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More than Enough: The Ten Keys to Changing Your Financial Destiny
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More than Enough: The Ten Keys to Changing Your Financial Destiny

4.07  ·  Rating Details ·  1,679 Ratings  ·  103 Reviews
In his first bestseller, Financial Peace, Dave Ramsey taught us how to eliminate debt from our lives. Now in More Than Enough, he gives us the keys to building wealth while also creating a successful, united family. Drawing from his years of work with thousands of families and corporate employees, Ramsey presents the ten keys that guarantee family and financial peace, incl ...more
Paperback, 352 pages
Published January 29th 2002 by Penguin Books (first published January 1st 1999)
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Community Reviews

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Apr 30, 2012 Mandy rated it liked it
This was my first Dave Ramsey book I've read and I only picked it up because it was free, ha! I thought people that read his books were people who were in financial distress and needed help, but several friends LOVE him so I thought I'd see what they were talking about and I'm glad I did.

First, the con's:

The editing was bad as I found 2 misspelled words (without even looking). That's just annoying.

I wish Ramsey would not quote from John Grey. Blech.

And the book was written in the 90's so it was
Sep 19, 2016 Devinka rated it really liked it
Great tips for financial management at all stages of life!
Donna Francisco
Oct 13, 2016 Donna Francisco rated it it was amazing
Dave Ramsey is the best. Simply the best.
Sep 03, 2016 Michele rated it liked it
Shelves: 2016-books
They were actually a lot of quotes and stories I really liked. However, the way his own book is mentioned on EVERY SINGLE PAGE, sometimes multiple times about drove me out of my mind!
It got so irritating it affected the way I responded to the book, which means I'm sure I did not treat it as seriously as I should have.

173: Andrew Jackson: You must pay the price if you want to secure the blessing.

219: Perspective comes from patience.

269: No one would remember the Good Samaritan if he only had goo
Nov 08, 2013 Alpha rated it it was amazing
I am a big admirer for Dave Ramsey. I personally take all of his information and apply it to my life in relation to why he said it in the first place. When it came to his book Dave Ramsey's Financial Peace University, I understood why he did not like whole life insurance but I also understand he was mostly relating his distaste for that type of insurance because whole life on the public market is ridiculously expensive. Makes sense to get term life and invest in Roth IRAs and mutual funds. Howev ...more
Feb 25, 2013 Penny rated it liked it  ·  review of another edition
This wasn't the greatest of his books, but it's definitely the most far reaching. It's a great look at what it should be like to live with "more than enough" in all aspects of your life. What is this mystical "more than enough" and how to get there. It covers all aspects of life from money to relationships to spirituality to giving back to the community. It's not a book about money. It's a book about living as a good, moral, and ethical person.

