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The Economics of Microfinance
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The microfinance revolution, begun with independent initiatives in Latin America and South Asia starting in the 1970s, has so far allowed 65 million poor people around the world to receive small loans without collateral, build up assets, and buy insurance. This comprehensive survey of microfinance seeks to bridge the gap in the existing literature on microfinance between a
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Hardcover, 346 pages
Published
May 26th 2005
by MIT Press (MA)
(first published 2005)
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After a somewhat reckless youth, in which I spent too much and saved nothing, I learned, relatively early, the importance of money, investing it wisely (and conservatively), and living well, well below my means, in order to save the maximum. This, by the way, was learned by watching others: my parents when I was young (but from whom I did not learn enough, otherwise I wouldn't have been reckless later on), and a very good friend, Sharon M., who knew how to save and inspired me to do the same, an
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Good intro into Microfinance. Specifically a text book geared toward a grad student or someone with at least Intermediate Microeconomics. It takes a fresh look into the realities of lending, scale, financing, management, gender bias and even subsidies.
Great clear eyed view. But if you haven't had at least two semesters of microeconomics, I'd probably skip this and only read Yunnus's Banker to the Poor. ...more
Great clear eyed view. But if you haven't had at least two semesters of microeconomics, I'd probably skip this and only read Yunnus's Banker to the Poor. ...more

you might not actually enjoy this too much unless you're really into econ/development and have very little idea about microfinance, but it's staying on my must-read list. non econ ppl might prefer billions on bootstraps.
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Jonathan Morduch (born October 3, 1963) is a professor of public policy and economics at the Robert F. Wagner Graduate School of Public Service. He is a development economist most well known for his significant academic contributions to assessing the impact of microfinance since the early years of the movement. He has written extensively on poverty and financial institutions in developing countrie
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