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<book id="25645">
  <title><![CDATA[Smart Women Finish Rich: 9 Steps to Achieving Financial Security and Funding Your Dreams (Revised Edition)]]></title>
  <isbn><![CDATA[076791029X]]></isbn>
  <isbn13><![CDATA[9780767910293]]></isbn13>
    <image_url>http://photo.goodreads.com/books/1167758547m/25645.jpg</image_url>
    <work>
  <best_book_id type="integer">25645</best_book_id>
  <books_count type="integer">13</books_count>
  <default_description>David Bach's &lt;I&gt;Smart Women Finish Rich&lt;/I&gt; is a homage to the financial wisdom of his grandmother; it's also an excellent foundation for women who are starting to get their financial lives in order. Bach's approach to money management is rooted in years of investment seminars for women and his work as senior vice president of investments at Morgan Stanley Dean Witter. During that time he recognized that &quot;people rarely know what is truly driving them emotionally when it comes to money.&quot; In response, Bach has written a guide to money management for women based on his belief that &quot;financial planning is as much an emotional issue as it is an intellectual one.&quot; Are you considering your values in your work and investing? What part of your daily work is driven by your goals in life? Is your latte habit preventing you from accumulating substantial wealth? Bach addresses tax strategies, wills, insurance, retirement plans, and investments in a highly accessible manner. &lt;I&gt;Smart Women Finish Rich&lt;/I&gt; ably bridges the gap between simple saving strategies and preparing for widowhood and financial independence. &lt;i&gt;--Brad Doll&lt;/i&gt;</default_description>
  <id type="integer">1498574</id>
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  <original_language_id type="integer" nil="true"></original_language_id>
  <original_publication_day type="integer" nil="true"></original_publication_day>
  <original_publication_month type="integer" nil="true"></original_publication_month>
  <original_publication_year type="integer">1999</original_publication_year>
  <original_title>Smart Women Finish Rich: 9 Steps to Achieving Financial Security and Funding Your Dreams (Revised Edition)</original_title>
  <rating_dist>total:541|5:152|4:229|3:134|2:23|1:3|</rating_dist>
  <ratings_count type="integer">541</ratings_count>
  <ratings_sum type="integer">2127</ratings_sum>
  <reviews_count type="integer">880</reviews_count>
  <text_reviews_count type="integer">139</text_reviews_count>
</work>

  <average_rating><![CDATA[3.93]]></average_rating>
  <ratings_count><![CDATA[491]]></ratings_count>
  <text_reviews_count><![CDATA[120]]></text_reviews_count>
  <url><![CDATA[http://www.goodreads.com/book/show/25645.Smart_Women_Finish_Rich_9_Steps_to_Achieving_Financial_Security_and_Funding_Your_Dreams]]></url>
  <authors>
        <author id="398">
      <name><![CDATA[David Bach]]></name>
      <role><![CDATA[]]></role>
      <url><![CDATA[http://www.goodreads.com/author/show/398.David_Bach]]></url>
      <average_rating><![CDATA[3.78]]></average_rating>
      <ratings_count><![CDATA[2202]]></ratings_count>
      <text_reviews_count><![CDATA[555]]></text_reviews_count>
    </author>
      </authors>
    <reviews start="1" end="20" total="880">
    <review id="31062704">
    <user id="1456902">
    <name><![CDATA[Kerri]]></name>
    <location><![CDATA[The United States]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1456902-kerri]]></url>
  </user>
      <rating>4</rating>
  <votes>1</votes>
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  <read_at></read_at>
  <date_added>Sun Aug 24 11:01:35 -0700 2008</date_added>
  <date_updated>Fri Nov 21 08:20:58 -0800 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[Self help books are not my &quot;thing&quot; but this one I really liked for two reasons.  First, it was a step by step instruction on what to do and how to do it to get your financial life in order.  The beginning step is to buy folders. Then the author tells you how to label them and what to put i...<a href="http://www.goodreads.com/review/show/31062704">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/31062704]]></url>
</review>
    <review id="44278313">
    <user id="261879">
    <name><![CDATA[Lauren]]></name>
    <location><![CDATA[Northampton, MA]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/261879-lauren]]></url>
  </user>
      <rating>4</rating>
  <votes>0</votes>
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  <read_at>Sun Jan 25 00:00:00 -0800 2009</read_at>
  <date_added>Sun Jan 25 08:36:57 -0800 2009</date_added>
  <date_updated>Sun Jan 25 15:03:44 -0800 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[So this is absolutely not a book I would normally read - in fact, just looking at the title makes me feel greedy (and more than a little cheesy).  But after reading a book on home buying that mentioned Bach's book, I thought I would pick it up.  It never hurts to do a periodic financial check-in, an...<a href="http://www.goodreads.com/review/show/44278313">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/44278313]]></url>
</review>
    <review id="7623826">
    <user id="397808">
    <name><![CDATA[Shane]]></name>
    <location><![CDATA[Fairfax, VA]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/397808-shane]]></url>
  </user>
      <rating>4</rating>
  <votes>1</votes>
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  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Sun Jan 01 00:00:00 -0800 2006</read_at>
  <date_added>Fri Oct 12 09:32:21 -0700 2007</date_added>
