The Money Class: How to Stand in Your Truth and Create the Future You Deserve
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The Money Class: How to Stand in Your Truth and Create the Future You Deserve

3.68 of 5 stars 3.68  ·  rating details  ·  964 ratings  ·  151 reviews
#1 NEW YORK TIMES BESTSELLER
Revised & updated

WHAT WILL YOU LEARN IN THE MONEY CLASS?

How to find the courage to stand in your truth and why it is a place of power.

What daily actions will restore the word “hope” to your vocabulary.

Everything you need to know about taking care of your family, your home, your career, and planning for retirement—no matter where you are in...more
Paperback, 320 pages
Published January 10th 2012 by Spiegel & Grau (first published March 8th 2011)
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Michael
I did not read all of this book. I skimmed through parts of it, and read other parts carefully. This is a great, great overview of personal finances, college and retirement planning, and living 'below your means" as a strategy for surviving in the new American economy. The author believes that our old concept of the American dream is pretty much dead, and the our new dream needs to be much more centered on individual choices, personal responsibility, and the recognition that what people have tak...more
Keri
Suze Orman and Dave Ramsey are the two personal finance gurus I like, not being a finance person per se (so I like the 101 version). Both discourage credit card debt, hate bond funds and strongly recommend emergency funds, debt payoff, easy investment vehicles, and not living beyond one's means (stating the obvious a bit there, but then again maybe not, since so many of us are in debt!). Orman is not nearly as debt-averse as Ramsey. Ramsey is hard-core against any and all debt, even so-called "g...more
Sarah
Suze Orman has been spending WAY too much time with Oprah. This book mixed generic money advice that anyone who is likely to be reading a financial book already knows with feel-good spiritual nonsense. She kept going on about how you need to "Stand in your truth". Sounds like the title of a church sermon. I can just picture her on the Oprah show gushing about this book and how it can change your life, but to me it was all fluff and no substance. Nothing new to read here.
Tricia McKean
Well, this book was good for me to read at this time. It was very interesting to get a handle on how much the 2008 collapse really influenced money, inflation, interest, etc. Even though I already knew about those things (and had seen the deflation in my own retirement accounts), I was just kind of ignoring it. This book kind of kicked me back into gear about being more proactive with my accounts.

I'm not a huge fan of Suze Orman's writing style, it feels a lot like fluff. That being said, she do...more
Keith Sorensen
Disclaimers: This is my first Suze Orman book. I've been tempted to read some of her other works, but this is the first one I actually tackled. I was especially interested in getting her take on the "new economy," so I deliberately chose one that was written in 2011. Also, I've read many, many financial (and related) books by Dave Ramsey, Harv T. Eker, Napoleon Hill, David Bach, Thomas J. Stanley, Robert Kiyosaki and others, and I was curious to find out what set Suze Orman apart and gave her su...more
Renee
Full disclosure: I'm a big fan of Suze Orman. Growing up in a household where money was not discussed meant I was pretty clueless once I got out of college and started to live & pay for things on my own. A (younger!) friend of mine gave me her 9 Steps book back in the late 90's and I've been a devotee ever since. She has honestly helped me, my mom and several of my female friends get our Stuff together financially. THIS BOOK: if you haven't read any of her other books, buy this one! If you h...more
Chris
This would be good and quite useful reading for people with kids (or planning on having them soon-ish), people who don't really understand the importance of saving money and budgeting, people who are thinking about buying houses or condos, and people who are confused about how to save for retirement. This is somewhat less useful for people who are staggeringly in debt, or people who are employed and have a generally good sense of how to save and budget. Overall though, I think the section(s) on...more
Kris Patrick
apparently the weather is so nice in Palm Springs that no one reads there! (I'm sure that's not true) Couldn't find a bookstore in town or a decent books at the airport on way home to Indianapolis. Could hardly find a thing to read in Phoenix airport either... it hurt to part with $16 but I needed something to read on plane and couldn't take one more celebrity rag...

