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<book id="3604">
  <title><![CDATA[Personal Finance for Dummies, Fourth Edition]]></title>
  <isbn><![CDATA[0764525905]]></isbn>
  <isbn13><![CDATA[9780764525902]]></isbn13>
    <image_url>http://photo.goodreads.com/books/1164046166m/3604.jpg</image_url>
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  <best_book_id type="integer">3604</best_book_id>
  <books_count type="integer">1</books_count>
  <default_description>&lt;I&gt;Personal Finance for Dummies&lt;/I&gt; offers sound and practical advice for those who want to get control over their personal financial lives. Author Eric Tyson points out the most common mistakes that we all make in our approach to money and prescribes ways to save and invest for a secure future. Using worksheets, the book helps you to measure your own financial health by looking at factors such as how much debt you carry, your savings rate, as well as investment and insurance checkups. The book looks at how you should invest your retirement account, approach taxes, and provides a good overview on how to buy real estate.</default_description>
  <id type="integer">7387</id>
  <media_type nil="true"></media_type>
  <original_language_id type="integer" nil="true"></original_language_id>
  <original_publication_day type="integer">1</original_publication_day>
  <original_publication_month type="integer">7</original_publication_month>
  <original_publication_year type="integer">2003</original_publication_year>
  <original_title>Personal Finance for Dummies, Fourth Edition</original_title>
  <rating_dist>total:80|5:22|4:21|3:26|2:10|1:1|</rating_dist>
  <ratings_count type="integer">80</ratings_count>
  <ratings_sum type="integer">293</ratings_sum>
  <reviews_count type="integer">118</reviews_count>
  <text_reviews_count type="integer">11</text_reviews_count>
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  <average_rating><![CDATA[3.66]]></average_rating>
  <ratings_count><![CDATA[80]]></ratings_count>
  <text_reviews_count><![CDATA[11]]></text_reviews_count>
  <url><![CDATA[http://www.goodreads.com/book/show/3604.Personal_Finance_for_Dummies_Fourth_Edition]]></url>
  <authors>
        <author id="2463">
      <name><![CDATA[Eric  Tyson]]></name>
      <role><![CDATA[]]></role>
      <url><![CDATA[http://www.goodreads.com/author/show/2463.Eric_Tyson]]></url>
      <average_rating><![CDATA[3.67]]></average_rating>
      <ratings_count><![CDATA[82]]></ratings_count>
      <text_reviews_count><![CDATA[12]]></text_reviews_count>
    </author>
      </authors>
    <reviews start="1" end="20" total="118">
    <review id="69962100">
    <user id="2213676">
    <name><![CDATA[Lauren]]></name>
    <location><![CDATA[Rumford, RI]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/2213676-lauren]]></url>
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      <rating>2</rating>
  <votes>0</votes>
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  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Fri Jul 31 00:00:00 -0700 2009</read_at>
  <date_added>Thu Sep 03 14:32:31 -0700 2009</date_added>
  <date_updated>Thu Sep 03 14:47:31 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[Not so relevant for the person just starting out.  Things such as &quot;investments&quot;, &quot;the big decision- buying property&quot;...not so much.  I find finance books concrtn themselves too much with investing.  Also, I don't have the time or energy to figure out my net worth!  Over all, I wa...<a href="http://www.goodreads.com/review/show/69962100">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/69962100]]></url>
</review>
    <review id="35607348">
    <user id="1034201">
    <name><![CDATA[Whitney]]></name>
    <location><![CDATA[Rochester, MN]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1034201-whitney]]></url>
  </user>
      <rating>1</rating>
  <votes>0</votes>
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  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Wed Oct 01 00:00:00 -0700 2008</read_at>
  <date_added>Fri Oct 17 21:30:10 -0700 2008</date_added>
  <date_updated>Thu Nov 13 21:21:17 -0800 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[I've never read a &quot;For Dummies&quot; book, so I grabbed this along with a few other personal finance books, just to tidy up my bookkeeping, etc. I found it rather obnoxious. It WAS written in a readable, conversational style, but that's not what I want from an instructional book. I want to be a...<a href="http://www.goodreads.com/review/show/35607348">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/35607348]]></url>
</review>
    <review id="13183135">
    <user id="788121">
    <name><![CDATA[Hilary]]></name>
    <location><![CDATA[The United States]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/788121-hilary]]></url>
  </user>
      <rating>5</rating>
  <votes>0</votes>
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  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Thu Nov 01 00:00:00 -0700 2007</read_at>
  <date_added>Tue Jan 22 13:03:21 -0800 2008</date_added>
