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Twenty-Two Cents: Muhammad Yunus and the Village Bank
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Twenty-Two Cents: Muhammad Yunus and the Village Bank

4.24  ·  Rating Details ·  96 Ratings  ·  37 Reviews
"A biography of Nobel Peace Prize winner Muhammad Yunus, who from a young age was determined to make difference in the world and eventually revolutionized global antipoverty efforts by developing the innovative economic concept of micro-lending. Includes an afterword and author's sources"--
Hardcover, 40 pages
Published April 1st 2014 by Lee & Low Books
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Alex Baugh
Jan 07, 2015 Alex Baugh rated it really liked it
Shelves: randomly-reading
When Muhammad Yunus was a boy growing up in Chittagong, Bangladesh, he witnessed a lot of poverty in this bustling city, on the streets and even at home, where his mother often gave food to hungry people who came to her door. But Muhammad was lucky, he lived in a two story house and was encouraged to go to school, and even join the Boy Scouts.

While still young, Muhammad began to notice that when people had just a few coins, it could feed a family for a week. His father had always told him to le
SUMMARY: Growing up in Bangladesh, Muhammad Yunus witnessed extreme poverty all around and was determined to eradicate it. In 1976, as an Economics professor, Muhammad met a young craftswoman in the village of Jobra who needed to borrow five taka (twenty-two cents) to buy materials. No bank would lend such a small amount to an uneducated woman, so she was forced to borrow from corrupt lenders who charged an unfair interest rate, and left her without enough profit to buy food. Muhammad realized ...more
Although some readers may consider this account of the origins of microfinance to be a little bit text-heavy, I found it intriguing, informing, and inspiring. The author tells the story of Muhammad Yunus who founded the Grameen Bank, which gives low-interest loans to individuals unlikely to get loans from traditional banks. Readers learn about his formative years, his years spent in the United States studying and then teaching economics, and his return to Bangladesh. Meeting Sufiya, a talented ...more
A biography of the “Banker To The Poor” for younger students is welcome, to help explain the serious problems of those who are both poor families in the world, and who are preyed upon by moneylenders. This story shares the path of Muhammad Yunus from childhood to the position of economics professor back in his homeland, Bangladesh. When he began to be more and more interested in the extreme poverty of a nearby town, and the mothers whose families were starving, but still making crafts to try to ...more
Krista the Krazy Kataloguer
Now, here's a person I'd love to meet! I've admired his work with helping women get out of poverty for years. This children's book describes his life from childhood in what is now Bangladesh to his winning of the Nobel Peace Prize in 2006, and beyond. It relates how meeting one poor woman gave him the idea for a bank than grants microloans. Anyone reading this book should feel inspired to want to help too. I wish the author had provided information in the book about how children can help, or how ...more
An inspiring picture book biography of economist Muhammad Yunus, who was awarded the 2006 Nobel Peace Prize for founding the Grameem Bank and its policies of microcredit banking. Paula Yoo does an excellent job distilling complex economic principles into an accessible narrative. Yoo with Jamel Akib's chalk pastels make Yunus and his vision come alive with compassion and common sense. This is an important biography with a transformational message that is overlooked and little understood, but ...more
Richie Partington
Dec 14, 2014 Richie Partington rated it it was amazing
Richie’s Picks: TWENTY-TWO CENTS: MUHAMMAD YUNUS AND THE VILLAGE BANK by Paula Yoo and Jamel Akib, ill., Lee & Low, September 2014, 40p., ISBN: 978-1-60060-658-8

“We can change the world
Rearrange the world”
-- Graham Nash, “Chicago”

“Muhammad realized that Sufiya’s life depended on just a few cents a day. He reached into his pocket. It jingled with many coins. He could easily give Sufiya the twenty-two cents she needed to buy more bamboo. Then she wouldn’t owe the mahajon [loan shark] anything
Jan 29, 2015 NebraskaIcebergs rated it really liked it
Twenty-Two Cents by Paula Yoo is a literary and visual experience. As an adult, I enjoyed reading this biography of Muhammad Yunus who established the first microbank. In considering whether or not to recommend Twenty-Two Cents for its target audience of children, I also thought a lot about the wide variety of picture books that exist, including those which are intended to be read aloud.

