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Not a Penny More, Not a Penny Less

3.95 of 5 stars 3.95 · rating details · 12,574 ratings · 394 reviews

The conned:an Oxford don,a revered society physician, a chic French art dealer, and a charming English lord. They have one thing in common. Overnight, each novice investor lost his life's fortune to one man. The con: Harvey Metcalfe!!

A brilliant, self-made guru of deceit. A very dangerous individual. And now, a hunted man.

With nothing left to lose four strangers are about

...more

Paperback, 305 pages

Published May 16th 2004 by St. Martin's Paperbacks (first published January 1st 1976)

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Not a Penny More, Not a Penny Less by Jeffrey Archer

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Oct 27, 2011 Anne rated it 5 of 5 stars

Recommended to Anne by: Gretchen

Shelves: rereadable

I come by my love of mysteries and thrillers naturally, as both my mother and grandmother are addicts of such books. This book was among their highly recommended reads. I thoroughly enjoyed it the first time around a few years ago, and it was just as much fun this time.

The story features a Bernie Madoff-type villain named Harvey Metcalfe who, despite all his previously ill-gotten millions, takes the opportunity to con a few naive investors in a stock market scam. Among his latest victims is an A...more

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Feb 15, 2013 jim rated it 3 of 5 stars Recommends it for: travelers

Recommended to jim by: Brooke Moody

This book (and its author) were wholly unknown to me until I was handed the book to read once a friend had finished it. I had very few expectations or pre-conceived notions of what I was about to read...

First, I'd like to note that this was a very easy and enjoyable read. It rarely, if ever, felt as though I was slogging through something just to advance the story while it still held my attention and made me *want* to get to the next plot point. This definitely made for a pretty smooth read, how...more This book (and its author) were wholly unknown to me until I was handed the book to read once a friend had finished it. I had very few expectations or pre-conceived notions of what I was about to read...

First, I'd like to note that this was a very easy and enjoyable read. It rarely, if ever, felt as though I was slogging through something just to advance the story while it still held my attention and made me *want* to get to the next plot point. This definitely made for a pretty smooth read, however, I felt it also caused the book to suffer from a lack of character building. There were, in fact, several strange dichotomies at play both in the style and substance of this book, which made it somewhat difficult to nail down how I actually felt. In some ways this read like an experiment by the author to test out this whole "being an author" thing, but overall, Archer was able to weave together an engaging story with a very unique style.

For the majority of this book it was Archer's style that got my attention more than the narrative he was creating. Although published over a quarter-century later, my mind kept waiting for Patrick Bateman to show up describing Harvey's attire or lauding Phil Collins's move to lead vocalist that year. (Perhaps American Psycho had more of an effect on my than I realized) Quickly, however, it was obvious that Archer's knack for describing a setting's minutiae had nowhere near the depth or meaning imparted by Ellis's overbearing descriptions.

As the novel progressed, this style of pointing out details became more cumbersome than intriguing. The missing details became nearly as important as those presented by the author. This really came to a head, for me, during the description of Billie Jean King's first round at Wimbledon. Each game was noted, each set was noted, and each detail was correct. I was wholly impressed with Archer's attention to detail here but then greatly confused when, much later in the book, Harvey describes his time at Wimbledon by saying he, "got to see an American win." (paraphrased from memory) For a man of Harvey's character and given Archer's previously detailed description, it was jolting for Harvey not to have noted Ashe becoming the first black man to take a Wimbledon title, Billie Jean retiring after winning her 6th, or that Americans won every title that year. (even if part of an international doubles pair...)

