How to Use Peer-to-Peer Sites to Borrow Money from Friends and Family After a Layoff

Borrowing is never recommended after a layoff. But sometimes you have to do what you have to do.

There are a lot of not-so-smart ways to borrow money, particularly when you are in desperate need of funds.

Title loans certainly come to mind. But there’s a high risk of losing your car in the process, not the least of which because you don’t have a job to repay the loan.

You can also turn to credit cards. After all, you can use the credit lines without having to qualify based on your income or cred...