Candy Keane's Blog, page 32

How Digital Wallets are Changing the Way We Pay Online

It wasn’t that long ago that paying online meant thumbing in your bank details and card number with a billing address, every time, and hoping a transaction fumbled through without a hitch. It was clunky and time-consuming. Worse, there was a risk of your sensitive information ending up in the wrong hands.

Fortunately, digital wallets have flipped the script entirely.

These electronic payments are a much faster, safer, and smoother way to manage finances online. 

In this blog, we’ll explore exactly how digital wallets have upended the online payments world for the better. Let’s dive in.

What is a Digital Wallet?

A digital wallet is basically a physical wallet for your smartphone. Instead of having to remember and carry cash or cards everywhere, your digital or e-wallet stores all your essential bank details securely. This lets you pay online (or in person) with just a double-tap or click.

Research shows that a staggering 92% of US consumers have made a digital payment of some kind during the last 12 months.

Popular digital wallets, including Apple Pay, Cash App, and PayPal, are paving the way for a new world of superfast transactions, allwith extra layers of security that you won’t find with many traditional payment methods. 

Let’s take a look at what digital wallets can store:

Credit and debit card informationBank account detailsPrepaid fundsLoyalty cards and reward programsCrypto assets, for some advanced walletsSpeed and Convenience Redefined 

Everything is fast and secure with digital wallets. That’s a given in 2025. What’s really changed the game is the level of convenience they provide for consumers. The days of typing out 16-digit card numbers and triple-checking expiration dates on checkout pages are, thankfully, mostly a thing of the past.

Digital wallets make the task of completing payments much, much easier. For online gaming or e-commerce, for example, this means:

Faster deposits and withdrawals – No waiting around for hours or days to see your account updated.Less friction during checkout – Go from shopping bag to purchase in seconds with one or two-click mobile wallet options. No scrambling for cards or trying to remember pins and other numbers.Few abandoned transactions – Consumers are less likely to abandon their card due to frustration. Mobile wallets deliver the checkout experiences consumers expect.

A study by Baymard Institute found online retailers lose around $4trn annually due to shopping cart abandonment. Digital wallets are on the frontline combatting this trend, making it easier to push customers across the threshold from window shopping to sale. 

More Options for Consumers 

For online sites, digital wallets are a way to flesh out and tailor payment options for specific audiences. This is evident on many gaming sites, where players really appreciate a range of methods to make deposits and withdrawals. The online casinos selected by AskGamblers feature multiple banking options for New Jersey players, including e-wallets such as PayPal, Venmo, and Discover.

This caters to the demands of modern consumers. More than half of consumers surveyed say they want even more payment options at checkout, according to research by PaySafe. The same study found two-thirds of online businesses saw a spike in sales with these payment methods. 

Diversifying payments with digital wallets is in the best interests of retailers. They streamline the checkout process and make it much more reliable and secure. 

Enhanced Security for Everyone

One of the biggest fears with online payments is privacy and security. Data breaches and stolen card information have had a very real and lasting impact on people’s finances. Many are now reticent about giving out any bank details online.

Digital wallets take security to the next level. Beyond the obvious of not having to input sensitive info and hope for the best, digital wallets feature:

High-level encryption – Data is scrambled during transfer, making it unreadable to everyone. Tokenization – Digital wallets use tokens instead of transmitting your actual card number. These random characters are unique to each transaction and useless to cybercriminals, even if they are intercepted.Biometrics – Many digital wallets now let you set up FaceID, fingerprint scans, and secure PINs to confirm payments. It’s quick and adds a powerful layer of personal security. 

All of these features are why digital wallets are the most trusted option for modern consumers, especially in gaming, where complete confidence in payment safety is essential, not a nice-to-have for players.

Privacy (and Features) Matter, Too 

On top of enhanced security, digital wallets also strengthen privacy.

With traditional card payments, every transaction leaves a trail that can be traced back to your credit card or bank account. This isn’t a concern with wallets. They mask personal details, which prevents third parties from seeing your sensitive information.

This is really valued by online gaming and casino players as they have peace of mind that deposits and withdrawals are always discreet and secure.

And digital wallets are more than just about moving money; they’re excellent tools for managing money, too.

Many wallets now let users:

Hold balances in multiple currencies. This is convenient for global online gamers.Switch currencies on the fly with just a few clicksTracking spending across different platformsCombined loyalty rewards and cashbackAre Digital Wallets the Future?

So, is the end nigh for traditional cards and bank transfers? Not just yet. But the fact that nine in ten consumers use digital wallets is a strong indicator that things have shifted. They will shape how people approach online payments for years to come.

Let’s recap what they offer for users:

Speed and convenienceStrong security and privacyFlexibility in currencies and platformsEase of use on smartphonesThe Bottom Line

Digital wallets aren’t a payment fad. They’ve invigorated the online payment process and transformed hope so that everyone pays and protects their finances online. As technology evolves, it’s likely that they will become even more integrated in our day-to-day lives, from quick payments in person to the online casino world, where speed and security are everything.

The post How Digital Wallets are Changing the Way We Pay Online appeared first on Geek Mamas .

Top 10 DND Dice Sets That Every Adventurer Should Own

Collecting Dungeons & Dragons dice sets is a fun hobby for some, while others see them as an integral part of every DND game. Your DND dice set can completely change your gameplay experience, no matter if you’re an experienced Dungeon Master or just starting out. There are several different style DND dice sets available, and you can purchase them from a specialized retailer.

In this guide, we’ll cover the top 10 DND dice sets that every adventurer should consider adding to their collection. These sets offer a blend of visual appeal, comfort, durability, and creative design.

Why Dice Variety Matters in DND Dice?