While it's obvious that the events at Ascot needed to be fictionalized to serve the story, it was also jolting that the "Race of the Century" received none of the detail given to an inconsequential first-round women's match at Wimbledon. Harvey / Rosalie's race certainly benefitted from the play-by-play; perhaps Harvey's preoccupation with his own horse precluded him from noticing any other aspects of the race, but it still felt odd that the historical aspects of the 1975 race were ignored. (It is difficult to believe that the race had not taken place while Archer was writing this section given his correct game-by-game detail of the Kathy May (Fritz) / King match)

This same attention / lack of attention to detail also showed up in the context of the larger story arcs. While the first 3 plans had significant time (and page counts) devoted to their descriptions, the final section of the book felt as though Archer had finished telling his story (or, perhaps, worked through his own financial demons) prior to finishing the book. It felt rushed and unimportant. The Deus Ex Machina of Anne's revelation also served to make the ending feel rushed and unimaginative. Was it James having difficulty with his plan, or was the author unable to keep his own imagination engaged?

Which, I suppose, leads to the story aspect of the novel. The story itself... the narrative... was entertaining and easy to read. Much of the introductory section is devoted to describing Harvey: his background, his upbringing, his life, his cleverness, and his detachment from human relationship - apart from having others revere him. (and his money) The (now seemingly unimportant) details provided do help ground these descriptions, but the chronology was incredibly compact. Before I knew it, we were suddenly in the mid-1970's. This was somewhat jarring but easily forgiven as the central narrative kicked in relatively quickly as we get a pretty fantastic description of how Harvey manipulated the financial system for his own personal gain. While this does create a sense of awe for Harvey's economic acumen it also imparts to the reader almost no sense of comradery or empathy with Harvey. He is a robot without feelings. A construct whose only purpose is to move the story. The same thing can be said for the remaining four players once they are introduced... only to more of an extreme. I was never able to really care one way or the other what happened to any of the characters in the book. There was a severe lack of depth to each character and no real reason to feel personally involved in the events as they transpired - this was especially true of Robin and Jean-Pierre. You can almost feel the struggle within James to impress his family and find his own happiness... almost. And you can almost get a sense of Stephen's familial duties and reasons for his plotting... almost.

The more I revisit my feelings and the more I write, the worse this review sounds. Not my intention as I did enjoy the story - overall I left the book not feeling as though I had wasted my time. While the initial style imparts a sense of gravitas and deeper meaning, by the time I was finished, it was clear that I was reading some sort of fantastical getaway. There were no lessons to be learned unless the last few pages bolstered the reader's sense of the futility of trying. Or perhaps we're supposed to envision the ancient Greeks in a, "God helps those who help themselves" kind of way. Although I had few expectations going in, the style of the prose created them for me... quickly. Those expectations simply turned out to be misplaced. This is not a morality play, a philosophical breakdown of the free market, or even a fable revealing a grim warning to the reader. This story serves itself, and is simply an entertaining piece of period fiction. (despite the lackluster ending) The ending didn't make me angry... likely due to my separation from the characters, but, at best, I think I left the book thinking, "Huh. Well there's that."

Oh. And whatever happened to David?(less)

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Oct 20, 2008 David rated it 2 of 5 stars

Jeffrey Archer's first book and a grossly over-rated one at that. Although Archer can write well - I was not much impressed by the plot. Four people swindled by a rich man. But he is so rich (several hundred million rich) that the amount he swindled them out of (a quarter of a million each) hardly seems worth the effort!

They make a mutual pledge to get the money back - and each must devise a scheme for doing so. But the feckless "hero" of the book (presumably based on Archer himself) hasn't a cl...more

4 likes · like · see review

Jan 14, 2013 Carol rated it 4 of 5 stars · review of another edition

Shelves: mystery

I really enjoyed this one (on audio). It's an old book (1974) with some references to marrying the bonny Prince Charles - then a bachelor. Still, it stands the test of time with its crooks and deceit. Lots of fun on the road.

