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Dave Ramsey's Complete Guide to Money: The Handbook of Financial Peace University

4.46 of 5 stars 4.46  ·  rating details  ·  732 ratings  ·  120 reviews
Dave Ramsey's Complete Guide to Money covers the A to Z of Dave's money teaching, including how to budget, save, dump debt and invest. If you're looking for practical information to answer all your How? What? and Why? questions about money, this is the book for you. You'll also learn all about insurance, mortgage options, marketing, bargain hunting and the most important e ...more
Hardcover, 331 pages
Published December 1st 2011 by Lampo Press
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Community Reviews

(showing 1-30 of 1,546)
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Nicholas Maulucci
excellent. just financial common sense fleshed out into a book. excited about teaching our children these principles. excited about handling our money correctly. if we cannot take care of the least riches, how do we expect God to trust us with the true riches. revival awaits the stewardship of the least in order to usher in the true riches. recommended for all. a top 10 book out of the last 100 I've read. read it or remain a credit card paying, car payment paying sheep. two thumbs up!
John Brown
If you’re like 70% of America, you are living paycheck to paycheck, which means that if you or your spouse (assuming you have one) were laid off, you would probably have difficulties meeting your mortgage the next month. If you didn’t go into default on the house, you certainly would on other payments and bills.

You also have very little retirement.

You probably have around $7,000 in credit card debt. Maybe a lot more.

You also have a car payment or two. Or, heaven forbid, a lease.

You might be h
...more
Kaity
This book is the beginner's guide for Finance Dummies who are looking to get themselves the heck out of debt. Dave Ramsey's writing is so easy to read- even in subjects of insurance, mortgages and 401(k)'s. I read this book in conjunction with the course, Financial Peace University and am feeling ready to tackle my student loan debt! With Ramsey's arsenal of budget-friendly, money-saving tactics we should be able to be debt-free in just a couple years.
Nick Hepler
If you have read the Total Money Makeover and are looking for the nuts and bolts details of the Baby Steps this book is an excellent choice. This would also be an excellent selection for someone interested in taking the Financial Peace University class, but doesn't have the time or money to take it; or just doesn't like the idea of going to a church to a class. Much of the material in the book is almost verbatim what you will hear in the FPU classes. The dust jacket indicates this is the handboo ...more
Lindsey Riley
I hate money. Well, no, that's not true. I love to SPEND money; I just hate MANAGING money.

No one told me that being a responsible grown up would be so boring and difficult and unpleasant, and the most obnoxious and stressful adult task, I've found, is setting up and sticking to a budget.

Ugh. Budget. It's anything BUT a sexy topic. Nevertheless, it's an important subject to research, and implementing some sort of financial plan is vital in order to be dependable and successful.

One way I have ta
...more
James
It has been over a month since we've started using Ramsey's baby steps, and I can tell you that no book (other than the Bible) has so greatly affected my behaviors and thoughts about money.

As Ramsey says several different ways himself: this information is not new, I (Ramsey) just packaged it well—it's the same God-given wisdom your grandparents gave to you... had you been paying attention!

I bookmarked several sections in this book that I will come back to when it is time. Since the wife and I ar
...more
Doug
Apr 14, 2014 Doug rated it 3 of 5 stars
Shelves: other
In summary, [Financial Peace University] and “Dave Ramsey’s Complete Guide to Money” will be particularly helpful for those who have a decent income but aren’t wise in how they spend-if they follow Ramsey’s instructions. I would particularly recommend it for these people. Others will find useful information and tips. For those who have a decent income but already handle their money fairly wisely, I would probably recommend simply reading the book; the full course may be overkill. Those who have ...more
Wanda
I think this book creates a great guide to getting out of debt. I am currently working the steps and doing quite well, I think. Also, Dave Ramsey infuses scripture throughout the book. As a Christian, i think this is important. You are being a good steward and following "guidelines" from the Bible. There is information about investments and retirement, home buying and selling, dealing with debt collectors, etc. A great handbook if you are looking for some general information about these and a fe ...more
Tamra
Mar 28, 2013 Tamra rated it 4 of 5 stars
Recommends it for: people in FPU
Recommended to Tamra by: Dave Ramsey
This book is a major step up from Financial Peace Revisited. It spells things out without any unneccessary extras. To the point, helpful, and straightforward. All of Dave's books are easy-to-read and light, even though the subject matter is pretty dense and daunting. Dave is funny and enthusiastic and inspiring, and his books are delightful. You walk away thinking, "I can do this!"

If you're wanting to read one of Dave Ramsey's books, I recommend Total Money Makeover. I think it's the best over-a
...more
Dave Dalbey
I recommend this to everybody not because it's a page turner, but because there's applicable information for anyone on how to handle money. Good book and very helpful information. I'm not very big on how to books, but Dave Ramsey's book and class helped change our view on debt and how to aggressively pay it down. Beyond how we handle our daily finances there is good instruction on personal insurance, wise investing, home buying, etc. most of this isn't rocket science it's just plain talk that ca ...more
M. E.  Kinkade
If you're unsure about how to manage money, or have already made some big mistakes and are trying to recover, or just want to brush up on some obscure things, this book will likely help you out.

HOWEVER...it has its flaws, despite the enthusiastic baying of many of Ramsey's constituents.