  <date_updated>Tue Jan 22 13:03:21 -0800 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[This is a really good book to help you understand how to manage your finances and save money for your future. It gives a positive, step by step approach no matter what financial situation you are in. <br/><br/>What is nice about this book is that the author assumes you do not have a lot of money. ...<a href="http://www.goodreads.com/review/show/13183135">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/13183135]]></url>
</review>
    <review id="73007860">
    <user id="2785451">
    <name><![CDATA[Debbie]]></name>
    <location><![CDATA[West Jordan, UT]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/2785451-debbie]]></url>
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      <rating>0</rating>
  <votes>0</votes>
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  <read_at>Wed Sep 30 00:00:00 -0700 2009</read_at>
  <date_added>Wed Sep 30 10:23:23 -0700 2009</date_added>
  <date_updated>Mon Oct 19 09:50:55 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[Blake and I are reading this because we have combined our money and established some goals.  This book is good so far, especially the insurance info.]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/73007860]]></url>
</review>
    <review id="27473805">
    <user id="1336591">
    <name><![CDATA[Danny]]></name>
    <location><![CDATA[Lugano, Switzerland]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1336591-danny-bo-itanni]]></url>
  </user>
      <rating>4</rating>
  <votes>0</votes>
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  <read_at></read_at>
  <date_added>Wed Jul 16 18:16:37 -0700 2008</date_added>
  <date_updated>Sat Jul 26 17:40:37 -0700 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[I am a financial professional, so I know almost all of this information. I often need help translating things into laymen terms; so, this is an excellent book for that.  4 stars because I wanted to see more information, but I was informative and I would recommend it to anyone!]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/27473805]]></url>
</review>
    <review id="12412946">
    <user id="322698">
    <name><![CDATA[Edbato]]></name>
    <location><![CDATA[San Ramon, CA]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/322698-edbato]]></url>
  </user>
      <rating>5</rating>
  <votes>0</votes>
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  <read_at>Sat Dec 01 00:00:00 -0800 2007</read_at>
  <date_added>Sun Jan 13 12:43:56 -0800 2008</date_added>
  <date_updated>Sun Jan 13 12:46:48 -0800 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[I would say this is a must-read book for all, young or old.<br/><br/>For me, this helped me think about what to do in the area of savings and investment for my last decade or so of work life left.<br/><br/>But it's also better to read this book in one's 20s or 30s.]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/12412946]]></url>
</review>
    <review id="27546118">
    <user id="1336543">
    <name><![CDATA[Anne]]></name>
    <location><![CDATA[San Francisco, CA]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1336543-anne]]></url>
  </user>
      <rating>5</rating>
  <votes>0</votes>
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  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Thu Jan 01 00:00:00 -0800 1998</read_at>
  <date_added>Thu Jul 17 13:08:35 -0700 2008</date_added>
  <date_updated>Thu Jul 17 13:10:04 -0700 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[All that stuff you should know, but don't, in an extremely readable format.  The price of this book has saved me probably 1000 times that amount!  Definitely a good investment.]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/27546118]]></url>
</review>
    <review id="15421200">
    <user id="908017">
    <name><![CDATA[Mike]]></name>
    <location><![CDATA[Centreville, VA]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/908017-mike-barretta]]></url>
  </user>
      <rating>5</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
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  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Sat Jan 01 00:00:00 -0800 2005</read_at>
  <date_added>Thu Feb 14 12:07:27 -0800 2008</date_added>
  <date_updated>Thu Feb 14 12:07:31 -0800 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[Loaded with good info.  When I read this, I didn't know much about investing or the tax impact of lots of things, but afterwards felt much more comfortable.  Great starting point.]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/15421200]]></url>
</review>
    <review id="4103205">
    <user id="254601">
    <name><![CDATA[Kate]]></name>
    <location><![CDATA[The United States]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/254601-kate]]></url>
  </user>
      <rating>4</rating>
  <votes>0</votes>
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  <read_at></read_at>
  <date_added>Sun Aug 05 08:33:39 -0700 2007</date_added>
  <date_updated>Sun Aug 05 08:34:13 -0700 2007</date_updated>
  <read_count></read_count>
    <body><![CDATA[Very comprehensive review of personal finances, from simple bank acct info to advice with the stock market.  A good reference.  ]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/4103205]]></url>
</review>
    <review id="3478505">
    <user id="189809">
    <name><![CDATA[Abby]]></name>
    <location><![CDATA[Boston, MA]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/189809-abby]]></url>
