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<book id="854759">
  <title><![CDATA[The Two-Income Trap: Why Middle-Class Mothers and Fathers Are Going Broke]]></title>
  <isbn><![CDATA[0465090826]]></isbn>
  <isbn13><![CDATA[9780465090822]]></isbn13>
  <work>
  <best-book-id type="integer">854759</best-book-id>
  <books-count type="integer">3</books-count>
  <default-description>This groundbreaking expos&#233; brings to light the surprising financial consequences of mothers going to work, and the precarious position of today's middle class. &lt;P&gt; More than two decades ago, the women's movement flung open the doors of the workplace. Although this social revolution created a firestorm of controversy, no one questioned the idea that women's involvement in the workforce was certain to improve families' financial lot. Until now. &lt;P&gt; In this brilliantly argued book, Harvard Law School bankruptcy expert Elizabeth Warren and business consultant Amelia Tyagi show that today's middle-class parents are suffering from an unprecedented and totally unexpected economic meltdown. Astonishingly, sending mothers to work has made families more vulnerable than ever before. Today's two-income family earns 75% more money than its single-income counterpart of a generation ago, but actually has less discretionary income once their fixed monthly bills are paid. &lt;P&gt; How did this happen? Warren and Tyagi provide convincing evidence that the culprit is not &quot;overconsumption,&quot; as many critics have charged. Instead, they point to the ferocious bidding war for housing and education that has quietly engulfed America's suburbs. Stay-at-home mothers once provided a financial safety net if disaster struck; their move into the workforce has left today's families chillingly at risk. The authors show why the usual remedies-child-support enforcement, subsidized daycare, and higher salaries for women-won't solve the problem, and propose a set of innovative solutions, from rate caps on credit cards to open-access public schools, to restore security to the middle class.</default-description>
  <id type="integer">840251</id>
  <media-type nil="true"></media-type>
  <original-language-id type="integer" nil="true"></original-language-id>
  <original-publication-day type="integer">3</original-publication-day>
  <original-publication-month type="integer">9</original-publication-month>
  <original-publication-year type="integer">2003</original-publication-year>
  <original-title>The Two-Income Trap: Why Middle-Class Mothers and Fathers Are Going Broke</original-title>
  <rating-dist>total:233|5:49|4:90|3:82|2:13|1:0|</rating-dist>
  <ratings-count type="integer">233</ratings-count>
  <ratings-sum type="integer">874</ratings-sum>
  <reviews-count type="integer">375</reviews-count>
  <text-reviews-count type="integer">80</text-reviews-count>
</work>

  <average_rating><![CDATA[3.75]]></average_rating>
  <ratings_count><![CDATA[170]]></ratings_count>
  <text_reviews_count><![CDATA[57]]></text_reviews_count>
  <url><![CDATA[http://www.goodreads.com/book/show/854759.The_Two_Income_Trap_Why_Middle_Class_Mothers_and_Fathers_Are_Going_Broke]]></url>
  <authors>
        <author id="23388">
      <name><![CDATA[Amelia Warren Tyagi]]></name>
      <role><![CDATA[]]></role>
      <url><![CDATA[http://www.goodreads.com/author/show/23388.Amelia_Warren_Tyagi]]></url>
      <average_rating><![CDATA[3.79]]></average_rating>
      <ratings_count><![CDATA[343]]></ratings_count>
      <text_reviews_count><![CDATA[114]]></text_reviews_count>
    </author>
        <author id="23389">
      <name><![CDATA[Elizabeth Warren]]></name>
      <role><![CDATA[]]></role>
      <url><![CDATA[http://www.goodreads.com/author/show/23389.Elizabeth_Warren]]></url>
      <average_rating><![CDATA[3.78]]></average_rating>
      <ratings_count><![CDATA[359]]></ratings_count>
      <text_reviews_count><![CDATA[117]]></text_reviews_count>
    </author>
      </authors>
    <reviews start="1" end="20" total="375">
    <review id="24749586">
    <user id="1246102">
    <name><![CDATA[Valarie]]></name>
    <location><![CDATA[Takoma Park, MD]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1246102-valarie?utm_medium=api]]></url>
  </user>
      <rating>3</rating>
  <votes>1</votes>
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      </shelves>
  <recommended_for><![CDATA[people who feel the economy is rolling right over them.]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at></read_at>
  <date_added>Tue Jun 17 17:48:53 -0700 2008</date_added>
  <date_updated>Thu Jun 19 13:03:24 -0700 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[If you have two incomes in a home, make sure your life is such that you can live on one of the incomes and sock the other income away in savings and investments. Which is extremely good advice (and yes it can be done--you don't need half of that crap people tell you you need).<br/><br/>Don't have ...<a href="http://www.goodreads.com/review/show/24749586">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/24749586?utm_medium=api]]></url>
