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Personal Finance Essentials You Always Wanted to Know
Personal Finance Essentials You Always Wanted to Know is a guide that will help you understand money and manage it like a pro.
An introduction to managing your personal finances better
Do you break out into a sweat at the mention of the word ‘financial planning?’ Do you often struggle with meeting your expenses? Do you worry about the future and ensuring your financial stability? And is the time for filing tax returns stressful for you?
Countless others go through the same experience, but it need not be this way.
This book answers all your pressing questions about finance and many more. It makes an effort to remove the fear that is often associated with the subject of finance by offering all the essentials in a conversational manner to engage the readers. Packed with fun facts and quizzes, it tackles subjects that constitute the world of personal finance which everyone has to deal with, whether we like it or not. With the help of this book, you
Learn how to budget, save, and invest for your future.
Get an overview of home ownership, taxation, insurance, and retirement planning.
Calculate your income, expenses, and budget using practical templates.
Become better at managing your finances.
Personal Finance Essentials is a ready reckoner for individuals who would like to know more but do not know where to start. It could be you and me, or students beginning a course in Finance, or youngsters exploring different lines of education and career. It could also be an organization attempting to help employees understand money management. This book has something for everyone.
It is a part of the Self-Learning Management Series designed to help students, managers, career switchers, and entrepreneurs learn essential management lessons.
An introduction to managing your personal finances better
Do you break out into a sweat at the mention of the word ‘financial planning?’ Do you often struggle with meeting your expenses? Do you worry about the future and ensuring your financial stability? And is the time for filing tax returns stressful for you?
Countless others go through the same experience, but it need not be this way.
This book answers all your pressing questions about finance and many more. It makes an effort to remove the fear that is often associated with the subject of finance by offering all the essentials in a conversational manner to engage the readers. Packed with fun facts and quizzes, it tackles subjects that constitute the world of personal finance which everyone has to deal with, whether we like it or not. With the help of this book, you
Learn how to budget, save, and invest for your future.
Get an overview of home ownership, taxation, insurance, and retirement planning.
Calculate your income, expenses, and budget using practical templates.
Become better at managing your finances.
Personal Finance Essentials is a ready reckoner for individuals who would like to know more but do not know where to start. It could be you and me, or students beginning a course in Finance, or youngsters exploring different lines of education and career. It could also be an organization attempting to help employees understand money management. This book has something for everyone.
It is a part of the Self-Learning Management Series designed to help students, managers, career switchers, and entrepreneurs learn essential management lessons.
222 pages, Hardcover
Published October 26, 2023
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Displaying 1 - 10 of 10 reviews
September 6, 2023
Ankur Mithal's Personal Finance Essentials You Always Wanted to Know (Vibrant Publishers 2023) provides a thorough overview of personal finance topics for the novice and others who want to backfill holes in their knowledge. Topics include:
Important Financial Concepts
Budgeting
Banking\Borrowing
Home Ownership
Investing
Insurance
Taxation
Retirement Planning
I'm pretty savvy on many of these topics, but still, Mithal managed to surprise me with a facts I didn't know--
"Fun fact Well-known investor Warren Buffet is understood to have started his investing journey at the age of 11 when he bought 6 shares of Cities Service preferred stock—three each for his sister Doris and himself, at $38 per share, eventually selling them for $40. When asked if he had any regrets about having started out at the age of 11, Buffet’s response was that he wished he had started out earlier, presumably hinting at the time value of money and the opportunity he lost by not having done so."
The book is written in layperson language making it easy to understand and consume. I didn’t have to look up words or memorize ideas to figure out what Mithal was saying. He kept it simple enough that each topic organically grew from prior ones. Chapters are delineated into essential items, key principles, and topics readers should expect to understand by the time they finish the book. Each chapter includes a chapter summary and a quick quiz to review essential topics and remind readers of the important elements. I’m not a fan of quizzes but in this case, it serves the serious student well to confirm their knowledge base for the upcoming chapters.
Overall, this is recommended to those with an interest in money and personal finance who might consider those topics too complicated or over their heads. With this book in hand, they aren't.
Important Financial Concepts
Budgeting
Banking\Borrowing
Home Ownership
Investing
Insurance
Taxation
Retirement Planning
I'm pretty savvy on many of these topics, but still, Mithal managed to surprise me with a facts I didn't know--
"Fun fact Well-known investor Warren Buffet is understood to have started his investing journey at the age of 11 when he bought 6 shares of Cities Service preferred stock—three each for his sister Doris and himself, at $38 per share, eventually selling them for $40. When asked if he had any regrets about having started out at the age of 11, Buffet’s response was that he wished he had started out earlier, presumably hinting at the time value of money and the opportunity he lost by not having done so."