Dice are more than just number generators in Dungeons & Dragons. They’re at the heart of the game, determining the outcomes of attacks, spells, skill checks, and story events. A standard DND dice set includes seven polyhedral dice:

D4 (four-sided): Often used for small damage rolls like daggers or healing spellsD6 (six-sided): Used for weapon damage and sneak attacksD8 (eight-sided): Common for spells and weapon damageD10 (ten-sided): Used for larger damage rolls or percentile calculationsD12 (twelve-sided): Rare but powerful, often used by barbariansD20 (twenty-sided): The most important die for attacks, saving throws, and ability checksPercentile Dice (D100): Often rolled using two D10s to generate a number between 1 and 100

All of these dice have a practical use; however, a certain DND dice set can also bring a touch of character to the game. For instance, the heavy metal dice rolled by a barbarian adds a feeling of strength to each strike. Swirling liquid core dice in the hands of a wizard adds some magic to any spell. Even a mystery dice bag will create a feeling of luck and excitement prior to the session.

When it comes to critical rolls and immersive storytelling, using the best DND dice set can significantly elevate your gameplay. From weight to design, top-tier sets make every decision at the table feel epic.

Special dice, such as eyeball or geode, are used to liven up a story by reinforcing the feel of a campaign or the qualities of a character. Dice variety can enable the players to feel free to express themselves, establish more attachment to the characters, and make the gameplay more pictorial. It is just an easy upgrade that becomes creative and energetic on every roll.

Top 10 DND Dice Sets Every Adventurer Should Own

Below are some of the best and most appealing DND dice sets that you must own as an enthusiastic DND player:

1. Revolver Dice Sets

The Revolver dice set is shaped like bullets and features a revolver-style holder that serves as both a storage box and a display. Constructed of superior metal, their weight is very satisfying because when you roll one, you feel it. They are also available in Ancient Copper, Gold, and Silver finishes and add drama to the table. This DND dice set suits perfectly for western-style campaigns, gunslinger player characters, or anyone who would like to bring an attitude to the game. 

2. Glow-in-the-Dark Dice

Glow-in-the-dark dice charge using UV or regular light and emit a soft glow in dark or low-light settings. They’re perfect for night sessions, spooky dungeons, or Halloween-themed campaigns. Their visibility makes them ideal for players who enjoy immersive experiences. You can find this type of DND dice set at Die Hard Dice, where they’re offered in various glowing colors and styles.

3. Soft Edge Dice Sets

The Soft Edge DND dice set is composed of resin or acrylic and features slightly rounded edges, making them easy to hold and roll. They are also very popular among those who play a lot, as the design minimizes the number of sounds made on hard surfaces, as well as being less taxing on the hands. The rounded shape of the Soft Edge dice also makes it durable; the dice does not easily suffer damage or wear. It’s a good pick when it comes to comfort and durability, especially for rookies and advanced players alike.

4. Sharp Edge Resin Dice

This dice set is known for its sharp cut and clean lines, and is molded from resin before being finished by hand. The edges of each die are crisp and defined, allowing them to reflect the light and appear in a premium and elegant manner. Since they are hand-finished, each set varies slightly. 

Sharp Edge Resin Dice is used by gamers who appreciate the details and like to use high-quality accessories on the table. If you are interested in purchasing Sharp Edge Resin dice, then you can purchase them from Tabletop Dominion. You can buy it at a discounted price and get free delivery if you are living in the United Kingdom.

5. Liquid Core Dice Sets

Liquid Core DND dice feature a swirling, internally liquid-filled core made of clear resin. As you roll, a snow globe-like visual effect is created when glitter and pigment move around inside the core. Every set is color-themed, such as representing various energies or elements, such as arcane purple or ocean blue. These dice are balanced to produce fair rolls, even though they are graphically complex. They make a great accessory for those who like to add a touch of magic to every toss.

6. Eyeball Dice Sets

Made to stand out, these dice feature embedded or protruding eyeball designs that add a creepy, curious feel to your tabletop. They were all hand-sewn and made to be durable, yet it is the look that will stick in people’s minds. Eyeball Dice are just right in horror campaigns or characters that move in the shadows. Additionally, they make an excellent gift for players who enjoy unusual or disturbing accessories.

7. Metal DND Dice Sets

Metal dice sets are available in solid or hollow varieties and feature various finishes, ranging from polished silver to antique bronze. There is a material feel to rolling metal dice that one cannot find by rolling plastic or resin dice. They are durable and long-lasting and suited to people who prefer a high-end feel. Make sure you use a dice tray or pad to save your table when you roll them.

8. Mystery Dice Bags

Each mystery bag includes a random set of polyhedral dice in matching colors and materials. Packaged in foil or faux-leather pouches, these bags offer the excitement of surprise and are perfect for growing your collection. They also make great gifts and are ideal for new players who want to discover different styles without having to choose. No two bags are the same, which adds a fun layer of unpredictability to your DND game prep.

9. Art Core Dice

The Art Core Dice are formed out of several layers of resin, to which a printed picture is embedded. The outer shell is transparent, which makes it appear as if time has frozen the artwork. These dice are completely handmade, giving them excellent quality and durability. The sets include rich internal visuals such as the pattern of stars, flowers, or abstract forms. These ones are ideal with role players or even anyone interested in having their dice as a decorative piece.

10. Geode Dice Sets

Inspired by real geodes, this DND dice set features a layered or shimmering resin interior. They resemble the appearance of minerals that one can find in nature and commonly blend translucent shells with jeweled cores. The Geode Dice is well-suited for druids, rangers, or nature-bound clerics. They will make any set look unique and help your character stand out visually.

