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<book id="6301">
  <title><![CDATA[Smart Couples Finish Rich: 9 Steps to Creating a Rich Future for You and Your Partner]]></title>
  <isbn><![CDATA[0767904842]]></isbn>
  <isbn13><![CDATA[9780767904841]]></isbn13>
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  <best_book_id type="integer">6301</best_book_id>
  <books_count type="integer">6</books_count>
  <default_description>Like many savvy business people of the 21st century, David Bach offered his first pearls of financial wisdom to women, in his bestselling book &lt;I&gt;Smart Women Finish Rich&lt;/I&gt;. Recognizing that these women are often accompanied by significant others and that money arguments are the number one cause of divorce in America, Bach has now broadened his scope. Presumably intended to help change this depressing statistic, &lt;I&gt;Smart Couples Finish Rich&lt;/I&gt; is a well-written financial planning tool, packed with useful charts and information, inspiring examples, and practical advice.&lt;p&gt; For people who've been disappointed by the shallowness of some of the &quot;quick tips&quot; self-help books out there, the subtitle of this book is a little misleading. Bach's nine steps are not instant change techniques or chirpy little quips to recite to yourself whenever you go to balance your checkbook. Instead, the first few steps include a series of exercises that will help you determine what you know (and don't know, or understand) about saving and investing, what role money should play in your life (which includes understanding your values), and how to work together toward a common financial goal. From there, Bach teaches his readers how to account for &quot;disappearing&quot; money, how to build retirement, security, and dream baskets of wealth (providing detailed options for all three), and how to avoid the most common financial mistakes most couples make. Though the focus of the book is predominantly on working with your existing income, Bach includes a final chapter entitled &quot;Increase Your Income by 10 Percent in Nine Weeks.&quot; &lt;p&gt; Bach's writing style is engaging and his advice is user-friendly. A successful financial planner, he obviously believes passionately in all the &quot;fringe&quot; benefits of being financially responsible but employs a no-nonsense approach that makes financial smarts available to everyone. So whether you're 25 and just starting out on the earning, saving, and spending road or you plan to retire next year; whether you've recently got hitched for the first time or you've just entered your fourth marriage; and whether financial planning comes first or last on your list of fun things to do, the advice in &lt;I&gt;Smart Couples Finish Rich&lt;/I&gt; is worth heeding. It's not about becoming a money-obsessed bore, it's about getting smart... and rich. --&lt;I&gt;S. Ketchum&lt;/I&gt;</default_description>
  <id type="integer">1122726</id>
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  <original_publication_day type="integer" nil="true"></original_publication_day>
  <original_publication_month type="integer" nil="true"></original_publication_month>
  <original_publication_year type="integer">2001</original_publication_year>
  <original_title>Smart Couples Finish Rich: 9 Steps to Creating a Rich Future for You and Your Partner</original_title>
  <rating_dist>total:387|5:89|4:163|3:113|2:18|1:4|</rating_dist>
  <ratings_count type="integer">387</ratings_count>
  <ratings_sum type="integer">1476</ratings_sum>
  <reviews_count type="integer">608</reviews_count>
  <text_reviews_count type="integer">92</text_reviews_count>
</work>

  <average_rating><![CDATA[3.81]]></average_rating>
  <ratings_count><![CDATA[384]]></ratings_count>
  <text_reviews_count><![CDATA[90]]></text_reviews_count>
  <url><![CDATA[http://www.goodreads.com/book/show/6301.Smart_Couples_Finish_Rich_9_Steps_to_Creating_a_Rich_Future_for_You_and_Your_Partner]]></url>
  <authors>
        <author id="398">
      <name><![CDATA[David Bach]]></name>
      <role><![CDATA[]]></role>
      <url><![CDATA[http://www.goodreads.com/author/show/398.David_Bach]]></url>
      <average_rating><![CDATA[3.78]]></average_rating>
      <ratings_count><![CDATA[2201]]></ratings_count>
      <text_reviews_count><![CDATA[554]]></text_reviews_count>
    </author>
      </authors>
    <reviews start="1" end="20" total="608">
    <review id="44130856">
    <user id="689338">
    <name><![CDATA[Rebecca]]></name>
    <location><![CDATA[Clifton Park, NY]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/689338-rebecca]]></url>
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      <rating>3</rating>
  <votes>0</votes>
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  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Fri Jan 23 00:00:00 -0800 2009</read_at>
  <date_added>Fri Jan 23 20:03:52 -0800 2009</date_added>
  <date_updated>Fri Jan 23 20:03:52 -0800 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[This helpful book is based on the premise that couples should be on the &quot;same page&quot; financially and, in the remaining chapters, addresses all the basic financial advice that young adults should know.  The author proposes that couples identify 5 of their most important values, assess how mo...<a href="http://www.goodreads.com/review/show/44130856">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/44130856]]></url>
</review>
    <review id="52383859">
    <user id="384163">
    <name><![CDATA[Kristen]]></name>
    <location><![CDATA[Bismarck, ND]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/384163-kristen]]></url>
