Mehrsa Baradaran

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Mehrsa Baradaran


Born
in Orumieh, Iran
April 03, 1978

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Mehrsa Baradaran is Professor of Law at UC Irvine Law and a celebrated authority on banking law. In addition to the prizewinning The Color of Money, she is author of How the Other Half Banks: Exclusion, Exploitation, and the Threat to Democracy. She has advised US senators and representatives on policy and spoken at national and international forums including the World Bank.

Average rating: 4.41 · 2,581 ratings · 435 reviews · 5 distinct worksSimilar authors
The Color of Money: Black B...

4.49 avg rating — 2,003 ratings — published 2017 — 9 editions
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How the Other Half Banks: E...

4.13 avg rating — 560 ratings — published 2015 — 8 editions
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Racism in America: A Reader

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4.32 avg rating — 34 ratings — published 2020 — 3 editions
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A Kids Book About Banking

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really liked it 4.00 avg rating — 2 ratings
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Quotes by Mehrsa Baradaran  (?)
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“In fact, the average unbanked family with an annual income of around $25,000 spends about $2,400 per year, almost 10 percent of its income, on financial transactions.”
Mehrsa Baradaran, How the Other Half Banks: Exclusion, Exploitation, and the Threat to Democracy

“Most significantly, the act exempted credit unions from the Community Reinvestment Act, an act aimed at providing banking access to low-income individuals.54 The exemption resulted directly from credit union lobbying. To repeat, the credit union industry, created to serve the poor, now fought against a law requiring it to serve the poor.”
Mehrsa Baradaran, How the Other Half Banks: Exclusion, Exploitation, and the Threat to Democracy

“The Freedman’s Savings Bank serves as a cautionary tale for government support of banking for the poor when that support is just a façade. Draping a flag over a building and then installing private profit-motivated management inside is the most dangerous sort of government support. It induces trust in a vulnerable customer base that not only suffers from financial loss, but also loses all faith in public institutions. It poisons true government efforts to help. A similar phenomenon was at the heart of the failure of the government-sponsored enterprises Fannie Mae and Freddie Mac during the recent financial”
Mehrsa Baradaran, How the Other Half Banks: Exclusion, Exploitation, and the Threat to Democracy

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