  <date_updated>Fri Jan 04 03:11:22 -0800 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[Just in the way of explanation. This was the first book David Bach wrote b/c it was his grandmother who taught him about personal finances and in his financial advisor business he was tired of seeing women not knowing anything about money after a divorce.  I bought it for a few women in my famiy and...<a href="http://www.goodreads.com/review/show/7623826">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/7623826]]></url>
</review>
    <review id="28554817">
    <user id="660671">
    <name><![CDATA[Joanne]]></name>
    <location><![CDATA[Davis, CA]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/660671-joanne]]></url>
  </user>
      <rating>3</rating>
  <votes>1</votes>
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  <read_at>Thu Jul 10 00:00:00 -0700 2008</read_at>
  <date_added>Mon Jul 28 17:14:27 -0700 2008</date_added>
  <date_updated>Fri Oct 10 11:25:54 -0700 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[A good reminder to not spend everything you make!  Some good tips on how to save and invest money to maximize returns and basically how to keep your financial house in order.  Giving up a latte a day can make a huge difference in your savings account over 20 years.  ]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/28554817]]></url>
</review>
    <review id="67327328">
    <user id="724510">
    <name><![CDATA[Phoebe]]></name>
    <location><![CDATA[Santa Monica, CA]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/724510-phoebe]]></url>
  </user>
      <rating>5</rating>
  <votes>0</votes>
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  <read_at>Wed Jul 01 00:00:00 -0700 2009</read_at>
  <date_added>Thu Aug 13 20:09:31 -0700 2009</date_added>
  <date_updated>Thu Aug 13 20:16:04 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[These are challenging economic times and what's a single gal to do?  Hide her head in the sand like an ostrich and wait for a better tomorrow?  Hells, no!  This is a great book for anyone (boys and girls) who want to get their financial house in order.  The author provides pretty basic information o...<a href="http://www.goodreads.com/review/show/67327328">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/67327328]]></url>
</review>
    <review id="41309878">
    <user id="1771295">
    <name><![CDATA[Peter]]></name>
    <location><![CDATA[New York, NY]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1771295-peter]]></url>
  </user>
      <rating>4</rating>
  <votes>0</votes>
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  <read_at></read_at>
  <date_added>Tue Dec 30 12:15:48 -0800 2008</date_added>
  <date_updated>Tue Dec 30 12:19:37 -0800 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[Great book with solid advice that is applicable to both men and women.  Approach is geared toward women but men would glean lots of good insight into managing finances in relationships and/or marriages.  Bach raises some very valid cultural and gender issues that women need to address in their finan...<a href="http://www.goodreads.com/review/show/41309878">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/41309878]]></url>
</review>
    <review id="31909449">
    <user id="1052593">
    <name><![CDATA[Jodi]]></name>
    <location><![CDATA[Papillion, NE]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1052593-jodi]]></url>
  </user>
      <rating>5</rating>
  <votes>0</votes>
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  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Mon Sep 08 00:00:00 -0700 2008</read_at>
  <date_added>Wed Sep 03 10:07:18 -0700 2008</date_added>
  <date_updated>Thu May 14 10:37:14 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[I started reading Smart Couples Finish Rich first, but after the first couple chapters, I thought it would be better to get Justin to read it with me, so I'm putting it on hold for now and decided to see what's in Smart Women Finish Rich.  <br/><br/>This book has a lot of the same obvious advice a...<a href="http://www.goodreads.com/review/show/31909449">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/31909449]]></url>
</review>
    <review id="7243">
    <user id="478">
    <name><![CDATA[Sara]]></name>
    <location><![CDATA[Madison, WI]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/478-sara]]></url>
  </user>
      <rating>3</rating>
  <votes>0</votes>
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  <read_at>Mon Jan 01 00:00:00 -0800 2007</read_at>
  <date_added>Sat Jan 06 19:59:24 -0800 2007</date_added>
  <date_updated>Thu Sep 13 08:59:03 -0700 2007</date_updated>
  <read_count></read_count>
    <body><![CDATA[While this is a decent guide to budgeting, saving, and investing, the c. 2000 edition felt very dated.  (See, for instance, the chapter praising the man making a 50% return on his dot com stock portfolio, and criticizing the woman whose portfolio was balanced and made &quot;only&quot; 11% annually. ...<a href="http://www.goodreads.com/review/show/7243">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/7243]]></url>
</review>
    <review id="44836041">
    <user id="1935900">
    <name><![CDATA[Joanna]]></name>
    <location><![CDATA[Oakton, VA]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1935900-joanna]]></url>
  </user>
      <rating>5</rating>
  <votes>0</votes>
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  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Mon Dec 01 00:00:00 -0800 2008</read_at>
  <date_added>Fri Jan 30 04:41:03 -0800 2009</date_added>