Here's my big question: In Young, Broke, and Fabulous SO is completely against renting. In this book she has completely changed her...more
Destiny
Priceless Information

I rated this a five star read because it is one that you will definitely want to re-read. The information is indeed priceless. The book contained information that I've heard before, but in a different perspective. For example, why it is important to invest in your 401k no matter what financial situation you are currently facing. At times it was a bit boring, but informational nonetheless. I learned quite a bit about investing. The more you read about things you are unfamilia...more
Sarah
not suze's best book. while i appreciate that she has declared the "american dream" dead (it totally is) and that she flat out said we no longer live in a meritocracy where hard work is rewarded, that's about all i liked.


mostly, it just wasn't relevant to me. i don't have a traditional job. i'm not going to buy a house/don't have a mortgage. i don't have kids. i don't need to save for college.

i DO need to pay of tens of thousands in debt, re-start saving for retirement (but i can't do that unti...more
steph
I always feel weird reviewing financial books. Not because there is anything wrong with them but because everyone is at a different age and a different place financial wise than everyone else and what works best for one person might not work best for another. That said, I'm glad I read this book.

The only other Suze Orman book I've read was her Young, Fabulous and Broke book that was geared towards young twenty somethings (people like me) but written in 2005 (so it included things like using cred...more
Nicole
If you're new to Suze Orman, this one is as good as any to start with (because it's the most up-to-date). If you're already familiar with her, this book might be useful if you have been affected by the financial crisis of 2008 or the events that followed... or if you have found yourself unable to follow her past advice and are looking to give yourself another kick in the butt. Otherwise, just borrow a copy and skim through it quickly, because most of it is a repeat of things she always says.

This...more
Kristin
Mar 22, 2012 Kristin rated it 3 of 5 stars  ·  review of another edition
Recommends it for: Everybody
Because it is written in a way that let's readers pick and choose what chapters to read, it is often repetitive if you read the whole thing through, but hey, a lot the advice she gives on these issues warrants repeating.

I read it all, even the parts that don't really apply to me yet and it was eye opening. I am so jealous that my parents didn't do any of the things she suggests parents do to teach their kids about money. No wonder I was still clueless as an adult! Anyway, now I feel ready to ta...more
Meghan
Fantastic! I learned from “The Suze Orman Show” that I should be putting away some serious bucks for retirement and my 8-month emergency fund. The show even helped me figure out what the best type of retirement account is for me. Great! I’m a financially responsible adult. I thought I had it made…some may say I was frugally cocky…and then a 26-year old caller starting asking questions about stocks, mutual funds, bonds …etc. “Wait, what?! I just don’t put money into an IRA and watch it grow?” Ans...more
Ann
Both my daughters will be receiving this book for the holidays. Suze Orman takes the current financial environment and explains how to best handle your money so you can retire someday. Her advice steers you away from making destructive and impulsive decisions that can have massive negative effects in the future. She asks us to take responsibility for how we deal with money when we are being urged on all sides to spend.

The biggest lessons I took away are that it is important 'to stand in your tru...more
Karima
On so many level, Orman hit the nail on the head. A big proponent of CASH, living below your means, downsizing, etc. I'm with her on all that. Where she lost me in this book is her encouragement to work, work, for, as long as possible. As one who is approaching retirement, I cringe at the thought of working until I'm 65 or 70. I want to enjoy retirement and all the typical aspects of that stage of life, grandchildren, travel, community involvement,etc., while I am still fit and healthy. She outl...more
Monica
The Money Class is packed with helpful information everybody needs—info it seems that most people don't have. I hope people will read books like this and educate themselves.

Our retirements are not going to be like our grandparents, because most of us don't have pensions. We have to be engaged in the process, think ahead, understand how retirement accounts work, what investments to choose, and how much to put in. We need to give our children financial education opportunities from an early age so...more
sue
Good advice for right now. this is my first orman book and i gather she writes in the now. a lot of the Money Class is stuff you already know if you are the least bit responsible, but she does offer some good ideas about how to teach your children about money and get them started on the right path.

I also learned quite a bit about the ins and outs of retirement. Suze, unlike others in the self help industry, actually gives black and white rules. not vague suggestions. which is nice.
Merc
During this year, I have fallen into a couple books that gave me what Oprah would call an “Ah-Ha” moment. This book was one of those books and the only non-fiction to hit me like that. While I can say that I do not have as much of a financial presence in the world as the people this book is directed towards, I can say I did pick up a lot of stuff even though I skipped the 40 – 50 year old chapters toward the end. And, I have taken much of her advice and its odd how easy it seems. But, once again...more
Melanie
Suze has no sense of how non-millionaires live. It would take a family grossing $50K/year and netting $3500/mo around four years to save up an eight month cushion, assuming nothing happens in the meantime to undo all their hard work. Even if they worked with "gazelle intensity" (to borrow a phrase from Dave Ramsey) it would still take them around 18 months.