</review>
    <review id="77328963">
    <user id="1889783">
    <name><![CDATA[Emily]]></name>
    <location><![CDATA[Brooklyn, NY]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1889783-emily-m?utm_medium=api]]></url>
  </user>
      <rating>3</rating>
  <votes>0</votes>
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  <spoiler_flag>false</spoiler_flag>
  <shelves>
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Mon Dec 06 00:00:00 -0800 2004</read_at>
  <date_added>Tue Nov 10 10:12:50 -0800 2009</date_added>
  <date_updated>Tue Nov 10 10:12:50 -0800 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[he Two-Income Trap is a book about the economic pressures facing families today, but above all it's an indictment of an increasingly predatory credit-card industry. (One of the book's authors was prominently featured in the recent Frontline report about credit cards.) The authors show how having a s...<a href="http://www.goodreads.com/review/show/77328963">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/77328963?utm_medium=api]]></url>
</review>
    <review id="67435394">
    <user id="696973">
    <name><![CDATA[Leila]]></name>
    <location><![CDATA[The United States]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/696973-leila?utm_medium=api]]></url>
  </user>
      <rating>4</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Wed Aug 01 00:00:00 -0700 2007</read_at>
  <date_added>Fri Aug 14 18:07:47 -0700 2009</date_added>
  <date_updated>Sat Aug 15 23:06:59 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[I read this in 2007, around the time that I saw the documentary <a rel="nofollow" target="_blank" href="http://www.maxedoutmovie.com/">&quot;Maxed Out&quot;</a> and also around the time my husband was reading several financial blogs that presaged the current recession(for e.g., <a rel="nofollow" target="_blank" href="http://www.calculatedriskblog.com/">Calculated Risk</a>). Actually, the author, Elizabeth Warren, was interviewed on that documentary, a...<a href="http://www.goodreads.com/review/show/67435394">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/67435394?utm_medium=api]]></url>
</review>
    <review id="73686163">
    <user id="2559314">
    <name><![CDATA[zerospinboson]]></name>
    <location><![CDATA[Groningen, 04, Netherlands]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/2559314-zerospinboson?utm_medium=api]]></url>
  </user>
      <rating>5</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
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      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Fri Oct 09 00:00:00 -0700 2009</read_at>
  <date_added>Tue Oct 06 18:17:25 -0700 2009</date_added>
  <date_updated>Thu Oct 08 15:52:29 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[This book provides support for a lot of intuitions I've had for a while now. In discussing the negative effects of deregulation with the American friends of mine, I have often run into a wall of disbelief, or unwillingness to believe that the lack of regulation enjoyed by certain industries is terri...<a href="http://www.goodreads.com/review/show/73686163">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/73686163?utm_medium=api]]></url>
</review>
    <review id="17976670">
    <user id="953731">
    <name><![CDATA[Virginia]]></name>
    <location><![CDATA[New Auburn, WI]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/953731-virginia?utm_medium=api]]></url>
  </user>
      <rating>4</rating>
  <votes>1</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Tue Dec 27 00:00:00 -0800 2005</read_at>
  <date_added>Mon Mar 17 18:19:23 -0700 2008</date_added>
  <date_updated>Mon Mar 17 18:19:23 -0700 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[A Harvard economist's take on rising rates of bankruptcy among middle class couples. Interesting read, especially since it was written a few years ago now and foreshadowed some of the present problems in the housing market. I particularly liked that it justified my suspicions that couples today are ...<a href="http://www.goodreads.com/review/show/17976670">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/17976670?utm_medium=api]]></url>
</review>
    <review id="67241096">
    <user id="1668780">
    <name><![CDATA[Eric]]></name>
    <location><![CDATA[Boston, MA]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1668780-eric?utm_medium=api]]></url>
  </user>
      <rating>3</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Sun Aug 16 00:00:00 -0700 2009</read_at>
  <date_added>Thu Aug 13 09:29:16 -0700 2009</date_added>