I have to admit, of his books this is the one I've l
Aug 04, 2015 Coralie rated it it was amazing
In this book, Dave Ramsey takes the time to address techniques for true wealth-building, not just the financial kind. He points to the strength in character and values. I couldn't agree more with him about what our culture has lost. Mr. Ramsey has such a down-home way of explaining things that I love. This book challenges us to look inward. Where do our true values and visions lie? When you find that answer, you know where you are. When you create that answer, you put yourself where you want to ...more
This outlines Dave Ramsey's financial principles in a build-up format. To do steps build up to create a whole picture of ways to become and stay debt free. There is heavy emphasis on couples and how to start and maintain open dialogue about your budge. He also talks in depth about how important it is that both members of the couple have input into the budget whether or not they have any desire to do a budget or not. He mentions singles a few times. While the emphasis is on couples, undoubtedly b ...more
Nov 11, 2010 Chasity rated it really liked it
This book was great! I have around $89,000 in debt of various kinds and I picked up this book out of desperation after Dave Ramsey was recommended to me by a friend. I actually enjoyed reading it! It's a really good book that helped me to realize what's important to me, the sacrifices I have to make in order to get on track and stay on track financially and that having More Than Enough isn't simply about having enough money. I would highly recommend this book to anyone. There was one chapter tha ...more
Nov 07, 2012 Jennifer rated it it was ok
Shelves: read-2012
Not my favourite DR book. There was a LOT of repetition, and at times it was preachy. Not bible-thumping preachy, mind you, Dave is up front with his faith but doesn't shove it down your throat. But by the time I got to the chapters on giving, I was reading a few paragraphs then fighting with myself not to skip ahead to the next chapter. The closer I got to the end, the more frequently I was thinking "enough already."
Despite my impatience and waning interest towards the end, however, the book do
Oct 31, 2011 Lora rated it it was ok
Let me preface this review by drawing attention to the fact that I did not finish this book. So it may have gotten really good and been just what I was looking for if I had only read a few chapters more. That being said, this book was just all right. If you're looking for a book to help you reshape your thinking on money, saving, and spending, this is probably a good one. But it seems to focus more on the mindset of it than the actual doing of it. I was looking for more of a how-to and practical ...more
Mar 20, 2011 Jonathan rated it really liked it
Shelves: 2011
This book is essentially a re-write of Financial Peace, but with a shift in focus from the nuts and bolts of the finances to personal character. It is difficult for me to give this book an accurate rating, because none of the information is new to me. If you have already read Financial Peace or The Total Money Makeover, then you have heard a lot of this information before. I think though that the book benefits from the change in focus greatly. While it loses the ability to be a go to financial m ...more
Aug 09, 2009 Chelsey rated it it was amazing  ·  review of another edition
Sheesh! Found this book by accident! The last financial book I found had a list of three books to read at the end of it and I had read the other two, so I thought I'd read the third. The library didn't have it so I picked up another book by the author which was this one. Instead of a book about rearranging your budget, it is on how to build character and just be a better person. It has so many things that remind me of 7 Habits and 5 Love Languages. This is just not at all what I thought. I reall ...more
Mar 22, 2016 Coley rated it liked it
Interesting concepts sometimes confusing. Summaries with analogies at end of chapters are a little wordy and difficult to absorb. Don't agree with the following statement. Ramsey wrote "Those with poor self-esteem, a lack of values, and no vision continue to change jobs, cities, churches, and spouses in a desperate hunt for contentment and happiness." It is stated like its a well known fact when really its just an opinion. I think the phase "continue to change jobs...." should be changed to "hav ...more
May 20, 2008 Sara rated it really liked it
Shelves: finance
I love Dave. I admit it. I think he's brilliant. But honestly, he's not. He just uses good, old-fashioned common sense when it comes to finances and explains things in a down to earth, easy to understand and implement way.

This book is clearly more Christian than his others. His others make some reference to his faith, this book is actually a bit more about the principles (rather than the mechanics) that got him out of debt and into financial freedom. And those principles are grounded in his fait
May 22, 2012 mysticbookworm rated it it was amazing
Shelves: self-help
Another book with common sense, down-to-earth strategies for getting your financial assets in gear (yes, that was a horrible pun). I so wish I had read this years ago, before I got married, but since I'm divorced now that is neither here nor there. *I know that this is going to be a book that I will reference over and over again, especially with the extremely useful financial worksheets for income, savings/spending plans, retirement/college funds, etc.** It is Christian centered, so if it bother ...more
Apr 29, 2014 Travis rated it it was amazing
Shelves: non-fiction
Great book outlining principles behind prosperity, not just financially but in all aspects of life. I think this is a great introductory book to Dave Ramsey. It's not focused so much on the baby steps, or getting your finances in order (although it does cover some of that. Come on, it's Dave Ramsey). This book basically defines the difference between having lots of money, and being truly wealthy.
Steven Kirkpatrick
Oct 18, 2011 Steven Kirkpatrick rated it liked it
A bit of the same material as is covered in Financial Peace Revisited and The Total Money Makeover. Since this is the last of the three that I'm reading, I'm finding it less interesting. It still has a lot of valuable information and from many perspectives based on where you are in your life so that is why I'm working my way through it to finish it. It's just not as exciting as the other two financial books by Dave Ramsey.
Aug 08, 2012 David rated it it was amazing
Fabulous book. "The Total Money Makeover" was the high level overview. "Financial Peace Revisited" was the mid level details. This book is the low level foundational information that will lead to building wealth and wisdom.

