false 6411455 1 <p class=9TextNoInd style="LINE-HEIGHT: normal">Today, Americans are saving less, carrying larger debt loads, losing their homes to foreclosure, and filing bankruptcy in record numbers. People are spending more than they can afford, and many feel guilty, anxious, and overwhelmed as a result. </p> <p>Moving beyond the advice of financial planners who only treat the symptoms of overspending, in <i>Spent</i> Sally Palaian offers proven plans for taking on a range of personal issues with money by examining those underlying emotional, familial, and societal factors that trigger spending behaviors. </p> <p><i>Spent</i> teaches readers to control shopping, pay off debt, develop budgets, and become financially competent through:</p> <ul> <li> <div class=5Bullets style="LINE-HEIGHT: normal">Easy-to-use assessment tools designed to pinpoint the severity of a problem</div> <li> <div class=5Bullets style="LINE-HEIGHT: normal">Questionnaires that facilitate the exploration of the root causes of unhealthy financial behaviors</div> <li> <div class=5Bullets style="LINE-HEIGHT: normal">User-friendly exercises created to influence change from within  </div></li></ul> <p class=9TextNoInd style="LINE-HEIGHT: normal">Palaian's system for financial recovery is designed to not only help excessive spenders overcome their spending habits, but also to help hoarders, financial codependents, and underachievers let go of fears, take responsibility for their actions, and break unhealthy cycles.<i> Spent </i>empowers people in every financial predicament to disentangle their financial messes to achieve lasting, positive change and a healthy view of one's true value in life. </p> 6600397 6 5 2009 Spent: Break the Buying Obsession and Discover Your True Worth total:1|5:0|4:1|3:0|2:0|1:0| 1 4 5 1 4 0 false false Wed Oct 14 15:18:52 -0700 2009 Wed Oct 14 15:20:37 -0700 2009 0 0 false false Tue Nov 10 22:08:49 -0800 2009 Tue Nov 10 22:08:49 -0800 2009 0 0 false false Mon Jul 06 18:42:14 -0700 2009 Mon Jul 06 18:42:14 -0700 2009 0 0 false false Sun May 31 08:16:42 -0700 2009 Sat Nov 07 04:01:28 -0800 2009 0 0 false false Fri May 15 18:01:00 -0700 2009 Sat Sep 05 11:58:33 -0700 2009 http://www.goodreads.com/book_link/follow/8?book_id=6411455