Could P2P Lending Help Your Finances?

One of the financial opportunities becoming increasingly popular in the United States is peer-to-peer (P2P) lending. P2P lending exists to help borrowers and lenders find each other. In many cases, P2P lending allows ordinary people access to financial opportunities that they might not normally have.

P2P lending involves lenders (often “regular folks”) offering funds in $25 increments. Borrowers try to raise money a little at a time from several lenders. This way, the borrower receives the mon...