false 78427 6 <p>The success stories speak for themselves in this book from money maestro Dave Ramsey. Instead of promising the normal dose of quick fixes, Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and achieving total financial health.</p> <p>Ramsey debunks the many myths of money (exposing the dangers of cash advance, rent-to-own, debt consolidation) and attacks the illusions and downright deceptions of the American dream, which encourages nothing but overspending and massive amounts of debt. "Don't even consider keeping up with the Joneses," Ramsey declares in his typically candid style. "They're broke!"</p> <p><em>The Total Money Makeover</em> isn't theory. It works every single time. It works because it is simple. It works because it gets to the heart of the money problems: you.</p> 2393600 2003 The Total Money Makeover: A Proven Plan for Financial Fitness total:2631|5:1398|4:834|3:319|2:69|1:11| 2631 11432 3672 908 5 16 false false Fri Sep 07 07:49:20 -0700 2007 Fri Sep 07 07:49:20 -0700 2007 more...]]> 5 4 false false Mon Jan 01 00:00:00 -0800 2007 Fri Jan 25 20:31:39 -0800 2008 Fri Jan 25 20:45:21 -0800 2008 more...]]> 5 4 false false Wed Aug 01 00:00:00 -0700 2007 Sun Sep 16 17:26:04 -0700 2007 Sat Sep 29 15:20:14 -0700 2007
My friend Amanda was nice enough to buy me Dave Ramsey's book. It must mean it's pretty good if someone else is willing to shell out $25.00 to buy you a book on money management! This book was really repetitive, but I thought it was a fantastic planning tool for those of us ...more...]]> 5 2 false false Thu Sep 01 00:00:00 -0700 2005 Wed Mar 19 05:59:10 -0700 2008 Thu Mar 20 12:23:57 -0700 2008 HUGE fan of Dave Ramsey, so of course I'm a bit biased. I listen to his talk radio show every day without fail, and I'm an active member of his subscription website called MyTMMO (http://www.mytotalmoneymakeover.com).

My husband and I began workin...more...]]> 3 2 false false Fri Jun 01 00:00:00 -0700 2007 Wed Feb 20 11:52:30 -0800 2008 Wed Feb 20 14:07:44 -0800 2008
However, while focusing on ...more...]]> 4 2 false false Mon Mar 10 00:00:00 -0700 2008 Tue Feb 26 21:48:19 -0800 2008 Fri Mar 14 13:40:00 -0700 2008 How To Win Friends and Influence People, Ramsey uses personal stories from other people to drive his points home.

But in essence, the plan is like this:...more...]]> 3 3 false false Mon Jan 14 06:40:59 -0800 2008 Wed Jan 16 04:16:01 -0800 2008 more...]]> 5 2 false false Thu Mar 01 00:00:00 -0800 2007 Fri Jun 01 14:17:41 -0700 2007 Thu Jun 14 13:34:07 -0700 2007 more...]]> 5 2 false false Thu Nov 01 00:00:00 -0700 2007 Sun Oct 07 06:27:57 -0700 2007 Sun Nov 18 06:02:58 -0800 2007 1. Small Emergency Fund of $1000
2. Pay off all debt except house with debt snowball
3. Fully Fund Emergency Fund to 3-6x of living expenses
4. Invest 15% ...more...]]> 5 2 false false Wed Mar 01 00:00:00 -0800 2006 Wed Feb 20 22:33:42 -0800 2008 Wed Feb 20 22:41:37 -0800 2008 more...]]> 5 2 false false Sun Apr 01 00:00:00 -0700 2007 Tue Sep 25 09:32:33 -0700 2007 Tue Sep 25 09:32:33 -0700 2007 more...]]> 5 2 false false Mon Jan 01 00:00:00 -0800 2007 Fri Dec 07 13:41:38 -0800 2007 Fri Dec 07 13:42:26 -0800 2007 0 2 false false Sat Nov 08 21:28:42 -0800 2008 Sat Nov 08 21:32:02 -0800 2008 5 1 false false Mon Jan 01 00:00:00 -0800 2007 Fri Jan 25 17:40:23 -0800 2008 Fri Jan 25 18:15:25 -0800 2008 more...]]> 5 1 false false Sat Mar 01 00:00:00 -0800 2008 Sat Mar 01 15:55:22 -0800 2008 Sat Mar 01 16:09:22 -0800 2008 more...]]> 5 1 false false Fri Feb 01 00:00:00 -0800 2008 Mon Feb 18 12:01:38 -0800 2008 Mon Feb 18 12:42:45 -0800 2008 more...]]> 0 1 false false Sun Jan 01 00:00:00 -0800 2006 Mon Feb 02 09:37:05 -0800 2009 Mon Feb 02 09:37:38 -0800 2009 5 1 false false Sat Feb 23 00:00:00 -0800 2008 Sat Feb 23 21:27:33 -0800 2008 Sat Feb 23 21:31:21 -0800 2008 more...]]> 5 1 false false Thu Jan 01 00:00:00 -0800 2004 Mon Sep 24 10:48:22 -0700 2007 Mon Sep 24 10:52:06 -0700 2007 more...]]> 3 0 false false Mon Mar 16 00:00:00 -0700 2009 Mon Mar 16 08:50:51 -0700 2009 Mon Mar 16 09:03:05 -0700 2009 more...]]>