In being a literary and visual experience, Twenty-Two Cents is the perfect example of a mentor text or a good
Paula begins this biography with an example of Muhammad Yunus and his mother sharing food with a mother and child. Muhammad Yunus grew up in a family that put a priority on helping others. In this biography, readers discover that he learned about others and wanted to help. He didn't just want to help for one day, but wanted to provide what others needed to make real change in their lives.

Ultimately, he started a bank that was able to lend small amounts of money to groups of people. The bank did
I was really excited when I heard about this book. I'd heard about microlending before, but didn't know the whole story. I felt truly inspired after reading this book, inspired by a man who used the opportunities that he'd had in his life to help others. What I especially love about the whole concept of lending small amounts to the poor is that it helps where help is the most needed, and it helps the poor pull themselves out of poverty rather than creating a system of dependence. Paula Yoo does ...more
Grace Livengood
Jun 07, 2016 Grace Livengood rated it it was amazing
Yoo, P., & Akib, J. (n.d.). Twenty-two cents: Muhammad Yunus and the Village Bank.
Observant of social injustice even as a child, Muhammad Yunus hated to see people suffering because their jobs were hoaxes and people, especially women ended up homeless due to the faulty system. He decided to educate the women in how to manage their own money with banks he set up specifically for them. With his help, women found that they cld actually earn their own money and make a living for themselves, whic
Katie Logonauts
Twenty-Two Cents: Muhammad Yunus and the Village Bank (published in 2014 Lee & Low) is written by Paula Yoo and illustrated by Jamel Akib. It was recognized as a Junior Library Guild Selection and a Notable Book for a Global Society by the International Reading Association.

Twenty-Two Cents is a picture book biography of Muhammad Yunus, the Noble Peace Prize winner and founder of the Village Bank (eventually Grameen Bank). The book begins with his childhood and includes background information
Merissa Leonard
This is a wonderful book for young readers because it tells them a story rather than just spitting out facts for them to remember. This book is about Muhammad Yunus who from a young age deeply cared for the less fortunate. When he became a Boy Scout he found many different but small ways to helps those people. Finally when he got older he was able to make a big change and that it mostly what the books focus is on, how he helped the less fortunate once he got older. The illustrations in this book ...more
Dawn Moews
Apr 26, 2015 Dawn Moews rated it really liked it
This is an excellent book which could be a read inspiration to many young readers. The story of Muhammad Yunus and how he was inspired to start the first microcredit bank in the world does prove that doing something which seems to small to be important can change the world for many people. While the illustrations are beautiful, I wished the book contained more actual photographs. I think that would make it even more real to readers.

I definitely think this is a book which should be in every scho
Rebecca Tew
Muhammed Yunus was an economics professor who realized that craftswomen were stuck in a cycle of poverty because they were not able to take out the loans they need to buy the supplies. He then created the Grameen Bank which allowed women to take out loans with a very low interest.

The illustrations are done in chalk pastel.

I loved this book because I remember reading about this man in economics. What he did was so inspirational and children should definitely learn about him. It is important for
So awesome! I didn't know the story of Muhammad Yunas and his founding of Grameen Bank, based on the idea of microcredit (borrowing small amounts at low interest, which large banks will normally not do). This is a hugely important hand-up in breaking the poverty cycle. "Over the years, Grameen Banks loaned more than ten billion US dollars in microcredit to almost twelve million people worldwide. Ninety-four percent of the borrowers were women."