  </user>
      <rating>3</rating>
  <votes>0</votes>
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  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Wed Apr 08 00:00:00 -0700 2009</read_at>
  <date_added>Sun Apr 12 08:55:58 -0700 2009</date_added>
  <date_updated>Sun Apr 12 09:04:35 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[Recommended by my boyfriend's cousin, a professional financial advisor. The emphasis on in-depth communication and the risk of different assumptions is certainly worthwhile. The rest didn't seem as relevant to my own life and patterns as many of the other financial advice books I've read, however. I...<a href="http://www.goodreads.com/review/show/52383859">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/52383859]]></url>
</review>
    <review id="45847303">
    <user id="1525686">
    <name><![CDATA[Joni]]></name>
    <location><![CDATA[The United States]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1525686-joni]]></url>
  </user>
      <rating>3</rating>
  <votes>0</votes>
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  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Tue Mar 17 00:00:00 -0700 2009</read_at>
  <date_added>Mon Feb 09 12:25:52 -0800 2009</date_added>
  <date_updated>Tue Mar 17 12:10:38 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[My husband wanted me to read this book. There were a lot of things I already knew, and a lot of things that didn't really pertain to our situation. I did really like his emphasis on the fact that there are more important things than money in this life, and we should spend our time focusing on its' q...<a href="http://www.goodreads.com/review/show/45847303">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/45847303]]></url>
</review>
    <review id="35930865">
    <user id="1596069">
    <name><![CDATA[Allison]]></name>
    <location><![CDATA[The United States]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1596069-allison]]></url>
  </user>
      <rating>5</rating>
  <votes>0</votes>
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  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Sat Feb 28 00:00:00 -0800 2009</read_at>
  <date_added>Wed Oct 22 08:17:54 -0700 2008</date_added>
  <date_updated>Fri Mar 13 14:23:12 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[Wow, I'm amazed at all of the things that this book is forcing me to do.  I thought I knew 'enough' about our finances, investing, saving, etc but I really wasn't getting anywhere or making progress.  I didn't know what I didn't know! The opening section on first determining your values as a startin...<a href="http://www.goodreads.com/review/show/35930865">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/35930865]]></url>
</review>
    <review id="25589922">
    <user id="1052593">
    <name><![CDATA[Jodi]]></name>
    <location><![CDATA[Papillion, NE]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1052593-jodi]]></url>
  </user>
      <rating>5</rating>
  <votes>0</votes>
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  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Tue Oct 07 00:00:00 -0700 2008</read_at>
  <date_added>Thu Jun 26 14:12:27 -0700 2008</date_added>
  <date_updated>Thu May 14 10:37:14 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[The Automatic Millionaire, by David Bach, was such an easy read and so motivational, I thought I'd see what he has to say in this book for couples.  It gave really great information, but was almost identical to Smart Women Finish Rich, so you don't need to read both.  I really had a hard time notici...<a href="http://www.goodreads.com/review/show/25589922">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/25589922]]></url>
</review>
    <review id="10697086">
    <user id="374241">
    <name><![CDATA[Josh]]></name>
    <location><![CDATA[Honolulu, HI]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/374241-josh]]></url>
  </user>
      <rating>3</rating>
  <votes>0</votes>
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      </shelves>
  <recommended_for><![CDATA[people who think 10 steps is just too much]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Sat May 10 00:00:00 -0700 2008</read_at>
  <date_added>Wed Dec 19 11:58:08 -0800 2007</date_added>
  <date_updated>Sat May 10 13:01:15 -0700 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[Smart Couples Finish Rich is one of about six titles in the David Bach personal finance series which also includes a collection of workbooks to help people reach their financial goals. Bach also gives lectures and workshops on the subject. All he needs now is a show on CNBC...<br/><br/>As for Smar...<a href="http://www.goodreads.com/review/show/10697086">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/10697086]]></url>
</review>
    <review id="44118918">
    <user id="1582977">
    <name><![CDATA[Candicew]]></name>
    <location><![CDATA[Fresno, CA]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1582977-candicew]]></url>
  </user>
      <rating>3</rating>
  <votes>0</votes>
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  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Fri Jun 01 00:00:00 -0700 2007</read_at>
  <date_added>Fri Jan 23 18:04:03 -0800 2009</date_added>
