How to Save Thousands of Dollars on Your Home Mortgage

by Randy Johnson

Find The Home Mortgage That's Right For You

Finding the right mortgage can be complex, confusing, and frustrating. But that doesn't mean you have to settle for anything other than the terms you want. This indispensable and newly updated second edition of How to Save Thousands of Dollars on Your Home Mortgage spells out everything mortgage hunters need to know in clear and accessible terms. It covers more loan alternatives than any other book and examines the importance of discount points. It offers complete details on virtually every mortgage option currently available, what advantages each option offers, how to choose the right one for your needs, and how to save money in the process. New information in this edition will help you use the Internet to find a home and get a mortgage, examine automated underwriting models and conforming loan limits, and weigh new shopping strategies. Easy-to-read charts and graphs, helpful sample forms, and numerous examples will help you understand:
* First-time buyers programs
* APR, buy-downs, reverse mortgages, accelerated payoffs, and zero point loans
* Refinancing strategies
* Closing costs, lender fees, and other expenses
* How to dispute credit report errors and fix credit problems
* How to use the Internet for loan analysis

Genres: Personal Finance, Reference

304 pages, Paperback

First published April 30, 1998

About the author

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Reviews

[Mimi mccombs]

Excellent source of information for homebuyers

While the topic is dull, the information is excellent! Very helpful for my wife and I when purchasing our first home and we'll definitely revisit it when it's time to refinance or buy again.

[Kyle Ray]

Didn't finish reading, much of the informational background on mortgage was dated by current market.