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  <id>12468619</id>
    <user>
    <id>385825</id>
    <name><![CDATA[Angela]]></name>
    <location><![CDATA[Washington, DC]]></location>
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    <book>
  <id type="integer">1100324</id>
  <isbn>0785263268</isbn>
  <isbn13>9780785263265</isbn13>
  <text_reviews_count type="integer">36</text_reviews_count>
  <title>
    <![CDATA[The Total Money Makeover: A Proven Plan for Financial Fitness]]>
  </title>
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  <average_rating>4.30</average_rating>
  <ratings_count>152</ratings_count>
  <description>
    <![CDATA[<p>Respected financial expert Dave Ramsey offers a comprehensive plan for getting out of debt and achieving financial health. Against a playful backdrop of fitness terminology, Dave gives solid, hard-hitting advice needed to make your goals a reality. Filled with both the &quot;hope&quot; and the &quot;how-to,&quot; <em>The Total Money Makeover</em> includes:</p>  &lt;ul&gt;  &lt;li&gt;Useful worksheets and forms&lt;/li&gt;  &lt;li&gt;Readable and informative charts and graphs&lt;/li&gt;  &lt;li&gt;The four factors that keep people from getting in shape financially&lt;/li&gt;  &lt;li&gt;Photos and amazing stories from people who have succeeded following <em>The Total Money Makeover</em> plan&lt;/li&gt;&lt;/ul&gt;  <p><em>The Total Money Makeover</em> is a necessity for everyone in need of a financial makeover. Readers will learn to live by the <em>The Total Money Makeover</em> motto: &quot;If you will live like no one else, later you can live like no one else.&quot;</p>]]>
  </description>
<authors>
    <author>
    <id>44526</id>
        <name><![CDATA[Dave Ramsey]]></name>
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    <average_rating>4.31</average_rating>
    <ratings_count>4200</ratings_count>
    <text_reviews_count>1290</text_reviews_count>
  </author>
  </authors>  <published>2003</published>
</book>

    <rating>3</rating>
  <votes>3</votes>
  <spoiler_flag>false</spoiler_flag>
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  <read_at></read_at>
  <date_added>Mon Jan 14 06:40:59 -0800 2008</date_added>
  <date_updated>Wed Jan 16 04:16:01 -0800 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[This guy's claim is basically that the key to accumulating a lot of money is to (1) become debt free, (2) save a sizeable nest egg (3-10k)for the big emergencies that typically send people into debt in the first place, and (3) put the rest of your savings in mutual funds.  He's particularly insisten...<a href="http://www.goodreads.com/review/show/12468619">more...</a>]]></body>
    
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