Excitement in Penny's life comes after a wish. Since Penny leads a sheltered, privileged life, books are her only form of experience. After making a wish (as she read about in Magic or Not?) Penny's riches turn to rags. This book has a wonderful old fashioned feel while being modern in some details. I enjoyed the citing of over 15 children's classic books that Penny compares her life to. Some young readers may enjoy these references but their inclusion doesn't detract from the plot. Penny's family has to overcome financial obligations and find their true avocations. Fun!