David Bach has a plan to help you live and finish rich—no matter where you start
So you feel like you’ve started late?
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So you feel like you’ve started late?
reviews
Feb 02, 2012
Peter
rated it: 
It is important when reading any financial "how-to" book to fully understand the author's intentions.... what is their goal? To help you or themselves. This book is a mixed bag in that regard. As other reviews have pointed out, David Bach's programs are not so much about making you money, but enriching his own fortune.
That being said, this book can be read judiciously and you can gleen some useful bits of information in his book, including his emphasis on saving now for reti More...
That being said, this book can be read judiciously and you can gleen some useful bits of information in his book, including his emphasis on saving now for reti More...
Jan 08, 2012
Kim
rated it: 
It's a nice quick read if you need some impetus to organize or recheck your finances, and may pick up a few tips. However, there is not much "meat" to this book, such as a serious discussion of investments. Nor is there high-motivational talk as you would get from Dave Ramsey.
I did pick up a few tips, and primarily was reminded of some organizational and payment procedures that need to move up my priority list.
Worth your time to read? yes, it's easy to peruse More...
I did pick up a few tips, and primarily was reminded of some organizational and payment procedures that need to move up my priority list.
Worth your time to read? yes, it's easy to peruse More...
Feb 14, 2011
Jen
rated it:
Just that, it was OK. It is obviously outdated now with all the banks who are no longer willy nilly giving out loans, and sorry, but for me personally making money of corporations who are irresponsible socially and environmentally is a 'no thank you.' SO, I gleaned ONE interesting thing from this book that we will put into practice this month. And just one. I actually didn't finish reading it in detail, but skimmed the last few chapters. It isn't worth the read today. It might have been seve
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Apr 25, 2011
Cheree
rated it: 
This book contains a lot of good information and advice--especially for those of us who are approaching retirement and realize that we didn't start nearly early enough. Much of the information Bach provides isn't exactly new, but if we were all doing it, then we wouldn't be buying his books, now would we?
Start Late, Finish Rich is an expanded version of The Automatic Millionaire geared toward us older folks. It isn't as quick a read because there is a lot more to it. I would say that More...
Start Late, Finish Rich is an expanded version of The Automatic Millionaire geared toward us older folks. It isn't as quick a read because there is a lot more to it. I would say that More...
Dec 16, 2011
Gina
rated it:
This book had really good information for people that are getting a late start to saving for retirement. Some of the information is a rehash from several of Bach's other books, and some irritatingly enough still refers to 30, 40 or 50 year timelines. The first 2 discs did this and considering the book is called "Start Late" I got really annoyed. But not enough to quit listening to the book.
As I said there is a lot of good information for people in their 40s, 50s or old More...
As I said there is a lot of good information for people in their 40s, 50s or old More...
Jan 03, 2008
Jen
rated it:
This is a good basic primer for someone looking to get in shape financially. And though I found some of the advice a little TOO basic (I think everyone knows they shouldn't carry balances on their credit cards...), there is lots of practical advice and explanations that left me feeling equipped to actually start investing. Plus his explanation of why you should never wait to pay off all your debts before starting to invest is compelling and well written.
I like the optimistic tone her More...
I like the optimistic tone her More...
Sep 12, 2009
Kasi
rated it:
I enjoy reading about financial fitness, so I enjoyed this book. Of course I didn't use all of the advice given and didn't find all of it applicable, but reminders about those small purchases and exchanges went a long way. The book was a good reminder of some of the things I know and had a few good new points. We can all use a bit more education about managing our finances wisely.
Feb 02, 2009
Jeremy
rated it:
There are good concepts for managing and saving but the problem is that it also suggests 1) investing in only one mutual fund (well, anybody heard of Madoff?) 2) invest in real estate (...I don't need to go there). It would be fine and sound advice if we weren't in the one of the worst recessions since the great depression.
Aug 26, 2009
Ann
rated it:
I didn't agree with everything in this book, but it is a very good basic financial education. I differ on what I think about 401k (see Killing Sacred Cows by Garrett Gunderson for better information in my opinion), and on a few other items, but overall a very good addition to the author's book the Automatic Millionaire.
Jul 05, 2009
Kendra
rated it: 
I gave this one star b/c I didnt feel that there was any information that I couldnt have figured out on my own. If you want to save money, then dont buy a latte' every day. Duh! We know things; we just dont do them. The other info was about real estate and I feel that for most people, this is not realistic.
