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More than Enough: The Ten Keys to Changing Your Financial Destiny
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More than Enough: The Ten Keys to Changing Your Financial Destiny

4.06 of 5 stars 4.06  ·  rating details  ·  1,372 ratings  ·  92 reviews
In his first bestseller, Financial Peace, Dave Ramsey taught us how to eliminate debt from our lives. Now in More Than Enough, he gives us the keys to building wealth while also creating a successful, united family. Drawing from his years of work with thousands of families and corporate employees, Ramsey presents the ten keys that guarantee family and financial peace, incl ...more
Kindle Edition, 352 pages
Published (first published January 1st 1999)
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Mandy
This was my first Dave Ramsey book I've read and I only picked it up because it was free, ha! I thought people that read his books were people who were in financial distress and needed help, but several friends LOVE him so I thought I'd see what they were talking about and I'm glad I did.

First, the con's:

The editing was bad as I found 2 misspelled words (without even looking). That's just annoying.

I wish Ramsey would not quote from John Grey. Blech.

And the book was written in the 90's so it was
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Alpha
I am a big admirer for Dave Ramsey. I personally take all of his information and apply it to my life in relation to why he said it in the first place. When it came to his book Dave Ramsey's Financial Peace University, I understood why he did not like whole life insurance but I also understand he was mostly relating his distaste for that type of insurance because whole life on the public market is ridiculously expensive. Makes sense to get term life and invest in Roth IRAs and mutual funds. Howev ...more
Penny
This wasn't the greatest of his books, but it's definitely the most far reaching. It's a great look at what it should be like to live with "more than enough" in all aspects of your life. What is this mystical "more than enough" and how to get there. It covers all aspects of life from money to relationships to spirituality to giving back to the community. It's not a book about money. It's a book about living as a good, moral, and ethical person.

I have to admit, of his books this is the one I've l
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Travis
Great book outlining principles behind prosperity, not just financially but in all aspects of life. I think this is a great introductory book to Dave Ramsey. It's not focused so much on the baby steps, or getting your finances in order (although it does cover some of that. Come on, it's Dave Ramsey). This book basically defines the difference between having lots of money, and being truly wealthy.
Coralie
In this book, Dave Ramsey takes the time to address techniques for true wealth-building, not just the financial kind. He points to the strength in character and values. I couldn't agree more with him about what our culture has lost. Mr. Ramsey has such a down-home way of explaining things that I love. This book challenges us to look inward. Where do our true values and visions lie? When you find that answer, you know where you are. When you create that answer, you put yourself where you want to ...more
Chasity
This book was great! I have around $89,000 in debt of various kinds and I picked up this book out of desperation after Dave Ramsey was recommended to me by a friend. I actually enjoyed reading it! It's a really good book that helped me to realize what's important to me, the sacrifices I have to make in order to get on track and stay on track financially and that having More Than Enough isn't simply about having enough money. I would highly recommend this book to anyone. There was one chapter tha ...more
Alicia
This outlines Dave Ramsey's financial principles in a build-up format. To do steps build up to create a whole picture of ways to become and stay debt free. There is heavy emphasis on couples and how to start and maintain open dialogue about your budge. He also talks in depth about how important it is that both members of the couple have input into the budget whether or not they have any desire to do a budget or not. He mentions singles a few times. While the emphasis is on couples, undoubtedly b ...more
Spencer
So many good quotes. Absolute must read for anyone at all interested in doing good with money. Opened my eyes to treating money as Gods resource that he uses for his work. It is not just a tool to entertain myself.
Laura
Not just for the financially distressed but a good overall book for life lessons on giving and having "More than Enough". I enjoy listening to and learning from Dave Ramsey!
Pou
Too repetitive. Somewhat preachy. I can see that this book can be helpful for some people, but for me it wasn't. It didn't teach me anything that I didn't already know.
Lora
Let me preface this review by drawing attention to the fact that I did not finish this book. So it may have gotten really good and been just what I was looking for if I had only read a few chapters more. That being said, this book was just all right. If you're looking for a book to help you reshape your thinking on money, saving, and spending, this is probably a good one. But it seems to focus more on the mindset of it than the actual doing of it. I was looking for more of a how-to and practical ...more
Chris Johnson
One for the ages

