Let me preface this review by drawing attention to the fact that I did not finish this book. So it may have gotten really good and been just what I was looking for if I had only read a few chapters more. That being said, this book was just all right. If you're looking for a book to help you reshape your thinking on money, saving, and spending, this is probably a good one. But it seems to focus more on the mindset of it than the actual doing of it. I was looking for more of a how-to and practical advice book. I'll try some of his other books, though, because I appreciate the author's thoughts and I think he generally gives good, straight-forward advice.