The book is written in layperson language making it easy to understand and consume. I didn’t have to look up words or memorize ideas to figure out what Mithal was saying. He kept it simple enough that each topic organically grew from prior ones. Chapters are delineated into essential items, key principles, and topics readers should expect to understand by the time they finish the book. Each chapter includes a chapter summary and a quick quiz to review essential topics and remind readers of the important elements. I’m not a fan of quizzes but in this case, it serves the serious student well to confirm their knowledge base for the upcoming chapters.
Overall, this is recommended to those with an interest in money and personal finance who might consider those topics too complicated or over their heads. With this book in hand, they aren't.
December 6, 2024
"Personal Finance Essentials" is a well-written book with an intention to guide and familiarise readers with different levels of authority, leadership effectiveness, managerial effectiveness, decision making and many more. Divided into eighteen chapters, this book serves as a most valuable resource (specially for - beginners, research scholars, students and even professors) that makes complex financial concepts easy to understand. The author did a remarkable job by covering a wide array of topics which includes - management types, planning, leading, managerial traits, leader traits, types of budgets, communication process, TQM tools, types of customer and many more. This book is a game changer, designed to empower individuals to master personal finance. Each chapter is quite informative and engaging, making it a valuable resource for anyone who want to transform their financial habits. Overall, it is a kind of well researched book for anyone looking to build financial literacy. Highly recommended.
May 21, 2025
Personal Finance Essentials You Always Wanted to Know is comprehensive personal finance with any fear or confusion that often surrounds the topic. This is no guide, but packed it up with proper advice and easy-to-use templates for a fun quizzing that makes financial planning approachable.
From saving and investing to taxation and retirement planning, the book covers everything you need to gain financial confidence. It's designed for everyone, whether you're a student, a career professional, or simply looking to improve your financial health. The conversational tone ensures content is easy to follow, even for those without a background in finance.
Anyone interested in their finances must read this book to understand and manage them properly. It's a treasure trove of knowledge, whether to be used as a self-help guide or as an organizational training resource-it's an investment worth making.
From saving and investing to taxation and retirement planning, the book covers everything you need to gain financial confidence. It's designed for everyone, whether you're a student, a career professional, or simply looking to improve your financial health. The conversational tone ensures content is easy to follow, even for those without a background in finance.
Anyone interested in their finances must read this book to understand and manage them properly. It's a treasure trove of knowledge, whether to be used as a self-help guide or as an organizational training resource-it's an investment worth making.
May 21, 2025
How to Manage Your Money can be intimidating, but Personal Finance Essentials You Always Wanted to Know makes it manageable-and even enjoyable. Written in a engaging, conversational style, it helps eliminate the intimidation associated with financial planning for many of us.
The subject matter is broad yet precise, covering budgeting, investments, home ownership, insurance, and retirement. Templates for calculating finances offer a hands-on approach so that this is more than a book-it's a toolkit for financial success. The fun facts and quizzes provide a fresh spin on this otherwise serious topic and ensure readers don't get bored while learning.
Whether you struggle to manage costs or plan for a secure future, this book is your trusted companion. It's a must-read for students, career starters, or any individual who wishes to enhance their personal finance knowledge. This is a great book for those prepared to take control of one's financial life.
The subject matter is broad yet precise, covering budgeting, investments, home ownership, insurance, and retirement. Templates for calculating finances offer a hands-on approach so that this is more than a book-it's a toolkit for financial success. The fun facts and quizzes provide a fresh spin on this otherwise serious topic and ensure readers don't get bored while learning.
Whether you struggle to manage costs or plan for a secure future, this book is your trusted companion. It's a must-read for students, career starters, or any individual who wishes to enhance their personal finance knowledge. This is a great book for those prepared to take control of one's financial life.
May 21, 2025
Personal Finance Essentials You Always Wanted to Know is demystifying personal finance for one and all-from beginners to experienced professionals. The conversational tone of the book, married with interactive bits and pieces, makes tackling financial literacy a fun and practically useful experience.
It encompasses budgeting, saving, investing, taxation, and retirement planning. The user-friendly templates illustrating income and expenses calculation empower the reader with tools for taking control of their financial health. The fun facts and quizzes throughout maintain an enjoyment level while driving home crucial lessons.