  <date_updated>Mon Aug 17 10:00:56 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[I've argued for some time that feminism was a bad deal economically for the average American family. Over time, it roughly doubled the pool of available labor, halving wages. It also put families that tried to rely on one breadwinner at a competitive disadvantage for purchasing certain assets - home...<a href="http://www.goodreads.com/review/show/67241096">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/67241096?utm_medium=api]]></url>
</review>
    <review id="46950242">
    <user id="1148633">
    <name><![CDATA[Brian Hodges]]></name>
    <location><![CDATA[Swedesboro, NJ]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1148633-brian-hodges?utm_medium=api]]></url>
  </user>
      <rating>4</rating>
  <votes>1</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
        <shelf name="life-changing" />
        <shelf name="non-fiction" />
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  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Thu Jan 01 00:00:00 -0800 2004</read_at>
  <date_added>Fri Feb 20 07:50:44 -0800 2009</date_added>
  <date_updated>Fri Feb 20 07:56:44 -0800 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[This book was a real eye-opener to the common credit and real estate mistakes that people (especially married couples) have been making ever since we switched over to a two-income nation.  I didn't realize it at the time, but this book was oddly prescient in regards to the current housing and financ...<a href="http://www.goodreads.com/review/show/46950242">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/46950242?utm_medium=api]]></url>
</review>
    <review id="48004962">
    <user id="4216">
    <name><![CDATA[Katherine]]></name>
    <location><![CDATA[Cambridge, MA]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/4216-katherine?utm_medium=api]]></url>
  </user>
      <rating>3</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Sun Mar 01 00:00:00 -0800 2009</read_at>
  <date_added>Mon Mar 02 10:08:30 -0800 2009</date_added>
  <date_updated>Sun Mar 15 20:04:21 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[I was assigned this book for a seminar on work and economic security, but I'd been hoping to read it for a long time.  The issues of family economics and gender dynamics seem to me a wellspring for interesting research and study, though not as much is done as could be (Arlie Hochschild's books on th...<a href="http://www.goodreads.com/review/show/48004962">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/48004962?utm_medium=api]]></url>
</review>
    <review id="61833836">
    <user id="2347018">
    <name><![CDATA[Mark]]></name>
    <location><![CDATA[London, ON, Canada]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/2347018-mark-young?utm_medium=api]]></url>
  </user>
      <rating>3</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Fri Feb 27 00:00:00 -0800 2009</read_at>
  <date_added>Wed Jul 01 19:04:42 -0700 2009</date_added>
  <date_updated>Wed Jul 01 19:16:53 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[The main point of the book is that parents were bidding up prices on houses in the &quot;good&quot; neighbourhoods to give their kids a shot at the &quot;good&quot; schools. Over this years, this has driven up prices on suburban homes and forced couples to put both salaries on the line to cover the ...<a href="http://www.goodreads.com/review/show/61833836">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/61833836?utm_medium=api]]></url>
</review>
    <review id="54850276">
    <user id="18910">
    <name><![CDATA[Cendri]]></name>
    <location><![CDATA[Stanford, CA]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/18910-cendri?utm_medium=api]]></url>
  </user>
      <rating>4</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Thu May 28 00:00:00 -0700 2009</read_at>
  <date_added>Sun May 03 20:22:07 -0700 2009</date_added>
  <date_updated>Thu May 28 10:59:53 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[If life were a Greek myth, this book would play the part of Cassandra to the current economic crisis.  Published in 2003, it deals with why record numbers of families are falling into debt and bankruptcy.  It's also a timely documentation of the laws of unintended consequences, in which cultural and...<a href="http://www.goodreads.com/review/show/54850276">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/54850276?utm_medium=api]]></url>
</review>
    <review id="23280367">
    <user id="652259">
    <name><![CDATA[Elizabeth]]></name>
    <location><![CDATA[The United States]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/652259-elizabeth?utm_medium=api]]></url>
  </user>
      <rating>3</rating>
  <votes>1</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
        <shelf name="society" />
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Thu May 01 00:00:00 -0700 2008</read_at>
