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<book id="127277">
  <title><![CDATA[The Money Book for the Young, Fabulous  &amp;  Broke]]></title>
  <isbn><![CDATA[1594482241]]></isbn>
  <isbn13><![CDATA[9781594482243]]></isbn13>
    <image_url>http://photo.goodreads.com/books/1171929845m/127277.jpg</image_url>
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  <best_book_id type="integer">127277</best_book_id>
  <books_count type="integer">5</books_count>
  <default_description> If you are tired of struggling to make ends meet but don't know a 401(k) from Special K, this book is for you. Aimed specifically at &quot;Generation Broke&quot;--those in their twenties and thirties who are working yet buried in credit card debt and student loans--this user-friendly guide offers a clear introduction to practical investing and money management techniques that can turn even a dismal financial situation around. Bestselling author Suze Orman has a knack for taking the fear out of money matters, and in &lt;I&gt;The Money Book for the Young, Fabulous &amp;: Broke&lt;/I&gt;, she shows readers how to set priorities and achieve goals, whether it is to buy a house or save for retirement or pay for a child's education. She also offers inspiration to readers to face their financial problems and get started on a solution. After all, there is good news: young people still have the time to correct problems so that they will never be broke again. Readers who find terms such as diversification and IRA rollover scary--or worse, unimportant--will learn much from this book. &lt;p&gt; In these pages, Orman clearly and succinctly explains what a FICO score is and why it's so important, offers the lowdown on stocks and mutual funds, provides career advice, and offers lots of tips on dealing with student loan debt, saving money even when times are tight, debt consolidation strategies, and the safest way for newlyweds to merge their finances. She also offers information on credit cards, including why canceling cards is not a good idea, when it makes sense to use them, and the best strategies for paying them off. It may not be the only money book you'll ever need, but it's an excellent place to start. &lt;I&gt;--Shawn Carkonen&lt;/I&gt;</default_description>
  <id type="integer">936177</id>
  <media_type nil="true"></media_type>
  <original_language_id type="integer" nil="true"></original_language_id>
  <original_publication_day type="integer">27</original_publication_day>
  <original_publication_month type="integer">3</original_publication_month>
  <original_publication_year type="integer">2007</original_publication_year>
  <original_title>The Money Book for the Young, Fabulous  &amp;  Broke</original_title>
  <rating_dist>total:1376|5:438|4:522|3:334|2:65|1:17|</rating_dist>
  <ratings_count type="integer">1376</ratings_count>
  <ratings_sum type="integer">5427</ratings_sum>
  <reviews_count type="integer">1939</reviews_count>
  <text_reviews_count type="integer">327</text_reviews_count>
</work>

  <average_rating><![CDATA[3.94]]></average_rating>
  <ratings_count><![CDATA[1310]]></ratings_count>
  <text_reviews_count><![CDATA[320]]></text_reviews_count>
  <url><![CDATA[http://www.goodreads.com/book/show/127277.The_Money_Book_for_the_Young_Fabulous_Broke]]></url>
  <authors>
        <author id="44530">
      <name><![CDATA[Suze Orman]]></name>
      <role><![CDATA[]]></role>
      <url><![CDATA[http://www.goodreads.com/author/show/44530.Suze_Orman]]></url>
      <average_rating><![CDATA[3.80]]></average_rating>
      <ratings_count><![CDATA[3661]]></ratings_count>
      <text_reviews_count><![CDATA[884]]></text_reviews_count>
    </author>
      </authors>
    <reviews start="1" end="20" total="1938">
    <review id="7148591">
    <user id="253688">
    <name><![CDATA[Kristen]]></name>
    <location><![CDATA[Mesa, AZ]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/253688-kristen]]></url>
  </user>
      <rating>3</rating>
  <votes>1</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
        <shelf name="finance" />
      </shelves>
  <recommended_for><![CDATA[all young adults]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Tue Jan 01 19:02:19 -0800 2008</read_at>
  <date_added>Tue Oct 02 10:22:03 -0700 2007</date_added>
  <date_updated>Wed Dec 26 18:29:43 -0800 2007</date_updated>
  <read_count></read_count>
    <body><![CDATA[Suze has won me over!  I'm almost complete and she is really speaking to me.  Retirement Rules (chapter 6) is just wonderful.  I logged onto her website and filled out my goals and started her action plan.  I like that she only gives you the first step and when you finish that step you can go back o...<a href="http://www.goodreads.com/review/show/7148591">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/7148591]]></url>
</review>
