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<book id="1957608">
  <title><![CDATA[While America Aged: How Pension Debts Ruined General Motors, Stopped the NYC Subways, Bankrupted San Diego, and Loom as the Next Financial Crisis]]></title>
  <isbn><![CDATA[1594201676]]></isbn>
  <isbn13><![CDATA[9781594201677]]></isbn13>
  <work>
  <best-book-id type="integer">1957608</best-book-id>
  <books-count type="integer">3</books-count>
  <default-description>A Bestselling Author Explains, Via Three Fascinating Stories, How An Upcoming Pension Crisis Threatens to Upset the American Economy.  &lt;P&gt;With his trademark narrative panache, Lowenstein unravels the truth about how pensions work in America and illuminates the impending crisis.  &lt;i&gt;While America Aged&lt;/I&gt; is comprised of three fascinating case studies, set in the Detroit auto industry, among New York City transit workers, and in the city of San Diego.  Lowenstein warns that the pension wars that erupted in these industries and cities are only the first.  But he also recognizes that workers are entitled to decent security in their retirement--a critical problem as the country ages.  Arming readers with knowledge of the consequences of doing nothing, While America Aged is, first and foremost, a call to action.  &lt;P&gt;Engaging and informative, this work is presented unabridged on 8 CDs.</default-description>
  <id type="integer">1960593</id>
  <media-type nil="true"></media-type>
  <original-language-id type="integer" nil="true"></original-language-id>
  <original-publication-day type="integer">1</original-publication-day>
  <original-publication-month type="integer">5</original-publication-month>
  <original-publication-year type="integer">2008</original-publication-year>
  <original-title>While America Aged: How Pension Debts Ruined General Motors, Stopped the NYC Subways, Bankrupted San Diego, and Loom as the Next Financial Crisis</original-title>
  <rating-dist>total:45|5:9|4:21|3:10|2:5|1:0|</rating-dist>
  <ratings-count type="integer">45</ratings-count>
  <ratings-sum type="integer">169</ratings-sum>
  <reviews-count type="integer">90</reviews-count>
  <text-reviews-count type="integer">16</text-reviews-count>
</work>

  <average_rating><![CDATA[3.76]]></average_rating>
  <ratings_count><![CDATA[45]]></ratings_count>
  <text_reviews_count><![CDATA[16]]></text_reviews_count>
  <url><![CDATA[http://www.goodreads.com/book/show/1957608.While_America_Aged_How_Pension_Debts_Ruined_General_Motors_Stopped_the_NYC_Subways_Bankrupted_San_Diego_and_Loom_as_the_Next_Financial_Crisis]]></url>
  <authors>
        <author id="762">
      <name><![CDATA[Roger Lowenstein]]></name>
      <role><![CDATA[]]></role>
      <url><![CDATA[http://www.goodreads.com/author/show/762.Roger_Lowenstein]]></url>
      <average_rating><![CDATA[4.01]]></average_rating>
      <ratings_count><![CDATA[1161]]></ratings_count>
      <text_reviews_count><![CDATA[206]]></text_reviews_count>
    </author>
      </authors>
  <reviews start="1" end="20" total="90">
    <review id="64654556">
  <user id="2550448">
    <name><![CDATA[Qwerty]]></name>
    <location><![CDATA[Suwanee, GA]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/2550448-qwerty?utm_medium=api]]></url>
  </user>
    <rating>4</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
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  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Fri May 01 00:00:00 -0700 2009</read_at>
  <date_added>Thu Jul 23 10:11:59 -0700 2009</date_added>
  <date_updated>Thu Jul 23 10:51:03 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[This is a highly readable book about an important public policy issue that affects us all. The author explains how pensions became prevalent during and after World War II in response to wage freezes and tax policy as a way to compensate and retain highly skilled employees. Employers did not offer pe...<a href="http://www.goodreads.com/review/show/64654556">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/64654556?utm_medium=api]]></url>
</review>
    <review id="39146458">
  <user id="1472018">
    <name><![CDATA[Dan]]></name>
    <location><![CDATA[Darien, IL]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1472018-dan?utm_medium=api]]></url>
  </user>
    <rating>4</rating>
  <votes>0</votes>
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  <recommended_for><![CDATA[]]></recommended_for>
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  <read_at>Tue Dec 02 00:00:00 -0800 2008</read_at>
