was such a page turner for me. I had to finish it as soon as I picked it up. I highly recommend that you read it for yourself and see what I mean.
Nov 05, 2018 rated it really liked it
Calculated Risk by Zoe M. McCarthy is a cute quirky read. First time that I have read this author but it is fun. When Cisney is dumped by her father's choice of boyfriends she accepts an invitation by a colleague from work. Nick feels sorry for her because he has been through the same thing, but he wants nothing to do with her. But opposites attack and learning to lean on God is the best advise to follow! Enjoyable.

I received this book from NetGalley and all opinions are my own.
Kelly Bridgewater
Jan 13, 2015 rated it liked it
Two unlikely people meet and spend a Thanksgiving holiday together. Cisney Baldwin, the heroine, just broke off a relationship with the man her father believed she should marry. Enters Nick, a fellow employee who just survived his own break-up. Cisney is the type of wounded and broken heroine who wants to seek comfort for her pain, but she doesn't want to make a mistake in front of Nick's family. Nick, on the other hand, tries to break down the wall around Cisney's heart. While the characters ar ...more
Aug 15, 2015 rated it it was amazing
Shelves: fiction, christian
Cisney Baldwin, a marketing rep, takes a phone call at work - her boyfriend dumps her! Her overbearing father pushed Jason as his choice of a 'real man' for a son-in-law, and in trying to please her father, Cisney believes she has once again failed him. Her meltdown is witnessed by Nick LeCrone, an actuarial hired by Cisney's company to calculate the risks of following new strategies. He feels sorry for her and as it is just before Thanksgiving, invites her to spend the holiday with his family. ...more
Michelle Kidwell
May 07, 2016 rated it it was amazing

Calculated Risk

by Zoe M McCarthy

Pelican Book Group

White Rose Publishing
Christian, Romance

Pub Date 21 Nov 2014
I was given a copy of Calculated Risk through the publisher and their partnership with Netgalley in exchange for my honest review which is as follows:

Cisney Ann is a self proclaimed sticky note queen .

Nick sees Cisney Crying over man troubles and out of sympathy decides to invite her to Thanksgiving dinner but as soon as his Mother finds out he's afraid she will make more of it than wha
May 02, 2016 rated it liked it
Shelves: netgalley
I was generously provided an arc from Netgalley in exchange for a honest review. Im going to be completely honest here. I dont read Christian Romances, I like my stuff a little more dirty. But this book sounded good and I got it before I saw it was CR! But Im here to say Im so glad I choose this book and read it. Cisney the sticky note queen and Nick the number loving fella captured my heart straight from the first word. I couldn't see how this would work out they were so different and how thing ...more
Dec 09, 2014 rated it it was amazing
A truly heartwarming opposites attract story, but it's not your TYPICAL opposites attract kind of story. Cisney and Nick are just about as opposite as can be. Unfortunately, they are both dealing with horrible break-ups or maybe it's fortunate for each other that they are at this point in their lives. There is humor, mixed emotions, and aggravation throughout this story, but it maintains it's Christian theme and flows from one page to the next. It left a smile on my face when I read the last lin ...more
Jan Elder
May 24, 2015 rated it it was amazing
Calculated Risk was one of those books I couldn't wait to get back to once I'd put it down (in the middle of the night when I could no longer keep my eyes open). Loved it. Cisney made me smile, and I wish I could meet her in the local coffee shop down the street. We'd be best buds in no time. Nick, well Nick is a serious delight and there is one scene where the two are dancing and then that leads to...well you'll just have to read about one of the sweetest moments in the history of contemporary ...more
Oct 19, 2015 rated it really liked it
Thoroughly Enjoyable

