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  <title><![CDATA[Living Rich for Less: Create the Lifestyle You Want by Giving, Saving, and Spending Smart]]></title>
  <isbn><![CDATA[0307446018]]></isbn>
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  <description><![CDATA[<strong>You really can be rich in every way, every day.<br/><br/></strong>So you want to own the home you love, make memories on wonderful vacations with family or friends, finance college educations, and help others too?<br/><br/>You can–starting here and now.<br/><br/>With lively humor, proven know-how, and practical principles for financial health, <em>Living Rich for Less</em> helps you stretch your dollars to realize the lifestyle of your dreams. Ellie Kay’s entertaining and enlightening examples show you simple steps to save, spend, and give smart, and her three main principles are undergirded by dozens of effective rules and hundreds of Cha-Ching Factor™ tips that keep or put money in your pocket. <br/><br/>Ellie knows what it’s like to be financially-strapped or struggling, wanting to be the Joneses but feeling as poor in spirit as in pocketbook. She went, within two and a half years, from being a new wife and mom with $40,000 in consumer debt and seven children (and college educations) to support, to being completely debt-free and within fifteen years able to pay cash for eleven different cars, give away three of those cars, buy two five-bedroom houses (moving from one to the other) and nicely furnish each, take wonderful vacations, dress her family in fine fashion; and support more than thirty non-profit organizations in more than a dozen different countries, giving away more than $100,000.<br/><br/>Isn’t that the kind of transformation to a rich life that <em>you </em>want?<br/><em><br/>Living Rich for Less</em> helps anyone get there in our taxed-out, maxed-out times. Because financial security doesn’t mean just genuine prosperity, but being able to live luxuriously, give generously, and care for yourself as well as the others around you.<br/><strong><br/>Why keep up with the Joneses when you can be them?<br/></strong>]]></description>
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  <title>
    <![CDATA[Living Rich for Less: Create the Lifestyle You Want by Giving, Saving, and Spending Smart]]>
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    <![CDATA[<strong>You really can be rich in every way, every day.<br/><br/></strong>So you want to own the home you love, make memories on wonderful vacations with family or friends, finance college educations, and help others too?<br/><br/>You can–starting here and now.<br/><br/>With lively humor, proven know-how, and practical principles for financial health, <em>Living Rich for Less</em> helps you stretch your dollars to realize the lifestyle of your dreams. Ellie Kay’s entertaining and enlightening examples show you simple steps to save, spend, and give smart, and her three main principles are undergirded by dozens of effective rules and hundreds of Cha-Ching Factor™ tips that keep or put money in your pocket. <br/><br/>Ellie knows what it’s like to be financially-strapped or struggling, wanting to be the Joneses but feeling as poor in spirit as in pocketbook. She went, within two and a half years, from being a new wife and mom with $40,000 in consumer debt and seven children (and college educations) to support, to being completely debt-free and within fifteen years able to pay cash for eleven different cars, give away three of those cars, buy two five-bedroom houses (moving from one to the other) and nicely furnish each, take wonderful vacations, dress her family in fine fashion; and support more than thirty non-profit organizations in more than a dozen different countries, giving away more than $100,000.<br/><br/>Isn’t that the kind of transformation to a rich life that <em>you </em>want?<br/><em><br/>Living Rich for Less</em> helps anyone get there in our taxed-out, maxed-out times. Because financial security doesn’t mean just genuine prosperity, but being able to live luxuriously, give generously, and care for yourself as well as the others around you.<br/><strong><br/>Why keep up with the Joneses when you can be them?<br/></strong>]]>
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  <date_added>Sun Apr 26 06:45:29 -0700 2009</date_added>
  <date_updated>Sun Apr 26 06:46:48 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[This book said a lot of things I already knew (maybe that's why I liked it, an affirmation?),  but I especially learned from and enjoyed the chapter on giving, on how tithing isn't just a religious concept, but a sound financial concept.  ]]></body>
    
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      <review>