Trusted Platforms to Purchase DND Dice Sets

Moving forward, below we have listed some reliable and trusted platforms from where you can purchase unique and different DND dice sets at a cheaper price:

Tabletop Dominion

Tabletop Dominion offers approximately all of the DND dice sets mentioned above. Their prices are lower compared to many other retailers, and they provide free delivery across the UK. Plus, their 30-day refund and exchange policy makes it a worry-free shopping experience. Whether you’re looking for a gift, building your collection, or prepping for your next campaign, Tabletop Dominion has everything you need in one place.

Dice Envy

Dice Envy is known for artisan-quality dice. While their prices may be a bit higher, they offer premium finishes and handmade styles, including Metal, Art Core, and Eyeball dice sets. You can visit their official website and find the prices for a specific DND dice set there.

Die Hard Dice

Die Hard Dice is the go-to option if you’re searching for glow-in-the-dark dice. Their glow dice are made with high-quality materials and are designed for low-light environments. They also offer a selection of Soft Edge and Liquid Core dice.

How to Choose the Right DND Dice Set?

When building your collection, it’s worth considering your character class, campaign setting, and personal style. This is because fighters or barbarians might prefer heavy metal dice, while spellcasters admire the elegance of sharp edge and art core sets. Besides, if someone likes magic or mystical energy, liquid core dice is a natural fit for them.

Other than that, one critical thing is the usability of your DND dice set. If you plan to use the DND dice set for an extended period, then soft-edge dice are more comfortable to handle. If you’re gaming in low light, glow-in-the-dark dice improve visibility and immersion.

Finally, think about durability and care. Sharp-edge resin and art-core dice may need padded storage to avoid damage. Metal dice should be stored separately from plastic or resin sets to prevent scratching.

Tips for Dice Care and Storage

As additional information, here are some tips that can help you maintain your DND dice set in good condition:

Always use a dice tray or soft surface to roll, especially with metal or resin dice.Store each set in its own pouch or box to avoid scratches and chips.Avoid mixing metal and resin in the same storage bag.Clean your dice with a soft, dry, or slightly damp cloth. Avoid harsh cleaners.Conclusion

With that, this article comes to an end!

A good DND dice set does more than just determine your fate in-game. It reflects your character, enhances your roleplay, and adds to the overall tabletop experience. Whether you’re looking for style, weight, or visual impact, the ten sets above offer something special for every player.

With reliable stores like Tabletop Dominion, Dice Envy, and Die Hard Dice, you can find exactly what suits your needs and budget. And with options like mystery bags or glow-in-the-dark dice, there’s always a new way to add excitement to your collection. Take your pick and get ready to roll.

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Everything You Should Know About Heating Upgrades

When considering a heating upgrade for your home, it’s essential to understand the different options available, the benefits of upgrading, and the potential cost savings. A significant aspect of any home improvement plan, a heating upgrade can improve your home’s energy efficiency and comfort. One brand to consider for your heating solutions is Stelrad . This article aims to explore all the crucial aspects of heating upgrades to help you make an informed decision.

Understanding the Importance of Heating Upgrades

Heating systems are the backbone of a comfortable living environment, particularly in regions that experience cold climates. Upgrading your heating system not only enhances your comfort but also increases the value of your property. An efficient heating system can lead to a reduction in energy consumption, thus lowering monthly energy bills and reducing your carbon footprint.

Types of Heating Systems

There are various types of heating systems, each with its own set of advantages and disadvantages. The most common types include central heating systems such as boilers, furnaces, and heat pumps. Radiators and underfloor heating systems are also popular options in modern homes. Your choice should be based on the specific needs of your home, including its size, existing infrastructure, and your local climate.

1. Boilers

Boilers are typically used in central heating systems, relying on water or steam to heat a home. They are highly efficient and compatible with a wide range of fuel types including gas, oil, and electricity. Modern boilers are designed to be highly efficient, reducing waste and saving costs in the long run.

2. Furnaces

Furnaces heat air and distribute it throughout the home via ducts. They are commonly powered by gas or electricity and are suitable for homes in very cold climates due to their ability to maintain high interior temperatures.

3. Heat Pumps

Heat pumps are an increasingly popular option due to their energy efficiency and environmental friendliness. They extract heat from the outside environment, even in cold conditions, and transfer it inside. They can also work in reverse, providing cooling during hotter months.

4. Radiators and Underfloor Heating

Both radiators and underfloor heating systems provide an even and comfortable level of heat. Radiators are a familiar sight in many homes, while underfloor heating is growing in popularity due to its space-saving and modern aesthetics.

Factors to Consider When Upgrading

Before deciding on a heating upgrade, there are several factors to consider. These include:

Efficiency: Look for systems with high efficiency ratings as these can save money over time.Compatibility: Ensure the new system is compatible with your home’s existing infrastructure.Cost: Consider both the upfront costs and the ongoing operating costs.Size: Choose a system that is appropriately sized for your home to ensure optimal performance.Environmental Impact: Consider systems that reduce your carbon footprint.Benefits of Heating Upgrades

Upgrading your heating system offers numerous benefits:

Improved Comfort: A new system can offer more consistent and reliable temperature control.Energy Savings: Modern, energy-efficient systems can significantly reduce energy consumption and costs.Increased Property Value: A new, efficient heating system can increase the overall value of your home.Environmental Benefits: Reducing energy consumption helps lower emissions, contributing to environmental sustainability.Conclusion

Heating upgrades can have a profound impact on both the comfort and value of your home. With numerous options available, choosing the right system involves considering several factors, from efficiency and cost to environmental impact.

A well-informed decision can lead to substantial savings and improved living conditions. Don’t shy away from consulting with professionals to assess the best heating upgrade for your specific needs.

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Why Marine Collagen Tablets are Growing in Popularity

In recent years, the health and wellness industry has seen an increasing interest in marine collagen tablets. As more individuals become conscious of their health and beauty regimes, there’s a growing curiosity about how these supplements benefit our bodies.