  <date_updated>Fri Jan 30 04:45:29 -0800 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[This book changed my life. For some of you who are more financially aware it might not have such a dramatic effect but for me, a 30 year old with no retirement started and paltry savings, it was a god-send. The most valuable thing for me was that it helped me set some financial goals and it got me i...<a href="http://www.goodreads.com/review/show/44836041">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/44836041]]></url>
</review>
    <review id="68202703">
    <user id="2641340">
    <name><![CDATA[Jami]]></name>
    <location><![CDATA[Fairbanks, AK]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/2641340-jami-warrick]]></url>
  </user>
      <rating>0</rating>
  <votes>0</votes>
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  <read_at>Sat May 12 00:00:00 -0700 2007</read_at>
  <date_added>Thu Aug 20 10:42:15 -0700 2009</date_added>
  <date_updated>Thu Aug 20 10:44:29 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[I loved this book. I have been fairly responsible when it comes to my money, but reading this helped me to formulate a &quot;plan&quot;. I am starting to think more about retirement, and it's clear that I needed to start preparing a long time ago. The information in this book has helped to open my e...<a href="http://www.goodreads.com/review/show/68202703">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/68202703]]></url>
</review>
    <review id="39241428">
    <user id="1676589">
    <name><![CDATA[Kerryseldin]]></name>
    <location><![CDATA[The United States]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1676589-kerryseldin]]></url>
  </user>
      <rating>5</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
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  <recommended_for><![CDATA[]]></recommended_for>
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  <read_at></read_at>
  <date_added>Wed Dec 03 17:44:56 -0800 2008</date_added>
  <date_updated>Wed Dec 03 17:46:32 -0800 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[when a friend gave this to me, I thought maybe I would read it...if I had nothing else to do!  Well, somehow that happened, and WOW!  I found it so valuable.  Why didn't I read this in college...highschool even.  I'm not a numbers person or a finance person, but it didn't matter.  This is good, soun...<a href="http://www.goodreads.com/review/show/39241428">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/39241428]]></url>
</review>
    <review id="50866505">
    <user id="2111778">
    <name><![CDATA[Jenny]]></name>
    <location><![CDATA[Alexandria, VA]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/2111778-jenny]]></url>
  </user>
      <rating>3</rating>
  <votes>0</votes>
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  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Fri Apr 10 00:00:00 -0700 2009</read_at>
  <date_added>Sun Mar 29 19:12:16 -0700 2009</date_added>
  <date_updated>Fri Apr 10 12:39:07 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[This book was very good at explaining the difference between various financial terms, tools, investment opportunities, and types of insurance.  The chapter on the three baskets nearly defeated me, but I did appreciate the information.  I read the book quickly, so I did not do most of the exercises h...<a href="http://www.goodreads.com/review/show/50866505">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/50866505]]></url>
</review>
    <review id="40135345">
    <user id="1689139">
    <name><![CDATA[Kristine]]></name>
    <location><![CDATA[The United States]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1689139-kristine]]></url>
  </user>
      <rating>5</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
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      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Sat Apr 07 00:00:00 -0700 2001</read_at>
  <date_added>Mon Dec 15 06:18:46 -0800 2008</date_added>
  <date_updated>Mon Dec 15 06:20:36 -0800 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[This book is great, I read it in college, and really wish I had followed through on a lot more of the advice - like staying out of debt.  I do follow most of it, and recommend it to anyone trying to become more financially aware.  It has worksheets to complete, and I didn't do that, just reading the...<a href="http://www.goodreads.com/review/show/40135345">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/40135345]]></url>
</review>
    <review id="74191991">
    <user id="1751137">
    <name><![CDATA[Laura]]></name>
    <location><![CDATA[Peoria, IL]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1751137-laura]]></url>
  </user>
      <rating>3</rating>
  <votes>0</votes>
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      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Sun Oct 11 00:00:00 -0700 2009</read_at>
  <date_added>Sun Oct 11 14:43:34 -0700 2009</date_added>
  <date_updated>Sun Oct 11 15:15:49 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[I like the motivational tone of this book; it's like one big financial pep rally!  Anyway, the advise was generally good and gave me a lot to think about, some of the figures given for projected future earnings seem inflated, however, with the market like it is today, e.g. anticipating a 10% annual ...<a href="http://www.goodreads.com/review/show/74191991">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/74191991]]></url>
</review>
    <review id="54513662">
    <user id="1717029">
    <name><![CDATA[Wendy ]]></name>
    <location><![CDATA[Provo, UT]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1717029-wendy]]></url>
  </user>
      <rating>4</rating>
  <votes>0</votes>