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    <![CDATA[Living Rich for Less: Create the Lifestyle You Want by Giving, Saving, and Spending Smart]]>
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    <![CDATA[<strong>You really can be rich in every way, every day.<br/><br/></strong>So you want to own the home you love, make memories on wonderful vacations with family or friends, finance college educations, and help others too?<br/><br/>You can–starting here and now.<br/><br/>With lively humor, proven know-how, and practical principles for financial health, <em>Living Rich for Less</em> helps you stretch your dollars to realize the lifestyle of your dreams. Ellie Kay’s entertaining and enlightening examples show you simple steps to save, spend, and give smart, and her three main principles are undergirded by dozens of effective rules and hundreds of Cha-Ching Factor™ tips that keep or put money in your pocket. <br/><br/>Ellie knows what it’s like to be financially-strapped or struggling, wanting to be the Joneses but feeling as poor in spirit as in pocketbook. She went, within two and a half years, from being a new wife and mom with $40,000 in consumer debt and seven children (and college educations) to support, to being completely debt-free and within fifteen years able to pay cash for eleven different cars, give away three of those cars, buy two five-bedroom houses (moving from one to the other) and nicely furnish each, take wonderful vacations, dress her family in fine fashion; and support more than thirty non-profit organizations in more than a dozen different countries, giving away more than $100,000.<br/><br/>Isn’t that the kind of transformation to a rich life that <em>you </em>want?<br/><em><br/>Living Rich for Less</em> helps anyone get there in our taxed-out, maxed-out times. Because financial security doesn’t mean just genuine prosperity, but being able to live luxuriously, give generously, and care for yourself as well as the others around you.<br/><strong><br/>Why keep up with the Joneses when you can be them?<br/></strong>]]>
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    <rating>5</rating>
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  <read_at>Fri Feb 06 00:00:00 -0800 2009</read_at>
  <date_added>Tue Feb 17 21:36:46 -0800 2009</date_added>
  <date_updated>Tue Feb 17 21:38:48 -0800 2009</date_updated>
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    <body><![CDATA[This book shows how to make your current income work to its fullest for now and the future.  I gave it 5 stars.  I obviously like it and highly recommend it.]]></body>
    
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      <review>
  <id>43159674</id>
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    <name><![CDATA[Valerie]]></name>
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  <title>
    <![CDATA[Living Rich for Less: Create the Lifestyle You Want by Giving, Saving, and Spending Smart]]>
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  <average_rating>3.81</average_rating>
  <ratings_count>16</ratings_count>
  <description>
    <![CDATA[<strong>You really can be rich in every way, every day.<br/><br/></strong>So you want to own the home you love, make memories on wonderful vacations with family or friends, finance college educations, and help others too?<br/><br/>You can–starting here and now.<br/><br/>With lively humor, proven know-how, and practical principles for financial health, <em>Living Rich for Less</em> helps you stretch your dollars to realize the lifestyle of your dreams. Ellie Kay’s entertaining and enlightening examples show you simple steps to save, spend, and give smart, and her three main principles are undergirded by dozens of effective rules and hundreds of Cha-Ching Factor™ tips that keep or put money in your pocket. <br/><br/>Ellie knows what it’s like to be financially-strapped or struggling, wanting to be the Joneses but feeling as poor in spirit as in pocketbook. She went, within two and a half years, from being a new wife and mom with $40,000 in consumer debt and seven children (and college educations) to support, to being completely debt-free and within fifteen years able to pay cash for eleven different cars, give away three of those cars, buy two five-bedroom houses (moving from one to the other) and nicely furnish each, take wonderful vacations, dress her family in fine fashion; and support more than thirty non-profit organizations in more than a dozen different countries, giving away more than $100,000.<br/><br/>Isn’t that the kind of transformation to a rich life that <em>you </em>want?<br/><em><br/>Living Rich for Less</em> helps anyone get there in our taxed-out, maxed-out times. Because financial security doesn’t mean just genuine prosperity, but being able to live luxuriously, give generously, and care for yourself as well as the others around you.<br/><strong><br/>Why keep up with the Joneses when you can be them?<br/></strong>]]>
