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The Smart Cookies' Guide to Making More Dough: How Five Young Women Got Smart, Formed a Money Club, and Took Control of Their Finances
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The Smart Cookies' Guide to Making More Dough: How Five Young Women Got Smart, Formed a Money Club, and Took Control of Their Finances

3.18 of 5 stars 3.18  ·  rating details  ·  84 ratings  ·  15 reviews
Let The Smart Cookies show you how to eliminate debt, spend smarter, save better, and achieve financial freedom-without sacrificing your social life or your sanity
They were fivedynamic young women: smart, successful-and secretly drowning in debt. Inspired by an episode of "The Oprah Winfrey Show" on personal finance, Andrea, Angela, Katie, Robyn, and Sandra formed amoney
Hardcover, 368 pages
Published September 30th 2008 by Delacorte Press (first published 2008)
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I was nearly 2/3 of the way through this book before I finally decided I had had enough. It was boring, and I could never keep the names of the five ladies and their stories straight. I should have just jumped to the investing portion at the end of the book (the reason I picked it up in the first place) instead of having to drop it before I could even imagine getting through to that part.

Maybe if your young, single, and only have to think about "#1" this book might appeal to you.
Andrew Mutch
Although this book was published in 2008, it already feels dated. Published just as the housing and financial markets started to burn, the book does make some acknowledgments of the impending crisis. But much of the advice relies on the advantages that came in the bubble times in the run-up to the market crash of 2008 - 2009. While there is some decent advice for anyone with limited knowledge in the area of financial planning, budgeting and investing, some of the advice is misguided or just plai ...more
Jan 16, 2010 Ellen rated it 2 of 5 stars
Shelves: 2010
Picked this up on a whim at the library The suggestions for using your social network to improve your spending and saving habits were great, as was the chapter specifically on making more money.

But for a book designed to help women form better financial habits, talking about shopping on practically every page is not helpful. It wasn't that the five women profiled had especially materialistic goals (we all have some of those) but sometimes its tips seemed to focus more on saving money in order t
Deborah Rochon
Ok, unless you know nothing about personal finances then this book is not for you. I guess most women don't know how much they send, or how to make a budget. This book is about how to start all of that. But if you are someone who already makes a monthly budget and wants to learn to penny pinch, or more about how to do retirement savings this is not for you. Plus if you already have a family and kids then you are already out because this book does not address children in anyway. A money club is a ...more
Good idea, but a lot of the advice is unrealistic. I don't want to hear about how lucky the Smart Cookies are that they all bought and sold real estate when prices were going up, or stupid analogies about investments and clothing.
Thankfully I've never been in such dire straits! Most of the book focuses on how to get out of debt and curb spending habits. Only the last two chapters were interesting enough for me.
Practical reminders that we do fall into bad habits if we lack longer term financial goals. I've read more motivating books, but this one is good for setting down some good rules.
Oct 29, 2008 Shauna marked it as to-read
Maybe they can help me? Maybe not. As financial guru Dave Ramsey says, "YOU are the problem with your finances." Or something like that.
this book give you great down to earth suggestions and activities to do to really hit home some great habits around money.
A nice easy, upbeat read. I recommend it as a first book to those interested in learning about finances.
Great book. so far I haven't done any of the exercises. Reading for information, only, I guess.
Tammy Landy
Great ideas are included... Helps you look at what you spend and on what..
There are some good tips in this book, not it is not that interesting...
Oct 30, 2008 Molly is currently reading it
Who wants to join a Money Club with me??
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