2 likes · like · see review

May 05, 2013 Rinn Ramli rated it 4 of 5 stars

Masa zaman belajar dulu, kawan sekelas aku sorang ni suka collect buku Jeffrey Archer. She recommended me this book and I'm hooked with Jeffrey Archer's books. Not A Penny More, Not Penny Less diterbitkan sekitar 1974. So bila baca buku ni mesti membayangkan suasana dan prasarana sekitar tahun2 yang begitu lah. Tak der alat komunikasi moden.

Harvey Metcalfe adalah businesman yang mengumpulkan kekayaan dengan cara 'mengenakan' orang. Ada 4 orang yang sudah 'terkena' dengan Harvey Metcalfe ni deci...more

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Jan 24, 2013 Saurabh Hooda rated it 3 of 5 stars

People duping people is common occurrence in our world. We hear about it from every living soul or we see it in every alternate film\soap opera. In this story a shrewd chap, born out of poverty and moved up to Midas world through his shenanigans, dupe four innocent person by his scheming grey cells. But here all four guys are well established in their respective field and they have guts to stand up and deliver against well known disreputable financial criminal. Story moves around how four of the...more

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Jan 08, 2013 Indiabookstore rated it 5 of 5 stars

This novel by Jeffrey Archer serves intelligence combined with team work at its best. It very well signifies what a person is capable of doing if he is good at what he is, in fact it would be more precise to say a guy's work can be breathtaking in any field if he has mastered his own. Punishment for a crime doesn't have to be legal or harsh every time. Sometimes it is better served without a proper acknowledgement from the accused. In that way it remains a win-win condition. This first novel by...more

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Mar 05, 2011 Tom Ireland rated it 2 of 5 stars

Recently, I was in the pub (no surprise there) and I had a very interesting chat with a friend of mine. We were discussing what makes a good book. His view was that the defining criterion for a good book was that it entertain, that it be 'a good yarn'. I begged to differ and suggested a distinction between a good book and good literature. In my view, to entertain is all very well but a truly good book offers something more. After that, we pretty much went round in circles for a couple of pints b...more

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Sep 06, 2010 Avel rated it 4 of 5 stars

I found Jeffrey Archer's "Not a Penny More, Not a Penny Less" very entertaining. It begins with the story of a Polish immigrant boy (Henryk Metelski, later becoming Harvey Metcalf) who goes to work as a messenger on Wall Street and acquires a "streetwise" financial education which eventually enables him to become a millionaire. He makes his millions by taking advantage of any poor innocent who stumbles into his path and then shrewdly investing the profits of his schemes. As he grows older he man...more I found Jeffrey Archer's "Not a Penny More, Not a Penny Less" very entertaining. It begins with the story of a Polish immigrant boy (Henryk Metelski, later becoming Harvey Metcalf) who goes to work as a messenger on Wall Street and acquires a "streetwise" financial education which eventually enables him to become a millionaire. He makes his millions by taking advantage of any poor innocent who stumbles into his path and then shrewdly investing the profits of his schemes. As he grows older he manages to build a shroud of respectability around himself, and lives the life of the uppercrust -- complete with a collection of Impressionist paintings, yearly trips to Wimbledon and Monte Carlo, and a stable of race horses -- but he still can't resist the lure of making easy money by cheating the unsuspecting.
The story takes off when four such unsuspecting souls lose a combined one million dollars in an insider stock deal Harvey cooks up. He's finally settled on the wrong people to take advantage of and they join forces to steal their money back -- not a penny more, not a penny less. Each of the four, coming from a different walk of life and possessing quite different talents, devises a plan to relieve Harvey of a portion of his ill-gotten gain. They spare no cost in carrying out their plans, keeping a running tally of their expenses and charging it all to Harvey.

The result is a light, easy to read and hard to put down, story of a professional conman being outconned. Archer maintains suspense in the story by not letting the reader know how each con will work until it unfolds, and the result is often hilarious as we watch the unsuspecting Harvey bumble from situation to situation, losing money at every turn.