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  <published>2008</published>
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    <rating>5</rating>
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  <date_added>Thu Jan 15 13:40:49 -0800 2009</date_added>
  <date_updated>Sun Jan 18 19:46:26 -0800 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[I read this book in 2 days. It is an easy read and full of great resources that offer awesome discounts and coupons!  ]]></body>
    
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      <review>
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  <title>
    <![CDATA[Living Rich for Less: Create the Lifestyle You Want by Giving, Saving, and Spending Smart]]>
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  <average_rating>3.81</average_rating>
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  <description>
    <![CDATA[<strong>You really can be rich in every way, every day.<br/><br/></strong>So you want to own the home you love, make memories on wonderful vacations with family or friends, finance college educations, and help others too?<br/><br/>You can–starting here and now.<br/><br/>With lively humor, proven know-how, and practical principles for financial health, <em>Living Rich for Less</em> helps you stretch your dollars to realize the lifestyle of your dreams. Ellie Kay’s entertaining and enlightening examples show you simple steps to save, spend, and give smart, and her three main principles are undergirded by dozens of effective rules and hundreds of Cha-Ching Factor™ tips that keep or put money in your pocket. <br/><br/>Ellie knows what it’s like to be financially-strapped or struggling, wanting to be the Joneses but feeling as poor in spirit as in pocketbook. She went, within two and a half years, from being a new wife and mom with $40,000 in consumer debt and seven children (and college educations) to support, to being completely debt-free and within fifteen years able to pay cash for eleven different cars, give away three of those cars, buy two five-bedroom houses (moving from one to the other) and nicely furnish each, take wonderful vacations, dress her family in fine fashion; and support more than thirty non-profit organizations in more than a dozen different countries, giving away more than $100,000.<br/><br/>Isn’t that the kind of transformation to a rich life that <em>you </em>want?<br/><em><br/>Living Rich for Less</em> helps anyone get there in our taxed-out, maxed-out times. Because financial security doesn’t mean just genuine prosperity, but being able to live luxuriously, give generously, and care for yourself as well as the others around you.<br/><strong><br/>Why keep up with the Joneses when you can be them?<br/></strong>]]>
  </description>
  <published>2008</published>
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    <rating>2</rating>
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  <read_at>Thu Jun 18 00:00:00 -0700 2009</read_at>
  <date_added>Mon Jun 15 13:51:15 -0700 2009</date_added>
  <date_updated>Thu Jun 18 13:08:17 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[This book said a lot of things I already knew.]]></body>
    
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    <![CDATA[<strong>You really can be rich in every way, every day.<br/><br/></strong>So you want to own the home you love, make memories on wonderful vacations with family or friends, finance college educations, and help others too?<br/><br/>You can–starting here and now.<br/><br/>With lively humor, proven know-how, and practical principles for financial health, <em>Living Rich for Less</em> helps you stretch your dollars to realize the lifestyle of your dreams. Ellie Kay’s entertaining and enlightening examples show you simple steps to save, spend, and give smart, and her three main principles are undergirded by dozens of effective rules and hundreds of Cha-Ching Factor™ tips that keep or put money in your pocket. <br/><br/>Ellie knows what it’s like to be financially-strapped or struggling, wanting to be the Joneses but feeling as poor in spirit as in pocketbook. She went, within two and a half years, from being a new wife and mom with $40,000 in consumer debt and seven children (and college educations) to support, to being completely debt-free and within fifteen years able to pay cash for eleven different cars, give away three of those cars, buy two five-bedroom houses (moving from one to the other) and nicely furnish each, take wonderful vacations, dress her family in fine fashion; and support more than thirty non-profit organizations in more than a dozen different countries, giving away more than $100,000.<br/><br/>Isn’t that the kind of transformation to a rich life that <em>you </em>want?<br/><em><br/>Living Rich for Less</em> helps anyone get there in our taxed-out, maxed-out times. Because financial security doesn’t mean just genuine prosperity, but being able to live luxuriously, give generously, and care for yourself as well as the others around you.<br/><strong><br/>Why keep up with the Joneses when you can be them?<br/></strong>]]>
