<?xml version="1.0" encoding="UTF-8"?>
<GoodreadsResponse>
	<Request>
		<authentication>false</authentication>
		    <method><![CDATA[]]></method>
	</Request>
	
<book id="5663173">
  <title><![CDATA[Suze Orman's 2009 Action Plan: Keeping Your Money Safe &amp; Sound]]></title>
  <isbn><![CDATA[0385530935]]></isbn>
  <isbn13><![CDATA[9780385530934]]></isbn13>
    <image_url>http://photo.goodreads.com/books/1256040014m/5663173.jpg</image_url>
    <work>
  <best_book_id type="integer">5663173</best_book_id>
  <books_count type="integer">5</books_count>
  <default_description>&lt;p&gt;&lt;b&gt;2009: The Year You Can&#8217;t Afford to Make Any Mistakes with Your Money.&lt;br&gt;&lt;br&gt;&lt;/b&gt;The credit crunch, the stock market freefall, the staggering toll of home foreclosures and job losses: The economic crisis that struck in 2008 has left no one untouched and everybody reeling. Seemingly overnight, the financial landscape has undergone seismic changes that suddenly have you asking all kinds of questions: Are your savings safe? Should you continue to invest in your retirement account? Should you keep your home if it&#8217;s worth less than what you owe or should you sell it? How do you pay your bills if you&#8217;ve just been laid off?&lt;br&gt;&lt;br&gt;The nation&#8217;s go-to expert on financial matters, Suze Orman, believes that 2009 is a critical year for your money. There are safeguards to put in place, actions to take, costly mistakes to avoid, and even opportunities to be had, so that you are protected during the bad times and prepared to prosper when things take a turn for the better. No matter what situation you&#8217;re in, you will find a plan of action and the answers to your questions about:&lt;br&gt;&lt;br&gt;* Credit * Retirement&lt;br&gt;*Savings and Spending*Real Estate&lt;br&gt;*Paying for College* Protecting Your Family&lt;br&gt;&lt;br&gt;SUZE ORMAN&#8217;S 2009 ACTION PLAN delivers honest, straightforward guidance&#8212;what to do, when to do it, and how to do it&#8212;as only Suze Orman can.&lt;/p&gt;</default_description>
  <id type="integer">5747472</id>
  <media_type nil="true"></media_type>
  <original_language_id type="integer" nil="true"></original_language_id>
  <original_publication_day type="integer">30</original_publication_day>
  <original_publication_month type="integer">12</original_publication_month>
  <original_publication_year type="integer">2008</original_publication_year>
  <original_title>Suze Orman's 2009 Action Plan: Keeping Your Money Safe &amp; Sound</original_title>
  <rating_dist>total:267|5:36|4:90|3:111|2:30|1:0|</rating_dist>
  <ratings_count type="integer">267</ratings_count>
  <ratings_sum type="integer">933</ratings_sum>
  <reviews_count type="integer">403</reviews_count>
  <text_reviews_count type="integer">100</text_reviews_count>
</work>

  <average_rating><![CDATA[3.49]]></average_rating>
  <ratings_count><![CDATA[265]]></ratings_count>
  <text_reviews_count><![CDATA[99]]></text_reviews_count>
  <url><![CDATA[http://www.goodreads.com/book/show/5663173.Suze_Orman_s_2009_Action_Plan_Keeping_Your_Money_Safe_Sound]]></url>
  <authors>
        <author id="44530">
      <name><![CDATA[Suze Orman]]></name>
      <role><![CDATA[]]></role>
      <url><![CDATA[http://www.goodreads.com/author/show/44530.Suze_Orman]]></url>
      <average_rating><![CDATA[3.80]]></average_rating>
      <ratings_count><![CDATA[3661]]></ratings_count>
      <text_reviews_count><![CDATA[884]]></text_reviews_count>
    </author>
      </authors>
    <reviews start="1" end="20" total="403">
    <review id="42814777">
    <user id="208893">
    <name><![CDATA[Kim]]></name>
    <location><![CDATA[The United States]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/208893-kim]]></url>
  </user>
      <rating>5</rating>
  <votes>2</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Sat Jan 10 00:00:00 -0800 2009</read_at>
  <date_added>Mon Jan 12 13:32:42 -0800 2009</date_added>
  <date_updated>Mon Jan 12 13:51:20 -0800 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[Let's face it: If common-sense Suze Orman was in charge, the country would likely be in a lot better shape. She serves up plenty of tough love in her latest book, which launches with an overview of how we got into our current economic mess, which she says is the fall-out of &quot;a wild, drunken par...<a href="http://www.goodreads.com/review/show/42814777">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/42814777]]></url>
</review>
    <review id="76803319">
    <user id="2905339">
    <name><![CDATA[BarkLessWagMore]]></name>
    <location><![CDATA[The United States]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/2905339-barklesswagmore]]></url>
  </user>
      <rating>4</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
