This text, now in its tenth edition, is clear and concise with shorter chapters that allow for flexible course organization without compromising coverage. Designed as a mid-level approach to personal financial planning, this text is written in a conversational style with many real-life examples. The life-cycle approach, practical applications, and decision-making focus are reinforced with expert advice, helpful tools, and real-life examples.
for my personal financial planning class. borrowed from govostes. readable, especially considering the subject matter and the fact that it's a textbook. much of it is common sense. of course, the nature of common sense is that we often need it spelled out for us. useful.