Archer creates lovable characters in the four swindlers -- after all, who hasn't ever felt taken advantage of by someone with more power and money, and longed to come up with the perfect scheme to get them back? The reader also becomes attached to Harvey as in spite of his faults we see glimpses of the naive immigrant boy longing for a type of acceptance that remains out of reach despite his enormous financial success.

No one is really hurt in this book, there is no violence and very little bloodshed, just a well-written and entertaining story. And of course there is the classic Archer twist of fate at the very end. If you don't read this book for any other reason, read it for the last two pages.(less)

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Apr 27, 2013 Tea Jovanović rated it 5 of 5 stars · review of another edition

Shelves: read-for-pleasure

Britanci su po ovom romanu snimili vrhunsku seriju... davno, davno...

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Feb 19, 2013 Sadaf rated it 4 of 5 stars

An elaborate plan to get money - in this case, to get money back, is the kind of stuff that Archer writes really well. I thoroughly enjoyed The Fourth Estate, and there was no doubt I was going to like this one.
The book begins with a bit of background on Harvey Metclafe, and as soon as you start to feel proud of his enterprising efforts, you realize he is going to con a few innocent people of a million, and he immediately becomes the 'villain'.
The four men who are duped of their money, are an...more

1 like · like · see review

Jul 06, 2012 Jeyaprakash rated it 4 of 5 stars

I am an amateur reader starting with couple of ones from Lee Child, Fredrick Forsyth. I was given a collection of Jeffrey Archer's from one of my pal. It was his suggestion to start with "Not a penny more, not a penny less", after getting exhausted with Fredrick Forsyth "The Afghan", I got myself into a state of tireless after reading 'Not a penny more, not a penny less'. My three words to describe this novel would be awesome, splendid and fantabulous. Archer, in this work had concentrated only...more

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Apr 17, 2013 Ankit Agrawal rated it 3 of 5 stars

Of all the Jeffrey Archer books I have read, I have liked this one the least. The reason is simply because this was not a typical Jeffrey Archer book. Jeffrey Archer in his own words loves to write simple novels, simple fiction for everybody to read and understand. It doesn't necessarily appeal to people of any particular age group, like or dislike. His books are there for everybody to read and enjoy. He has himself said that he doesn't like to write anything violent, sexual or even extravagant....more

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Jul 12, 2011 J. Luis rated it 3 of 5 stars · review of another edition

Libro ligero, ameno y de muy fácil lectura. Nos presenta una trama que engancha pero que para mi gusto tiene ciertos altibajos. Al comienzo, por ejemplo, nos presenta a un personaje que aunque va a tener una cierta importancia para el desarrollo de la historia se esfuma tal y como llegó. Es verdad que no deja de ser alguien secundario, pero da un poco la sensación de que el autor no se quiere complicar la vida.
También he tenido la sensación de que las venganzas que preparan para resarcirse de lo...more

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Nov 11, 2009 Shonali rated it 5 of 5 stars

Shelves: short-stories, i-own

This was his first novel and a very critically acclaimed one, turned in to a TV series and a movie too. Though his list of bestsellers is long , this one according to me, holds the top spot [OK.. Kane And Abel ties with it for the first place :) ]
Though his later day novels turned in to kind of similar concepts predictable twists and turns , his earlier works were really, really good. Archer knows how to hold the attention of the reader with right amount of surprises at the right time and its ve...more

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Aug 08, 2009 Michael rated it 3 of 5 stars Recommends it for: Englishe mystery fans, Alfred Hitchcock fans.

