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  <title><![CDATA[Money for Nothing: One Man's Journey through the Dark Side of Lottery Millions]]></title>
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        <name><![CDATA[Edward Ugel]]></name>
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  <title>&lt;![CDATA[Money for Nothing: One Man's Journey through the Dark Side of Lottery Millions]]&gt;</title>
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  <date_added>Wed Jun 25 06:15:08 -0700 2008</date_added>
  <date_updated>Wed Jun 25 06:20:52 -0700 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[This book is funny and insightful and an emotional roller coaster. The language was too strong for me in places, despite the seedy nature of the subject matter. It was appropriate to the book but not to my sensibilities. Because of the prolific use of the *f* word I cannot give it 5 stars, but I did...<a href="http://www.goodreads.com/review/show/25396740">more...</a>]]></body>
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  <title>&lt;![CDATA[Money for Nothing: One Man's Journey through the Dark Side of Lottery Millions]]&gt;</title>
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  <recommended_for><![CDATA[lottery winners in particular!  Beware!]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Sun Jun 15 00:00:00 -0700 2008</read_at>
  <date_added>Sun Sep 23 09:10:59 -0700 2007</date_added>
  <date_updated>Sun Jun 15 13:57:21 -0700 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[I knew absolutely nothing about the lump sum lottery financing business but my eyes are open now.  The author's writing style is absolutely hilarious as he reveals the secrets of working with lottery winners to provide them with much needed cash by buying their annuities at a huge financial gain to ...<a href="http://www.goodreads.com/review/show/6647900">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/6647900]]></url>
</review>
      <review>
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    <name><![CDATA[Ruanne]]></name>
    <location><![CDATA[The United States]]></location>
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  <title>&lt;![CDATA[Money for Nothing: One Man's Journey through the Dark Side of Lottery Millions]]&gt;</title>
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  <read_at>Wed Apr 23 00:00:00 -0700 2008</read_at>
  <date_added>Wed May 21 05:15:08 -0700 2008</date_added>
  <date_updated>Wed May 21 05:19:44 -0700 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[Excellently funny, because of the author's writing style &amp; perspective- the topic is not inherently funny Ugel worked for an outfit that buys lottery winners' annuities when they almost inevitably find that they need cash on hand before their next payment. It's not a good deal for the lottery winner...<a href="http://www.goodreads.com/review/show/22671143">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/22671143]]></url>
</review>
      <review>
  <id>7620410</id>
    <user>
    <id>69448</id>
    <name><![CDATA[Nancy]]></name>
    <location><![CDATA[Chicago, IL]]></location>
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  <title>&lt;![CDATA[Money for Nothing: One Man's Journey through the Dark Side of Lottery Millions]]&gt;</title>
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  <recommended_for><![CDATA[anyone who has ever dreamed of winning the lottery]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Mon Oct 01 00:00:00 -0700 2007</read_at>
  <date_added>Fri Oct 12 08:26:43 -0700 2007</date_added>
  <date_updated>Thu Nov 08 12:06:58 -0800 2007</date_updated>
  <read_count></read_count>
    <body><![CDATA[There is an industry out there that I never knew existed, called the lump-sum finance industry.  Basically, salespeople approach people who are receiving annual payments, usually for winning the lottery, who are also strapped for ready cash.  They buy the lottery winner's annuity (or a portion of it...<a href="http://www.goodreads.com/review/show/7620410">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/7620410]]></url>
</review>
      <review>
  <id>52781906</id>
    <user>
    <id>1402671</id>
    <name><![CDATA[Harit]]></name>
    <location><![CDATA[The United States]]></location>
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  <title>&lt;![CDATA[Money for Nothing: One Man's Journey through the Dark Side of Lottery Millions]]&gt;</title>
  <image_url>http://photo.goodreads.com/books/1175412603m/512902.jpg</image_url>
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  <read_at></read_at>
  <date_added>Wed Apr 15 10:32:39 -0700 2009</date_added>
  <date_updated>Wed Apr 15 10:42:41 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[I picked up the book because I wanted to find out more about the gambling industry as I know little to nothing about it. An insider's view sounded good. But the book turned out to be more of a confessional than informative.<br/><br/>The book is about the lottery lumpsum purchase business. When you...<a href="http://www.goodreads.com/review/show/52781906">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/52781906]]></url>
</review>
      <review>
  <id>15284659</id>
    <user>
    <id>896340</id>
    <name><![CDATA[Missy]]></name>