    <review id="1919490">
    <user id="52739">
    <name><![CDATA[Jennie]]></name>
    <location><![CDATA[Jamaica Plain, MA]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/52739-jennie]]></url>
  </user>
      <rating>5</rating>
  <votes>1</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
        <shelf name="favorites" />
        <shelf name="my-library" />
      </shelves>
  <recommended_for><![CDATA[every new college grad, 20 and 30-somethings particularly of gen. x or y]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Mon Jan 01 00:00:00 -0800 2007</read_at>
  <date_added>Wed Jun 13 08:08:31 -0700 2007</date_added>
  <date_updated>Wed Jun 13 08:18:19 -0700 2007</date_updated>
  <read_count></read_count>
    <body><![CDATA[No matter what you think of Suze Orman, you don't know how great she is until you read one of her money books. This one should be read by every college graduate. It begins on the basic side with FICO scores and credit cards/bills, and progresses into first-time homebuying and such. I unfortunately d...<a href="http://www.goodreads.com/review/show/1919490">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/1919490]]></url>
</review>
    <review id="551415">
    <user id="48185">
    <name><![CDATA[Mary]]></name>
    <location><![CDATA[Brooklyn, NY]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/48185-mary]]></url>
  </user>
      <rating>5</rating>
  <votes>1</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at></read_at>
  <date_added>Tue Apr 03 12:04:08 -0700 2007</date_added>
  <date_updated>Tue Apr 03 12:04:12 -0700 2007</date_updated>
  <read_count></read_count>
    <body><![CDATA[I know it sounds like a total snoozefest, and to be honest I wasn't really thinking I was going to love this book either.  But it caught my eye at the library one day because the jacket cover said Suze wasn't going to give a lot of the advice that I dreaded encountering: Save 8 months' expenses, etc...<a href="http://www.goodreads.com/review/show/551415">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/551415]]></url>
</review>
    <review id="1275031">
    <user id="84960">
    <name><![CDATA[Marissa]]></name>
    <location><![CDATA[Washington, DC]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/84960-marissa]]></url>
  </user>
      <rating>4</rating>
  <votes>1</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
      </shelves>
  <recommended_for><![CDATA[FICO score? Buh?]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Wed Mar 12 10:39:19 -0700 2008</read_at>
  <date_added>Thu May 17 12:02:04 -0700 2007</date_added>
  <date_updated>Thu Sep 27 15:33:53 -0700 2007</date_updated>
  <read_count></read_count>
    <body><![CDATA[OMG did you know that your credit score is how people will openly judge you FOR THE REST OF YOUR LIFE and that all your bad financial habits are only making it worse??? I am only three chapters into this nugget of wisdom and I already know SO MUCH SHIT that is (maybe?) going to keep me from being ba...<a href="http://www.goodreads.com/review/show/1275031">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/1275031]]></url>
</review>
    <review id="40055355">
    <user id="1569537">
    <name><![CDATA[Sarah]]></name>
    <location><![CDATA[The United States]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1569537-sarah]]></url>
  </user>
      <rating>5</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
        <shelf name="2005" />
        <shelf name="non-fiction" />
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Tue Mar 01 00:00:00 -0800 2005</read_at>
  <date_added>Sat Dec 13 22:28:55 -0800 2008</date_added>
  <date_updated>Sat Dec 13 22:29:23 -0800 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[we've recently become devotes of suze ormond. so when her book came out we bought it. the money book for the young, fabulous and broke is actually really damned helpful. sure, there were some stupid tips like &quot;put off getting your hair cut two weeks. get it cut every 8 weeks instead of 6&quot;....<a href="http://www.goodreads.com/review/show/40055355">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/40055355]]></url>
</review>
    <review id="73166223">
    <user id="1466097">
    <name><![CDATA[Emily Millay]]></name>
    <location><![CDATA[Brooklyn, NY]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1466097-emily-millay]]></url>
  </user>
      <rating>4</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Tue Sep 01 00:00:00 -0700 2009</read_at>
  <date_added>Thu Oct 01 19:50:14 -0700 2009</date_added>
  <date_updated>Thu Oct 01 19:57:43 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[My mother gave me this book a few years ago -- around the time when a lot of parents and uncles and well-meaning adults gave this book to the young, broke and fabulous in their lives. I started it then and got through the chapter on credit scores -- doing my reports, etc. -- and then stopped for a f...<a href="http://www.goodreads.com/review/show/73166223">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/73166223]]></url>