  <date_added>Thu May 29 21:57:41 -0700 2008</date_added>
  <date_updated>Thu May 29 22:27:46 -0700 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[This offered a different perspective on why the middle-class has money issues than the affluenza-type books, so it was a good read, especially since I am not part of a two-income family (or have a family) so don't have first-hand experience.]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/23280367?utm_medium=api]]></url>
</review>
    <review id="3539423">
    <user id="68211">
    <name><![CDATA[Irene]]></name>
    <location><![CDATA[New York, NY]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/68211-irene?utm_medium=api]]></url>
  </user>
      <rating>3</rating>
  <votes>1</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at></read_at>
  <date_added>Wed Jul 25 22:04:39 -0700 2007</date_added>
  <date_updated>Wed Jul 25 22:18:49 -0700 2007</date_updated>
  <read_count></read_count>
    <body><![CDATA[A Harvard Law bankruptcy professor writes crisply about the fiscal rape of average Americans at usurious, yet legal interest rates by the credit card and/or mortgage divisions of the major banks.]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/3539423?utm_medium=api]]></url>
</review>
    <review id="56610314">
    <user id="2323047">
    <name><![CDATA[Sara]]></name>
    <location><![CDATA[The United States]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/2323047-sara-peterson-davis?utm_medium=api]]></url>
  </user>
      <rating>5</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Wed Aug 01 00:00:00 -0700 2007</read_at>
  <date_added>Tue May 19 08:51:22 -0700 2009</date_added>
  <date_updated>Tue May 19 08:59:26 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[This book is a must read if you want to understand why the middle-class is so squeezed and what role the banks, credit card companies and, surprisingly, the structure of America's public education has to do with it.<br/><br/>It was written before the current economic crisis and in many ways predic...<a href="http://www.goodreads.com/review/show/56610314">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/56610314?utm_medium=api]]></url>
</review>
    <review id="49790951">
    <user id="754524">
    <name><![CDATA[Lorrie]]></name>
    <location><![CDATA[Washington, DC]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/754524-lorrie?utm_medium=api]]></url>
  </user>
      <rating>5</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Sun Mar 22 00:00:00 -0700 2009</read_at>
  <date_added>Thu Mar 19 13:00:00 -0700 2009</date_added>
  <date_updated>Sun Mar 22 09:35:52 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[I highly recommend this book.  Warren combines empirical data, policy, and law with anecdotes from real people facing financial problems.  She addresses myths about who files for bankruptcy and why and presents policy alternatives to address some of the problems she identifies.  It's very accessible...<a href="http://www.goodreads.com/review/show/49790951">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/49790951?utm_medium=api]]></url>
</review>
    <review id="53869231">
    <user id="2254082">
    <name><![CDATA[Kristin]]></name>
    <location><![CDATA[Pasadena, CA]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/2254082-kristin-maschka?utm_medium=api]]></url>
  </user>
      <rating>5</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
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  <shelves>
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Wed Jan 01 00:00:00 -0800 2003</read_at>
  <date_added>Fri Apr 24 16:54:02 -0700 2009</date_added>
  <date_updated>Fri Apr 24 16:56:56 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[Published in 2003, the time is perfect to pick this one up again. Elizabeth Warren is now the person overseeing (i.e. the watchdog) of the TARP funds. She and her daughter in this book bust the myth that families are in trouble today because they haven't spent wisely. They go through all the evidenc...<a href="http://www.goodreads.com/review/show/53869231">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/53869231?utm_medium=api]]></url>
</review>
    <review id="27916299">
    <user id="802791">
    <name><![CDATA[Ross]]></name>
    <location><![CDATA[Minneapolis, MN]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/802791-ross?utm_medium=api]]></url>
  </user>
      <rating>5</rating>
  <votes>0</votes>
  <sell_flag>true</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
        <shelf name="economics" />
      </shelves>
  <recommended_for><![CDATA[couples starting out]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Tue Jul 22 00:00:00 -0700 2008</read_at>
  <date_added>Mon Jul 21 20:17:53 -0700 2008</date_added>