    <location><![CDATA[Columbus, OH]]></location>
    <url><![CDATA[http://www.goodreads.com/user/show/896340-missy-chase]]></url>
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  <title>&lt;![CDATA[Money for Nothing: One Man's Journey through the Dark Side of Lottery Millions]]&gt;</title>
  <image_url>http://photo.goodreads.com/books/1175412603m/512902.jpg</image_url>
  <link>http://www.goodreads.com/book/show/512902.Money_for_Nothing_One_Man_s_Journey_through_the_Dark_Side_of_Lottery_Millions</link>
  <average_rating>3.27</average_rating>
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    <rating>4</rating>
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  <recommended_for><![CDATA[]]></recommended_for>
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  <read_at>Mon Jan 01 00:00:00 -0800 2007</read_at>
  <date_added>Tue Feb 12 17:31:02 -0800 2008</date_added>
  <date_updated>Tue Feb 12 17:33:59 -0800 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[After reading this book I view the lottery and lottery winners in a different way.  Not only does this book describe the shady buy-out sharks, but how unlucky lottery winners can become.  (and as an aside, as soon as i finished this book I started to see commercials on TV for the &quot;firms&quot; r...<a href="http://www.goodreads.com/review/show/15284659">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/15284659]]></url>
</review>
      <review>
  <id>8544608</id>
    <user>
    <id>533908</id>
    <name><![CDATA[Margot]]></name>
    <location><![CDATA[Columbus, OH]]></location>
    <url><![CDATA[http://www.goodreads.com/user/show/533908-margot]]></url>
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  <title>&lt;![CDATA[Money for Nothing: One Man's Journey through the Dark Side of Lottery Millions]]&gt;</title>
  <image_url>http://photo.goodreads.com/books/1175412603m/512902.jpg</image_url>
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  <average_rating>3.27</average_rating>
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    <rating>4</rating>
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  <recommended_for><![CDATA[anyone]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Thu Nov 01 00:00:00 -0700 2007</read_at>
  <date_added>Thu Nov 01 20:01:45 -0700 2007</date_added>
  <date_updated>Thu Nov 01 20:03:47 -0700 2007</date_updated>
  <read_count></read_count>
    <body><![CDATA[This was a really interesting book to me about lottery winners, gamblers and salesmen.  It was a fast read but there were parts where I actually laughed out loud.<br/>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/8544608]]></url>
</review>
      <review>
  <id>68008688</id>
    <user>
    <id>1852308</id>
    <name><![CDATA[David]]></name>
    <location><![CDATA[Fort Lauderdale, FL]]></location>
    <url><![CDATA[http://www.goodreads.com/user/show/1852308-david]]></url>
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  <title>&lt;![CDATA[Money for Nothing: One Man's Journey through the Dark Side of Lottery Millions]]&gt;</title>
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  <recommended_for><![CDATA[]]></recommended_for>
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  <read_at>Mon Aug 24 00:00:00 -0700 2009</read_at>
  <date_added>Wed Aug 19 05:20:59 -0700 2009</date_added>
  <date_updated>Mon Aug 24 15:12:50 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[This book wasn't a total disaster-but close. There are occasional sales tips in the book.<br/><br/>The book didn't get into the mind of lottery winners. It didn't tell many stories of them. It more or less described the authors ascent at the Firm, and how good he was at selling.<br/><br/>The sub...<a href="http://www.goodreads.com/review/show/68008688">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/68008688]]></url>
</review>
      <review>
  <id>37652119</id>
    <user>
    <id>935410</id>
    <name><![CDATA[Rcharbon]]></name>
    <location><![CDATA[The United States]]></location>
    <url><![CDATA[http://www.goodreads.com/user/show/935410-rcharbon]]></url>
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  <title>&lt;![CDATA[Money for Nothing: One Man's Journey through the Dark Side of Lottery Millions]]&gt;</title>
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  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Thu Nov 13 00:00:00 -0800 2008</read_at>
  <date_added>Thu Nov 13 14:35:56 -0800 2008</date_added>
  <date_updated>Thu Nov 13 14:37:16 -0800 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[More of a salesman's memoirs than the interesting study of lotteries and their winners that's promised on the book jacket.  ]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/37652119]]></url>
</review>
      <review>
  <id>76403476</id>
    <user>
    <id>1563635</id>
    <name><![CDATA[Heather]]></name>
    <location><![CDATA[Cincinnati, OH]]></location>
    <url><![CDATA[http://www.goodreads.com/user/show/1563635-heather]]></url>
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  <title>&lt;![CDATA[Money for Nothing: One Man's Journey through the Dark Side of Lottery Millions]]&gt;</title>
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  <recommended_for><![CDATA[people considering a lottery ticket]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Sun Nov 01 00:00:00 -0700 2009</read_at>
