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More Than Enough: The Ten Keys to Changing Your Financial Destiny
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More Than Enough: The Ten Keys to Changing Your Financial Destiny

4.07  ·  Rating Details  ·  1,647 Ratings  ·  100 Reviews
In his first bestseller, Financial Peace, Dave Ramsey taught us how to eliminate debt from our lives. Now in More Than Enough, he gives us the keys to building wealth while also creating a successful, united family. Drawing from his years of work with thousands of families and corporate employees, Ramsey presents the ten keys that guarantee family and financial peace, incl ...more
ebook, 352 pages
Published January 1st 1999 by Penguin Books
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This was my first Dave Ramsey book I've read and I only picked it up because it was free, ha! I thought people that read his books were people who were in financial distress and needed help, but several friends LOVE him so I thought I'd see what they were talking about and I'm glad I did.

First, the con's:

The editing was bad as I found 2 misspelled words (without even looking). That's just annoying.

I wish Ramsey would not quote from John Grey. Blech.

And the book was written in the 90's so it was
Mar 22, 2016 Coley rated it liked it  ·  review of another edition
Interesting concepts sometimes confusing. Summaries with analogies at end of chapters are a little wordy and difficult to absorb. Don't agree with the following statement. Ramsey wrote "Those with poor self-esteem, a lack of values, and no vision continue to change jobs, cities, churches, and spouses in a desperate hunt for contentment and happiness." It is stated like its a well known fact when really its just an opinion. I think the phase "continue to change jobs...." should be changed to "hav ...more
Nov 08, 2013 Alpha rated it it was amazing  ·  review of another edition
I am a big admirer for Dave Ramsey. I personally take all of his information and apply it to my life in relation to why he said it in the first place. When it came to his book Dave Ramsey's Financial Peace University, I understood why he did not like whole life insurance but I also understand he was mostly relating his distaste for that type of insurance because whole life on the public market is ridiculously expensive. Makes sense to get term life and invest in Roth IRAs and mutual funds. Howev ...more
Feb 25, 2013 Penny rated it liked it  ·  review of another edition
This wasn't the greatest of his books, but it's definitely the most far reaching. It's a great look at what it should be like to live with "more than enough" in all aspects of your life. What is this mystical "more than enough" and how to get there. It covers all aspects of life from money to relationships to spirituality to giving back to the community. It's not a book about money. It's a book about living as a good, moral, and ethical person.

I have to admit, of his books this is the one I've l
Apr 29, 2014 Travis rated it it was amazing  ·  review of another edition
Shelves: non-fiction
Great book outlining principles behind prosperity, not just financially but in all aspects of life. I think this is a great introductory book to Dave Ramsey. It's not focused so much on the baby steps, or getting your finances in order (although it does cover some of that. Come on, it's Dave Ramsey). This book basically defines the difference between having lots of money, and being truly wealthy.
Aug 04, 2015 Coralie rated it it was amazing  ·  review of another edition
In this book, Dave Ramsey takes the time to address techniques for true wealth-building, not just the financial kind. He points to the strength in character and values. I couldn't agree more with him about what our culture has lost. Mr. Ramsey has such a down-home way of explaining things that I love. This book challenges us to look inward. Where do our true values and visions lie? When you find that answer, you know where you are. When you create that answer, you put yourself where you want to ...more
An ok installment in the Ramsey world, but not one of my favorites. It's a little dated and not the best place to start if you are getting your finances in order. Start with the Total Money Makeover and maybe read this one to supplement. Not bad, but not world changing.
May 24, 2016 Amy rated it liked it  ·  review of another edition
Probably my least favorite of Dave Ramsey's books, but still a lot of good stuff in here. This was written a few years ago so it's not quite as developed as his newer material. If you listen to his podcast, you probably don't need to read this book. It's very similar.
Nov 11, 2010 Chasity rated it really liked it  ·  review of another edition
This book was great! I have around $89,000 in debt of various kinds and I picked up this book out of desperation after Dave Ramsey was recommended to me by a friend. I actually enjoyed reading it! It's a really good book that helped me to realize what's important to me, the sacrifices I have to make in order to get on track and stay on track financially and that having More Than Enough isn't simply about having enough money. I would highly recommend this book to anyone. There was one chapter tha ...more
This outlines Dave Ramsey's financial principles in a build-up format. To do steps build up to create a whole picture of ways to become and stay debt free. There is heavy emphasis on couples and how to start and maintain open dialogue about your budge. He also talks in depth about how important it is that both members of the couple have input into the budget whether or not they have any desire to do a budget or not. He mentions singles a few times. While the emphasis is on couples, undoubtedly b ...more
Angel Santos
Feb 06, 2016 Angel Santos rated it it was amazing  ·  review of another edition
Practical, but it goes further into detail about having the right perspectives and values in place to approaching money management. I found it extremely helpful because it was clear and straightforward enough for me to apply and just so valuable!
Cruz Ramos
Jul 05, 2016 Cruz Ramos rated it really liked it  ·  review of another edition
Absolutely love Dave Ramsey. I started with the podcast and moved onto the books and it has been a game changer for my family and I. This book is an easy read that gets you fired up for the journey ahead to financial freedom.
Jun 28, 2015 Spencer rated it it was amazing  ·  review of another edition
So many good quotes. Absolute must read for anyone at all interested in doing good with money. Opened my eyes to treating money as Gods resource that he uses for his work. It is not just a tool to entertain myself.
Apr 21, 2015 Laura rated it really liked it  ·  review of another edition
Not just for the financially distressed but a good overall book for life lessons on giving and having "More than Enough". I enjoy listening to and learning from Dave Ramsey!
Dec 30, 2014 Pou rated it liked it  ·  review of another edition
Too repetitive. Somewhat preachy. I can see that this book can be helpful for some people, but for me it wasn't. It didn't teach me anything that I didn't already know.
Let me preface this review by drawing attention to the fact that I did not finish this book. So it may have gotten really good and been just what I was looking for if I had only read a few chapters more. That being said, this book was just all right. If you're looking for a book to help you reshape your thinking on money, saving, and spending, this is probably a good one. But it seems to focus more on the mindset of it than the actual doing of it. I was looking for more of a how-to and practical ...more
Elroy Galbraith
Feb 25, 2016 Elroy Galbraith rated it really liked it  ·  review of another edition
Affords its readers a good look into practical disciplines and perspectives that will help them attack their problems in a different way.
Chris Johnson
Feb 19, 2014 Chris Johnson rated it it was amazing  ·  review of another edition
One for the ages