Reading the book was like being with a mentor and soaking up principles to better manage one's life. Contentment and generosity were just a couple of major themes throughout the book.
Elsa Binder
Dec 07, 2011 Elsa Binder rated it did not like it
This has to be one of the worst financial books I have ever read. I liked the Total Money Makeover, but this I don't even know were to begin. He is at best vague and pompous. I can say I gleaned nothing of fiscal value from the book, but I am really sick of financial writing where you throw the word God in any time you can shove it into a sentence. Financancial responsibly is a worldly practice not a spiritual one, argh.
Nov 17, 2011 Liz rated it liked it
Shelves: finance
I didn't read all of this book - just skimmed it because I was looking for what to do about money and kids. I like his suggestions - don't give an allowance - give them chores they have to do each week and a list of "extras" they can for money. Family chores need to be done first, then they have a chance to do the extras.
Aug 09, 2014 J. rated it really liked it
Shelves: own
I liked this book, but I've always been a fan of Ramsey's anti-debt stance. I unfortunately ended up with the abridged version. Ramsey is an excellent narrator, but I wish he would've taken the time to narrate the entire book.

As it is though I am not too disappointed. I enjoyed the listen and it served to remind me why I live the debt free life I live.
Sep 29, 2009 Candi rated it it was amazing
I quite enjoyed this one. This one is much, much more of the spiritual aspect of money. Dave Ramsey is a fairly good author, but with the occasionally weak section; he sometimes leans a bit much on quotes from other people. Still, he is able to express some great ideas and priciples. This one is well done.
Nov 13, 2013 Jennifer rated it really liked it
This book is not only about budgeting and building monetary wealth, it's also about getting your life in order. One thing I like about Dave Ramsey is that all of his books are different, and you learn something new with each one. This book was the first one I read, and is my favorite. That's the reason this is the second time I've read it.
May 01, 2013 Melanie rated it liked it
Mixed feelings. I love total money makeover but didn't love this one. Kind of became a slight chore while reading it. Did peak my interest and curiosity on tithing. Plenty of good points a out giving to poor, volunteering, being generous, etc. Definitely going to start factoring in the church collection into my budget... Prompted thoughts. But still so-so.
Aug 05, 2011 Heather rated it it was amazing
I wish I would have discovered Dave Ramsey ten years ago! I love his philosophy when it comes to household budgeting and managing your money. There are seven "baby steps" in his Total Money Makeover, and I think they make a lot of sense. Here's a link that summarizes the steps -
Greg Webb
Jan 26, 2009 Greg Webb rated it it was ok
Shelves: financial
I started this one earlier in the month. Even though I'm a fan of Dave, for some reason I had a hard time getting through this content. I couldn't stay focused when reading it and just couldn't stay interested.

I added it to my 'to-read' shelf because I'd like to give it another shot, later in the year.
Ebony S
Jan 15, 2014 Ebony S rated it it was amazing
I really enjoyed this book. It really gave me hope, encouragement and wisdom. I loved all the stories that encouraged me to know if they did it so can I. I also love love the fact that Dave is a Christian and list Bible scriptures. I also liked at the end of each chapter he had Thoughts from Sharon his wife.
Nov 02, 2008 Goldie rated it really liked it
I thought this book was an instruction manual on how to use your money, like investing and insurance ect. It was more of a change-your-way-of-thinking-about-money-motivational-book. It made me want to put extra effort into knowing where all of my money is going instead of just letting it come and go without thinking. Worth the read.
Kim Holdiman
Aug 05, 2012 Kim Holdiman rated it it was amazing
Great financial advice from a Biblical standpoint. Dave always mixes humor, honesty, scripture, love, hard truths, and compassion in his teaching. He has turned our financial thinking and operating upside down, inside out, and straightened it out. We are headed down the baby step road to financial freedom thanks to Dave!
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David L. Ramsey III (b. September 3, 1960) is an American financial writer, radio and television host.

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