This book offers a few helpful hints for those who know nothing about managing their finances. Much of the information is along the lines of 'don't purchase things you do not really have the money to pay for and put them on a credit card because you will end up paying threefold for that item and dig yourself a giant hole of debt' Duh. Then again, most American's should probably read this book.......

Interesting in that she says debt in and of itself is not bad and to be avoided completely. Rather debt is a useful tool when used correctly. The focus of the book is on when and why and how to (and not to) use debt.

A must read for the finacially inept.