Also, from reading this book I kept getting the feeling that even if you save every single penny you earn it's not going to be enough. Not e...more
Brad McKenna
There's really no big mystery when it comes to being financially smart, save lots and don't get too far into debt. The trick, however, is what to do when you can't help but get into debt. The book really made me uncomfortable with my condo and the money pit it's threatening to become. Not much I can do but cut costs elsewhere.

What Orman was good at, though, was explaining the details of retirmenet funds and Oh doggy! is it complicated. The one thing I'll take away from it is Roth IRAs are good b...more
Christine London
Suze does her usual thorough laser sharp job in getting to the point of our financial weaknesses and pitfalls to provide a spot on guide to lifelong fiscal responsibility. Like a diet book, her advice may not always be welcome, but it is real. Smart and savvy folks will listen and act.
Marjorie Turner
Ouch - Whew! Jeez. Guess I can stand in my truth and create a new American Dream. Glad to say that I already follow about 80-90% of what Suze suggests. Changing along with the changing times is not always easy, but I'd rather be current and live for the future than bury my head in the sand and wish for the past. Good message.
Blair
This is a great book if you have totally mismanaged your finances and have no common sense (What do you mean I can't spend more than I make?). Everything was taken at a really basic level - redefine your version of the American Dream if you've been unemployed for 8 months and can't afford what you used to think about, sell your house if you are underwater and can't make your mortgage payments, etc. Anyone with a bit of financial saavy and common sense won't get a whole lot out of this book.

On th...more
Laura Lowmiller
If you have read one of Suze's books, you've pretty much read them all. She covers the same thing, and there are on,y so many topics to cover. I like her in general and she taught me a lot when I was becoming an adult and in college. Her show is also interesting.
Lisa Glickstein
Good advice from Suze Orman, as always. However, her theme (of the crashed economy and the "dead" American dream - the old one anyway) was depressing and she flogged it like a dead horse. Plus some chapters were very very confusing - I get that the topics are complicated, but sometimes she left me with action items that seemed meaningful, and other times not so much. She basically admits to hating to write the book, and I think her attitude affected the final product. I'm sure she had to deal wi...more
Kate
This was my first Suze Orman book. She is very direct and I liked that. I also thought the book has something for everyone. She breaks it down by age and life stage, but I also thought there were some good tips from the 35,000 ft perspective as well as solid rules of thumb to live by on the ground.
Suze is on the more conservative end of financial planners (e.g requiring an 8 month emergency fund over the more traditional 3-6 month) and her goals may take a while to obtain, but I didn't think an...more
Alesia Nicole
APPROVED! What a wonderful resource this book is! Suzie shares many great financial lessons in this book. I recommend this book to any one who feels clueless on how to save money for retirement!
Shae
I first became interested in this book because I watched Suze Orman teaching finance on a PBS special. Even though I didn't get to finish it before I had to take it back to the library (there were so many people putting it on hold) I would really recommend it to everyone. She has a very clear, candid voice and the chapters of her book are divided in such a way that everyone can find the stage of life they are in and find really practical advice. I learned a lot about college saving plans, housin...more
Nona Thomas
I have read other books about personal finance. This is my second Suze Orman book. The tone of this book can make the reader emotionally depressed. Living below your means and paying cash for items expressed in the book is not new. This was a mantra given to me by my parents. Saving 8 months of an emergency fund is a major challenge with low to no salaries. Most of the book gave information that would apply to people with families and older people. Suze Orman gave very helpful information concer...more
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Suze Orman (born Susan Lynn Orman) is an American financial advisor, writer, and television personality.
More about Suze Orman...
The Money Book for the Young, Fabulous & Broke Women & Money: Owning the Power to Control Your Destiny The 9 Steps to Financial Freedom: Practical and Spiritual Steps So You Can Stop Worrying The Courage to be Rich Suze Orman's 2009 Action Plan: Keeping Your Money Safe & Sound

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