Novels, much less romance novels, are not my preferred reading. Since I follow Zoe McCarthy's blog on creativity and writing, though, I was curious to read her debut novel. Turns out that I thoroughly enjoyed Calculated Risk. Why? Zoe McCarthy is a master storyteller. She paints vivid word pictures, saturated with sharp yet kindly wit, which keep the reader turning the pages to follow her all-too-human heroine and hero navigating the twists, turns, and tumbles along the path
Katie Fucito
Dec 13, 2014 rated it it was amazing
I always enjoy a romance -- especially one that doesn't involve "perfect" people and lots of time consuming sexual descriptions.
This is a charming story of two people who follow their faith to live their lives. It's an easy read, but worth the time. It combines humor and serious thoughts to keep the reader interested and entertained.
I look forward to future books from Zoe -- hopefully more stories about this couple and their life together.
Toni Shiloh
Jun 13, 2015 rated it really liked it
Zoe M. McCarthy weaves a light, heart warming read on Calculated Risk. Cisney has recently been dumped by a man who has her father's approval. Her coworker, Nick, invites her to his family's house for the Thanksgiving holiday. Over the holiday, both realize the folly of judging a book by its cover and the dangers of assumption. As Cisney's faith grows, her judgement improves and her self-awareness comes into play. I look forward to reading more from Ms. McCarthy. ...more
Jane Thompson
Nov 21, 2014 rated it it was amazing
This is a fun book, with dialogue that gets you chuckling out loud and a fun plot. If you are ready to be entertained and enjoy yourself, I highly recommend this clash of opposites. I was privileged to read it before it went to press, and pre-ordered it. I can't wait to hold the real thing in my hands. It would make a wonderful gift. (Books are always tops on my shopping list.) ...more
Marcia A.
Dec 09, 2014 rated it it was amazing
Make a bowl of popcorn before you open the first page of Calculated Risk. Zoe M. McCarthy does not waste words. She draws you through the book as though you were watching a movie and delivers what the picture on the cover promises. Humor and romance. And something more as her main character learns to look to God in all her relationships.
Ginger Solomon
Feb 01, 2015 rated it it was amazing
I loved this book. From the beginning, I wanted to see how Nick and Cisney(love this name) got together. The end of the story made me smile.

It was well-written, funny, touching, and heart-warming, all wrapped in a charming story. I enjoyed it immensely.

The above books were given to me by the author/publisher in exchange for an honest review.
May 11, 2016 rated it it was amazing
This is a great book with a wonderful story and well developed characters. This book will keep you reading long into the night. This was such a great read and full of surprises. I am looking forward to reading the next book by this great author. A Review copy was provided to me in exchange for a fair and honest review. The free book held no determination on my personal review.
Barbara M. Britton
May 25, 2016 rated it it was amazing
Shelves: christian
McCarthy chooses interesting characters--and occupations--for her contemporary Christian romance. I liked how Cisney's preconceived notions about Nick, and his job as an actuary, throw her off base. Nick's family dynamic adds to the fun of this romance. I love a happy ending and this book does not disappoint. ...more
May 29, 2016 rated it really liked it
This was a really cute story. I didnt realize it was a Christian Romance novel at first but it was a really good story of two people leaving their life and descisions up to god. I really enjoyed the strength it took for Cisney to break away from her fathers ideal match and pursue her own ideals of the perfect match. I am glad Nick was able to break Cisney's stereotype of the "normal" Actuary. ...more
Joelle Teague
Mar 02, 2015 rated it really liked it
This was a fun book. I enjoyed the clumsiness of both Nick and Cisney in getting to know each other despite their differences. There was also a good focus on their past relationships and how they were shaped to be just right for each other. Will be exploring more work by this author.
May 05, 2016 rated it it was ok
The characters never came off the page for me. It always seemed like I was reading a story about fictional people in a contrived plot with dialogue that did not come across as realistic. It wasn't bad, but it wasn't good either.

***Received an ARC from Netgalley in exchange for an honest review.
Nov 22, 2014 rated it liked it
Fun read! As someone who works with actuaries, there were a lot of laughs. Would definitely recommend, loved how it read like my new favorite Hallmark holiday movie.
Sally Pitts
Jan 30, 2015 rated it it was amazing
Cisney and Nick are two loveable opposites whose differences create just the right amount of friction and misunderstandings to make for a delightful, inspirational romance.
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A full-time writer and speaker, Zoe M. McCarthy, author of Gift of the Magpie and Calculated Risk, writes contemporary Christian romances involving tenderness and humor. Believing opposites distract, Zoe creates heroes and heroines who learn to embrace their differences. When she’s not writing, Zoe enjoys her five grandchildren, teaching Bible studies, leading workshops on writing, knitting and cr ...more

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