This is your blueprint to the life e that you have been dreaming about. Easy to read and comprehend for even the most challenged readers.
Chelsey
Sheesh! Found this book by accident! The last financial book I found had a list of three books to read at the end of it and I had read the other two, so I thought I'd read the third. The library didn't have it so I picked up another book by the author which was this one. Instead of a book about rearranging your budget, it is on how to build character and just be a better person. It has so many things that remind me of 7 Habits and 5 Love Languages. This is just not at all what I thought. I reall ...more
Jonathan
This book is essentially a re-write of Financial Peace, but with a shift in focus from the nuts and bolts of the finances to personal character. It is difficult for me to give this book an accurate rating, because none of the information is new to me. If you have already read Financial Peace or The Total Money Makeover, then you have heard a lot of this information before. I think though that the book benefits from the change in focus greatly. While it loses the ability to be a go to financial m ...more
Jonathan Smith
Great book. More than just insight on extinguishing debt and building wealth. Great advice on growing spiritually as well as relationship guidance.
Jennifer
Not my favourite DR book. There was a LOT of repetition, and at times it was preachy. Not bible-thumping preachy, mind you, Dave is up front with his faith but doesn't shove it down your throat. But by the time I got to the chapters on giving, I was reading a few paragraphs then fighting with myself not to skip ahead to the next chapter. The closer I got to the end, the more frequently I was thinking "enough already."
Despite my impatience and waning interest towards the end, however, the book do
...more
mysticbookworm
Another book with common sense, down-to-earth strategies for getting your financial assets in gear (yes, that was a horrible pun). I so wish I had read this years ago, before I got married, but since I'm divorced now that is neither here nor there. *I know that this is going to be a book that I will reference over and over again, especially with the extremely useful financial worksheets for income, savings/spending plans, retirement/college funds, etc.** It is Christian centered, so if it bother ...more
Sara
I love Dave. I admit it. I think he's brilliant. But honestly, he's not. He just uses good, old-fashioned common sense when it comes to finances and explains things in a down to earth, easy to understand and implement way.

This book is clearly more Christian than his others. His others make some reference to his faith, this book is actually a bit more about the principles (rather than the mechanics) that got him out of debt and into financial freedom. And those principles are grounded in his fait
...more
Michelle Bodle
Some solid advice for personal finances that can be applied to stewardship
Sandy  Kemp
God, Jesus and the bible are all mentioned by page 10. Not for me.
Lisa Kraft
Book had a few good points but a lot was just common sense
Vickie L Searan
Thanks for writing this book

you have giving me a guideline to work with along with the bible. I will go back many times to review and refresh. thank you.
Kristy
I loved other DR books but this one was not a favorite.
Steven Kirkpatrick
A bit of the same material as is covered in Financial Peace Revisited and The Total Money Makeover. Since this is the last of the three that I'm reading, I'm finding it less interesting. It still has a lot of valuable information and from many perspectives based on where you are in your life so that is why I'm working my way through it to finish it. It's just not as exciting as the other two financial books by Dave Ramsey.
Elsa Binder
This has to be one of the worst financial books I have ever read. I liked the Total Money Makeover, but this I don't even know were to begin. He is at best vague and pompous. I can say I gleaned nothing of fiscal value from the book, but I am really sick of financial writing where you throw the word God in any time you can shove it into a sentence. Financancial responsibly is a worldly practice not a spiritual one, argh.
Rachel
I didn't finish this book. I wanted a more direct recipe, and less testimony.I'm sure it's a great book, but it wasn't the one that I needed it to be at this time.
David
Fabulous book. "The Total Money Makeover" was the high level overview. "Financial Peace Revisited" was the mid level details. This book is the low level foundational information that will lead to building wealth and wisdom.

Reading the book was like being with a mentor and soaking up principles to better manage one's life. Contentment and generosity were just a couple of major themes throughout the book.
Kristen
I love Dave Ramsey, but was a little diasppointed with this book. It was very disjointed and didn't really impact me nearly as much as his best-selling "Total Money Makeover", and "Financial Peace Revisited," which both changed my life. Still, he is THE MAN, and I trust his financial advice implicitly. Don't bother reading this one; stick with the other two. They really are great!!!
Jes
Awesome and actionable, may take a couple of reads to get all the gems! Not just about personal finances.
Kelli
I like Dave's ideas. He tells you that he is very straight forward, and he is. Some things he says about money may annoy, and may seem very strict, but in the end its all coming from wisdom. He talks a lot about marriage and financial stress and I think this book is super healthy to read before marriage especially. It's a lot of really good concepts that we all need to learn.
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David L. Ramsey III (b. September 3, 1960) is an American financial writer, radio and television host.

More about Dave Ramsey...
The Total Money Makeover: A Proven Plan for Financial Fitness Financial Peace Revisited EntreLeadership: 20 Years of Practical Business Wisdom from the Trenches Smart Money Smart Kids: Raising the Next Generation to Win with Money Dave Ramsey's Complete Guide to Money: The Handbook of Financial Peace University

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