</review>
    <review id="40383151">
    <user id="13735">
    <name><![CDATA[Kristin]]></name>
    <location><![CDATA[Appleton, WI]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/13735-kristin]]></url>
  </user>
      <rating>5</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Thu Dec 18 00:00:00 -0800 2008</read_at>
  <date_added>Thu Dec 18 09:44:03 -0800 2008</date_added>
  <date_updated>Thu Dec 18 09:49:26 -0800 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[I saw Suze Orman on Oprah a couple times and formed the opinion that she was rather harsh. After reading this book, I now feel like Suze was just being very frank because she cares. I've read one of Jean Chatzky's financial books in the past, but I like Suze's better. She really has her information ...<a href="http://www.goodreads.com/review/show/40383151">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/40383151]]></url>
</review>
    <review id="46646281">
    <user id="157677">
    <name><![CDATA[Heather]]></name>
    <location><![CDATA[Farmington, MI]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/157677-heather]]></url>
  </user>
      <rating>4</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
        <shelf name="self-improvement" />
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Thu Feb 26 08:19:18 -0800 2009</read_at>
  <date_added>Tue Feb 17 10:51:35 -0800 2009</date_added>
  <date_updated>Thu Feb 26 08:19:18 -0800 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[I am young and fabulous, but I'm not broke. Suze Orman's book has some great tips for anyone who is, or who never wants to be. The reason alot of people don't like her is the same reason I really liked this is book. It is straightforward and uncomplicated. The book is divided into sections so you ca...<a href="http://www.goodreads.com/review/show/46646281">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/46646281]]></url>
</review>
    <review id="57435772">
    <user id="2349946">
    <name><![CDATA[Ealasaid]]></name>
    <location><![CDATA[The United States]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/2349946-ealasaid]]></url>
  </user>
      <rating>4</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Sun May 31 00:00:00 -0700 2009</read_at>
  <date_added>Tue May 26 18:25:21 -0700 2009</date_added>
  <date_updated>Sun May 31 12:53:49 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[This is a pretty awesome book for folks in the 20-35 range looking to get a handle on their finances. Suze lays everything out in her classic, no-bullshit style. I don't agree with everything she says (she insists couples who live together have a joint checking account but never says why, and her sy...<a href="http://www.goodreads.com/review/show/57435772">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/57435772]]></url>
</review>
    <review id="67079321">
    <user id="2619920">
    <name><![CDATA[Crystal]]></name>
    <location><![CDATA[Springfield, MO]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/2619920-crystal-brigman]]></url>
  </user>
      <rating>3</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
        <shelf name="own" />
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Mon Mar 09 00:00:00 -0700 2009</read_at>
  <date_added>Wed Aug 12 08:51:41 -0700 2009</date_added>
  <date_updated>Fri Aug 14 07:31:36 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[This is an okay book.  It turns out I'm not an idiot, so a lot of the advice is common sense and things I either already knew, or even better, had already done.  For context, I'm a 24 year-old graduate with a full time job w/ benefits (insurance + 401k) - I'm paying my school loan, car loan, and a m...<a href="http://www.goodreads.com/review/show/67079321">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/67079321]]></url>
</review>
    <review id="36206221">
    <user id="1475991">
    <name><![CDATA[Claire]]></name>
    <location><![CDATA[Stamford, CT]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1475991-claire]]></url>
  </user>
      <rating>5</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
      </shelves>
  <recommended_for><![CDATA[Anyone between 18 and 30]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Tue Dec 02 00:00:00 -0800 2008</read_at>
  <date_added>Sat Oct 25 19:03:15 -0700 2008</date_added>