Jan 18, 2009
Malina
rated it:
I'd give it 3.5 stars if that was an option. This was an interesting read, I agree with him about some things, but find his math to be overly simplified and deceiving on other points (like home sales and real estate). It is a good resource book overall, full of good ideas and inspiration, so while it wasn't an amazing read, it was a good read.
Nov 25, 2011
Miranda
rated it:
I've liked all of David Bach's books, but really enjoyed this one. I'm probably too young to be the intended audiance for this book, but I figured if I'm young and read it, perhaps I'll get even richer! Very easy to read with lots of great ideas. I've already implemented some of them in my life!
Jan 29, 2012
gina
rated it:
The guy who read this... poor guy. He actually sighs in boredom and frustration when reading out the incredibly dull lists of numbers and financial organizations. Couldn't there have been a way to get this online? And just have the man say "for the lists of xyz#s go online to..." etc. Hearing him sigh was pretty hard to handle. I felt bad for the guy. And of course, no one actually caught his sighs because who would voluntary listen to the boring lists he was reading.
Okay, More...
Okay, More...
Apr 04, 2010
Good read but nothing new. I believe he is the original Latte factor guy which is a great lesson in finding extra money in the small things. This was very similar in many ways to the Automatic Millionaire, which is what originally prompted me to read this book.
Jan 20, 2010
Gina
rated it:
Great and sound ideas to get you rolling to financial stability now and for the future. No get rich quick schemes; this is like having a financial planner walk you along the steps of getting your finances in order.
Aug 18, 2010
Dawnetta
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This was my favorite of David Bach's books that I've read. It covered all of his basic money principles plus he added more details on retirement and real estate. I really enjoyed this book.
Jul 30, 2011
Daren
rated it:
Some good advice, on financial planning. Even starting in your later years, you can do allot. Instead of two cappuccinos a week, cut down to one, and save the rest for a rainy day!
Dec 31, 2010
Jim
rated it:
It is never too late! Bach shows us how.
This is not a "get rich quick" book. This is a realistic approach to wealth building at any age that requires hard work, discipline and restraint!
This is not a "get rich quick" book. This is a realistic approach to wealth building at any age that requires hard work, discipline and restraint!
Nov 06, 2009
Cam
rated it: 
A good, clear, no-nonsense approach to common-sense personal finance. Ahhh, it was nice to read. No complex schemes, no secretive stock analysis, just useful info for the beginner.
Mar 17, 2009
Michael
rated it:
A good read; really gets you motivated to plan for the future (and the near future). I'm a beginner at finances, but I didn't have trouble following David's reasoning.
Aug 07, 2008
Christine
rated it:
My Mom lent me this book and I really enjoyed reading it. I love reading financial books and ways to save money and his ideas were very helpful. Unfortunately I am good for about a month and then slip back into my money spending ways. So, maybe I need to buy and read a financial book every month, but then the whole buying thing would defeat the purpose....
My favorite part of this book (or at least the one I remember) is the "Double Latte Factor." His idea is that anyone More...
My favorite part of this book (or at least the one I remember) is the "Double Latte Factor." His idea is that anyone More...
Jul 29, 2011
Robyn
rated it:
Some relevant information - wish I had read in my 20s would be Rich! Still good advise for late starters. Some serious choices to make.
Mar 05, 2011
Angie
rated it:
Some really good advice, could do with a revised copy now after all the changes that have occurred in the past few years.
Nov 04, 2008
Catharine
rated it:
I just took this off my currently reading shelf because I don't think I'll ever finish it. The first half of the book had some good advice, but I got bored when the chapters offered advice that didn't apply to me. A lot of it is just common sense. Some advice might be eye opening to some people, such as finding your "latte factor" or what it is you're spending your money on on a regular basis that is frivolous and unnecessary and you can easily do without to save money to invest in
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Dec 02, 2011
Daylynn
rated it:
Really liked this. Gave me some ideas. Very interested in more financial books if anyone wants to recommend or share.
Jul 31, 2011
Peter
rated it:
Good book. (This review was added years after I read the book. The "date I finished this book" is an estimate.)
Feb 07, 2010
Wendy
rated it:
Lots of material already covered in his earlier books...still worth the $10 purchase price.
Oct 19, 2010
Julia
rated it:
Some really good and practical information on finance but is a bit dated.