        <shelf name="finance" />
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Wed Sep 16 00:00:00 -0700 2009</read_at>
  <date_added>Thu Nov 05 07:51:01 -0800 2009</date_added>
  <date_updated>Thu Nov 05 07:53:24 -0800 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[Published in late 2008 this book was written just when the fallout from the economic crises was beginning to hit the average American schlub. As of November 2009 things only seem to be getting worse as each day passes. Unemployment is much higher than the #'s quoted in her book and every day more bu...<a href="http://www.goodreads.com/review/show/76803319">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/76803319]]></url>
</review>
    <review id="49522118">
    <user id="669573">
    <name><![CDATA[Kathrynn]]></name>
    <location><![CDATA[Mesquite, TX]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/669573-kathrynn]]></url>
  </user>
      <rating>5</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
        <shelf name="2009" />
        <shelf name="nonfiction-business" />
        <shelf name="own" />
        <shelf name="reviewed" />
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Tue Mar 17 00:00:00 -0700 2009</read_at>
  <date_added>Mon Mar 16 20:49:32 -0700 2009</date_added>
  <date_updated>Tue Mar 17 06:10:38 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[Great book, full of insightful, straight-forward investment tips for this crazy economy.  Easy to read.  Neat question and answers in each chapter.  Took me a little over 2 hours to read it!  <br/><br/>Curious as to what to do in this economy with investments?  Keep investing.  Now is the time to ...<a href="http://www.goodreads.com/review/show/49522118">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/49522118]]></url>
</review>
    <review id="52191830">
    <user id="1692788">
    <name><![CDATA[Susanna]]></name>
    <location><![CDATA[New York, NY]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1692788-susanna]]></url>
  </user>
      <rating>5</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Sat Apr 11 00:00:00 -0700 2009</read_at>
  <date_added>Fri Apr 10 09:25:15 -0700 2009</date_added>
  <date_updated>Mon Apr 13 11:55:42 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[I love this book! Orman continues to provide clear concepts and direct answers to the common financial questions in 2009. <br/><br/>This big font book is fast to read and easy to digest. Orman touches upon topics such as how to rescue your FICO scores, how to defer college loan payments (for those...<a href="http://www.goodreads.com/review/show/52191830">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/52191830]]></url>
</review>
    <review id="51048244">
    <user id="2176934">
    <name><![CDATA[Sharon]]></name>
    <location><![CDATA[The United States]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/2176934-sharon]]></url>
  </user>
      <rating>3</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
        <shelf name="books-i-read-on-my-kindle" />
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Sat Jan 17 00:00:00 -0800 2009</read_at>
  <date_added>Tue Mar 31 12:14:03 -0700 2009</date_added>
  <date_updated>Tue Mar 31 12:14:24 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[This book is mostly for people with a truckload of debt who are anticipating a major life event (such as a child entering college or retirement) in 2009 or shortly after. You can read '2009 Action Plan' straight through or skip to topics of interest because it is written in question and answer form....<a href="http://www.goodreads.com/review/show/51048244">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/51048244]]></url>
</review>
    <review id="42975969">
    <user id="1183125">
    <name><![CDATA[Rosey]]></name>
    <location><![CDATA[The United States]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1183125-rosey]]></url>
  </user>
      <rating>2</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
        <shelf name="finances" />
        <shelf name="read-in-2009" />
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[Rhonda]]></recommended_by>
  <read_at>Tue Jan 13 00:00:00 -0800 2009</read_at>
  <date_added>Tue Jan 13 19:38:03 -0800 2009</date_added>
  <date_updated>Tue Jan 13 19:42:33 -0800 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[I'm surprised at how quickly she wrote this book. It's a great kick-in-the-butt for people who obviously don't know or chose to ignore basic financial training. I don't know much about her, but it seems like she's been giving this advice constantly (an unlimited text plan is a want not a need, if yo...<a href="http://www.goodreads.com/review/show/42975969">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/42975969]]></url>
</review>
