Retirement Plans Aren’t Where They Should Be – What Should You Do?

Personal finance blogs, financial media, and financial advisors are awash and plentiful in advice on how to build the biggest retirement portfolio possible. But despite the subject’s incredible popularity, real world application isn’t living up to the hype. The numbers on 401(k) plans – the cornerstone of self-directed retirement planning – are not encouraging.

A good news/bad news report came out a few weeks ago giving the latest numbers on 401(k) plans, 401(k) Balances Hit Record Highs. The...