I received this book as a very well-intentioned gift to help my new husband and I get our marriage started on the right foot. I'm already persnickety about how I manage my money, so I may not be the ideal audien
...more
Grace
I just finished going through Dave Ramsey's Financial Peace University class (which I highly recommend!) This book is basically a written version of the CDs/DVDs that are part of the class. This book is a great companion piece, and good for reading after the class as a reminder of how to change your thoughts and habits about money. Even if you read it by itself, without the class, there's a lot of wisdom and insight and the book could be very helpful to anyone wanting to change their financial s ...more
steph
Okay, so I only picked up this book because my aunt and uncle got out of debt a few years ago by Dave Ramsey's methods and they have attended like 3 or 4 of his Financial Peace University classes and are always talking about his methods. And since I'm trying to educate myself on finances and debt and savings and retirement and everything, I decided to pick up this book a few weeks ago when I picked up some other finance books at the library.

This is pretty much the dummies guide to getting out of
...more
Carolynn
I really liked the book. It had a lot of great, practical information, and I can see myself reading it many times. The only reason for my 4 star rating is that I was also enrolled in FPU while reading the book (it came in the course materials) and it was pretty much word for word the same as the DVDs or audio CDs. It's a great place to start if you're new to Dave Ramsey, but I think they should consider putting a different book in the course materials.
Joshua Ray
It's as simple as this: every single American (heck, every single person in the world!) should be required to learn the basic principles of handling money responsibly that Dave Ramsey teaches in this book and in his Financial Peach University class before they graduate high school.

It's that important and that life-changing. I knew very little about managing my money well before this book and the course. This is a necessary part of the transition from life as a child to one as an adult and this i
...more
David Geschke
Life changing. This is the absolute best book I have ever read on handling personal finances, and I've read hundreds of them, including Dave's other books "Financial Peace" and "Total Money Makeover", which are also very good... but not THIS good. This is his best written book, goes through almost everything any individual would need to look at regarding personal finances and explains things clearly using a lot of real life examples and statistics. This is a book I'll read over and over the rest ...more
Erin
This book is extremely helpful in figuring out how to manage your money and I wish I would have known these things well before marriage (you can bet my children certainly will). This book is meant to be a companion for the Financial Peace University class, which I highly recommend everyone take. There is a whole plan in this book for getting yourself out of debt, for saving for retirement and college, and even paying off your home early. At the end of the book, Mr. Ramsey talks about the importa ...more
Billy Grogan
This book provides a lot of sound financial advice for those struggling financially as well as for those who need some basic education about how to manage their money better. I really liked his emphasis on building your emergency fund and also on giving. I was surprised he didn't mention anything about self directed IRAs as an investment option. His message is simple and easy to understand. The key to financial independence is changing our behavior.
Deanna
We love Dave Ramsey in our house! Our kids know his steps and his stories well. My husband teaches his classes and he's a local provider in his business. Some of our favorite sayings are, "live with an open hand," "live like no one else so you can give like no one else," and "it's not our money anyway."

Having financial peace makes a person (and family) happy, happy, happy!
Matthew
This book obviously has some good points and I believe that most people would benefit from reading this book and implementing the suggested steps.

I do believe that Dave is way off on his investing chapter.

Also, this book is nearly identical to his previous book I read, The Total Money Makeover. That is why I only gave it three stars.
Christiaan Botha
If you think you know anything about financial stewardship think again. Dave Ramsey plan to financial stability and wealth is simple to follow. Dave's previous book "The total money makeover" is a good introduction to his philosophy, but does not touch on the fine points about insurance, buying a house and even dealing with your kids financial well being. I am not too fond of self-help books, but I would suggest this should be on your read list.
Arthur Martiroso
Awesome book, I would recommend it to anyone who is struggling financially. Goes hand in hand with Dave Ramsey's financial peace university class. Read the book and take the FPU class. You will change your wealth tree!!!
Liz
This book is a great no nonsense approach to money management. This book and financial peach university has changed the way our family looks at money. If you are someone with debt and living paycheck to paycheck read this book!
Randall Dunn
Revolutionary way of thinking about finances, that is really the old-fashioned, time-tested practice of saving for purchases and saving for the future, rather than relying on insurance companies for everything and burying ourselves in debt with credit cards. If you're buried in debt or just need to know how to plan better for your future financial needs, this book will help free you faster and more fully than you can imagine. I read it during the Financial Peace University class offered at my lo ...more
Christina
I read this book as a companion to the 'Financial Peace University' Class. Honestly, if you're taking the class, the book is basically an exact repeat of his words in class with the exception of a few added chapters.

If you're only going to read one Dave Ramsey book, I would read The Total Money Makeover. It goes into more details on the steps to financial freedom. However, this is an excellent support book. It's great to help motivate you through the steps.
Rebecca
I read this as part of going through Financial Peace University with my church, and it has been an absolute revelation. Easy to understand, approachable, funny, it breaks down big changes in small ways--baby steps, if you will--that I can actually do. I'm still working on Baby Step Number 1, so I have a long way to go before I need the more "advanced" chapters. I'm keeping this to look back at when I'm a little further along the path and need to start making bigger decisions about home buying, r ...more
Payton Thompson
Solid Book

Solid book with good ideas. Enjoyed reading it. Very basic, but had good information. I'd recommend reading to friends and family.
Angela
If you must read a Dave Ramsey book, it might as well be this one. It covers most of the bases, and tells you where to get more info.
Kathleen Wall
Dave's baby steps really do work. This book is an excellent guide to becoming debt free. I highly recommend the book and the classes.
Andrew
Wonderful information on how insurance, retirement, and investments work. Great help for understanding big money decisions.
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David L. Ramsey III (b. September 3, 1960) is an American financial writer, radio and television host.

More about Dave Ramsey...
The Total Money Makeover: A Proven Plan for Financial Fitness Financial Peace Revisited EntreLeadership: 20 Years of Practical Business Wisdom from the Trenches More than Enough: The Ten Keys to Changing Your Financial Destiny Dave Ramsey's Financial Peace University

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