    <review id="41731478">
    <user id="891516">
    <name><![CDATA[Marsha]]></name>
    <location><![CDATA[Austin, TX]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/891516-marsha]]></url>
  </user>
      <rating>5</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Tue Jan 06 00:00:00 -0800 2009</read_at>
  <date_added>Sat Jan 03 11:50:24 -0800 2009</date_added>
  <date_updated>Wed Jan 07 23:43:14 -0800 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[This is a great book as it addresses the present economy.  The poor state of the economy has affected me personally.  I was laid off from my job in February 2008 and have only been able to find temp work or no work at all since then; I lost $10,000 in my IRA so far and I've been using my savings to ...<a href="http://www.goodreads.com/review/show/41731478">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/41731478]]></url>
</review>
    <review id="42907842">
    <user id="214871">
    <name><![CDATA[Lisa]]></name>
    <location><![CDATA[San Francisco, CA]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/214871-lisa-delmar-edmonds]]></url>
  </user>
      <rating>4</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Wed Jan 14 00:00:00 -0800 2009</read_at>
  <date_added>Tue Jan 13 09:34:47 -0800 2009</date_added>
  <date_updated>Wed Jan 14 22:16:57 -0800 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[Suze Orman is just fantastic--she's level-headed, incredibly honest and blunt about the way that we are currently living our lives (on credit, in debt, and not living within our means) and has great practical advice for everyday Americans. The best advice I got out of this book:<br/><br/>1. First ...<a href="http://www.goodreads.com/review/show/42907842">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/42907842]]></url>
</review>
    <review id="42174216">
    <user id="953760">
    <name><![CDATA[Matt]]></name>
    <location><![CDATA[San Diego, CA]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/953760-matt]]></url>
  </user>
      <rating>4</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at></read_at>
  <date_added>Tue Jan 06 20:01:59 -0800 2009</date_added>
  <date_updated>Thu Jan 08 13:29:45 -0800 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[I'll take 5 minutes to write a quick review. <br/><br/>This was a timely book, considering the economics of the last six months. I found it to have some useful info and hope to use some of the advice in the coming year.<br/><br/>I really want to comment on how easy this book must have been to wr...<a href="http://www.goodreads.com/review/show/42174216">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/42174216]]></url>
</review>
    <review id="42412603">
    <user id="1450157">
    <name><![CDATA[Amanda J]]></name>
    <location><![CDATA[The United States]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1450157-amanda-j]]></url>
  </user>
      <rating>3</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
        <shelf name="business" />
        <shelf name="non-fiction" />
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[Oprah!]]></recommended_by>
  <read_at>Sat Feb 14 00:00:00 -0800 2009</read_at>
  <date_added>Thu Jan 08 19:14:08 -0800 2009</date_added>
  <date_updated>Sat Feb 14 19:21:05 -0800 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[<p>This book was really about 2.5 stars but I am giving Suze an extra .5 for putting this book up for free on the web for a week. I was able to download it in under a minute and read it through Adobe Reader.</p> <p>All in all it was a fast read with some interesting and useful information, explained clearly a...</p><a href="http://www.goodreads.com/review/show/42412603">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/42412603]]></url>
</review>
    <review id="47965439">
    <user id="1888594">
    <name><![CDATA[Claire]]></name>
    <location><![CDATA[Minneapolis, MN]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1888594-claire-s]]></url>
  </user>
      <rating>3</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
        <shelf name="explored---skimmed" />
        <shelf name="fiction-not-at-all" />
        <shelf name="fin-econ" />
        <shelf name="form_complexia" />
        <shelf name="f_interpretations" />
        <shelf name="f_truth-mixt-q" />
        <shelf name="politics-learning" />
        <shelf name="sobriety-spirituality" />
        <shelf name="workplace" />
      </shelves>
  <recommended_for><![CDATA[Those who are drawn to it.]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Mon May 04 00:00:00 -0700 2009</read_at>
  <date_added>Sun Mar 01 21:35:19 -0800 2009</date_added>
  <date_updated>Mon May 04 20:36:43 -0700 2009</date_updated>
  <read_count>1</read_count>