But what exactly is marine collagen, and why has it captivated so many? This article explores the reasons behind the surge in popularity of these tablets and their broader implications on wellness practices.

What Is Marine Collagen?

Marine collagen is a type of collagen derived from fish, specifically the skin, bones, and scales. Collagen itself is a protein naturally found in the body, playing a crucial role in maintaining skin elasticity, joint health, and overall bodily structure.

However, as we age, our natural collagen production decreases, leading to various signs of ageing such as wrinkles and joint discomfort. This is where marine collagen claims to step in, offering to replenish the body’s declining collagen levels.

Superior Absorption and Bioavailability

One of the primary reasons marine collagen is gaining momentum is its noted bioavailability. Compared to other collagen sources like bovine or porcine, marine collagen is absorbed more efficiently by our bodies.

This efficiency is largely attributed to its low molecular weight, which allows for quicker digestion and better distribution within the body. As a result, users often report experiencing benefits, such as improved skin hydration and texture, in a shorter period.

Sustainability: A Key Selling Point

The growing interest in marine collagen tablets can also be linked to today’s emphasis on natural and sustainable wellness solutions. With sustainability becoming a key concern for consumers, marine collagen presents an eco-friendlier alternative to other collagen types.

The utilization of parts of fish that might otherwise go to waste aligns well with the sustainability movement, reducing environmental impact and promoting more responsible use of natural resources.

Beauty from Within

Moreover, the connection between beauty and nutrition is being more thoroughly explored, with consumers understanding that what they ingest impacts their outward appearance. As people increasingly prefer addressing skincare and health issues from the inside out, marine collagen presents itself as an appealing supplement.

With promises of youthful skin, strengthened nails, and healthier hair, it’s no wonder many are incorporating marine collagen tablets into their daily routines.

Benefits Beyond the Surface

Another factor contributing to the growing appeal is the research touting potential benefits beyond aesthetics. Studies suggest that marine collagen can help improve joint health by reducing inflammation, making it particularly attractive to those suffering from joint pain or arthritis. Additionally, some research points to marine collagen supporting muscle recovery, benefiting those with active lifestyles or in recovery from injuries.

Use with Caution: Choosing Wisely

However, while the reported benefits are promising, it’s important to approach such supplements with a cautious and informed perspective. The supplement industry is vast and not as strictly regulated as pharmaceuticals, meaning that consumers need to choose reputable brands and consult with healthcare professionals before starting a new supplement regimen. This ensures not only safety but also maximizes the effectiveness of the supplements consumed.

A Rising Star in Holistic Wellness

In summary, marine collagen tablets are rising in popularity due to their superior absorption rates, sustainability advantage, and comprehensive benefits for skin, joint, and muscle health. These factors, coupled with the modern consumer’s desire for holistic beauty and wellness solutions, make marine collagen an attractive option.

As research continues and awareness grows, it will be interesting to see how the demand for marine collagen evolves within the broadening landscape of health supplements.

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How to Know When You’ll Need Emergency Cold Storage

If your business relies on keeping products cold—whether it’s food, drink, pharmaceuticals or flowers—then you already know how crucial reliable refrigeration is. But what happens when things go wrong? That’s where emergency cold storage comes in.

The key is knowing when you’ll need it before things reach boiling point (or freezing point, in this case). In this post, we’ll walk you through the signs, scenarios, and red flags that tell you it’s time to call in temporary cold storage—fast.

Your Refrigeration Equipment is Ageing or Unreliable

If your cold room or freezer is more than 10 years old and has already needed repairs, you could be running on borrowed time. Older units are prone to breakdowns, especially during busy trading periods or heatwaves when they’re working harder than usual.

Signs to watch for:Temperature fluctuationsUnusual noisesFrost build-up or leakingSlow cooling or inconsistent performance

Don’t wait until it fails completely—having emergency cold storage on standby gives you a safety net if your system suddenly gives out. Read more about backup fridge hire.

You’re Planning Renovation or Maintenance Work

Scheduled servicing is smart, but it often means taking your main refrigeration offline. Whether you’re upgrading equipment, rewiring, or renovating a prep area, you’ll still need somewhere to store chilled or frozen stock safely.

Tip: Book emergency cold storage in advance to cover the gap. It lets you carry on trading without interruptions or product loss.

You’re Entering a Busy Season or Taking Large Orders

If your business sees a spike in demand during holidays, wedding season or harvest time, your existing storage might not cope with the overflow. The last thing you want is to turn down sales—or worse, overload your cold storage and risk spoilage.

Cold storage trailers or walk-in units give you the extra space to hold more stock while keeping everything at the right temperature. Ideal for:

CaterersButchersEvent plannersSupermarketsFloristsYou’ve Had a Power Cut or Refrigeration Failure

This one’s obvious, but it’s where cold storage really earns its name. When your fridge or freezer goes down unexpectedly—whether due to a power cut, storm damage or electrical fault—you’ve got a very small window to act.

Emergency cold storage is designed for fast response. You can move stock straight into a chilled trailer, keeping temperatures safe until repairs are made. For food businesses, it also helps you stay compliant with health and safety regulations.

You’re Expecting an Unusual Delivery Schedule

Sometimes suppliers deliver early. Sometimes they’re delayed. Sometimes they bring more than you were expecting. In all cases, you need flexibility.

Having temporary cold storage available—even just for a couple of days—can help you manage sudden inventory increases without putting your stock at risk.

You’ve Got a Site Inspection Coming Up

If you’re due for a visit from environmental health officers or a quality assurance auditor, and you’re concerned about your current refrigeration setup, hiring emergency cold storage can help.

Using temporary refrigeration shows you’re taking safety seriously and gives you time to upgrade or repair your permanent systems without losing stock or failing an inspection.

