The Money Saving Mom's Budget: Slash Your Spending, Pay Down Your Debt, Streamline Your Life, and Save Thousands a Year
With hundreds of inspiring “why didn’t I think of that?” TIPS, plus WORKSHEETS, Paine breaks down your goals into easy, manageable steps so you can:
• Achieve a complete financial makeover
• Set up a...more
I really like that Mrs. Paine focuses on goal-setting so much. Although I'm pretty frugal overall, I think that setting goals would get me a lot father—goals give you something to work toward.
I couldn't help comparing this book to Dave Ramsey's The Total Money Makeover: they both advocate getting out of debt, not getting in ...more
In the beginning, her cheeriness wasn't an issue. Towards the end, when she took a turn to the spiritual on choosing contentment, I wasn't as interested. It's not ...more
This is a quick, easy, and encouraging personal finance book...how often do those qualities go together?! It was also much more than a book about money. The principals of being careful with your finances extend to all aspects of purposeful living. Crystal Paine writes MoneySavingMom.com, and this is her first book. As someone who reads her blog regularly, I was familiar with a lo ...more
From The Back Cover: From one of Nielsen’s Top 50 Power Moms comes advice you can take to the bank—literally! Crystal Paine, who has helped b ...more
Author: Crystal Paine
Publisher: Gallert Books (Simon and Schuster)
THE MONEY $AVING MOM’S BUDGET is a book that will help turn your family’s finances around. Based on sound wisdom, this book will help you put together a budget, encourage you to pay cash (and not use credit), to pay down your debts as quickly as possible, and to take control of your life.
Each chapter includes stories by real people, ...more
The Money Saving Mom's Budget: Slash Your Spending, Pay Down Your Debt, Streamline Your Life, and Save Thousands a Year by Crystal Paine of Mon ...more
What I liked about this book? Crystal Paine, the author, cuts things into very small chunks. She asks basic questions about goals and goals that aren't just about money. What do you like to do? Do you have a time budget?
Now you might want to ask, why does a book called money saving budget have a question about time? Well when you can budget your 24 hours and reduce cl ...more
The overall information is well laid out and mostly common sense. The majority of the ideas seem to fit well only for stay at home mom scenarios. While she did suggest doing small things for money here and there, one solution to overcoming financial burden and debt ...more
I feel like I'm pretty on top of things with our budget, but I would like to be saving a little bit more (I'm trying to figure out how to save for replacing our vehicles down the road), so this came at a good time for me.
I like that this starts you off in reasonable chunks for learning how to set goals, budget, save, and use coupons. It can be very easy to dive ...more
I gave this book only 3 starts because while the book contains quality content, it feels incomplete. I felt like I was reading the middle of a good book that was missing the beginning and ending.
That being said, this book would be an excellent primer for anyone trying to plant their feet on firm financial ground, a ...more
The first few chapters are mostly about the importance of a budget, which, presumably if someone is picking a book like this up, they know already. But she does give a fairly simple and easy-to-follow directions for actually creating that budget and sticking to it. Some people, I'm sure, want to follow a ...more
I have been reading Crystal’s blog since before she started Money Saving Mom, and so I wondered if I would find anything new in the book, but this is not just a ...more
“A cheerful attitude c ...more
I started out without anything and struggle to make ends meet on an already strict budget. Most of her methods don't work for me.
Have up on the book 1/2 way through because I was so frustrated.
I think the author could probably have left out philosophical/conceptual ideas that can't be addressed in this context anyway, and instead substituted some pages of more concrete detai ...more
The Cons: If you follow Crystal's blog, you already know most of her story so nothing here will be completely new. Also, the couponing and saving money tips are similar if not identical to the material she has covered ...more
Crystal shows you the basics of household budgeting (breaking it down into a three-step process with a food budget, an "essentials" budget, and an everything-else budget), how to use coupons to save money, and other ways to have fun or do things for less. There are a number of useful anecdotes sprinkled in for variety. The book is rather like her blog, just more polished. The back has a useful appendix of information, thou ...more