  <date_added>Sun Nov 01 16:20:16 -0800 2009</date_added>
  <date_updated>Sun Nov 01 16:22:59 -0800 2009</date_updated>
  <read_count>1</read_count>
    <body><![CDATA[This book is by a man who made a living- a very, very good living- with a company that buys the annuities of lottery winners- if you've won the lottery, spent more than this year's lottery payment, and need more, you can sell future years' checks in exchange for cash now.  Less cash, of course.  It'...<a href="http://www.goodreads.com/review/show/76403476">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/76403476]]></url>
</review>
      <review>
  <id>15622420</id>
    <user>
    <id>915703</id>
    <name><![CDATA[Eric]]></name>
    <location><![CDATA[The United States]]></location>
    <url><![CDATA[http://www.goodreads.com/user/show/915703-eric]]></url>
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  <title>&lt;![CDATA[Money for Nothing: One Man's Journey through the Dark Side of Lottery Millions]]&gt;</title>
  <image_url>http://photo.goodreads.com/books/1175412603m/512902.jpg</image_url>
  <link>http://www.goodreads.com/book/show/512902.Money_for_Nothing_One_Man_s_Journey_through_the_Dark_Side_of_Lottery_Millions</link>
  <average_rating>3.27</average_rating>
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    <rating>5</rating>
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  <read_at>Fri Jan 11 00:00:00 -0800 2008</read_at>
  <date_added>Sun Feb 17 09:19:42 -0800 2008</date_added>
  <date_updated>Sun Feb 17 09:19:42 -0800 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[funny writer.  Ugel had an insane job and tells about it in great detail.  He reminds me of David Sedaris.]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/15622420]]></url>
</review>
      <review>
  <id>10710015</id>
    <user>
    <id>383539</id>
    <name><![CDATA[David]]></name>
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  <title>&lt;![CDATA[Money for Nothing: One Man's Journey through the Dark Side of Lottery Millions]]&gt;</title>
  <image_url>http://photo.goodreads.com/books/1175412603m/512902.jpg</image_url>
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  <date_added>Wed Dec 19 15:14:08 -0800 2007</date_added>
  <date_updated>Wed Dec 19 15:14:30 -0800 2007</date_updated>
  <read_count></read_count>
    <body><![CDATA[Fascinating read into the miserable lives of lottery winners and the scum who prey on them]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/10710015]]></url>
</review>
      <review>
  <id>40799417</id>
    <user>
    <id>1828171</id>
    <name><![CDATA[Alex]]></name>
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  <title>&lt;![CDATA[Money for Nothing: One Man's Journey through the Dark Side of Lottery Millions]]&gt;</title>
  <image_url>http://photo.goodreads.com/books/1175412603m/512902.jpg</image_url>
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  <average_rating>3.27</average_rating>
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  <read_at>Mon Sep 01 00:00:00 -0700 2008</read_at>
  <date_added>Tue Dec 23 19:11:34 -0800 2008</date_added>
  <date_updated>Wed Dec 24 05:48:15 -0800 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[Hard to put down, and easy to read; this book's main appeal is the view of the culture in a sales-driven organization.  The stories about lottery winners are interesting, but there aren't as many as you might expect.<br/><br/>Unfortunately, the lottery history section of the book is only mildly in...<a href="http://www.goodreads.com/review/show/40799417">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/40799417]]></url>
</review>
      <review>
  <id>47905317</id>
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    <id>190886</id>
    <name><![CDATA[Topher]]></name>
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  <title>&lt;![CDATA[Money for Nothing: One Man's Journey through the Dark Side of Lottery Millions]]&gt;</title>
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  <read_at>Sun Feb 01 00:00:00 -0800 2009</read_at>
  <date_added>Sun Mar 01 12:21:09 -0800 2009</date_added>
  <date_updated>Sun Mar 01 12:23:29 -0800 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[Lottery winners generally don't have the firmest grasp on statistics - otherwise, they wouldn't have played the lottery to start. This is the story of a salesman, who would go and buy the annuities from lottery winners for a steeply discounted immediate payoff. Sure, there are legitimate reasons for...<a href="http://www.goodreads.com/review/show/47905317">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/47905317]]></url>
</review>
      <review>
  <id>77321459</id>
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    <name><![CDATA[Roxanne]]></name>
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  <title>&lt;![CDATA[Money for Nothing: One Man's Journey through the Dark Side of Lottery Millions]]&gt;</title>
  <image_url>http://photo.goodreads.com/books/1175412603m/512902.jpg</image_url>
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  <read_at>Sun Nov 08 00:00:00 -0800 2009</read_at>
  <date_added>Tue Nov 10 08:54:57 -0800 2009</date_added>