Why Buying Cold Storage is a Bad Move

Are you still thinking about buying cold storage instead of hiring? Over the years, hiring equipment has developed a bad reputation. There are many who think it’s a waste of money and you’re getting ripped off. However, this is a big misconception and businesses that are ignoring the rumours soon learn that this is far from the truth. In fact, hiring can be a way for businesses to grow, keep customers happy and save money. To prove this, let’s take a look at why buying cold storage can be a bad move for your brand.

Paying Thousands

Do you have thousands that you can use to purchase brand-new cold storage? This is a huge investment and over the years, the price keeps rising. This means that you have a huge one-off payment to deal with, which might not be at the top of your agenda. For many businesses, this could cause financial problems. Hiring can be a better way to get new equipment and not deal with this big cost all at once.

Depreciating Quickly

In a few years’ time, you might decide that you want to upgrade your cold storage. However, you have to realise that this type of equipment depreciates. You’re going to lose money, which can be very frustrating when you’ve paid thousands. This is something that you can avoid with hiring. You can simply return and start a new contract.

Becomes Outdated

New technology is brought out every year. This can be new features to maintain temperature or it can be efficient technology, which allows you to save money. Either way, when you’re purchasing cold storage, it can quickly become outdated.

Final Thoughts

Emergency cold storage isn’t just for disasters—it’s a smart, flexible solution for all kinds of everyday business challenges. Whether you’re prepping for peak season, dealing with a breakdown, or trading off-site, having access to backup refrigeration could save your stock—and your reputation.

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Is the America’s Favorite Couple Contest a Scam?

A friend of mine is a finalist in the America’s Favorite Couple contest, so I started looking into it and found the same company, Colossal, does tons of these contests to raise money for charity. They are also the ones behind the Cosplay Star competition and the Fab Over 40 that was all over social media last year. So, is the America’s Favorite Couple contest a scam? I’m off on a deep dive to find out the details.

In the meantime, you can help out Emily and Brian in the contest by voting once a day. It’s free and you don’t have to put in personal info or end up getting e-mail spam or anything like that. Click here to vote. (There are paid options, but that’s where it gets a little scammy. Read on to learn more about that.)

What is the America’s Favorite Couple Contest?

The America’s Favorite Couple contest markets itself as a heartwarming campaign that celebrates real love stories while supporting worthy causes. Promoted with celebrity sparkle—hosted by Jeff Goldblum and his wife Emilie Livingston—the competition offers a $20,000 prize and a professionally produced spread in Variety magazine to the winning couple.

The contest is put on by a company called Colossal Management, LLC, which is a professional fundraising company. In other words, they are getting paid for doing this. They also produce an impressive amount of these contests annually. Check out over 20 contests here, with everything from America’s Favorite Baby to the Face of Halloween: Featured Competitions — Colossal Impact.

It appears they do work with actual celebrities and magazines and also donate to real charities. These contests are created to raise money for charities by selling votes. You can get one free vote a day, but additional votes cost money, where a portion goes to Colossal and a portion goes to the charity. For the America’s Favorite Couple contest, the money raised benefits the L.A. Regional Food Bank and Oceana—two legitimate nonprofits.

But Is the Contest a Scam?

There’s a lot of “Is America’s Favorite Couple Contest a scam?” posts on Reddit right now, which is why I started looking into this. On the surface the answer is technically no, it’s not a scam. It does benefit actual charities and people do win. But the gray area is how the voting is done, who wins, and how much goes to the charities.

Colossal does clearly state that “Proceeds raised from each competition are distributed to the designated charity minus fees and costs and a small percentage retained by DTCare.” DTCare is a nationally registered 501(c)(3) organization, so if you do donate money, you can get a tax-deductible receipt for donating to a charity.

And while they don’t tell you exactly how much percentage the charity will get, they mention they are “committed to the highest pass-through rate in the industry.” There are several claims online that the amount is something close to 25%.

Let’s Talk About the Voting

If you start looking up contestants, it seems like everyone who enters is in “the finals.” So, when you look closer, you’ll notice it will say they are #so-and-so “in their group.” But how many groups are there?? Apparently, a lot.

There’s a marketing tactic at play that’s familiar to anyone who’s encountered similar contests online: each round is set up so participants are “close to winning” or “just behind first place,” a tactic often used to encourage more sharing and vote purchases to get them just a little closer to winning.

While not inherently deceptive, this gamified feedback mechanism can create pressure and lead participants to spend more in hopes of securing the lead.

There’s a lot of angry people posting about this from the “Fab Over 40” competition that was all over social media recently: (13) Fab Over40 Contest group 2025 | COLOSSAL MAKES 50% | Facebook

Also, Colossal Management, LLC is not accredited with the Better Business Bureau, however there is a page with several complaints about how the voting is run and how they get people to donate: Colossal Management, LLC | BBB Complaints | Better Business Bureau

Do People Really Win Colossal’s Contests?

I tried looking into who wins these contests and it was a bit odd. I couldn’t find much info on the winners, or much social media presence. I noticed this same thing echoed from other people on Reddit threads.

For example, the Cosplay Star winner Jarrod Davis has 68 followers on Instagram and pretty much zero social media presence besides a few posts about the contest, all with minimal engagement. That’s pretty strange considering all these things are pretty much a popularity contest.

He barely has any posts overall and stopped posting after winning the contest. There is very little information about him or photos of his actual face without the costume – https://www.instagram.com/sivad_dorraj

His last photo shows his “photo spread” in Star magazine, which actually amounts to an ad purchased by Colossal.

According to a very informative YouTube video from Horror Realm about the Face of Horror contest, the winners usually have ties to the organization, and all the magazine spreads are just purchased ads and not really associated with the magazine.

