What an articulate,interesting, and well-written book about the TARP bailout which affected every person in the US as well as generations to come! Geithner and other bankers were so arrogant that they thought that the problems and big finance were too complex for ordinary people to understand. Wrong! Barofsky explains the basic problems and gives examples of the problems with TARP and other federal goverment programs. He contends that the programs were good ideas but did not contain enough specifics or penalties. Barkofsky quickly experienced the blood sport of politics within the Beltway. Power is everything! The author places the blame for the failure of the government bailouts squarely on Paulson and Geithner because the "buck stops" at the top. Paulson, Geithner, and others tried to thwart SIGTHARP at every opportunity. Incorrectly, they thought the Wall Street bankers would suddenly embrace a high moral standard and follow the rules. Wrong! Everyone should read this book, especially the politicians, in the hope that the big mistakes will not be repeated.