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On My Own Two Feet: A Modern Girl's Guide to Personal Finance
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On My Own Two Feet: A Modern Girl's Guide to Personal Finance

3.91 of 5 stars 3.91  ·  rating details  ·  369 ratings  ·  87 reviews
Most young women would love to live a carefree lifestyle filled with lunches, Louis Vuitton, and lattes, but what you might not know is that doing so can lead to future financial breakdown.

Whether you've been living paycheck-to-paycheck, are trying to save for a down payment on your first home, or are hoping to one day retire in comfort, "On My Own Two Feet" teaches you ho
Paperback, 191 pages
Published May 1st 2007 by Adams Media Corporation
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Katie Christian
Despite the cheesy name and cover, this book has good, straightforward financial tips and lots of tables to help you see how much actual money you should be putting toward retirement, emergency savings, etc. Good tips about how to save for money you plan to spend in the next five years (savings account/money market account/CD) vs. money for retirement, and a financial action plan. A quick read because they get straight to the point.

The "modern girl" slant is just a brief interlude about not rel
Absolutely fantastic book. I have never in my life understood finances/money. It was a language I did not speak. After reading this book, I totally GET IT. I have no idea how Manisha Thakor managed to make such complicated information so easy to understand, but this seriously is the best book I've read on the subject. Lightbulbs going off all over the place. I only wish I had read it 25 years ago, and I kind of want to buy a copy for every woman I know!
I found this book engaging enough that I read most of it in one night. And that is saying something, considering that it's a how-to book on finances. Everything is laid out in simple terms with great financial advice in a concise read which is utterly painless and dare I even say enjoyable?

It itemizes everything from budgets, the downfalls of credit cards, to stocks, bonds and IRAs neatly. It's the one book I'll never let go, and plan to do future rereadings whenever I run into some fine print
I think that every woman should read this book. It's not even just for women; the author addresses the audience as though she is speaking only to women, but the tips and knowledge given are for both men and women, single or in a relationship. I was able to create a starting financial plan to get my family on the right track to saving and making our money work for us. If anything, read this book to understand the differences between IRAs, money market funds, savings account types, etc. It will re ...more
Suzanne Van Horn
I think this might be the last personal finance book I read. They were starting to get repetitive. That said, I'm glad I read this one last because it's the best one yet. I got it from the library but might buy a copy just so I can have access to the appendix. This is the first book I have read that uses actual numbers. What I mean by that is instead of stating that the average starting salary is 41k and building a model budget off of that or just telling everyone to spend a certain percentage o ...more
This book is a great starting point for any young or not-so-young woman wanting to get her personal finances in order. I borrowed it from a friend a while ago, knowing that I needed to get my personal finances on track. However, that task seemed so daunting and I was so afraid of it that this book sat around in my house for a long time, making me feel guilty. Over the past 8 months or so, I slowly, reluctantly started figuring things out piecemeal, on my own -- saving, paying down credit card de ...more
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Julie Jacobi
This is a great, basic resource on personal finance. I read it for the first time in my early twenties, and I still refer to it often. I recommend it to absolutely everyone who is just "getting started" in life (or vaguely wonders things like, "should I have a Roth IRA?" or "When will I be able to afford a house?")The only reason it doesn't get 5 stars is because I occasionally find the girlish hypotheticals and asides kind of annoying. But do NOT let that stop you from picking up this fantastic ...more
I'm surprised that, throughout high school and college, there were no practical classes on smart personal finance. It's such an essential part of success and yet for years after college the concept of 401k or budgeting practices were foreign to me. For a while, early in my career, I figured that as long as I tried not to live above my means, I'd be ok. Once I started reading up on personal finance and how to work towards my future, I realized that I had to master these basic practices for myself ...more
Jun 07, 2007 Jessi rated it 5 of 5 stars
Recommends it for: anyone who wants basic financial knowledge
This book is a MUST read!!!! the financial world is like an algebraic equation gone rabidly mad. I thought it was GREAT that i wasn't in any debt whatsoever, have paid off all my loans, and do not have many credit cards (why should a portion of my paycheck go to pay off interest rates to some institution that doesn't give a crap about me?!). I thought it was great until i went to go buy a house, and they said "you don't have enough credit history." Nevermind the absurd amount of rent i've spent ...more
found out about this from the woodhull bulletins, as one of the authors is a fellow alumni. a quick read that synthesizes a lot of information, much of it available elsewhere. a good first personal finance book for people who learned *nothing* from their parents [like me]; i could have definitely used something like this in college. i would have given it an additional star were it not for the occasional irritating bridget jones, talking barbie asides thrown in as if to emphasize "hey, you're onl ...more
Jun 30, 2008 Georgia rated it 5 of 5 stars
Recommends it for: Every Lady I Know
Recommended to Georgia by: Bust Magazine
Shelves: non-fiction
This book was really helpful.
I'm someone who gets anxious about "the system" so I try to read books that will explain it to me so I don't get lost in it.
This book explains the fundamentals of personal finance:
-what you should be doing now in order to prepare for the future
-what you should be careful about, including exposing the ways different financial institutions will try to lure you into doing things that aren't helpful.
-the realities of the financial demands that will be placed on us throug
I highly recommend this book. I consider myself to be financially stable and engaged, however this book offered me a great conceptual overview of what needs to be done in order to remain so in the coming years. This book is aimed at women and there is some annoying tsk-tsking about not buying those fabulous heels!, but over-all this book has wide appeal. It also has a small section on financial security for women who stay at home and do not have their own financial history. It acknowledges that ...more
Brandy Montgomery
Great book for the money illiterate girl. Before I read this book my mother called me a spendthrift. I looked at bills as something that I could pay whenever I felt like, and thankfully that worked out for me. However, after reading this book, I have become financially savvy. I took my slow time reading this book because I wanted to thoroughly understand it and I feel as though I have come to do that. From the time I started this book, I made the decision to get myself as far out of debt as I co ...more
Quite liked this intro guide to the intimidating world of personal finance. It is an American book but much of the advice is still valid or transferable with a Canadian guide to personal finance as a reference. So being Canadian why did I read this? The style was much more personable than the other books I tried and didn't have any scolding overtones. It accepted that each person is going to have different financial priorities and choose to spend their money on different things while providing a ...more
Aug 26, 2015 Itta rated it 4 of 5 stars
Shelves: 2015
It was a very helpful personal finance beginner book. It touches on a little bit of everything and provides additional sources if you with to dive further into a particular section.
:) I would recommend it too all of my friends.
Provides a good introduction to personal finance in easy-to-understand language. I was hoping for something a little more in depth, however I would recommend this to someone just starting out.
Great, easy-to-understand guide for both women and men on the basics of saving and investing for a financially sound future. A quick read. Very practical, with sound advice. Feminist authors!
Gloria Chavira
Great financial information for women written by women. Tips on how to save, avoid credit card debt, live within your means, and invest. I learned a lot from this book.
Super quick read and honestly nothing I didn't already know (even if I'm not FOLLOWING that advice) but I did appreciate the quick lookup tables.
Gave good information although some was irrelevant to me right now. Clear, concise and covers many of the bases. A solid reference guide.
Great introductory book to personal finance! I've been making a bit of a study of this as I finally have an income and this book is written clearly and practically and makes me even more confident about the choices I've been making and has even answered some of the nagging questions I've had after reading other books (e.g., just how/when do you create a rollover IRA and which is better a Roth IRA or a company sponsored traditional 401K plan?). Yippee! Now I know exactly what my next financial st ...more
I really enjoyed this. It was a quick read and covered a lot I already knew, but I definitely learned some important things. It doesn't make too many stereotypical assumptions about what women want to do with their money, but it accounts for the likelihood that, as a woman, you will likely not make as much money as your male counterparts, and you will probably have to make that money stretch longer, since women statistically live longer lives than men.