Recommended to Michael by: Enjoy the author

Shelves: read-in-2009, reviewed, own-it, author-s-first-book

This is between a three and four star book.
Jeffrey Archer's first novel is basically a novel of revenge and retribution.
Harvey Metcalfe has swindled four men, Stephen Bradley, a mathmetical genius, Dr. Robert Oakley, a society doctor, Jean-Pierre Lamanns, seller of art works, and James Brigsley, an English Lord.
The first part of the novel is a bit slow as we see Harvey's rise from the son of poor Polish emigrants to his ownership of an oil company.
Then he puts out false information on a worthle...more

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May 12, 2011 Shabbeer Hassan rated it 4 of 5 stars

“Making a million legally has always been difficult. Making a million illegally has always been a little easier.”
Henry Metcalfe, a US born citizen of Polish descent, had devised a system of duping people of their money by creating proxy companies. Due to his good marketing skills, he compelled the common people into buying the shares of his company, and then, once he had enough money, escaped with all the money, through loopholes in the law.
On one such occurrence, David Kesler, a Harvard graduat...more

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Jun 08, 2011 Chris rated it 3 of 5 stars · review of another edition

Not a penny more, not a penny less.

Interestingly, well accidently really, I've read Jeffrey Archers books in anachronistic order. Having read and loved his latest novel last month (Only Time will tell), I was intrigued to read his first novel - which launched his writing career. A novel that thirty years ago had US publishers fighting to grab the rights, and which Jeffrey admits changed his life; but I guess $3 million dollars thirty years ago was considered a lot of money.

So with the luxury of...more

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Oct 11, 2012 Susan rated it 4 of 5 stars

Shelves: book-club-reads

Having read two previous books by Archer, I must say that I was pleased when my mystery bookclub picked Not A Penny More, Not A Penny Less for our October read. Archer delivered another compelling tale that kept me turning the pages to see what would happen next. Four unlikely men find themselves swindled by the supreme con man, and instead of taking it lying down they team up to con the con. Archer does a great job at creating such wonderful characters each of whom stands out in their own way i...more

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Feb 26, 2012 Karen Scott rated it 5 of 5 stars

Shelves: suspense

Harvey Metcalfe basically swindles four people, and this book is about how they come together to each get what he stole from them back, not a penny more, not a penny less.

The plot doesn't sound all that enthralling, four people trying to get back at a crook, however, this book was so much better than that.

This was a smart, smart book. Excellent plotting and story telling from Lord Archer. I loved how complex this story was, and how it managed to fool me at times. I read it years ago, but I'll ne...more

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Sep 29, 2012 Thomas Acland rated it 4 of 5 stars · review of another edition

Shelves: 1970-s, 20th-century, set-in-the-uk, thriller

This is the third Jeffery Archer book I have read in quite a short period of time and after being initially disappointed with A Matter of Honor and then being taken away with the brilliance of Kane and Abel, this book proves a happy medium, it is good without being spectacular. The plot line of out swindling the swindler is a clever one and the schemes the author has devised are ingenious and was the highlight of the book. Once again the detail within the book was slightly disappointing, I know...more

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Sep 25, 2011 Johnny Williams rated it 4 of 5 stars · review of another edition

Not a penny more, Not a penny Less—is Jeffrey Archer's very first book, and published back in the mid-1970s. It is really a captivating novel of revenge and steel hard retribution. After ignoring it on for a couple of weeks I started in on it -- and finished it in less than a couple of days. It’s a series of very complex yet believable “get you back” cons, enchanting characters with those extra minute details that make them come to life, and skillfully written and wisely balanced collaborations...more

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Sep 21, 2012 Jatin rated it 3 of 5 stars

Shelves: winter-of-our-discontent

This is the story of four professionals who take up an adventure to retort to being cheated by a corporate conman. The book has fair amounts of twists which I think straighten up to soon to maintain any decent amount of suspense and also none of it hampers "The Team's" plan of action.
Having been duped to buy the shares of a fraud company, their common misfortune brings them together and they each hatch a plan to spin money out of the crooked businessman. They're all men of learning except for a...more

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Apr 14, 2013 Ritesh Bhagwati rated it 4 of 5 stars

As being a complete novice reader, I dont follow any specific author per say. I usually pick up books based on the average reviews/synopsis etc. I like exploring various authors as I can learn from their way of writing style. In the same way, I happen to pick up this book "Not a penny more, Not a penny less" by JA. One the first thought I wondered its gonna be extremely boring but I had been curious after reading its reviews. I shall say i'm glad that I picked up this book.