  <date_added>Tue Dec 02 16:30:01 -0800 2008</date_added>
  <date_updated>Tue Dec 02 17:21:02 -0800 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[This book will scare you. It's a real eye-opener about the under funding of pensions at every level of government:city, county, and country with social security. In the private sector it's one thing if they fail. There is private pension insurance for bigger companies if they fail.  The government w...<a href="http://www.goodreads.com/review/show/39146458">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/39146458?utm_medium=api]]></url>
</review>
    <review id="60481411">
  <user id="2438643">
    <name><![CDATA[Cbworkman25]]></name>
    <location><![CDATA[The United States]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/2438643-cbworkman25?utm_medium=api]]></url>
  </user>
    <rating>5</rating>
  <votes>0</votes>
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  <read_at></read_at>
  <date_added>Sat Jun 20 22:09:48 -0700 2009</date_added>
  <date_updated>Sat Jun 20 22:09:56 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[An excellent and chilling account of the impact of Pensions on blue-chips (detailed case study of GM), as well as municipalities - with a focus on NY and the San Diego fiasco. Lowenstein has a true talent for digging and explaining detailed and complex financial issues in layman terms. An eye opener...<a href="http://www.goodreads.com/review/show/60481411">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/60481411?utm_medium=api]]></url>
</review>
    <review id="41334405">
  <user id="1725175">
    <name><![CDATA[Jennifer]]></name>
    <location><![CDATA[Plano, TX]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1725175-jennifer?utm_medium=api]]></url>
  </user>
    <rating>4</rating>
  <votes>0</votes>
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  <read_at>Fri Jan 16 00:00:00 -0800 2009</read_at>
  <date_added>Tue Dec 30 15:52:53 -0800 2008</date_added>
  <date_updated>Fri Jan 16 16:56:16 -0800 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[I started to read this book because of its dive into GM having recently left Michigan and all the turmoil going on there.  I am amazed at how every facet of public life: companies, cities, counties, and countries so quickly and easliy sell our children's futures by getting into bed with unions and t...<a href="http://www.goodreads.com/review/show/41334405">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/41334405?utm_medium=api]]></url>
</review>
    <review id="58674322">
  <user id="351840">
    <name><![CDATA[Jason]]></name>
    <location><![CDATA[Vancouver, WA]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/351840-jason?utm_medium=api]]></url>
  </user>
    <rating>3</rating>
  <votes>0</votes>
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  <recommended_for><![CDATA[]]></recommended_for>
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  <read_at>Thu Jun 04 00:00:00 -0700 2009</read_at>
  <date_added>Sat Jun 06 14:29:33 -0700 2009</date_added>
  <date_updated>Sat Jun 06 14:31:08 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[A terrifying book for those who plan to retire at some point.  Basically it has three case studies of organizations that fucked up their pension planning.  For some reason it's a bad idea to forgo funding pension plans and hope that it will be easier later.  He doesn't do a great job of bringing all...<a href="http://www.goodreads.com/review/show/58674322">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/58674322?utm_medium=api]]></url>
</review>
    <review id="42086862">
  <user id="1357119">
    <name><![CDATA[David]]></name>
    <location><![CDATA[Astoria, NY]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1357119-david?utm_medium=api]]></url>
  </user>
    <rating>3</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
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      </shelves>
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  <read_at>Tue Jan 06 00:00:00 -0800 2009</read_at>
  <date_added>Tue Jan 06 08:15:34 -0800 2009</date_added>
  <date_updated>Tue Jan 06 08:17:53 -0800 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[I certainly learned something from it, although the author gets a little hysterical at times and the book feels rushed.  A bit more subtlety and historical perspective would have helped.]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/42086862?utm_medium=api]]></url>
</review>
    <review id="67563084">
  <user id="2631616">