I'd recommend this as a primer on financial
This was the first honest-to-gosh personal finance book I have ever read, and I think I chose the best to start with.

It really helped me figure out some of the mysteries behind home buying, how to set up a budget that includes retirement *and* other things along the way, investing, how to deal with credit cards, etc.

I've never really bothered with thinking about this kind of stuff, because I felt like "since I *don't* have a lot of $$$, I don't really *need* to think about this"--which is extrem
Jan 05, 2008 Sandi rated it 2 of 5 stars
Recommends it for: Lady executives.
I begin to think that this book is geared directly for the executive, 6 figure income. It has a lot of good solid practical information in it, but most of the budgets are out of this world. Anyone living on a modest income couldn't implement most of what is said. There is practical information in the front of the book, about budgetting and not using credit. I'm wondering if I want to finish it tho. There is too much money tied up in savings for my liking.

They had some good ideas on how much to b
A quick and approachable overview of personal finance.
This book has some interesting points.
Emily Boyd
Mar 04, 2008 Emily Boyd rated it 5 of 5 stars
Recommends it for: those of us who graduated from the U of C (or wherever) withOUT an Econ degree...
This book is really amazing for those of us who are not so financially savvy. Speaking as someone who in general hates math and numbers, and doesn't really know anything about finances, I read it practically in one sitting.

Now I know the basics about how to do everything from budget wisely for the future, buy a house, and merge finances with a future partner.

Seriously guys. Takes four hours to read and teaches you everything you need to know about how to deal with your money now so that you can
Being on my own two feet, after college, and working in a foreign country was absolutely intimidating and terrifying sometimes. I didn't have anybody to ask, parents uncles teachers. I didn't know how the system works and I needed some simple quick answers to get me up to speed. I picked up this book and it was precisely what I needed. The authors give sound advice, on matters such as savings, investing, retirement, taxes, purchases, budgeting. I highly recommend this book to young people trying ...more
I am definitely not financially stable, and have begun to truly worry about this in the past few years. From the start, this book is helping me to get organized and find (not-so-)obvious(-to-me) solutions to those problems of loan payments and credit card debt that no one ever taught me about.
And I consider myself an organized person!
Even if you are generally on top of things: if you don't know anything about finances, hate being a grown-up, don't want or don't know how to deal with bills and de
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