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Creditocracy and the Case for Debt Refusal

3.82  ·  Rating details ·  28 Ratings  ·  7 Reviews
Creditocracy (n.)
1. governance or the holding of power in the interests of a creditor class
2. a society where access to vital needs is financed through debt

It seems like pretty much everybody – homeowners, students, those who are ill and without health insurance, and, of course, credit card holders – is up to their neck in debt that can never be repaid. 77% of US household
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Paperback, 282 pages
Published February 20th 2014 by OR Books
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Lucas
Jan 06, 2014 rated it really liked it
After reading some poor reviews on this book I thought I should clarify some things. Creditocracy introduces the concept of oppressive lending not only from the perspective of American debtors but also delves into the history of the Global North exploiting the Global south through loans. Andrew Ross pushes for a collective default on loans in order to resist debt that realistically society will not be able to pay back which could result in yet another economic catastrophe.

Regarding the reading l
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Malcolm
Aug 23, 2014 rated it really liked it
One of the more interesting off-shoots to emerge from the Occupy phenomenon of 2013 was Occupy Debt, a trajectory based principally in the USA and centred to a large degree on student debt but with debt gaining profile in association with opposition to mortgagee sales and householder evictions by banks that had provided the loans that have now become known as toxic. Occupy Debt set out to get those with unsustainable student loans to pledge to refuse repayment, citing among other things changes ...more
Gabby
Apr 01, 2015 rated it liked it
Very interesting argument on Credit in America. Was required reading for one of my college courses. A bit dry, but most non fiction is. Only was assigned to read a few chapters, but plan to finish this upcoming summer (2015).
Gramsci
May 20, 2015 rated it it was amazing
Shelves: non-fiction
Everyone needs to read this book. I mean it.
Tony
Feb 14, 2014 rated it did not like it
I'm very confused as to who the expected audience for this book is meant to be. It's been described as a “movement book”, that is “lucid and accessible”, but it's the densest book I've read in quite some time. (HemingwayApp gives the first chapter's reading level as Grade 18, with 55% of sentences at post-college-level “Very Hard to Read”, and a further 20% at college-level “Hard to Read”. The remaining 25% of ‘simple’ sentences are either quotes, or tend towards “This reshuffling of the merits ...more
Kulturozpyt Prumerny
four stars, because it's not entertaining read and some of the thoughts are not supported by evidence or a plan what to do next. Given plans show some Marx and a bit of revolution and that's not going to happen. Most of the book is worth reading. The climate dept exist, but there is no way, The North will pay the rest - there is simply no way how to pay for it. I would like to discuss some ideas given in this book.
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Nothing I didn't already know. I certainly expected more from this book.
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Andrew Ross is Professor of Social and Cultural Analysis at New York University, and a social activist. A contributor to The Nation, the Village Voice, New York Times, and Artforum, he is the author of many books, including, most recently, Bird on Fire: Lessons from the World’s Least Sustainable City and Nice Work if You Can Get It: Life and Labor in Precarious Times.