  <date_updated>Fri Jan 23 18:05:37 -0800 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[Who wants to read about finances? Boring, right? Well, if we must, David Bach is THE man.  I've seen him on Oprah, and reading this book was very educational.  He has a great/easy writing style, very conversational and easy to understand.  He also adds just the right amount of his personal life stor...<a href="http://www.goodreads.com/review/show/44118918">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/44118918]]></url>
</review>
    <review id="49980043">
    <user id="1448414">
    <name><![CDATA[Alexa]]></name>
    <location><![CDATA[Chandler, AZ]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1448414-alexa]]></url>
  </user>
      <rating>5</rating>
  <votes>0</votes>
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  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Thu Jan 01 00:00:00 -0800 2004</read_at>
  <date_added>Sat Mar 21 13:53:00 -0700 2009</date_added>
  <date_updated>Sat Mar 21 13:56:58 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[The best personal finance book I've ever read...it is responsible for getting my and my spouse's personal finances in order and educating me on what our priorites should be and how to achieve our goals. I would say it's for those who already have a basic knowledge of finance,and will help take you t...<a href="http://www.goodreads.com/review/show/49980043">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/49980043]]></url>
</review>
    <review id="44750622">
    <user id="974537">
    <name><![CDATA[Shane]]></name>
    <location><![CDATA[Jamestown, ND]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/974537-shane]]></url>
  </user>
      <rating>4</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
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  <recommended_for><![CDATA[Newlyweds]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Tue Feb 10 00:00:00 -0800 2009</read_at>
  <date_added>Thu Jan 29 08:33:54 -0800 2009</date_added>
  <date_updated>Wed Feb 11 09:45:46 -0800 2009</date_updated>
  <read_count>1</read_count>
    <body><![CDATA[This is a very good book for the newly married.  Us old married folks won't get as much out of it, but it was worth a quick read.  Lot's of topics that are redundant topics through all Personal Finance books, but as always, Bach writes them in an easy to read manner with a slightly different perspec...<a href="http://www.goodreads.com/review/show/44750622">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/44750622]]></url>
</review>
    <review id="6675154">
    <user id="10848">
    <name><![CDATA[Mike]]></name>
    <location><![CDATA[Princeton, NJ]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/10848-mike]]></url>
  </user>
      <rating>4</rating>
  <votes>0</votes>
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      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Sat Sep 01 00:00:00 -0700 2007</read_at>
  <date_added>Sun Sep 23 19:09:09 -0700 2007</date_added>
  <date_updated>Fri Sep 28 14:27:23 -0700 2007</date_updated>
  <read_count></read_count>
    <body><![CDATA[A financial book getting 4/5 starts?  WTF?  It surprises even me.  And I think it's safe to say that five years ago I would NEVER have dreamed of picking this book up.  But now that I'm in my mid-twenties, married for more than three years, and have a career, I'm suddenly very interested in not livi...<a href="http://www.goodreads.com/review/show/6675154">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/6675154]]></url>
</review>
    <review id="56951234">
    <user id="2343397">
    <name><![CDATA[Marina]]></name>
    <location><![CDATA[Chicago, IL]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/2343397-marina]]></url>
  </user>
      <rating>4</rating>
  <votes>0</votes>
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  <recommended_for><![CDATA[]]></recommended_for>
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  <read_at></read_at>
  <date_added>Fri May 22 07:22:34 -0700 2009</date_added>
  <date_updated>Fri May 22 07:23:56 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[Not that I want to be rich, but I do want a financially secure household.  This book has great tips for saving, retirement, and debt repayment.  The author also has a book called &quot;Smart women finish rich&quot; which is also a worthwhile read.]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/56951234]]></url>
</review>
    <review id="69063486">
    <user id="1347209">
    <name><![CDATA[Jacob]]></name>
    <location><![CDATA[Provo, UT]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1347209-jacob]]></url>
  </user>
      <rating>4</rating>
  <votes>0</votes>
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      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Thu Aug 27 00:00:00 -0700 2009</read_at>
  <date_added>Thu Aug 27 04:37:27 -0700 2009</date_added>
  <date_updated>Thu Aug 27 04:39:50 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[This book reminded me in a big way of Bach's Automatic Millionaire along with some fun remarks about marriage and planning things together. It was still a great reminder of all the great information and principles.]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/69063486]]></url>
</review>
    <review id="11250544">
    <user id="702266">
    <name><![CDATA[Jennie]]></name>
    <location><![CDATA[Tampa, FL]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/702266-jennie]]></url>
  </user>
      <rating>4</rating>
  <votes>0</votes>
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  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at></read_at>
  <date_added>Sat Dec 29 20:13:23 -0800 2007</date_added>
  <date_updated>Sat Dec 29 20:13:37 -0800 2007</date_updated>
  <read_count></read_count>