    <name><![CDATA[Dimitri]]></name>
    <location><![CDATA[Folsom, PA]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/2631616-dimitri?utm_medium=api]]></url>
  </user>
    <rating>4</rating>
  <votes>0</votes>
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  <read_at></read_at>
  <date_added>Sat Aug 15 20:48:00 -0700 2009</date_added>
  <date_updated>Sat Aug 15 20:49:02 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[Excellent - good look at the pressures that cause pensions to rise.  ]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/67563084?utm_medium=api]]></url>
</review>
    <review id="29407348">
  <user id="398374">
    <name><![CDATA[Daniel]]></name>
    <location><![CDATA[Somerville, NJ]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/398374-daniel?utm_medium=api]]></url>
  </user>
    <rating>5</rating>
  <votes>0</votes>
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  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Fri Aug 01 00:00:00 -0700 2008</read_at>
  <date_added>Wed Aug 06 07:53:44 -0700 2008</date_added>
  <date_updated>Mon Aug 11 06:45:58 -0700 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[Excellent  book on how concessions on pension benefits led to huge financial problems for bog companies like GM, as well as governmental employers. The attitude was, the future be damned, lets just focus on the present. Some of the stories are almost unbelievable, with deals being cut with the Union...<a href="http://www.goodreads.com/review/show/29407348">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/29407348?utm_medium=api]]></url>
</review>
    <review id="25645334">
  <user id="1272734">
    <name><![CDATA[IreneandJohn]]></name>
    <location><![CDATA[Virginia Beach, VA]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1272734-ireneandjohn?utm_medium=api]]></url>
  </user>
    <rating>0</rating>
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  <recommended_for><![CDATA[]]></recommended_for>
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  <read_at></read_at>
  <date_added>Fri Jun 27 04:27:38 -0700 2008</date_added>
  <date_updated>Sun Jul 27 11:07:37 -0700 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[Excellent overview of the history of the U.S. pension system. The parables illustrate how fatuous it is to expect a pension in this day and age. For the uninitiated, I would read this book and then follow it up with the Rich Dad series.<br/><br/><br/>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/25645334?utm_medium=api]]></url>
</review>
    <review id="38083137">
  <user id="119900">
    <name><![CDATA[Ryan]]></name>
    <location><![CDATA[The United States]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/119900-ryan?utm_medium=api]]></url>
  </user>
    <rating>3</rating>
  <votes>0</votes>
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  <read_at>Fri Dec 26 00:00:00 -0800 2008</read_at>
  <date_added>Tue Nov 18 16:08:22 -0800 2008</date_added>
  <date_updated>Fri Dec 26 10:47:38 -0800 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[Great overview of how GM's pensions killed its ability to compete with the likes of Toyota and Honda.]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/38083137?utm_medium=api]]></url>
</review>
    <review id="44423666">
  <user id="180121">
    <name><![CDATA[James]]></name>
    <location><![CDATA[Hoboken, NJ]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/180121-james?utm_medium=api]]></url>
  </user>
    <rating>2</rating>
  <votes>0</votes>
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      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Wed Mar 11 00:00:00 -0700 2009</read_at>
  <date_added>Mon Jan 26 12:50:31 -0800 2009</date_added>
  <date_updated>Thu Jun 11 15:39:29 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[Great and important topic - but I never made it past the GM section.  It is just too boring and technical.  I hope a better writer addresses this important subject so the masses can get their heads around it...]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/44423666?utm_medium=api]]></url>
</review>
    <review id="64695037">
  <user id="2424593">
    <name><![CDATA[Matthew]]></name>
    <location><![CDATA[New York, NY]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/2424593-matthew-flannery?utm_medium=api]]></url>
  </user>
    <rating>5</rating>
  <votes>0</votes>
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  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Tue Jul 14 00:00:00 -0700 2009</read_at>
