How to Be Rich: The Couple's Guide to a Rich Life Without Worrying about Money

by Chuck J. Rylant

Are you sick and tired of worrying about money? Fights about money are the number one cause of divorce. It makes no difference how much money you make--the impact is the same--money ruins more lives than anything. What if it didn't have to be that way? Today's fast paced world is darn right scary, but tomorrow is even more uncertain. You don't know what the next financial crisis will be... but it's coming. No matter if it's something minor like your car breaking down or something major like a serious family illness that you give up everything to save them. With bills piling up, credit cards and taxes, there's never enough left over to feel secure. It's no surprise you feel trapped. Doing nothing is ruining your life, but doing the wrong thing can be catastrophic. Money and investing is treacherous, with sharks lurking, waiting in the shadows to take advantage of you while you're stressed, overwhelmed and confused. But what if it didn't have to be that way? What if everything they're telling you is wrong and you never have to worry about money again? What if you could easily take control of your money and truly can become rich? I'm not talking about buying yachts or islands. I'm talking about living the full and rewarding life you dream about. For me it is traveling to surf, scuba dive and showing my kids adventures all around the world. But it's also the little things, like having a house keeper to relieve stress for my wife. For you it may be something different. Your definition of rich is all that matters and you can get there more easily than you think. In fact... it can be downright fun. That's what "How to be The Couple's Guide to a Rich Life Without Worrying About Money" is all about It's NOT just another book about personal finance. It's not a how to get rich quick scheme either. In an entertaining fable, you will * How to stop fighting about money * Secrets many financial advisors don't want you to know * Why budgeting doesn't work and what you can easily do instead * How to set your finances on autopilot so you can stop worrying them * 5 Steps to easily and quickly kill credit card debt * Immediately increase your paycheck with a simple tax planning strategy * How much money you should be saving--it's not what you've been told * Why investing too much in the stock market can be devastating * How much to put in stocks, bonds, and other investments * How to stop worrying about money

Genres: Personal Finance, Finance

168 pages, Paperback

First published September 22, 2011

About the author

Dr. Chuck J. Rylant has 25 years of experience and is a Federal and State Court qualified expert witness in use-of-force, de-escalation, self-defense, strangulation, memory, fight or flight, decision making, and other human performance factors.

He has a Doctor of Clinical Psychology–dissertation: Decisions Under Pressure: Psychological and Physiological Aspects of Police Use of Force.

Dr. Rylant is a retired police officer/detective, S.W.A.T. member, and P.O.S.T. certified department firearms, baton, chemical agents, use of force, and arrest and control (ARCON) trainer.

He is currently a police academy arrest and control (ARCON), use-of-force, and de-escalation instructor, as well as a Certified Force Science Analyst and Advanced Force Science Specialist.

Dr. Rylant is a Brazilian Jiu-Jitsu black belt instructor for law enforcement and civilians, as well as author of Shots Fired: The Psychology Behind Officer Involved Shootings.

Reviews

[Brad Kynoch · Rating 4 out of 5]

Cramming information, facts, and formulas down your throat usually results in either mental overload or forgetting the most important messages. Instead, this easily digestible book delivers only the author's financial essentials, in simple language, packaged in a short, accessible novel.

The characters, whose story will likely only resonate with the author's target audience of middle and middle-upper individuals and couples, live a believable existence. While it took longer than necessary -- half of the book -- to get familiar with the careless lifestyle and emotional situation of the couple, the author started delivering advice with just the right amount of emotional context.

The financial essentials woven through the latter half of the book come across as simple and straightforward, but don't think these are surface tips. The author has boiled down the fundamentals that you should tackle first, making them more likely to be remembered and implemented by readers. He also pays attention to what will keep you motivated (e.g., paying down your smallest credit card balances first) rather than advice that ignores human behaviour (e.g., paying down the highest interest rate credit card first).

The result is a short, practical guide to start getting your financial problems and stresses in order. And it's a short book that that you can fly through in a couple evenings so you can take some action, pronto!

[Shirley Mckinnon]

this book should be required reading for everyone!!

[Fermin Quant · Rating 5 out of 5]

This is an excellent book to start controlling your finances. It involves an all too common story of a married couple with financial problems, and quite entertaining as well.
Then using the story gives you the basics to control your money and get out of debt.
It includes some really neat ideas different from classic budgeting, aimed at helping you control your spending instead of just keeping track of it, which doesn't in itself help.

A very good recommended read.

[Book · Rating 5 out of 5]

This is the perfect book for a married couple that wants to get started on the right track with their money. It is a story about financial struggles that I most will relate to and they will probably see themselves in the book. The story was entertaining and had me hooked and the strategies are blended into the novel.

It's a excellent book and a must read.

[Russ Thornton · Rating 5 out of 5]

This isn't the same old information that you've seen in other personal finance books. This is a completely different approach that is both simple and fun to read. If you want to take your finances and your relationship with money to the next level, read this book.

[Ben Edwards · Rating 4 out of 5]

I like the way the author used real life case studies to illustrate the concepts the book is trying to get across. Not only did the examples help explain and demonstrate the financial principles, it also made the book more interesting.

[Carrie · Rating 4 out of 5]

Fun read. Figured out that I seem to be doing more right according to the tips in this book than not. Basic, but easy to follow and understand.

[Timo · Rating 4 out of 5]

Excellent book for those seeking easy-to-understand financial advice. The story was good and there's something for every couple to relate to.

[Kim · Rating 3 out of 5]

I think this would be a really good book for a new couple starting out (might even make a good wedding present) but it wasn't extremely eye opening for me since we already have a decent handle on our finances. I had hoped to get a little more information about saving for retirement, but I picked this one because it was a Amazon Prime member free download. If I were paying for a book, I'd pick something more suitable specifically for our stage in life and preparing for retirement. This book did still provide useful information and the way it was presented was really good.

[David Dawson · Rating 5 out of 5]

When it comes to finances I'm next to useless. (we're a family of writers and artists, so we we're all pretty clueless to be honest). I bought this book to help me out, and I was quite surprised at the results. It doesn't throw a load of info at you and expect you to take it all in at once. The book is simple and straightforward. While the book is mainly aimed at couples just starting out, us poor singles can learn quite a few things from it too.

[Marcus Ferrell · Rating 3 out of 5]

It has a good message, but extremely basic. It's a good starting place for people who have little to experience with money management.