false 6375945 1 TheSmartestWay to Save, Why You Can't Save Money and What to Do About It is your guidebook for surviving the recession. Your money is hard to make, but easy to spend. You know you need to save to pay for your home, send your kids to college, and retire. But so many people drown in a sea of toxic debt and feel powerless to overcome destructive, compulsive spending. This concise, readable manual will help you spend less, save more, overcome bad habits, and conquer debt. It is filled with hundreds of practical, doable tips that you can apply to your daily life, regardless of your age or finances. Authors Samuel K. Freshman and Heidi Clingen have two different perspectives, but their stories come together to encourage you to embrace your economic situation with enthusiasm. Their straight talk is engaging and compassionate and will make a genuine difference in your wallet--and your future! 6563599 15 12 2008 The Smartest Way to Save: Why You Can't Hang on to Money and What to Do About It total:3|5:1|3:1|2:1| 3 10 8 4 3 0 false false Sat Apr 25 00:00:00 -0700 2009 Sat Apr 25 19:45:36 -0700 2009 Sat Apr 25 19:46:07 -0700 2009 I've made an amazing discovery! I have this great secret to share with all of you! I learned it reading The Smartest Way to Save. Here is the secret: In order to get ahead financially you have to spend less than you make! I know, that's kind of like picking up a book on how to lose weight and ...more...]]> 0 0 false false Thu Jan 01 00:00:00 -0800 2009 Wed Jun 17 11:16:59 -0700 2009 Wed Jun 17 11:18:13 -0700 2009 5 0 false false Tue Jan 06 00:00:00 -0800 2009 Thu Jun 25 17:39:45 -0700 2009 Thu Jun 25 17:41:43 -0700 2009 2 0 false false Fri Oct 02 00:00:00 -0700 2009 Thu Apr 02 08:34:34 -0700 2009 Fri Oct 02 11:02:49 -0700 2009 more...]]> 0 0 false false Fri Nov 06 21:06:29 -0800 2009 Fri Nov 06 21:06:32 -0800 2009 0 0 false false Thu Aug 06 14:57:37 -0700 2009 Thu Aug 06 14:57:37 -0700 2009 0 0 false false Fri Jul 03 17:35:24 -0700 2009 Fri Jul 03 17:35:27 -0700 2009 0 0 false false Fri Apr 24 11:58:43 -0700 2009 Fri Apr 24 11:58:43 -0700 2009