  <date_updated>Tue Dec 02 12:51:48 -0800 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[YOU MUST READ THIS BOOK! The beauty of this book is that Suze offers a realistic, easy to understand, practical and useful lesson in personal finance that is targeted to a wide range of people. Whether you are 18-30, have $10K in credit card debt or in a savings account, own or don't own a home, are...<a href="http://www.goodreads.com/review/show/36206221">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/36206221]]></url>
</review>
    <review id="42982826">
    <user id="1886266">
    <name><![CDATA[Skycastles]]></name>
    <location><![CDATA[Honolulu, HI]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1886266-skycastles]]></url>
  </user>
      <rating>4</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Mon Jan 19 00:00:00 -0800 2009</read_at>
  <date_added>Tue Jan 13 20:45:14 -0800 2009</date_added>
  <date_updated>Mon Jan 19 12:36:52 -0800 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[I work at a financial institution, but that doesn't mean that I really know anything about saving, retirement or investing. I'm in marketing . . . enough said. Because I write the newsletters, I've had to take a crash course in personal finance and all that &quot;good&quot; stuff. This book, above a...<a href="http://www.goodreads.com/review/show/42982826">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/42982826]]></url>
</review>
    <review id="74809031">
    <user id="2086120">
    <name><![CDATA[Mromigh]]></name>
    <location><![CDATA[Arlington, VA]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/2086120-mromigh]]></url>
  </user>
      <rating>4</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Sat Oct 17 00:00:00 -0700 2009</read_at>
  <date_added>Sat Oct 17 05:51:58 -0700 2009</date_added>
  <date_updated>Sat Oct 17 05:55:00 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[Suze Orman provides an excellent overview of all aspects financial life for young people in their 20s and 30s. It's very easy to read, fun, witty, and verrrry informational. I learned all about credit scores, the difference between savings and investing, 401Ks, stocks, buying a car (don't lease! buy...<a href="http://www.goodreads.com/review/show/74809031">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/74809031]]></url>
</review>
    <review id="63654183">
    <user id="67559">
    <name><![CDATA[Stephanie]]></name>
    <location><![CDATA[Arlington, VA]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/67559-stephanie]]></url>
  </user>
      <rating>5</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
      </shelves>
  <recommended_for><![CDATA[everyone!  even if you're older, or not-so-broke]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Sun Mar 01 00:00:00 -0800 2009</read_at>
  <date_added>Wed Jul 15 17:49:11 -0700 2009</date_added>
  <date_updated>Wed Jul 15 17:58:21 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[Suze Orman, despite whatever shady past and connections she's had, knows how to give great financial advice.  I consider myself above-average in financial knowledge, thanks to three business peeps in the family.  But this is a GREAT resource for day-to-day financial questions: which bill should I pa...<a href="http://www.goodreads.com/review/show/63654183">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/63654183]]></url>
</review>
    <review id="56158819">
    <user id="240405">
    <name><![CDATA[Kat]]></name>
    <location><![CDATA[New York, NY]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/240405-kat]]></url>
  </user>
      <rating>2</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
        <shelf name="non-fiction" />
        <shelf name="read-in-2009" />
      </shelves>
  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Sun Jun 28 00:00:00 -0700 2009</read_at>
  <date_added>Fri May 15 05:48:30 -0700 2009</date_added>
  <date_updated>Tue Jun 30 07:35:19 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[I like Suze Orman's conversational writing style, and I also found it helpful that the book was broken out into sections, so I didn't need to read the parts that didn't apply (see: buying a car, as if I need one in NYC). There's certainly a lot of good and useful information about credit, paying off...<a href="http://www.goodreads.com/review/show/56158819">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/56158819]]></url>
</review>
    <review id="35080835">
    <user id="752750">
    <name><![CDATA[Matthew]]></name>
    <location><![CDATA[Seattle, WA]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/752750-matthew]]></url>
  </user>
      <rating>5</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
  <shelves>
      </shelves>
  <recommended_for><![CDATA[You. Now. Do it.]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Sat Oct 11 00:00:00 -0700 2008</read_at>
  <date_added>Sat Oct 11 19:22:59 -0700 2008</date_added>
