This book has it all. If you are just starting out in the world of self-employment or you are a long time outworker, you should be able to find something useful in this book. The book, in my opinion, is geared to the newly self-employed. It takes you by the hand and brings you step by step to where you want to be with your personal business finance system. I found the book to be well thought out and is so detailed that even long time freelancers should be able to find something to help them improve their situation.