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      <rating>0</rating>
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  <read_at></read_at>
  <date_added>Tue Jul 24 17:34:15 -0700 2007</date_added>
  <date_updated>Tue Jul 24 17:34:26 -0700 2007</date_updated>
  <read_count></read_count>
    <body><![CDATA[mine is actually the 3rd edition, but...]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/3478505]]></url>
</review>
    <review id="71816753">
    <user id="2755832">
    <name><![CDATA[John]]></name>
    <location><![CDATA[The United States]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/2755832-john]]></url>
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      <rating>5</rating>
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  <read_at>Wed Jan 01 00:00:00 -0800 2003</read_at>
  <date_added>Sat Sep 19 17:10:02 -0700 2009</date_added>
  <date_updated>Sat Sep 19 17:11:09 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[A must read for everyone!  Changed my life - literally.]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/71816753]]></url>
</review>
    <review id="78366258">
    <user id="2570087">
    <name><![CDATA[Sage]]></name>
    <location><![CDATA[Oklahoma City, OK]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/2570087-sage-forrest]]></url>
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      <rating>5</rating>
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  <read_at></read_at>
  <date_added>Thu Nov 19 16:31:51 -0800 2009</date_added>
  <date_updated>Thu Nov 19 16:31:51 -0800 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/78366258]]></url>
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    <review id="77795236">
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    <name><![CDATA[Sassipo]]></name>
    <location><![CDATA[Wake Forest, NC]]></location>        
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  <date_added>Sat Nov 14 17:44:11 -0800 2009</date_added>
  <date_updated>Sat Nov 14 17:44:11 -0800 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/77795236]]></url>
</review>
    <review id="76521356">
    <user id="2887803">
    <name><![CDATA[Nick]]></name>
    <location><![CDATA[De Pere, WI]]></location>        
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  <read_at>Thu Oct 01 00:00:00 -0700 2009</read_at>
  <date_added>Mon Nov 02 15:53:46 -0800 2009</date_added>
  <date_updated>Mon Nov 02 15:53:54 -0800 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/76521356]]></url>
</review>
    <review id="76051156">
    <user id="1842299">
    <name><![CDATA[Todd]]></name>
    <location><![CDATA[Rockville, MD]]></location>        
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      <rating>2</rating>
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  <read_at>Sun Jan 01 00:00:00 -0800 2006</read_at>
  <date_added>Wed Oct 28 16:06:29 -0700 2009</date_added>
  <date_updated>Wed Oct 28 16:07:25 -0700 2009</date_updated>
  <read_count>2</read_count>
    <body><![CDATA[]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/76051156]]></url>
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    <review id="75128845">
    <user id="1517014">
    <name><![CDATA[Cass]]></name>
    <location><![CDATA[Woods Cross, UT]]></location>        
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  <date_added>Tue Oct 20 09:50:12 -0700 2009</date_added>
  <date_updated>Tue Oct 20 09:50:12 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[]]></body>
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    <review id="73556584">
    <user id="2702707">
    <name><![CDATA[Brad]]></name>
    <location><![CDATA[Waterloo, IN]]></location>        
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  <date_added>Mon Oct 05 16:26:50 -0700 2009</date_added>
  <date_updated>Mon Oct 05 16:26:50 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[]]></body>
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    <review id="73318373">
    <user id="1012213">
    <name><![CDATA[Laura]]></name>
    <location><![CDATA[The United States]]></location>        
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  <date_added>Sat Oct 03 11:57:41 -0700 2009</date_added>
  <date_updated>Sat Oct 03 11:57:43 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[]]></body>
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</review>
    <review id="72648993">
    <user id="110539">
    <name><![CDATA[Joe]]></name>
    <location><![CDATA[Lehi, UT]]></location>        
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      <rating>3</rating>
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  <read_at></read_at>
  <date_added>Sun Sep 27 08:37:29 -0700 2009</date_added>
  <date_updated>Sun Sep 27 08:37:29 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[]]></body>
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    <review id="71061678">
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    <name><![CDATA[Bing Bing ]]></name>
    <location><![CDATA[The United States]]></location>        
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  <date_added>Sun Sep 13 09:38:16 -0700 2009</date_added>
  <date_updated>Sun Sep 13 09:38:16 -0700 2009</date_updated>
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