  <date_added>Thu Jul 23 14:38:23 -0700 2009</date_added>
  <date_updated>Mon Sep 07 18:02:52 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[Dry as a bag of chips in the desert.  As usual Lowenstein goes into excruciating detail.  But really interesting, if you're into labor relations and pension plans.]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/64695037?utm_medium=api]]></url>
</review>
    <review id="36530714">
  <user id="1668287">
    <name><![CDATA[Laura]]></name>
    <location><![CDATA[The United States]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1668287-laura?utm_medium=api]]></url>
  </user>
    <rating>4</rating>
  <votes>0</votes>
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  <recommended_for><![CDATA[]]></recommended_for>
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  <read_at>Fri Aug 01 00:00:00 -0700 2008</read_at>
  <date_added>Wed Oct 29 19:50:50 -0700 2008</date_added>
  <date_updated>Wed Oct 29 19:53:00 -0700 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[Very informative - the book provides three narratives that illuminate the problems with today's pensions.  The GM story is particularly poignant given the current economic climate.]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/36530714?utm_medium=api]]></url>
</review>
    <review id="24049947">
  <user id="125870">
    <name><![CDATA[Trevor]]></name>
    <location><![CDATA[Chicago, IL]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/125870-trevor?utm_medium=api]]></url>
  </user>
    <rating>4</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
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  <shelves>
        <shelf name="nonfiction" />
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Thu Sep 25 00:00:00 -0700 2008</read_at>
  <date_added>Mon Jun 09 06:41:36 -0700 2008</date_added>
  <date_updated>Thu Sep 25 12:13:41 -0700 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[<a rel="nofollow" target="_blank" href="http://www.leftoutside.com/2008/09/25/recent-reading/"> Short summary I posted</a> - Interesting beyond the story of GM that initially attracted me to it.]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/24049947?utm_medium=api]]></url>
</review>
    <review id="30595572">
  <user id="405143">
    <name><![CDATA[Karen]]></name>
    <location><![CDATA[The United States]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/405143-karen?utm_medium=api]]></url>
  </user>
    <rating>3</rating>
  <votes>0</votes>
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  <read_at></read_at>
  <date_added>Tue Aug 19 17:27:21 -0700 2008</date_added>
  <date_updated>Sat Sep 06 10:21:43 -0700 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[Interesting but too heavy for my mood right now...will get back to it.]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/30595572?utm_medium=api]]></url>
</review>
    <review id="48214642">
  <user id="254939">
    <name><![CDATA[Michael]]></name>
    <location><![CDATA[Austin, TX]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/254939-michael?utm_medium=api]]></url>
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    <rating>3</rating>
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  <read_at>Sun Apr 26 00:00:00 -0700 2009</read_at>
  <date_added>Wed Mar 04 09:54:12 -0800 2009</date_added>
  <date_updated>Fri May 01 21:09:17 -0700 2009</date_updated>
  <read_count>1</read_count>
    <body><![CDATA[This book is pretty dry, but dry like a ton of bricks hitting you.]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/48214642?utm_medium=api]]></url>
</review>
    <review id="77027582">
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    <name><![CDATA[Gwen]]></name>
    <location><![CDATA[Herndon, VA]]></location>        
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  <read_at></read_at>
  <date_added>Sat Nov 07 13:12:20 -0800 2009</date_added>
  <date_updated>Sat Nov 07 13:12:20 -0800 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[]]></body>
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    <review id="75440955">
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    <name><![CDATA[Lobstergirl]]></name>
    <location><![CDATA[The United States]]></location>        
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  <read_at></read_at>
  <date_added>Thu Oct 22 19:41:05 -0700 2009</date_added>
  <date_updated>Thu Oct 22 19:41:08 -0700 2009</date_updated>
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