    <body><![CDATA[These sorts of books are kind of a bad habit of mine. Yes, they tend to be obvious to an extent, and all. But the random tidbit! There *could* be a random useful tidbit! It's hopeless.<br/><br/>I also get a kick out of how she says in the early part such things as &quot;Follow the advice here and ...<a href="http://www.goodreads.com/review/show/47965439">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/47965439]]></url>
</review>
    <review id="43021086">
    <user id="1052593">
    <name><![CDATA[Jodi]]></name>
    <location><![CDATA[Papillion, NE]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1052593-jodi]]></url>
  </user>
      <rating>2</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
        <shelf name="nonfiction--read" />
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Wed Jan 14 00:00:00 -0800 2009</read_at>
  <date_added>Wed Jan 14 10:33:45 -0800 2009</date_added>
  <date_updated>Thu May 14 10:37:14 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[Someone told me about this book being available for free from Oprah's website for a limited time, so, since I enjoy good financial planning books, I thought I'd take a look at this one.  I read the entire e-book in about 1/2 hour.  This book is mostly meant for people who have major difficulties wit...<a href="http://www.goodreads.com/review/show/43021086">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/43021086]]></url>
</review>
    <review id="45132944">
    <user id="1253759">
    <name><![CDATA[Hannah]]></name>
    <location><![CDATA[El Paso, TX]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1253759-hannah]]></url>
  </user>
      <rating>3</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Wed Feb 18 00:00:00 -0800 2009</read_at>
  <date_added>Mon Feb 02 07:38:42 -0800 2009</date_added>
  <date_updated>Wed Feb 18 13:07:15 -0800 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[Not too many surprises here.  We just finished teaching FPU at our church and the same principles applied here that Suze gave.  I thought the chapter on college savings was way out of step with the rest of the book. She seemed to say that you should be very frugal, save and not add on more debt exce...<a href="http://www.goodreads.com/review/show/45132944">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/45132944]]></url>
</review>
    <review id="54322744">
    <user id="899617">
    <name><![CDATA[Caddie]]></name>
    <location><![CDATA[Evanston, WY]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/899617-caddie]]></url>
  </user>
      <rating>3</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Sun Feb 01 00:00:00 -0800 2009</read_at>
  <date_added>Tue Apr 28 21:30:16 -0700 2009</date_added>
  <date_updated>Tue Apr 28 21:40:17 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[This book is great for the times.  I love watching her on Oprah and her straightforward get out of debt and save attitude.  It is nice to have a financial leader in these times tell people 'no'.  I always cringed when it came to using credit, so it is nice to have her tell you how to save it during ...<a href="http://www.goodreads.com/review/show/54322744">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/54322744]]></url>
</review>
    <review id="45962612">
    <user id="1835958">
    <name><![CDATA[Darla ]]></name>
    <location><![CDATA[Humble, TX]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1835958-darla]]></url>
  </user>
      <rating>5</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
        <shelf name="financial" />
      </shelves>
  <recommended_for><![CDATA[financial newbies]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Sun Feb 22 00:00:00 -0800 2009</read_at>
  <date_added>Tue Feb 10 14:06:10 -0800 2009</date_added>
  <date_updated>Sun Feb 22 10:10:50 -0800 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[I am shocked by all the negative reviews of this book. Mind you, it's not written for hard core savers who watch Suze's (or Dave Ramsey's or any other financial guru's) show but for people who have just woken up and realized that they are in a financial bind. For me, most of the information was redu...<a href="http://www.goodreads.com/review/show/45962612">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/45962612]]></url>
</review>
    <review id="66989023">
    <user id="2302481">
    <name><![CDATA[Suzanne]]></name>
    <location><![CDATA[Scottsdale, AZ]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/2302481-suzanne]]></url>
  </user>
      <rating>4</rating>
  <votes>0</votes>
  <sell_flag>true</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Tue Aug 11 00:00:00 -0700 2009</read_at>
  <date_added>Tue Aug 11 14:23:33 -0700 2009</date_added>
