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Your Retirement Income...
Daryl Diamond
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Your Retirement Income Blueprint: A Six-Step Plan to Design and Build a Secure Retirement

4.22 of 5 stars 4.22  ·  rating details  ·  23 ratings  ·  6 reviews
Updated with new rates and strategies, Your Retirement Income Blueprint - 2nd Edition is Canada's best selling guide to retirement income planning for consumers and advisors alike. As more and more Canadian boomers are approaching retirement, the transition from accumulating assets in their working years to creating a reliable stream of income in retirement is becoming a t ...more
ebook, 256 pages
Published April 15th 2011 by John Wiley & Sons (first published April 14th 2011)
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Excellent book for those on the brink of retirement, which sadly, I am not. Will revisit this book in the future.
Fabulous! I have been looking for a book like this for years. After planning and achieving an early retirement, I have been unable to get anyone (either financial advisors or active retirees) to explain the best way to "spend" our savings to make it last without wasting a lot on taxes and inefficiencies. Mr. Diamond's definitions of flexible and inflexible souces of income, topping up tax brackets and pros and cons of holding on to registered funds for the tax free growth have made the whole pro ...more
I need a book like this in about 10 years - how to effectively transition from income accumulation to income withdrawl. Some of it went over my head and I skimmed a couple chapters. Things I want to remember: 5% withdrawl rate, pay attention to my net income and how it will reduce my OAS benefit and affect my tax bracket - in 2011, the sweet spot was $32,961 for net income with no reduction in benefits. Take a closer look at the Cash Wedge strategy and health insurance needs for when I'm retired ...more
Alan Medcalf
An outstanding guide for anyone plus or minus five years or so either side of moving from capital accumulation, to living off those assets. The prescriptive style is clear, well-explained and practical. Highly recommended for anyone who cares/worries about potentially outliving their income sources.
Brian Connell
Sound advice. More a strategy than a prescription. I'd hire Daryl.
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