Reaching the end and reaching THE END

My NaNo novel - also known as Ivy's story, sits at about 35,000 words. That means in 15,000 words I will "Win" nano. However, I know how verbose I am, heck if you read Dirty Little Secret, than you know how verbose I am too (it was about 100K words). There's no doubt I'll reach "the end" come the end of Nano, in so much as I know I'll make the NaNo goal... but I wonder if I will make "THE END" of the story by that time. Ivy keeps fighting me and I can't figure out what the heck is going n with