Below is a screenshot where he brings up Bon Appetit magazine putting out a tweet clarifying that they were not associated with the Favorite Chef contest and that the contest organizers had purchased an ad. Read the full story about that and the lawsuit here: https://www.azcentral.com/story/entertainment/dining/2021/02/24/favorite-chef-competition-scam-controversy/4546938001/

There are several other interesting videos on the Horror Realm channel about his experience in the contest and more about the organization and their history.

A Colossal Waste of Money?

After all this research, I am still giving Emily and Brian my free vote, because that’s what friends do. But I did urge her not to spend any of her money on this contest, as it’s made to milk people for every dollar.

Yes, somebody will win, and somebody will get $20,000. I’d love for it to be my friends, and I hate to rain on their parade with this little exposé, but I felt people needed to know the whole story about this company and their contests.

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Spooky Things to in New Orleans While on Vacation

If you’re looking for things to do in New Orleans on vacation, the number of activities available can be overwhelming! I recently visited and am sharing the spooky things to do in New Orleans that we found fun and would recommend, from ghost tours to visiting a vampire speakeasy. There are a lot more things we didn’t get to, which is a great excuse for another trip!

Take a Ghost Tour

Some kind of ghost tour is a must when visiting New Orleans! It’s a great way to see interesting historical landmarks and learn their spooky history.

We did two ghost tours in New Orleans, and the one I’d most recommend is the New Orleans Spirits and Spells: Witchcraft, Voodoo, and Ghost Tour that begins at Hex: Old World Witchery. Arrive early so you have time to browse around Hex and look at all the witchy things.

I felt that this tour was the most informative. And although the tour description promises you’ll end the tour by casting a spell for good luck, don’t expect that part. Our guide was not a witch, but she did give us all good luck crystals that were charged on the witch coven’s altar.

You’ll visit a lot of the top spooky destinations, like the LaLaurie Mansion, Interview with a Vampire filming locations, and several haunted locations.

Click here to read my full review of the tour, along with the itinerary and all the stops.

Witches Altar at HexVisit the AHS: Coven House

This one is for fans of American Horror Story: Coven and can be combined with a visit to the beautiful Garden District.

The Coven House was featured prominently in Season 3 and served as Miss Robichaux’s Academy for Exceptional Young Ladies. Those exceptional young ladies just happen to be witches!

The real house known as the Buckner Mansion, location at 1410 Jackson Avenue, New Orleans, LA 70130. It is a private residence, so you can only see it from the outside.

House from AHS CovenHave a Drink at the Vampire Speakeasy

Potions is a unique vampire-themed speakeasy that offers an immersive nightlife experience with a gothic twist. Nestled behind a secret entrance, this atmospheric bar transports guests into a world of dark elegance, complete with dim lighting, lavish decor, and an otherworldly vibe.

The drink menu features creatively crafted cocktails with names and ingredients inspired by vampire lore, perfect for those seeking a taste of the mysterious.

Potions is a cool spot right off Bourbon St., but you can’t just walk in off the street! You have to get the secret pass the get in by visiting the vampire boutique. Click here to read how to get into the vampire speakeasy.

Tour St. Louis Cemetery No. 1 and Visit Marie Laveau

There are many interesting cemeteries you can visit in New Orleans, but only one has the real Marie Laveau! St. Louis Cemetery No. 1 has that honor, but they will tell you other cemeteries have what they call a “faux Laveau.” LOL

You can only go into this cemetery with a private tour, which you can conveniently book right across the street at the visitor center. Click here to read all the details about the St. Louis Cemetery No. 1 tour.

Nicolas Cage’s tombExplore the Museum of Death

The Museum of Death New Orleans doesn’t allow any photos inside, so I only have a pic of the outside. The museum is small, and a bit pricey at $20, but it’s creepy and interesting.

The museum offers a self-guided, graphic look into death-related artifacts like serial killer art, mortician tools, crime scene photos, and funeral memorabilia.

It’s not the kind of place you want to take kids, and you kind of feel like you need a shower afterwards, or maybe a good smudging.

Museum of Death New OrleansHave a Spooky Good Time in NOLA

New Orleans is filled with history, ghost stories and vampire lore. These are just a few that I got to try on our last visit. I hope to add more to my spooky things to do in New Orleans list on my next visit!

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Retiring Comfortably as a Couple: A Realistic Roadmap

Retirement is one of the most anticipated phases of life, but for many older couples, the journey to a secure and fulfilling retirement can seem daunting. As life expectancy increases and financial uncertainties persist, it’s understandable that preparing for retirement later in life can feel overwhelming. However, with careful planning and smart strategies, it’s still entirely possible for older couples to retire comfortably and enjoy the freedom that comes with this new chapter.

For those approaching or already in retirement, the financial landscape has changed. The days of relying solely on pensions or savings from traditional 9-to-5 jobs have given way to a more complex retirement ecosystem that includes Social Security, savings, investments, and even the possibility of continuing to work in some capacity. While there’s no one-size-fits-all approach, a comprehensive, well-thought-out plan can significantly increase your chances of retiring in comfort and peace of mind.

In this article, we’ll discuss key strategies that older couples can employ to ensure their retirement is financially secure. From managing current finances to exploring creative options like reverse mortgages, we’ll cover practical steps to help you retire comfortably, no matter when you start planning.

1. Take Inventory of Your Finances

Before you can make any real plans, you need clarity.

Key Steps:List all income sources: Social Security, pensions, rental income, part-time work, annuities.
Calculate your assets: Include home equity, 401(k), IRAs, brokerage accounts, and savings.
Assess debts: Mortgages, credit cards, medical bills, or loans.

Once you have the full picture, you can assess how long your money will last and whether you need to make any big adjustments.

2. Maximize Social Security Benefits

Waiting longer to claim Social Security can pay off. Benefits increase by about 8% each year you delay beyond full retirement age, up to age 70.