  <date_updated>Tue Nov 10 08:56:05 -0800 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[This was a marvelous look into the world of lottery winners and the people who try to sponge off them (at least the sales people). I wish the author could have gone into more details, as it would have been fascinating reading, but the glimpse was enough to realize that winning the lottery isn't as r...<a href="http://www.goodreads.com/review/show/77321459">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/77321459]]></url>
</review>
      <review>
  <id>74753791</id>
    <user>
    <id>257767</id>
    <name><![CDATA[Dan]]></name>
    <location><![CDATA[Rochester, NY]]></location>
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  <title>&lt;![CDATA[Money for Nothing: One Man's Journey through the Dark Side of Lottery Millions]]&gt;</title>
  <image_url>http://photo.goodreads.com/books/1175412603m/512902.jpg</image_url>
  <link>http://www.goodreads.com/book/show/512902.Money_for_Nothing_One_Man_s_Journey_through_the_Dark_Side_of_Lottery_Millions</link>
  <average_rating>3.27</average_rating>
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    <rating>3</rating>
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  <read_at>Fri Oct 16 00:00:00 -0700 2009</read_at>
  <date_added>Fri Oct 16 13:39:24 -0700 2009</date_added>
  <date_updated>Sun Oct 18 14:02:15 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[the author was likable and had an interesting story to tell, but it wasn't as insightful/informative as i was expecting. still, it was short and held my interest (other than a mostly unrelated epilogue). i just wish it had gone deeper into the lives of doomed lottery winners. there were, however, a ...<a href="http://www.goodreads.com/review/show/74753791">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/74753791]]></url>
</review>
      <review>
  <id>19317164</id>
    <user>
    <id>392685</id>
    <name><![CDATA[Alex]]></name>
    <location><![CDATA[Brooklyn, NY]]></location>
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  <title>&lt;![CDATA[Money for Nothing: One Man's Journey through the Dark Side of Lottery Millions]]&gt;</title>
  <image_url>http://photo.goodreads.com/books/1175412603m/512902.jpg</image_url>
  <link>http://www.goodreads.com/book/show/512902.Money_for_Nothing_One_Man_s_Journey_through_the_Dark_Side_of_Lottery_Millions</link>
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  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Mon Apr 21 00:00:00 -0700 2008</read_at>
  <date_added>Wed Apr 02 14:25:30 -0700 2008</date_added>
  <date_updated>Mon Apr 21 07:43:31 -0700 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[This memoir about the lottery-winner-milking industry conveys a fair amount of fascinating sociological/financial info along with Ugel's energetic personal history. The book suffers a little from Ugel's fear of being sued for breaching his non-disclosure agreements with the Firm--many more factual d...<a href="http://www.goodreads.com/review/show/19317164">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/19317164]]></url>
</review>
      <review>
  <id>57880554</id>
    <user>
    <id>1416618</id>
    <name><![CDATA[Joanna]]></name>
    <location><![CDATA[Provo, UT]]></location>
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  <title>&lt;![CDATA[Money for Nothing: One Man's Journey through the Dark Side of Lottery Millions]]&gt;</title>
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  <read_at>Fri May 01 00:00:00 -0700 2009</read_at>
  <date_added>Sat May 30 14:48:14 -0700 2009</date_added>
  <date_updated>Sat May 30 14:59:40 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[It's partly about how winning the lottery totally fails to fix your life, partly about how and why businesses turn your yearly lottery payment into a heap of cash (lump sum) for you, and partly about what Ugel was like when he worked in this business.  It was pretty interesting, and parts were funny...<a href="http://www.goodreads.com/review/show/57880554">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/57880554]]></url>
</review>
      <review>
  <id>40581490</id>
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    <name><![CDATA[Kayla]]></name>
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  <title>&lt;![CDATA[Money for Nothing: One Man's Journey through the Dark Side of Lottery Millions]]&gt;</title>
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  <read_at>Wed Dec 31 07:46:24 -0800 2008</read_at>
  <date_added>Sun Dec 21 05:44:34 -0800 2008</date_added>
  <date_updated>Wed Dec 31 07:46:24 -0800 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[This book is supposed to be about the dark side of winning the lottery.  So far I'm not convinced.  The writing is witty and engaging, but not laugh out loud hysterical.  A good light read.  ]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/40581490]]></url>
</review>
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  <read_at>Fri May 01 00:00:00 -0700 2009</read_at>
  <date_added>Wed Sep 23 18:48:34 -0700 2009</date_added>
  <date_updated>Wed Sep 23 18:49:10 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[A real eye-opener / hair-raiser; a glimpse inside an industry I never knew existed.]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/72291629]]></url>
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