  <date_updated>Sat Oct 11 23:49:27 -0700 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[Everyone needs to read this book, especially in today's current economic climate.<br/><br/>A week or two ago I happened to catch Suze Orman on Oprah. Orman had a straight-talk freak-out about the current economic woes, and how individual economic decisions were playing into/creating/contributing t...<a href="http://www.goodreads.com/review/show/35080835">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/35080835]]></url>
</review>
    <review id="27605864">
    <user id="1340051">
    <name><![CDATA[Kim]]></name>
    <location><![CDATA[Rock Island, IL]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/1340051-kim]]></url>
  </user>
      <rating>1</rating>
  <votes>0</votes>
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  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Wed May 27 00:00:00 -0700 2009</read_at>
  <date_added>Fri Jul 18 07:02:04 -0700 2008</date_added>
  <date_updated>Wed May 27 16:40:27 -0700 2009</date_updated>
  <read_count></read_count>
    <body><![CDATA[This book was incredibly disappointing. There were more things that Orman lectured that I disagreed with than I agreed with.<br/><br/>A few pieces of advice that made me think that Suze was off her rocker:<br/>- We YF&amp;Bs cannot be bothered with a budget. I believe everyone should and must budget....<a href="http://www.goodreads.com/review/show/27605864">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/27605864]]></url>
</review>
    <review id="15398557">
    <user id="628505">
    <name><![CDATA[Katie]]></name>
    <location><![CDATA[Chicago, IL]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/628505-katie]]></url>
  </user>
      <rating>4</rating>
  <votes>0</votes>
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      </shelves>
  <recommended_for><![CDATA[Those who need an understanding of basic personal financial topics]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at></read_at>
  <date_added>Thu Feb 14 07:05:55 -0800 2008</date_added>
  <date_updated>Thu Feb 14 07:34:05 -0800 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[I bought this from Amazon, hoping/thinking it would be a useful, in-depth resource for an under-30 wanting to make smart financial decisions. I have been working for almost 10 years, have savings and retirement accounts, and read/try to heed Kiplingers - certainly nothing deep, but it has all been e...<a href="http://www.goodreads.com/review/show/15398557">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/15398557]]></url>
</review>
    <review id="11853290">
    <user id="751100">
    <name><![CDATA[Saad]]></name>
    <location><![CDATA[Nashville, TN]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/751100-saad]]></url>
  </user>
      <rating>2</rating>
  <votes>0</votes>
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  <recommended_for><![CDATA[]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at></read_at>
  <date_added>Sun Jan 06 22:51:07 -0800 2008</date_added>
  <date_updated>Sun Jan 06 23:08:30 -0800 2008</date_updated>
  <read_count></read_count>
    <body><![CDATA[Ch. 1 explains FICO credit score, why it’s so important, and how you can improve it by using credit responsibly.  Plus! (But there’s sort of a catch)<br/><br/>Reading further into the book, it presents ways to change your spending habits, how to achieve career progress – in short, things tha...<a href="http://www.goodreads.com/review/show/11853290">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/11853290]]></url>
</review>
    <review id="49286801">
    <user id="793540">
    <name><![CDATA[Jaimee]]></name>
    <location><![CDATA[Portland, OR]]></location>        
    <url><![CDATA[http://www.goodreads.com/user/show/793540-jaimee]]></url>
  </user>
      <rating>4</rating>
  <votes>0</votes>
  <sell_flag>false</sell_flag>
  <spoiler_flag>false</spoiler_flag>
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      </shelves>
  <recommended_for><![CDATA[18-35 year olds who want to make the right choices with their money  and need some help]]></recommended_for>
  <recommended_by><![CDATA[]]></recommended_by>
  <read_at>Sat Apr 11 09:49:44 -0700 2009</read_at>
  <date_added>Sat Mar 14 17:54:34 -0700 2009</date_added>
  <date_updated>Sat Apr 11 09:49:44 -0700 2009</date_updated>
  <read_count>1</read_count>
    <body><![CDATA[I highly recommend this book.  I am pretty good with my finances, but have always known I could do more (i.e. saving) and needed to learn more about saving for retirement, stocks, what to do in what order, etc.  The problem is most of the time I'm half asleep in 5 minutes reading about this stuff.  ...<a href="http://www.goodreads.com/review/show/49286801">more...</a>]]></body>
    <url><![CDATA[http://www.goodreads.com/review/show/49286801]]></url>
</review>
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