Now about the book I c...more

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May 13, 2012 Srishti rated it 3 of 5 stars · review of another edition

Recommended to Srishti by: Riya

3.5/5 stars

Jeffrey Archer never fails to amaze me. This is another one of his brilliant books with some unexpected twists and turns. I genuinely liked this book but wouldn't call it Archer's best work...what I liked was the whole concept of 'not a penny more, not a penny less'. They wanted to extract the EXACT amount that was taken from them and the way they get it back is really interesting.
It would've been better if Harvey actually found out what the four men were doing but the ending was real...more

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Oct 10, 2012 Sndp rated it 3 of 5 stars

Well, It took me short time(though I read it in 10days most of the days I didn't read it due to health.).

This is my first Jeffrey Archer's novel. In an interview I had seen that people think that this is Jeffrey Archer's best novel till date. But I neither liked it or hated it. It was just OK. Just to increase the number of books you read and just to kill some time.

The plot of the story about four guys( aged guys, to say more clearly) who lose their money in a share market fraud which is done by...more

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Feb 02, 2012 Just My Opinion rated it 4 of 5 stars

Every once in a while, I get on a HUGE thriller/mystery kick. I once spent months reading almost every Kay Scarpetta book by Patricia Cornwell. I'll get to those reviews at some point. So I was looking for another author to fill my thriller fix when I came across Jeffrey Archer.

Not a Penny More, Not a Penny Less was an up and down thrill ride for sure. It was filled with plotting and revenge, skepticism and blind trust and lots of money! It's set in some exotic locations which add to it's intrig...more

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Oct 08, 2010 Jean Barrington rated it 4 of 5 stars

This was a very good read with an unanticipated ending. I liked it a lot. There was plenty of suspense and one grows to love the characters.
Four men, strangers to each other are duped in a stock market ruse and are determined to get their money back from the thief by means that are far from the usual. That old saying, "What goes around, comes around," is played out in spades in this story. The four men who are sure in the beginning if they even like each other and who are quite different in pers...more

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Jul 12, 2010 Karalee rated it 4 of 5 stars

Shelves: fiction-general, mystery-suspense, summer10-chall

I have read a number of Jeffrey Archer's books but had never read this one, which was published back in the mid-1970s. It is the story of four men who are swindled out of a large sum of money who decide to get revenge on the swindler and hatch a plot to get their money back. The premise is great and the plot moves quickly. Surprisingly, even though it was published more than 30 years ago, the plot stands up to present day (although it clearly would involve more technology and probably larger sum...more

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Jan 05, 2009 Michelle rated it 2 of 5 stars · review of another edition

Shelves: read-in-2008

I purchsed this for my mom for Christmas, and then promptly borrowed it so I could have something to listen to on a long road trip.

This particular abridged edition was a big disappoitment to me -- I probably only noticed that some stuff was missing just because I've read the book so many times; however, some of the stuff they cut really added to the story as a whole.

I don't believe there's an unabridged version available -- so unless you are visually impaired (like my mom), skip the audio and ju...more

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About Jeffrey Archer

Jeffrey Howard Archer, Baron Archer of Weston-super-Mare (born 15 April 1940) is an English author and former politician.

He was a Member of Parliament and deputy chairman of the Conservative Party, and became a life peer in 1992. His political career, having suffered several controversies, ended after a conviction for perverting the course of justice and his subsequent imprisonment. He is married...more

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“The bastard. It's bad enough knowing he's stolen our money,but it's humiliating having to watch him spend it.” — 2 people liked it

“Making a million legally has always been difficult. Making a million illegally has always been a little easier. Keeping a million when you have made it is perhaps the most difficult of all.” — 1 person liked it

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