  </description>
  <published>2008</published>
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    <body><![CDATA[332.02 Kay]]></body>
    
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    <![CDATA[Living Rich for Less: Create the Lifestyle You Want by Giving, Saving, and Spending Smart]]>
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    <![CDATA[<strong>You really can be rich in every way, every day.<br/><br/></strong>So you want to own the home you love, make memories on wonderful vacations with family or friends, finance college educations, and help others too?<br/><br/>You can–starting here and now.<br/><br/>With lively humor, proven know-how, and practical principles for financial health, <em>Living Rich for Less</em> helps you stretch your dollars to realize the lifestyle of your dreams. Ellie Kay’s entertaining and enlightening examples show you simple steps to save, spend, and give smart, and her three main principles are undergirded by dozens of effective rules and hundreds of Cha-Ching Factor™ tips that keep or put money in your pocket. <br/><br/>Ellie knows what it’s like to be financially-strapped or struggling, wanting to be the Joneses but feeling as poor in spirit as in pocketbook. She went, within two and a half years, from being a new wife and mom with $40,000 in consumer debt and seven children (and college educations) to support, to being completely debt-free and within fifteen years able to pay cash for eleven different cars, give away three of those cars, buy two five-bedroom houses (moving from one to the other) and nicely furnish each, take wonderful vacations, dress her family in fine fashion; and support more than thirty non-profit organizations in more than a dozen different countries, giving away more than $100,000.<br/><br/>Isn’t that the kind of transformation to a rich life that <em>you </em>want?<br/><em><br/>Living Rich for Less</em> helps anyone get there in our taxed-out, maxed-out times. Because financial security doesn’t mean just genuine prosperity, but being able to live luxuriously, give generously, and care for yourself as well as the others around you.<br/><strong><br/>Why keep up with the Joneses when you can be them?<br/></strong>]]>
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    <![CDATA[Living Rich for Less: Create the Lifestyle You Want by Giving, Saving, and Spending Smart]]>
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    <![CDATA[<strong>You really can be rich in every way, every day.<br/><br/></strong>So you want to own the home you love, make memories on wonderful vacations with family or friends, finance college educations, and help others too?<br/><br/>You can–starting here and now.<br/><br/>With lively humor, proven know-how, and practical principles for financial health, <em>Living Rich for Less</em> helps you stretch your dollars to realize the lifestyle of your dreams. Ellie Kay’s entertaining and enlightening examples show you simple steps to save, spend, and give smart, and her three main principles are undergirded by dozens of effective rules and hundreds of Cha-Ching Factor™ tips that keep or put money in your pocket. <br/><br/>Ellie knows what it’s like to be financially-strapped or struggling, wanting to be the Joneses but feeling as poor in spirit as in pocketbook. She went, within two and a half years, from being a new wife and mom with $40,000 in consumer debt and seven children (and college educations) to support, to being completely debt-free and within fifteen years able to pay cash for eleven different cars, give away three of those cars, buy two five-bedroom houses (moving from one to the other) and nicely furnish each, take wonderful vacations, dress her family in fine fashion; and support more than thirty non-profit organizations in more than a dozen different countries, giving away more than $100,000.<br/><br/>Isn’t that the kind of transformation to a rich life that <em>you </em>want?<br/><em><br/>Living Rich for Less</em> helps anyone get there in our taxed-out, maxed-out times. Because financial security doesn’t mean just genuine prosperity, but being able to live luxuriously, give generously, and care for yourself as well as the others around you.<br/><strong><br/>Why keep up with the Joneses when you can be them?<br/></strong>]]>
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