This is a good introduction to the concept of credit
Mar 26, 2016 Earl rated it really liked it
Shelves: 2016
I'd been wanting to read this (and watch the documentary "To Catch a Dollar") for awhile now. The book talks about Muhammad Yunus' mission to ensure everyone has the opportunity to lift themselves out of poverty. I appreciated how instead of just giving away his money, he thought of long-term and innovative solutions. It's like the old saying of "Give a man a fish, feed him for a day. Teach a man to fish, he'll feed himself for his lifetime." An inspiring read which makes me want to learn more ...more
Lisa Newhouse
Jul 31, 2015 Lisa Newhouse rated it it was amazing
This book was perfect for 4-6 grade students. It tells the story of how one young man can help make a big change in the world. This would be a great book for use in a biography project as it offers a new role model for students to learn about. The book contains enough information to get student started on research. The information pages at the back of the book along with the source list would also be helpful. This book could be used as a read aloud, but it is a little long to read all at once.
Ms Threlkeld
Inspiring book about how and why Yunus created the microloan system. The pages are text-heavy and some of the concepts may be tricky for kids to grasp, especially if they don't have background knowledge about social justice and social reform. I don't think upper elementary and middle school students would seek this biography out, but teachers could use it as part of a unit on people who have positively changed the world.
Edward Sullivan
An engaging, informative introduction to the Nobel Peace Prize-winning activist who developed the microcredit economic movement that gives small loans to the impoverished with the goal of breaking the cycle of rural poverty around the world. An inspiring story, told well and appealingly illustrated.
Yoo Kyung Sung
Nov 12, 2014 Yoo Kyung Sung rated it it was amazing
Shelves: notable-global
Story of Muhammad Yunus who was born on June 28, 1940. The third oldest of nine children. The history of war between Bangladesh and Pakistan is told in this story. How many picture books deal with such global history? It is exciting to have a story of Muhammad Yunus finally.
Lin Lin
Muhammad Yunus created a village bank to help rural women get out of the cycle of poverty in Banglasdesh. Among the multiple honors and awards he received, he won the Nobel Peace Prize in 2006 for his relentless efforts to help women become debt-free and independent through a microcredit system.
Danell Burney
Good read for 3-5/BIO
"I wanted to do something immediate to help people around me, even if it was just one human being, to get through another day with a little more ease" Muhammand Yunus

There is Grameen America Bank in Charlotte, North Carolina.
Mrs.Melaugh Melaugh
Jan 15, 2015 Mrs.Melaugh Melaugh rated it it was amazing
Excellent picture book intro to the life of economist Muhammad Yunus, who created the concept of micro credit and micro loans to provide loans of small amounts of money to collaboratives of very poor people who then support each other as they work to pay back the loans.
Apr 12, 2015 Bethe rated it really liked it
important message for children (and adults) to hear and appreciate - the idea of giving a hand up, not a hand out as a means to rise above poverty, as exemplified by the father of micro credit. Well written bio for children. Excellent back matter as well.
Dec 06, 2015 Christina rated it it was ok
Story of Muhammad Yunus and how he created the first microloan bank, in Bangladesh. Nice chalk pastel illustrations. Gives sources of quotes and a bibliography. Text a little dry.
Mar 10, 2016 Tracie rated it it was amazing
An inspiring story about Muhammad Yunus who developed micro-lending for which he won the Nobel Prize.
Bill Gordon
Oct 09, 2014 Bill Gordon rated it it was amazing
Wonderful kid's book explaining the concept of microcredit (loaning small amounts of money to help poor people work their way up the economic ladder). Beautiful illustrations. Read this book.
Jan 19, 2015 Leslie rated it really liked it
Middle grade readers will learn a lot about economics, micro-finance and poverty in this inspiring picture book biography of Muhammad Yunus, founder of the Grameen Banks.
Lisa Bricker
Nov 07, 2014 Lisa Bricker rated it liked it
Shelves: kids-nonfiction
The economics and morality of microbanking as illustrated through one man's history of starting a microbank. It's amazing how much a picture book can do.
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Paula Yoo is an acclaimed children’s book author and novelist, TV drama screenwriter, and musician. Paula’s TV writing credits include NBC’s The West Wing, FOX’s Tru Calling, The N (Paramount/MTV cable network)’s Beyond the Break, The CW’s Hidden Palms, and LIFETIME’s Side Order of Life.

She graduated with a B.A. cum laude in English from Yale University, an M.S. in
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