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  <recommended_for><![CDATA[]]></recommended_for>
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  <read_at>Wed Apr 01 00:00:00 -0700 2009</read_at>
  <date_added>Thu Apr 30 14:57:56 -0700 2009</date_added>
  <date_updated>Thu Apr 30 15:00:00 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[This is the third time I've read this book. I LOVE having such an easy-to-follow guide to personal finance. I also liked Smart Couples Finish Rich. What makes this book different from the others is David's emphasis on values-based financial planning. That makes everything click into place. Love this...<a href="http://www.goodreads.com/review/show/54513662">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/54513662]]></url>
</review>
    <review id="13292584">
    <user id="735931">
    <name><![CDATA[Lauren]]></name>
    <location><![CDATA[Vancouver, Canada]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/735931-lauren]]></url>
  </user>
      <rating>4</rating>
  <votes>0</votes>
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  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Sat Jan 01 00:00:00 -0800 2005</read_at>
  <date_added>Wed Jan 23 11:50:19 -0800 2008</date_added>
  <date_updated>Wed Jan 23 11:50:19 -0800 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[Cheesy cover alert! Okay, while this series (there’s also a Smart Couples Finish Rich and <a href="http://www.goodreads.com/book/show/25642.Start_Late_Finish_Rich_A_No_Fail_Plan_for_Achieving_Financial_Freedom_at_Any_Age" title="Start Late, Finish Rich  A No-Fail Plan for Achieving Financial Freedom at Any Age by David Bach">Start Late  Finish Rich</a>, etc.) is a bit too gimmicky for my usual taste, I swear by some of the basics of organizing your finances that I got out of this book -- in particular, the filing system for financial...<a href="http://www.goodreads.com/review/show/13292584">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/13292584]]></url>
</review>
    <review id="43705757">
    <user id="1020045">
    <name><![CDATA[Twila]]></name>
    <location><![CDATA[Springfield, MO]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1020045-twila]]></url>
  </user>
      <rating>5</rating>
  <votes>0</votes>
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  <read_at>Thu May 01 00:00:00 -0700 2008</read_at>
  <date_added>Tue Jan 20 10:53:16 -0800 2009</date_added>
  <date_updated>Tue Jan 20 10:54:56 -0800 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[Really enjoyed this book and felt there was a lot of beneficial suggestions and information here.  It's one of those books that are always great to pick up and read a chapter or two when you have the opportunity or just need some basic financial information.]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/43705757]]></url>
</review>
    <review id="52227412">
    <user id="1113841">
    <name><![CDATA[madeline]]></name>
    <location><![CDATA[Brooklyn, NY]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1113841-madeline]]></url>
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      <rating>5</rating>
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  <recommended_for><![CDATA[]]></recommended_for>
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  <read_at>Sun Mar 01 00:00:00 -0800 2009</read_at>
  <date_added>Fri Apr 10 14:53:03 -0700 2009</date_added>
  <date_updated>Fri Apr 10 14:54:43 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[Reading this book is a lot like being born. Part of you is saying, no, let me back in the dark. Another part: Did someone say breast milk?<br/><br/>Maybe deep down you knew it was coming. Well baby, it’s time. Go get this book. Go get this book now. <br/>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/52227412]]></url>
</review>
    <review id="16838744">
    <user id="959907">
    <name><![CDATA[Holly]]></name>
    <location><![CDATA[The United States]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/959907-holly]]></url>
  </user>
      <rating>3</rating>
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  <read_at></read_at>
  <date_added>Sun Mar 02 12:21:57 -0800 2008</date_added>
  <date_updated>Sun Mar 02 16:35:20 -0800 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[I like this book a lot in terms of goal setting and taking charge of your financial dreams and future. I do find him condescending at times and most all of his example &quot;<a href="http://www.goodreads.com/book/show/3228917.Outliers" title="Outliers by Malcolm Gladwell">success stories</a>&quot; are hard to relate to because he mostly uses extreme cases to illustrate his points. While the principle...<a href="http://www.goodreads.com/review/show/16838744">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/16838744]]></url>
</review>
    <review id="40269849">
    <user id="1809779">
    <name><![CDATA[Mandi]]></name>
    <location><![CDATA[The United States]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1809779-mandi]]></url>
  </user>
      <rating>3</rating>
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  <read_at></read_at>
  <date_added>Tue Dec 16 19:11:35 -0800 2008</date_added>
  <date_updated>Tue Dec 16 19:13:49 -0800 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[I enjoyed the book because I'm into finance and learning the simple tricks of getting ahead of the rat race.  It definitely has some really good points and is very similar to &quot;Start Late Finish Rich.&quot;]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/40269849]]></url>
</review>
    </reviews>
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