Strategy for Couples:Spousal Benefits: One spouse can claim a spousal benefit while the other delays to maximize their own.
Coordination: The higher-earning spouse should consider delaying their benefit to secure a larger survivor benefit for the other.
3. Leveraging Home Equity with a Reverse Mortgage

Housing often represents a significant portion of retirement expenses, and for many retirees, it may no longer make sense to maintain a large, costly home. However, downsizing isn’t the only option. If you’re a homeowner, a reverse mortgage could be a practical solution to help unlock your home’s equity, turning it into income without the need to sell or move.

Key Considerations:Stay in Your Home: A reverse mortgage allows you to remain in your home while accessing its equity, which can be used to cover living expenses, healthcare costs, or any other retirement needs.
Supplement Your Income: By converting part of your home’s value into cash (via a lump sum, monthly payments, or a line of credit), you can supplement your retirement income and reduce reliance on savings or Social Security.
No Monthly Mortgage Payments: With a reverse mortgage, you’re not required to make monthly mortgage payments. Instead, the loan is repaid when you sell the home or pass away.
Other Housing Considerations:Moving to a smaller home or condo.
Relocating to a more affordable area or a retirement-friendly state with lower taxes.
Exploring co-housing or multigenerational living arrangements.

While a reverse mortgage can provide financial relief and stability in retirement, it’s important to carefully assess the terms and ensure it aligns with your long-term plans, as the loan balance increases over time and may impact your heirs.

4. Create a Sustainable Budget

Your spending will shift in retirement. You may spend less on commuting or work clothes, but more on healthcare and leisure.

Build a Retirement Budget:Fixed Expenses: Housing, insurance, utilities.
Variable Expenses: Travel, dining, hobbies.
Emergency Funds: Budget for unforeseen medical costs, repairs, or family needs.

Use the 4% rule (withdraw 4% of your retirement portfolio annually) as a starting guideline—but adjust based on your risk tolerance and market conditions.

5. Explore Part-Time Work or Passion Projects

Retirement doesn’t have to mean a full stop. Many older adults are thriving in encore careers or part-time gigs.

Ideas:Consulting in your former profession.
Turning a hobby into income (e.g., selling crafts, photography, tutoring).
Seasonal or remote work.

This extra income can bridge gaps and offer social and mental engagement.

6. Review Health and Long-Term Care Plans

Healthcare can become the single largest expense in retirement. Planning now reduces the risk of draining your savings later.

Tips:Enroll in Medicare on time to avoid penalties.
Consider supplemental Medigap or Medicare Advantage plans.
Explore long-term care insurance if affordable, or earmark assets for future care needs.
7. Streamline and Automate

Now is the time to simplify your financial life:

Consolidate old retirement accounts.
Automate bill payments and distributions.
Designate beneficiaries and establish a will and power of attorney.

Keeping things organized gives peace of mind—and makes life easier for your spouse and family.

8. Stay Connected and Active

Comfortable retirement isn’t only about money—it’s about lifestyle.

Join community centers or clubs.
Volunteer for causes you care about.
Travel, learn new skills, or pick up creative pursuits.

Staying socially engaged boosts longevity and happiness.

Conclusion

Retiring comfortably as an older couple doesn’t have to be an overwhelming or elusive goal. By taking inventory of your finances, making smart decisions about housing, maximizing Social Security benefits, and exploring strategies like part-time work and reverse mortgages, you can achieve a lifestyle that’s both financially secure and fulfilling. Remember, retirement isn’t just about having enough money—it’s about building a plan that supports your desired lifestyle and values.

Taking action early, even later in life, can create a smoother and more enjoyable transition into retirement. Be proactive, simplify your financial life, and remain flexible to new opportunities. With thoughtful preparation, you can retire with confidence, knowing you’ve done what it takes to set yourself up for a comfortable future.

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How Slurry Pumps Help with Canadian Waterways Dredging Projects

Source: Pump And Dredge Direct

Canada’s waterways—ranging from the St. Lawrence River to the coasts of British Columbia and the Arctic—form an essential part of the country’s transportation, ecological, and economic systems. Over time, these natural channels accumulate sediment, silt, and debris that can reduce depth, disrupt navigation, and affect aquatic habitats. To manage this, dredging projects are regularly carried out. One crucial tool in these efforts is the slurry pump, a device specifically engineered to handle abrasive mixtures of water and solid particles.

The Need for Dredging in Canadian Waters

From major ports like Halifax and Vancouver to inland lakes and rivers, dredging serves multiple purposes. These include maintaining safe navigation depths, restoring habitat in environmentally sensitive areas, and supporting infrastructure projects like bridge foundations, ferry terminals, and hydroelectric dams. Given the country’s harsh winters and vast geography, dredging equipment used in these operations must be reliable, durable, and adaptable to changing conditions.

What Is a Slurry Pump?

A slurry pump is a type of centrifugal pump designed to move mixtures of liquid and solid particles, commonly known as slurry. Unlike standard water pumps, slurry pumps are built with robust materials to resist wear caused by the abrasive nature of sediments, rocks, and silt. These pumps are often used in dredging applications to transport dredged material through pipelines from the excavation site to a designated discharge location, which may be a barge, containment area, or shoreline.

In many setups, a slurry pump also functions as a sediment pump, efficiently moving heavy and coarse particles that standard pumps cannot handle. This function is essential for managing dense materials found at the bottom of Canadian waterways.

Role of Slurry Pumps in Dredging Operations

Slurry pumps play a central role in dredging projects across Canadian waterways by enabling the continuous transport of solid-laden water from the dredging site. Their function is vital in ensuring that material removed from the riverbed or seafloor is relocated efficiently without excessive downtime or equipment failure.