  <date_updated>Tue Aug 11 14:41:03 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[I really enjoyed her tough-love message on finances.  We all know we need to curb our spending and figure out what our &quot;wants&quot; vs. &quot;needs&quot; are.  It's wise to have an emergency fund.  Personally, I didn't agree with her advice on temporarily halting charitable donations until you ...<a href="http://www.goodreads.com/review/show/66989023">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/66989023]]></url>
</review>
    <review id="74182991">
    <user id="2739516">
    <name><![CDATA[Michelleawagner]]></name>
    <location><![CDATA[Saint Louis, MO]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/2739516-michelleawagner]]></url>
  </user>
      <rating>5</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
      </shelves>
  <recommended_for><![CDATA[EVERYONE]]></recommended_for>
  <recommended_by><![CDATA[Saja Duncan]]></recommended_by>
  <read_at>Sun Nov 01 00:00:00 -0700 2009</read_at>
  <date_added>Sun Oct 11 13:16:15 -0700 2009</date_added>
  <date_updated>Wed Nov 11 20:14:18 -0800 2009</date_updated>
  <read_count>1</read_count>
    <body><![CDATA[My friend Saja told me this was a good book on financial stuff, and I figured I need all the help I can get.  I finished this book on Nov. 1.  It is something everyone should read--I already knew a lot of the financial info. shared in it, but some that I did not.  Regardless, it really puts you in y...<a href="http://www.goodreads.com/review/show/74182991">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/74182991]]></url>
</review>
    <review id="44297956">
    <user id="1182922">
    <name><![CDATA[Holly]]></name>
    <location><![CDATA[Simpsonville, SC]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1182922-holly]]></url>
  </user>
      <rating>2</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Sat Jan 24 00:00:00 -0800 2009</read_at>
  <date_added>Sun Jan 25 11:45:42 -0800 2009</date_added>
  <date_updated>Sun Jan 25 11:45:42 -0800 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[It was ok.  I think there are better books out there for this type of thing.  I'm going to try Dave Ramsey.  She makes suggestions for one to have financial freedom.  Two of those that annoyed me were as follows:   1. A woman must consider going back to work (if she REALLY cares about her family)  2...<a href="http://www.goodreads.com/review/show/44297956">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/44297956]]></url>
</review>
    <review id="46777335">
    <user id="162283">
    <name><![CDATA[Faye]]></name>
    <location><![CDATA[The United States]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/162283-faye]]></url>
  </user>
      <rating>4</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Sun Feb 01 00:00:00 -0800 2009</read_at>
  <date_added>Wed Feb 18 13:06:20 -0800 2009</date_added>
  <date_updated>Wed Feb 18 13:08:18 -0800 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[It had a lot of information in it and helped me to realize that we are doing better than I thought that we were.  We have not saved up the 8 months of living expenses at all.    It was in an easy to read format so you would not have to read the whole thing if you did not want to.   And you can annoy...<a href="http://www.goodreads.com/review/show/46777335">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/46777335]]></url>
</review>
    <review id="64970954">
    <user id="812106">
    <name><![CDATA[Jessica]]></name>
    <location><![CDATA[Burlington, WA]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/812106-jessica]]></url>
  </user>
      <rating>4</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Fri Jul 24 00:00:00 -0700 2009</read_at>
  <date_added>Sat Jul 25 22:10:30 -0700 2009</date_added>
  <date_updated>Sat Jul 25 22:13:07 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[I like the way she puts financil mysteries in a way I can understand.  When she talks on Oprah it makes sense.  My goal is to have 8 months of cushion. <br/><br/> I'm also now reading another of hers about wills and trusts.  I ask myself:  Why do people never talk about this stuff?  I feel very ig...<a href="http://www.goodreads.com/review/show/64970954">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/64970954]]></url>
</review>
    </reviews>
  <popular_shelves>
        <shelf name="to-read" />
        <shelf name="currently-reading" />
        <shelf name="non-fiction" />
        <shelf name="finance" />
        <shelf name="self-help" />
        <shelf name="nonfiction" />
        <shelf name="personal-finance" />
      </popular_shelves>
  <book_links>
    <book_link id="8">
  <name><![CDATA[WorldCat]]></name>
  <link>http://www.goodreads.com/book_link/follow/8?book_id=5663173</link>
</book_link>
  </book_links>
</book>
</GoodreadsResponse>