  <date_updated>Sun Aug 03 23:29:17 -0700 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[This book is now five years old, longer than the shelf life of most “policy” books -- most personal finance books, too. So I was fully prepared to find the facts stale, the predictions obsolete. Wrong. Even though it was written before the term <em>subprime</em> entered the lexicon, this book explains wh...<a href="http://www.goodreads.com/review/show/27916299">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/27916299?utm_medium=api]]></url>
</review>
    <review id="21890755">
    <user id="876626">
    <name><![CDATA[Marissa]]></name>
    <location><![CDATA[Belmont, MA]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/876626-marissa?utm_medium=api]]></url>
  </user>
      <rating>4</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
      </shelves>
  <recommended_for><![CDATA[People who have children, mortgages, or credit cards]]></recommended_for>
  <recommended_by><![CDATA[My Book Group--it is our April book.]]></recommended_by>
  <read_at>Tue Apr 08 00:00:00 -0700 2008</read_at>
  <date_added>Thu May 08 17:38:40 -0700 2008</date_added>
  <date_updated>Thu May 08 17:46:17 -0700 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[I had initially thought this book would present a lot of reasons to avoid having two working parents in a home.  And while there might be a touch of that, the book is written by two-working mothers who focus, instead, on some of the risks of living a life where two incomes are needed and there isn't...<a href="http://www.goodreads.com/review/show/21890755">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/21890755?utm_medium=api]]></url>
</review>
    <review id="18367453">
    <user id="753411">
    <name><![CDATA[Liz]]></name>
    <location><![CDATA[Salem, UT]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/753411-liz?utm_medium=api]]></url>
  </user>
      <rating>3</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Sat Mar 01 00:00:00 -0800 2008</read_at>
  <date_added>Sat Mar 22 06:38:08 -0700 2008</date_added>
  <date_updated>Sat Mar 22 06:59:02 -0700 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[It was an interesting book- lots of history, economics and politics all mixed together.   I thought it interesting that several times she writes about how society does not value the contribution of a stay at home mom, monetarily speaking.  She also has some good ideas as to how to help equalize the ...<a href="http://www.goodreads.com/review/show/18367453">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/18367453?utm_medium=api]]></url>
</review>
    <review id="57067724">
    <user id="1191827">
    <name><![CDATA[Craig]]></name>
    <location><![CDATA[The United States]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1191827-craig-toth?utm_medium=api]]></url>
  </user>
      <rating>5</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Tue Jan 01 00:00:00 -0800 2008</read_at>
  <date_added>Sat May 23 11:11:36 -0700 2009</date_added>
  <date_updated>Sat May 23 11:24:09 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[Listen to the careful research of the authors, who say that the biggest financial problem with most families today is NOT lavish spending, but is instead the high costs associated with simply wanting to live in neighborhoods located in desirable school districts. On top of that, say the authors, fam...<a href="http://www.goodreads.com/review/show/57067724">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/57067724?utm_medium=api]]></url>
</review>
    <review id="19364093">
    <user id="1050741">
    <name><![CDATA[Jon]]></name>
    <location><![CDATA[Minneapolis, MN]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1050741-jon?utm_medium=api]]></url>
  </user>
      <rating>4</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
      </shelves>
  <recommended_for><![CDATA[Everyone]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Thu Jun 01 00:00:00 -0700 2006</read_at>
  <date_added>Thu Apr 03 08:14:13 -0700 2008</date_added>
  <date_updated>Thu Apr 03 10:56:47 -0700 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[An incredibly well sourced book.  Seriously, the last 40 pages are notes and citations.  <br/><br/>At the same time, it is one of the quickest reads I've ever encountered.  Never dull, always astonishing.  <br/><br/>The author/researcher aimed well, did her homework (she's a Harvard professor --...<a href="http://www.goodreads.com/review/show/19364093">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/19364093?utm_medium=api]]></url>
</review>
    </reviews>
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        <shelf name="money" />
        <shelf name="politics" />
        <shelf name="personal-finance" />
        <shelf name="nonfiction" />
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  <name><![CDATA[WorldCat]]></name>
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