Whether a student, an entrepreneur or an employee looking to enhance financial literacy, this book provides a timely foundation to guide your financial journey. In many regards, it is more than a guide-everything toward securing your future. A great first step for anyone wishing to get ahead of personal finance.
It encompasses budgeting, saving, investing, taxation, and retirement planning. The user-friendly templates illustrating income and expenses calculation empower the reader with tools for taking control of their financial health. The fun facts and quizzes throughout maintain an enjoyment level while driving home crucial lessons.
Whether a student, an entrepreneur or an employee looking to enhance financial literacy, this book provides a timely foundation to guide your financial journey. In many regards, it is more than a guide-everything toward securing your future. A great first step for anyone wishing to get ahead of personal finance.
May 21, 2025
For anyone intimidated by financial jargon, Personal Finance Essentials You Always Wanted to Know serves as a refreshing and user-friendly guide. It simplifies the complexities of money management, making it relatable and practical for everyone.
Covering budgeting, investments, home ownership, and retirement planning, the book equips readers with the knowledge and tools to take charge of their finances. Its interactive elements, like quizzes and practical templates, transform it from a standard guide into a hands-on learning experience.
Whether you’re a student, a working professional, or someone looking to improve your financial literacy, this book offers actionable insights and tips to secure your future. A highly recommended read for those eager to master personal finance.
Covering budgeting, investments, home ownership, and retirement planning, the book equips readers with the knowledge and tools to take charge of their finances. Its interactive elements, like quizzes and practical templates, transform it from a standard guide into a hands-on learning experience.
Whether you’re a student, a working professional, or someone looking to improve your financial literacy, this book offers actionable insights and tips to secure your future. A highly recommended read for those eager to master personal finance.
March 11, 2024
I was given a free copy of "Personal Finance Essentials You Always Wanted to Know" via LibraryThing. Growing up, my family did not share household income/finances with my siblings and me. I would have loved to have a book like this when I was a young adult trying to navigate income and finances. This is a great book/guide to help a young adult just starting their lives or anyone who wants to be more informed about being a financially responsible person.
March 8, 2024
3.5 Stars
A detailed and well-organized book about personal finance that would make a great gift for a high schooler or young adult. This work is a complete introduction to many financial essentials and there are quizzes included at the end of each section. Only suggestion is to incorporate a brief conclusion at the end.
LibraryThing Early Reviewer
A detailed and well-organized book about personal finance that would make a great gift for a high schooler or young adult. This work is a complete introduction to many financial essentials and there are quizzes included at the end of each section. Only suggestion is to incorporate a brief conclusion at the end.
LibraryThing Early Reviewer
November 4, 2023
Overall a disappointing book. Very brief and rather reminds me of a book found in a school library. The kind that never gets taken out.
April 1, 2024
As I start to read the book on personal finances, the verbiage bothered me such as on page 26 of the PDF file, "by the seventh decade of the 20th century"; exactly what does that mean. Would I multiply by 10 (decade) and 7th to times 7=70, and 20th century is like 1900s--1970? This is confusing to the normal reader, especially millennials wouldn't have a clue! I am from the Gen X generation and need to be mindful of the reader he is writing this to or anticipate reading.
Textbook.
I received a complimentary PDF file with (Vibrant Publishers, LLC, Copy for Review only) throughout the entire file, which is quite annoying while trying to read/grasp the material as a whole.
I shared a review on LibrayThing where I won the book for a review. Somehow, I lost the PDF file after posting the review there. I still had to read a few more chapters, stopped on budgeting (chapter 3).
Adrienna Turner,
Dream Reviewer
Financial Literacy Preparedness (Library Voluntary Program offered at SOL Library).
1.5 stars.
I didn't see any use for personal or financial sessions given.
Author of "Unleashing the Spirits, Vol. 3" and "Begin with Christ"
Equations in "God is in the Equation"
Textbook.
I received a complimentary PDF file with (Vibrant Publishers, LLC, Copy for Review only) throughout the entire file, which is quite annoying while trying to read/grasp the material as a whole.
I shared a review on LibrayThing where I won the book for a review. Somehow, I lost the PDF file after posting the review there. I still had to read a few more chapters, stopped on budgeting (chapter 3).
Adrienna Turner,
Dream Reviewer
Financial Literacy Preparedness (Library Voluntary Program offered at SOL Library).
1.5 stars.
I didn't see any use for personal or financial sessions given.
Author of "Unleashing the Spirits, Vol. 3" and "Begin with Christ"
Equations in "God is in the Equation"
Displaying 1 - 10 of 10 reviews