This is your blueprint to the life e that you have been dreaming about. Easy to read and comprehend for even the most challenged readers.
Aug 09, 2009 Chelsey rated it it was amazing  ·  review of another edition
Sheesh! Found this book by accident! The last financial book I found had a list of three books to read at the end of it and I had read the other two, so I thought I'd read the third. The library didn't have it so I picked up another book by the author which was this one. Instead of a book about rearranging your budget, it is on how to build character and just be a better person. It has so many things that remind me of 7 Habits and 5 Love Languages. This is just not at all what I thought. I reall ...more
Mar 20, 2011 Jonathan rated it really liked it  ·  review of another edition
Shelves: 2011
This book is essentially a re-write of Financial Peace, but with a shift in focus from the nuts and bolts of the finances to personal character. It is difficult for me to give this book an accurate rating, because none of the information is new to me. If you have already read Financial Peace or The Total Money Makeover, then you have heard a lot of this information before. I think though that the book benefits from the change in focus greatly. While it loses the ability to be a go to financial m ...more
Jonathan Smith
Jul 22, 2014 Jonathan Smith rated it really liked it  ·  review of another edition
Great book. More than just insight on extinguishing debt and building wealth. Great advice on growing spiritually as well as relationship guidance.
Scarlet Bushman
Feb 18, 2016 Scarlet Bushman rated it really liked it  ·  review of another edition
This book was full of stories and although they were helpful I was hoping for more budgeting details.
Nov 07, 2012 Jennifer rated it it was ok  ·  review of another edition
Shelves: read-2012
Not my favourite DR book. There was a LOT of repetition, and at times it was preachy. Not bible-thumping preachy, mind you, Dave is up front with his faith but doesn't shove it down your throat. But by the time I got to the chapters on giving, I was reading a few paragraphs then fighting with myself not to skip ahead to the next chapter. The closer I got to the end, the more frequently I was thinking "enough already."
Despite my impatience and waning interest towards the end, however, the book do
May 22, 2012 mysticbookworm rated it it was amazing  ·  review of another edition
Shelves: self-help
Another book with common sense, down-to-earth strategies for getting your financial assets in gear (yes, that was a horrible pun). I so wish I had read this years ago, before I got married, but since I'm divorced now that is neither here nor there. *I know that this is going to be a book that I will reference over and over again, especially with the extremely useful financial worksheets for income, savings/spending plans, retirement/college funds, etc.** It is Christian centered, so if it bother ...more
May 20, 2008 Sara rated it really liked it  ·  review of another edition
Shelves: finance
I love Dave. I admit it. I think he's brilliant. But honestly, he's not. He just uses good, old-fashioned common sense when it comes to finances and explains things in a down to earth, easy to understand and implement way.

This book is clearly more Christian than his others. His others make some reference to his faith, this book is actually a bit more about the principles (rather than the mechanics) that got him out of debt and into financial freedom. And those principles are grounded in his fait
Michelle Bodle
Some solid advice for personal finances that can be applied to stewardship
Sandy  Kemp
Feb 04, 2015 Sandy Kemp rated it did not like it  ·  review of another edition
Shelves: gave-up-on
God, Jesus and the bible are all mentioned by page 10. Not for me.
Lisa Kraft
Book had a few good points but a lot was just common sense
Vickie L Searan
Jan 17, 2014 Vickie L Searan rated it it was amazing  ·  review of another edition
Thanks for writing this book

you have giving me a guideline to work with along with the bible. I will go back many times to review and refresh. thank you.
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David L. Ramsey III (b. September 3, 1960) is an American financial writer, radio and television host.

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“Seems almost as if the very thing we thought would make us happy (stuff) has stolen the thing that among others brings us the most happiness: relationships, real connected time-invested relationships. Relationships” 2 likes
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