In large-scale projects, such as maintaining shipping lanes in the Great Lakes or removing silt buildup in industrial ports, high-capacity slurry pumps and their supporting dredging equipment allow dredging vessels to operate for extended periods without interruption. This increases productivity and reduces the overall duration of the project—an important consideration during Canada’s limited construction seasons.

Advantages in Harsh Environments

One of the challenges of Canadian dredging projects is the extreme environmental conditions. In colder regions, sediment can freeze or form compacted layers that are more difficult to remove. Centrifugal pumps used in these scenarios must not only withstand physical abrasion but also operate reliably in freezing temperatures.

Many modern slurry pump systems used in Canadian dredging are built with heat-treated components, anti-freeze housings, and corrosion-resistant linings. These features help maintain performance even in sub-zero temperatures, making them especially useful in the northern provinces and territories where dredging windows are short and time is critical.

Supporting Environmental Dredging Projects

In addition to infrastructure maintenance, slurry pumps also support environmental remediation efforts. Contaminated sediment, often found in urban harbors or former industrial sites, needs to be carefully removed and relocated without disturbing surrounding ecosystems.

With precise flow control and the ability to handle variable slurry concentrations, slurry pumps—often working in combination with sediment pumps—enable dredging teams to extract and transport materials with minimal water disruption. This is crucial for projects like habitat restoration, riverbank stabilization, and wetland rehabilitation—initiatives that are increasingly common throughout Canadian provinces.

Applications Across Canadian RegionsGreat Lakes: Slurry pumps and dredging equipment are used in maintaining navigational channels and ports like Toronto and Hamilton, where sediment build-up affects both cargo movement and recreational boating.
Atlantic Coast: In Nova Scotia and Newfoundland, they assist in harbor deepening and sediment management for marine infrastructure.
Northern Territories: Remote mining projects often require localized dredging for tailings ponds and water management, where slurry and centrifugal pumps are used to move thick sediment mixtures.
British Columbia: The Fraser River and other coastal waterways rely on sediment pumps in both industrial and environmental dredging efforts, balancing ecological concerns with shipping needs.Integration with Modern Dredging Equipment

Today’s dredging vessels and barge systems are equipped with automated monitoring and pump control technologies. Slurry pumps used in Canadian operations are often integrated with sensors and real-time flow data systems to optimize performance.

Operators can adjust pump speed, monitor wear on parts, and control sediment concentration—all of which improve dredging accuracy and reduce maintenance costs. This integration also helps meet environmental compliance standards, which are particularly stringent in Canada when it comes to water quality and wildlife protection.

Conclusion

Slurry pumps, along with supporting systems like centrifugal pumps and sediment pumps, play a vital role in ensuring the success and sustainability of dredging projects across Canada’s waterways. Whether working in remote northern lakes, busy shipping lanes, or ecologically sensitive estuaries, these pumps support a range of operations by efficiently transporting solid-laden mixtures with reliability and control.

As demand grows for more adaptive and environmentally conscious dredging methods, slurry pump technology remains central to keeping Canada’s waterways navigable, productive, and protected.

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Candle Safety Tips for Families with Kids and Pets

Candles bring a warm glow to any space, but when children or pets are involved, that calming atmosphere can quickly turn risky without proper precautions. Many families choose premium, slow-burning options like bolsius candles to enhance their home’s ambiance safely. But even the highest quality candles require thoughtful placement and usage, especially when young ones or curious animals are nearby.

Below are essential safety tips to help families enjoy candles without putting their loved ones at risk.

Choose Safe Candle Types for Home Use

Select candles that are made from non-toxic, high-quality ingredients. Look for unscented or lightly scented varieties that won’t irritate sensitive airways. Candles in jars or containers are a safer choice than pillar or taper candles since they contain melted wax and help reduce tipping hazards. Avoid candles with excessive decorative elements like glitter or artificial flowers that could catch fire easily.

Candles with thicker wicks and stable bases tend to burn more evenly and are less likely to drip or tip over. If you’re using taper candles, make sure the holder fits snugly and the surface beneath is heat-resistant.

Place Candles High and Securely

Keep all candles well out of reach of children and pets. Place them on sturdy surfaces away from table edges, curtains, and other flammable materials. Fireplace mantels, floating shelves, or enclosed lantern-style holders are ideal for adding height and reducing the chance of accidental contact.

Don’t place candles near open windows where wind could knock them over or spread flames. Also, never set candles on the floor, even in seemingly safe corners, as pets may still sniff or paw at them out of curiosity.

Light Candles With Caution

Always supervise a lit candle. Never leave a burning flame unattended, even for a minute. Use long lighters or fireplace matches to avoid getting too close to the flame. Teach older children about the dangers of fire and make it clear that candles are not toys.

If you must leave the room or go to sleep, extinguish the candle completely. Keep a snuffer nearby to safely put out flames without splattering hot wax.

Prevent Pet Accidents Around Candles

Pets are naturally curious, especially cats who may leap onto furniture, and dogs who follow new smells. Use covered candle holders or hurricane glass shades to shield the flame from accidental contact. Battery-operated flameless candles can be a safer alternative in areas your pet frequently roams.

Avoid placing candles on low coffee tables or side tables where tails can wag too close or paws can knock them over. Be extra cautious with scented candles, which might tempt animals to investigate.

Make the Safer Choice When in Doubt

If you’re ever unsure about using an open flame, flameless candles offer a realistic glow without the risks. Some models even come with timers or remote controls, allowing you to create ambiance without lighting a wick. These are especially helpful for busy households or pet-friendly spaces.

By using common sense and placing safety first, you can still enjoy the charm of candles at home. Whether you prefer decorative pieces or practical options, the key lies in how and where you use them. With a few smart habits, your living space can stay cozy, and safe, for everyone under your roof.

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