    <body><![CDATA[I was leery of this book since it sounded suspiciously like a self help book. However, it actually helped me immensely. My family is weird about money and so I had a lot of hangups about it when my husband and I first got married. Reading this book honestly changed my life because it made me assess ...<a href="http://www.goodreads.com/review/show/11250544">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/11250544]]></url>
</review>
    <review id="54291967">
    <user id="2267064">
    <name><![CDATA[Katherine]]></name>
    <location><![CDATA[Stanford, CA]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/2267064-katherine]]></url>
  </user>
      <rating>2</rating>
  <votes>0</votes>
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  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Mon Dec 01 00:00:00 -0800 2008</read_at>
  <date_added>Tue Apr 28 16:53:59 -0700 2009</date_added>
  <date_updated>Tue Apr 28 16:53:59 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[Same old, same old as far as finance books go ... maybe good for a friend who is getting married and has absolutely no clue about money (as if they would actually read it).]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/54291967]]></url>
</review>
    <review id="41419950">
    <user id="1766630">
    <name><![CDATA[Jeremy]]></name>
    <location><![CDATA[Simi Valley, CA]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1766630-jeremy-witbeck]]></url>
  </user>
      <rating>3</rating>
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  <recommended_for><![CDATA[]]></recommended_for>
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  <read_at></read_at>
  <date_added>Wed Dec 31 11:44:17 -0800 2008</date_added>
  <date_updated>Wed Dec 31 11:47:27 -0800 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[This book was a little basic for me, but great for those that don't know a lot about finances or would like to increase their knowledge.]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/41419950]]></url>
</review>
    <review id="52986632">
    <user id="2229769">
    <name><![CDATA[Jeff]]></name>
    <location><![CDATA[Monticello, AR]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/2229769-jeff-noble]]></url>
  </user>
      <rating>0</rating>
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  <read_at></read_at>
  <date_added>Thu Apr 16 22:13:14 -0700 2009</date_added>
  <date_updated>Thu Apr 16 22:13:14 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[Smart Couples Finish Rich: 9 Steps to Creating a Rich Future for You and Your Partner by David Bach (?)]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/52986632]]></url>
</review>
    <review id="57606397">
    <user id="2361889">
    <name><![CDATA[Pam]]></name>
    <location><![CDATA[Littleton, CO]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/2361889-pam]]></url>
  </user>
      <rating>4</rating>
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  <read_at>Thu Jan 01 00:00:00 -0800 2009</read_at>
  <date_added>Thu May 28 07:42:01 -0700 2009</date_added>
  <date_updated>Thu May 28 07:43:17 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[Easily motivated me to get on track financially. But also discovered it's not so easy to motivate a spouse!]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/57606397]]></url>
</review>
    <review id="15253213">
    <user id="886078">
    <name><![CDATA[Al]]></name>
    <location><![CDATA[San Antonio, TX]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/886078-al-tillman]]></url>
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      <rating>4</rating>
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  <read_at>Sun Jul 14 00:00:00 -0700 2002</read_at>
  <date_added>Tue Feb 12 11:23:44 -0800 2008</date_added>
  <date_updated>Tue Feb 12 11:30:12 -0800 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[Obviously this book is directed towards couples.  Yes you can read it as an individual.  Great read IMO.  It really details what the next step in life will entail.  The pitfalls/successes of both the author and readers are shared.  IF anything you will understand how important it is to be patient in...<a href="http://www.goodreads.com/review/show/15253213">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/15253213]]></url>
</review>
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    <user id="2366918">
    <name><![CDATA[Ari]]></name>
    <location><![CDATA[The United States]]></location>        
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  <date_added>Sun Aug 30 09:34:22 -0700 2009</date_added>
  <date_updated>Sun Aug 30 09:35:30 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[Very good read for newly married couples looking to put a financial plan in place.]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/69440523]]></url>
</review>
    <review id="75408797">
    <user id="1069099">
    <name><![CDATA[Allison]]></name>
    <location><![CDATA[The United States]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1069099-allison]]></url>
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      <rating>4</rating>
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  <read_at></read_at>
  <date_added>Thu Oct 22 14:31:23 -0700 2009</date_added>
  <date_updated>Thu Oct 22 14:32:27 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[This is a great book for two people who are joining their finances to share.  ]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/75408797]]></url>
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