How it’s Never Too Late to Start Saving for Retirement

People who haven’t saved money for retirement often avoid even starting out of fear that their efforts now will be too little and too late to make a difference.

In truth, it’s never too late to start saving for retirement.

Even if the moneyyou save will be inadequate to provide a full retirement, it still has enormous potential to improve your life when your retirement years come. Here’s how:

1. Any Retirement Savings is Better than Nothing

Think about the times in your life when you didn’t have...